My dividend income is now close to the $700 per month

I visited another apartment this evening, but it was way too small and no balcony... I am trying to find a new apartment at a cheaper price than of what I am paying now, but its not actually working for now. And I don't want of an apartment that will cost me more than what I am paying now. Its all very complicated and Montreal if full of dirty rat holes.

In exactly 2 months from now, I will be turning 37. I am not exactly a young woman anymore, but I don't feel old. I don't think I look my age, or at least I wish so. Anyhow, I never saw a year going on so fast. Life goes on, and the stock market is not exactly cooperating. The TSX closed without real direction today. Nothing is going on like it should. Its all pretty mess up. 

My latest investment in Home Capital Group Inc. (HCG) took a bad trip today. Anyhow, I discovered that HCG actually pay a dividend. And I also notice just today that I totally forgot to add WSP dividend in my spreadsheet income. And I also forgot to add in the latest NFI dividend increased. All that together make a new annual dividend income of $8 305.28, or the equivalent of $692.11 per month. My $700 goal is just so close! It was a fantasy of mine to hit on the $700 dividend income. And its now about to happen - or should I say soon. 

From there, it will be easier for me to repay my big fat margin account. So watch out.

The extraordinary Warren Buffett is investing in Home Capital Group Inc. (HCG)!

Oh, and I should not forgive: Welcome in my non-registered portfolio Home Capital Group Inc. (HCG)!!!!

WOW, summer is red hot this year. And summer is always busy with all kind of things going on like drinking and stuff on and it make it even harder to post anything at all. But currently, the weather is turning a bit cold so I decided to stay inside and post on about my latest investment adventure, with a little glass of Cuban Legendario on my side. Its too bad, but Legendario liquor can only be purchased in Cuba, and you can only bring 2 bottles, so got to drink with love. Legendario is really good - it has an in deep taste of Cuba in it, its quite hot hot stuff.

This time of year is usually really great for me, that I am drinking or not. I remembered last year around the same time, I shake up a bit my portfolio by adding on great stocks like Morneau Shepell Inc. (MSI), Keg Royalties Income Fund (The) (KEG.UN), Thomson Reuters Corporation (TRI), just to name those few. And I also remembered dumping some old stuff too that I wasn't in anymore, like saying good bye to old lovers.

I guess for this past week, the biggest news was to learned that Warren Buffett was investing in Home Capital Group Inc. (HCG). That was back on June 22. On that special day, I didn't know what my day was about to be up too, but I was wearing one of my most beautiful dress, and I had my nails and hair done. I had no idea what was going to happen, but it was almost like I knew that something was about happen. I rarely do my hair properly these days because of lack of time, but on June 22, I was as pretty as I could possibly be and on June 22, a news took the TSX by stormed: Berkshire Hathaway Inc.was about to invest massively in Home Capital Group Inc. (HCG): 2 billion dollars! WOW. SOOO exciting! Could this be the first time that THE Warren Buffett invest in my fabulous TSX? (I really don't know, but not that I know of). Anyway, this is the kind of things that really turn me on. And I was not going to turn my back on it. Oh no! No money to invest? No problem. It doesn't matter, I have a margin account baby.

Bad bad girl.

Before the TSX opened, I was aware of all that. And it sound like pretty exciting deal to me! There was going to be some great money to be made and the money was just waiting for me, that I had some or not to invest. So as 9:30 am was slowly kicking on, I immediately bought some HCG stocks. I got in at $17.25 per share. Following my fabulous move, HCG shares price went... down. I started worried, what is going wrong?? And I wondered if all investors where still in bed or haven't heard about the great news yet. I understand that Quebec investors might not be smart enough to understand the ultimate treasure of what this deal really mean, but what about the rest of Canada? And what about Americans who can invest on the TSX? Anyhow, later on during the day, HCG moved all the way up, just like it was expected to be. I could had quickly sell off my shares and I would had made a couple hundreds that would had made me very very happy, but this time, I am in for thousands in profit, not just a few hundreds. And for that to happen, I am ready to use all of my bright patience and wait.

This deal had to be approved by the TSX first and maybe later on by HCG shareholders, but who can say no to Warren Buffett? I certainly won't refused anything to Warren Buffett. Fact that Buffett is getting involved in HCG is really good for the image of the company and its an extraordinary sign of trust. I am sure that both the TSX authorities and HCG shareholders - and that's including myself - will approve the deal. After all, we are smart Canadians.

If everything go well, I truly believe that HCG can hit back its old $32.78 value. And that's what I am expecting. It could be a slow mover process, but it could happen.While waiting, its quite exciting to be holding on to the same stocks that Buffett himself will soon acquire - at a much better bargain price, but still...

