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Because life is all about money and a bunch of other things
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About Me
- Sunny
- I am a French Canadian New Brunswicker. On August 5th, 2009, I achieved my goal of having $50,000 in investment assets. My ultimate goal is to achieve financial freedom, and at least live happily with my money and be able to achieve my objectives, even if I do not retire early. It all starts with that first $50,000. My email, if you'd like to say hello, is myfirst50000 (at) yahoo.ca.
The content of this blog reflects my very own personal experience with finance and it shouldn't be considered as a professional view on investment.
My portfolio
Total in assets: $466,665.20/Net worth: $461,948.22: October 17, 2024
Labels
- 2007 RRSP (4)
- 2008 RRSP (6)
- ACCES-D (1)
- Air Miles (4)
- American Express (3)
- annual dividend (2)
- Antrim Energy (1)
- automatic DRIP (1)
- Bank of Nova Scotia (BNS) (2)
- Bell Aliant Regional Communications Income Fund (1)
- Berkshire Hathaway Inc. (BRK.B) (1)
- Bitcoin Fund The Class A units (QBTC); Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B) (1)
- Bitcoin Fund The Class A units (QBTC); The Ether Fund Class A units (QETH.UN) (1)
- Blackmont (1)
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- RBC O'Shaughnessy Canadian Equity Fund (6)
- RBC O'Shaughnessy International Equity Fund (4)
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Blog Archive
-
▼
2011
(356)
-
▼
January
(41)
- What a 7 128.01$ in dividend earning can change in...
- I am now at 144 709.79$
- My debt situation on date of January 28, 2011
- My stock investment portfolio on date of January 2...
- Welcome to Financial 15 Split Corp. (FTN), 100 sto...
- Welcome to New Flyer Industries Inc. (NFI.UN), 200...
- Welcome to Superior Plus Corp. (SPB), 200 stocks o...
- creditsolutions for margin users, a quick view on ...
- My latest trade for today
- My stock investment portfolio on date of January 2...
- Welcome to Canfor Pulp Products Inc. (CFX) in my o...
- Trade commodities online: my experience with EnCan...
- I just purchase 100 stocks of Canfor Pulp Products...
- CSN Store 20$ gift certificate giveaway to one luc...
- Meet the Canadian stock Canfor Pulp Products Inc. ...
- Horizons Gold Yield Fund (HGY.U) declared its very...
- Exchange Income Corporation (EIF) vs Power Financi...
- My debt situation on date of January 18, 2011
- My stock investment portfolio on date of January 1...
- Be ready for Sprott Inc. (SII) special dividend of...
- Welcome again Sprott Inc., 500 new stocks of SII i...
- My TFSA contribution for 2011? 0$
- Thank you readers, another 100$ online payout!
- I am now at 139 860.70$
- My stock investment portfolio on date of January 1...
- Oprah and Suze Orman outrageous interview with Nad...
- I am now at 138 729.94$
- My stock investment portfolio on date of January 1...
- Fantastic Sprott Inc. (SII) declared a special div...
- Portrait of Amir Khadir: extremist, Quebec indepen...
- Welcome again iShares S&P/TSX Capped REIT Index, 1...
- Does BMO Bank of Montreal (BMO) represent a good i...
- Hit and run: my investment selling of 2010 in review
- Will Horizons Gold Yield Fund (HGY.UN) ever be pay...
- Using Videotron as Internet service provider?
- The Canada Revenue Agency is after me - Part 2
- The Canada Revenue Agency is after me
- Conversion now completed for JE.UN, BA.UN, PGF.UN,...
- My 2010 trading year in review
- My debt situation on date of January 1, 2011
- Special New Year Edition: My investment portfolio ...
-
▼
January
(41)
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6 comments:
HI,
Be careful with these recent investments. They seem to be highly leveraged which could get hurt significantly during the upcoming down draft.
Testy99
My leverage comment did not apply to the mutual fund type investment.
Thanks.
Testy99
Dear DG:
am so surprised to learn you had sold some investments
I feel a little scared
please note my earlier comment to sell (yes sell) your mutual fund crap. What do you think??? Please thread carefully whatever you may want to do in the future.
Thank you...from Anonymous to DG
Dear DG: May I put out a question to you and your readers? It's to do with cars. See, I had an accident in my 15 year old car. The insurance co. won't fix it, cause it's not worth it to them. Hence, I have to get another one. Not a used one either. Question - to help finance it, I need to cash in some rrsps. Any ideas or suggestions out there would be extremely helpful. Thank you
Hi Anonymous,
Sorry to hear about your car incident. Can't you get a loan instead of cashing your RRSP? You should give TD a call. I know their special loan for car that exist.
Another place to ask for advice would be the Canadian Business forum.
As of today, sept 29, BNS is down 6.6% from the price you sold, but the stocks you bought to replace it are down even more. SPB is down 29%, NFI.UN is down 45% and FTN (I know you have sold it) is down 60%. How's that for your ability to pick stocks. That's why they say most fund managers never beat the index, so why would amateur us with less resources be better at it.
You would've lost a lot less by keeping your big canadian bank stock like BNS instead of buying smaller caps with all kinds of problems. BNS propably didn't have as much upside (same can be said for other large canadian companies like bce, trp, etc.) but you shouldn't lose half your capital also.
I know you like to think that you're diversified, but you are heavily invested in small caps, oil, gold and silver stocks which are very volatile in down markets. On top of that, you are leveraged and have little fixed income such as bonds.
Just something to think about...
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