The Quebec stocks that you shouldn't hold inside your beautiful investment portfolio

Lately, a couple of Quebec stocks had increased their dividend, despite not having spectacular financial results, and without meeting their analyst expectations. Those companies are: 

Power Corporation of Canada Subordinate Voting Shares (POW)

Bank of Montreal (BMO)

Laurentian Bank of Canada (LB)

National Bank of Canada (NA)

We all want to earn more money, that's natural. Even me, after reaching $50 000 - which was all I really wanted when I started my blog, I just wanted more. And it's what it makes me reach my current network of $200 000+. Nothing wrong at wanted more, but you need to be careful about what you wish for, especially when it comes to dividend distribution. Those companies, POW, BMO, LB, NA had all failed in the same nasty track, for a reason or another, their management decides to increase dividend distribution despite the fact that expectations were not reached. Is that really surprising knowing that those companies are all Quebec ones??? For me, truly no. I had been a victim of really bad people while having to live in Montreal to make a living and nothing surprise me anymore. They have absolutely everything for themselves, but are extremely bad managers and have poor common sense, generally speaking.

While investing is stocks, it's ok not to understand it all, it's still my case despite the fact that I had been investing in stocks for over 10 years now. And I really don't care about many many things involving the stock market. Like I don't give a shit. But I have a precious gift that is tempted to be neglect in the years 2000: a good old fashioned common sense. And for me, if a company increased it's dividend distribution while having so-so financial results, my common sense tells me to stay the hell out of those stocks. Now, yes, I hold to some BMO stocks in my portfolio - I had those since a little now in my portfolio. However, I am seriously thinking to sell that one. The money I will get could pay down a bit my margin account. That wouldn't be a bad idea at all. 

I actually have a little bit going on as you can see. It's not because I don't plan to invest in stock for the next couple weeks that I don't have a fantastic investment live. I finally had the $1 500 I need in my banking account in cash. So starting next month, I won't have any banking fees to pay. It's ridiculous, to have a $200k+ net worth, and not to have a cent in a banking account! But I never bullshit anyone and I explained many times that when it comes to stock investing, I am an addict. And if that means not to have any money in the bank, well, it will mean that. :-)

But not anymore! (hope I can control myself and make this last).

Being a dividend oriented investor can be quite dangerous. Because while earning dividend, the only thing you want is TO EARN MORE, MORE AND MORE. Right now, Laurentian Bank of Canada (LB) dividend distribution comes with a high yield of 6.164%. At first, that may sound appealing, but it's quite an irresponsible yield. LB bank actually had a bunch of problems, especially with mortgage, they had giving some mortgages to some people that shouldn't have etc... I mean, how is possible to make such mistake???!!! And on top of that, LB overall chart is not strong. So it's a big no-no. Don't get fool by the appeal of a super high yield.

No one knows where the stock market is going to be next. Maybe we'll be facing a recession, some slowdown. And because of the stock market natural volatility, it's extremely important to be totally obsessed with the quality of the stock you invest in. Always, all the time. Earning dividend is a nice thing, but just earning more dividend for just earning more shouldn't be your top priority.

Mysterious Mainstreet Equity Corp. (MEQ)

Again today, the TSX didn't exactly perform today,  but that doesn't matter, because I got another good news today! Bank of Montreal (BMO) had increased its dividend distribution. I am not getting a huge amount out of this. I actually have only enough to buy a coffee, but free money is free money. My non-registered and TFSA dividend income is now at $7 315.69. If I include the dividend earn inside my RRSP, I am now at $8 669.89. 

I am not in a rush to place my new investment, I actually feel good, for once, to have some money in my bank account. But with me, we never know. I sometimes change my mind on things. I continue to look at Mainstreet Equity Corp. (MEQ), but I notice something strange. On May 28, MEQ had no activity what so ever on the TSX!!! Check it for yourself:

And between May 25 and May 26 - no trade at all! The reason why I keep checking on Mainstreet Equity Corp. (MEQ) is because of it's a very beautiful overall chart. That's the type of stock I am looking for. It's risky to invest in stocks, but it might be even riskier to invest in a stock that doesn't register any activity at all for one to two days in a row. I really don't know. And on top of this little problem, MEQ doesn't pay any dividend. And that little tiny annual distribution of mine of $8 669.89 need to beef up. At this time, Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A) seem to be a better stock pick. 