On other news, my annual dividend income (excluding RRSP, as always) is at $7 981.08, an average of $665.09 per month. I am only missing a $420 to hit on the $700 per month. Its just very unfortunate, but Home Capital Group Inc. (HCG) doesn't pay a tiny cent of dividend cash.

I suspected my net worth to be of $207 000 right now, which is not too bad. Its still possible for me to hit on the 250k net worth before the end of the year, but I will need a good market situation and little angels carefully watching my back. And my plan for Home Capital Group Inc. (HCG) will have to work out.

Welcome in my non-registered and RRSP portfolio CAE Inc. (CAE)

Lately, CAE Inc. (CAE) had been in the news for good reasons, while Bombardier Inc. (BBD.B) is getting under fired for letting one of its tanker truck in pretty bad condition on the road and causing a collision in a highway almost a years ago. Not only that Bombardier Inc. haven't been able to deliver its C Series on time, and not only that Bombardier had paid its administration millions of dollars on money coming from tax money, this time, Bombardier Inc. (BBD.B) is responsible for the death of a poor man. Being irresponsible is very typical of Bombardier and I just don't understand why foreign companies are keeping trust in Bombardier and keep buying its products. Its a complete non-sense. Bombardier Inc. (BBD.B) is not an honest and reliable company. Like Jean-François Tardif and Eugénie Bouchard, one in the financial industry and one as a so call tennis star, Bombardier is showing off the true colors of Quebec province: unable to perform.

Bombardier, Eugenie Bouchard and Jean-François Tardif are 3 Quebec "things" that disgust me. Vast majority of Quebeckers have that thing for being incompetent. Eugénie Bouchard should perform at a strip club because she has the cheap stripper look in her Sports Illustrated photo shoots. She looks like a little girl out of place desperately showing off her skin to prove to the world that she's somebody. What a pity. Female professional athletes should never take their clothes off for the came. Ronda Rousey did the same mistake, and we are not hearing much from her these days. Its easier to play around naked than to perform, that's for sure.

I doubt that Eugénie Bouchard tennis career will last very long. She has a very poor spirit. Whenever the poor girl broke her racket on the court, she makes me laugh. She might be pretty, but she's not a fighter. She's not a very strong athlete. Quebec is being perfectly well represented with her. For me, Eugénie Bouchard is the perfect Quebec fresh face: arrogant by nature and a complete loser.

And what about Jean-François Tardif? Back in the days, Jean-François Tardif was a fund hedge manager superstar. He retired, and made his comeback with the JFT Strategies Fund (JFS.UN). And of course, I jumped in the occasion. It was the promise of big gains. I always knew Tardif was going to make a comeback. Once a man tasted money and power, he can't get enough. So Jean-François Tardif made his comeback just I expected, but his JFS.UN is a deception, its not performing well, and it doesn't pay any dividend. So investors like me are just getting screw up because its doesn't matter if Jean-François Tardif is in the profit zone. No matter what, the rat is sucking some management fees out of poor investors like myself. It didn't took me long to realize that Jean-François Tardif no longer knew what to do or how to trades to make profit. Tardif is just completely lost and guess what, I am doing better as performance on my own. I could steal Tardif at anytime and I could make investors happy among the way. Its sad, but Tardif had shown is true colors too: he's just another incompetent Quebecker. And I am going to kick his white ass. This is revenge baby. I am going to do much better on my own. Thank you and goodbye love.

Yesterday, there was all those good news surrounding CAE Inc. (CAE). Just go find out. Basicaly, CAE is training pilot. Demand is huge. The need for new pilots keep growing. CAE is a leader in its field. For the past couple years, CAE Inc. (CAE) had just keep growing and growing. There's more grow to come. CAE pay a dividend. CAE is a Quebec base company - its kind of the only negative point.

No matter what, I decided to invest in CAE Inc. (CAE) in both my non-registered and RRSP portfolio because I am only looking to invest for my own benefit - first. And companies like this one are hard to find. Its hard to find reliable companies to invest in. So being a "Quebec" company doesn't automatically mean that it stop all investing process. Because I am so lovely smart, I can see beyond my hate.

And this is where everything take it sense: when you close your eyes and see all deep down what you are made of, you know your strength, you know your weakness. I truly believe that its when you know everything about yourself that you can, at that time only, be a successful investor. And its what I am trying to be. So go there CAE Inc. (CAE) be my latest proud and go kick some ass your new princess. Do as I want and give me the royal capital gain treatment.

Saying hello to a $171 040.26 non-registered portfolio value. But is it here to stay?

Its been rough for the past couple days, but the TSX is going back on track, and that being for my very own benefit. And as always, my favorite stock market is treating me like I deserve: like a princess. I am really getting the princess treatment whenever my non-registered portfolio decide to behave and hit on the 171k+. Today, I closed at $171 040.26, which was a good day. I once make it to the 172k, that was quite something! Got to enjoy the moment because sometimes, rich proud and extreme arrogance don't last long. Stock investing is a very dirty thing and it can be source of both joy and pain.

The weather had been awfully hot this weekend, but I didn't mind, as I had been able to see a live free show of IAM at the Francopholies right here in Montreal. That's right, the bad boys of Marseille were in town! And it was quite amazing. I took a couple of videos, which I will try to download on YouTube so you can enjoyed, just like if you where next to me, watching IAM show. Now that I saw IAM at least once in my lifetime, I can die in peace, whatever it has to be in a building in fire or in a terrorist attack. My favorite IAM song is L'empire du côté obscure (rough English translation: The dark side empire):

Its not IAM first major show and certainly not the last, but they seemed very happy to be performing in Montreal. It was really amazing. France is home of many great rappers. Sniper is probably another real favorite of mine. So much better than anything you can find in Quebec province, maybe at the exception of Koriass and a few others, but its a very limited quality scene. A reason why France rappers are so good is that their background take deep roots in the worst of what France hold in term of humane misery. Next to that, most of the little Quebec rappers like Rémi Daoust alias "Rymz" are so out of personality with poor Eminem wanna be kind of style. Just no vibes at all, very terribly boring artist, its incredible. And I got quite insulted this past Saturday night, when I had to listen to Rymz at the Fancopholies, between some pre teen girls and douche bags. Ahhh! What an awful time. I mean come on!

Here is what to illustrate what I am trying to explain in a very clear matter. Dear friend, you are about to experience the real power of France rap music... Are you just ready?

First, listen to Sniper Gravé dans la roche - its hard to find anything better than this. I never get tired of this one:

Good isn't?

And now Indélébile of Rymz:

Kind of boring isn't? There's no appeal in Rymz music, except maybe for 12 years old girl... And not to forget the douches! Good rap music transcend you and move your soul. With his music, Rymz is far from being transcending.

Another great French rapper: La Fouine. Proof that Muslims know how to rap.

Do feel the difference, on how La Fouine and Sniper are so good compare to Rymz?

Now thanks to the Dividend Girl, you know what good French rap music sound like. And because we don't know what kind of pain can bring tomorrow my TSX, a more dirty gangster song of France ghetto for sweet dreams:

As the weather is getting warmer, the TSX is in desperation

I had made a few interesting visits as I am very actively searching for a new apartment, but since I am looking something that will fit in for the long run, I haven't stopped my choice yet. I found something great at $640, but there wasn't a good balcony and it was missing some sun light but otherwise, it was pretty decent. Another place that I visit was very great but was only missing some storage space... With all the clothes, beauty products, books and my old university stuff, I do need good storage space. Its the reason why I want to leave my current apartment. Its hard to find an apartment in Montreal but I guess it can be even harder in other cities so I will try not to complaint too much. This apartment search is sucking a lot of my energy.

As you imagine, right now, finding an apartment is pretty hard, but the TSX is pushing it even harder just to add a bit more difficulties on my shoulders. We are getting closer to the 15 000 points rather than the 16 000 points and its just so sad because I really had been on top of my game. I had been THE TSX Queen. However, dividend juice is still in and at now an equivalent of $660 per month, I am at least happy for that part. My non-registered portfolio closed today at $169 747.67, my TFSA at $58 858.68, RRSP at $36 381.10. Its never easy to be on the stock market when it go down like this.

My latest investment are not doing too bad despite it all. NVU.UN is up +0.95%. NA down of -0.44%. AAR.UN up +4.32%... There's always a bit of good going on, but when the markets are down, its not the perfect time to check out on stocks. Its however the perfect time to buy.

Welcome in my portfolio Northview Apartment Real Estate Investment Trust (NVU.UN), National Bank of Canada (NA), CGI Group Inc. (GIB.A)!!!

I am still searching for an apartment and its not funny at all. Princess haven't find her new castle yet. This evening, I went visiting 3 places. One of those apartment was perfect except for the size - way to small - and actually smaller than my current apartment. I am always amazed when I visit an apartment who's actually smaller than mine. I didn't know it could exist in Montreal. 

And actually, I can affirm the following because since May, and believe me when I say, I had been actively searching for an apartment, too many Quebeckers are fucking rats and have very poor hygiene. Some apartment I visited where so dirty, very awful. Ok, I can hear you from here, just like my mother, saying you can clean it up. Yeah, for sure, but what about the other apartments there, what if I got infected my bed bugs or other vicious things? That's the major problem. So I had set up some rule for myself, that if I visit an apartment that is dirty, I just don't go there. Oven and fridge also need to be very clean. If you are not clean yourself, don't ever read my blog again. I hate you, awful dirty individuals.

For me, being clean is a very important value. As I grow up, my mother was doing everything and the house was very clean. I just don't understand how those people can live in their shit. I understand they are Quebeckers, but still. I clean my place every week. I regularly clean my oven and I clean my fridge every week. I clean the only apartment window I have every week. Everything I live in is clean. Very clean.

Something I don't understand is the presence of carpet in apartments and lobbies. Just so disgusting! Montreal is a hell of a dirty city. And I truly wish every readers of mine something better than Montreal to live in. Montreal is not a good place. Its extremely hard to find an apartment. I should be able to get something for $650 a month but I just can't. And for Montreal, its quite awful. We are not in Toronto or Halifax here. We are only in Montreal.

This evening pass like in fire hell as I had 3 places to visit. One of those places was close to metro Frontenac. I didn't know that area, but near outside the metro, corner Bercy and Ontario, there's a very explicit strip club sign and some strange man fooling around looking at me. So I turned around and call back the homeowner later on. You could be amuse by this, but its not funny to see explicit sex in where it supposed to be an affordable neighborhood to live in. And if you worry for me, don't just ever be, because I am very strong and I wouldn't hesitate to hit like a tiger and run out like a rabbit in case of ultimate need. I am just waiting for my time, and its anytime.

I have all of the very pretty summer clothes, the nice jewelries, I have the big sexy Persol sunglasses to match my big fat margin portfolio situation, I have the big perfect portfolio, I have everything in the world for me, but I just cannot find a correct place to live and this is very unfair. I won't ever forgive Montreal for doing this to me. I hate you damn city. From all my heart, I hate you so much right now and I am very very upset.

I have a chitty life, but my investment life is more interesting and its something you should very seek into for more.

I made today two investments inside my TFSA portfolio:

National Bank of Canada (NA) - only because I didn't know what to invest in and NA recently increased their dividend and I am the Dividend Girl, so why not.

Northview Apartment Real Estate Investment Trust (NVU.UN) - this is a Derek Foster investment. If its good enough for Derek Foster, its good enough for me! And on top of that, NVU,UN dividend yield is VERY very high. So enjoy the free cash investors! Let's go!

Also today, I had invested in CGI Group Inc. (GIB.A) for my RRSP portfolio.

I still have a couple thousands available to invest inside my RRSP. Yeah!

My dividend income is now set to a $660 a month and I am looking forward for a $700 anytime soon.

The real fun only begun. Its just a matter of knowing if you are ready for more because I am.

Welcome in my non-registered portfolio WSP Global Inc. (WSP)!

With everything going on right now around the word, its not an easy thing to decide to invest the hard earned money. It seem to me that people of my generation have everything harder and at a higher price. It take one real hunger just to make things happen. But I haven't been done too bad despite it all. The successes, big or small, contribute at making the road a bit more likely to be somewhat acceptable. When you had been investing for many years in a row, and that a big part of your life is just about following the stock market, it make it barely impossible to get away from it. Investing is about the only thing that keep me going. Its what I like to do. I however find it hard to understand where the world is hitting next in all this madness. We are dealing with so many problems. Can the stock market really overcome and be in the profit zone anyway? I personally think so, because capitalist run the world and not terrorist. It come at a high price, with a lot of unknown and volatility in the air.

I am very disappointed by Donald Trump. The man is a complete idiot. I felt devastated when Trump refused to handshake Angela Merkel at the White House. It was very heart breaking to watch, her begging him in front of the cameras to exchange an handshake. For me, that was my breaking point. What an horrible man with so poor manners toward one of top notch woman in modern politic! But with recent terrorist attack, Donald Trump reached a complete new level of idiocy. I got pretty shake up by Trump comments over London mayor. So harsh, so mean and so out of context. Now Donald Trump is getting a very bad reputation and I doubt he'll ever get over it. He's showing signs of very poor judgement and I just really dislike him being on Twitter so much. Poor stupid old man. And poor Americans. And poor us.

Despite it all, I decided today to invest in WSP Global Inc. (WSP). With all of the good stocks I hold inside my portfolio, finding WSP on Stockopedia was a blessing. With all of the great stocks that I already hold in my collection, you can imagine, its only getting harder and harder to find a new jewels. But the stock market is all full of surprises, you never know what can come on your way.

I invest it WSP inside my non-registered portfolio. I still have left $5 500 available in cash inside my TFSA to invest, and I also have a couple of thousands inside my RRSP waiting to jump back in the market. For my RRSP, I am thinking of investing some money in CGI Inc. (GIB.A). Its unfortunate, but GIB.A doesn't pay any dividend.