But no real stock pick, for now, I am not in a rush to place my next investment. If I can leave some money in my bank account for once, I will be really really proud of myself. Let see if I can keep in the control.

Be ready to get rich on a old time favorite of mine: New Flyer Industries Inc. (NFI)

Only three other days before the end of May, I can't wait. I have a feeling that June is going to be much much better. While waiting, the good news continues to kick in. Today, one of my long-time holder, New Flyer Industries Inc. (NFI) had announced a massive acquisition in the UK, Alexander Dennis Limited. I tried to find Alexander Dennis Limited on Stockopedia, but it's looking like this company is not trading on the stock market. Alexander Dennis Limited appears to be a perfect match. This company basically do what NFI do here in Canada: they construct buses. And just like NFI, Alexander had been around for real long time. It appears like a perfect match and let's hope I can make $$$ out of the deal. I don't plan to sell any of the NFI shares I hold now. I had, in the past, partly sold my investment in NFI. 

I look kind of dumb now, but back at the time, the company was having a rough time so when the opportunity presents itself to sell at profit, pretty did what she needs to do. I decided to partly sell. Me and NFI, it's been love since the start. It's actually looking like New Flyer Industries Inc. (NFI) had been in my non-registered portfolio since... 2011!!! Time is flying by. NFI hasn't always been easy to hold. Several years ago, they went through a major restructuration, but it actually worked quite well and that's who today you have my beloved New Flyer Industries Inc. (NFI) kicking off some ass in the UK. Like WOW. Big bucks are coming in, I can feel it. It's already happening, NFI gains 3.52% today on the TSX. Let's go NFI. I knew from the start that you were going to be HUGE one day. Mommy is proud of you. I would have never suspected for NFI to be such an ambitious company. Let's show those Brits what Canada is all about.

On the other hand, today wasn't exactly an over exciting day for the TSX. And my money had suffered from it. My non-registered portfolio closed today session at $123 859.12, my TFSA portfolio at $72 122.46. The market is not exactly playing my favor right now, but who cares, now that June is just a few days away. I am just feeling my luck right now.

Other than that, the good news of the day, I was asked today if I was a student at the grocery store (to get the student discount). YESsss. I am just wondering if this is going to continue to last for really long or what. I will be turning 39 (!!!) in August, be ready. I am getting old for this blogging stuff but it's how it is.

Nutrien Ltd. (NTR) increased it's dividend distribution

Only four days left before the end of May - which haven't been an easy one, like not at all and I can't wait for its end. And it seems like the TSX is reacting the same way. Today, for once, we got a break from the US stock market. We could be from our own self. The TSX gains more than 100 points today, go go go, leaving my non-registered portfolio at $123 937.73, my TFSA portfolio at $72 415.64‬ and my RRSP portfolio - stocks only - at $45 041.48‬. Not too bad! While checking up on my babies tonight, it was just like if I had noticed it for the first time in a long long time! Let me explain.

While fully loading of many many stocks like I do, and that you had been investing in stocks for more than 10 years in a row now, at a point, some stocks of mine had become part of my natural environment. Like I am EMA. And EMA being me, I know that EMA is a good stock, I check on it from time to time. I am used to see that one in the $40 value +. But currently, time might have passed by, my precious EMA stocks are now trading over $50! Fact is, Emera Incorporated (EMA) had been in my portfolio since.... 2010, for what I had been able to find. I am used to having EMA in my portfolio, so sometimes, I barely see it. But tonight, EMA got all of my attention. EMA currently within its top value - the highest value for the past 52 weeks had been in the... $52! Coincidence? I don't believe in coincidence.

Just to add up to other good news, Nutrien Ltd. (NTR) had increased its quarterly dividend distribution from $0.43 to $0.45. Nothing to turn crazy, but free cash is free cash. After this, what can happen next? Tell me. But I am not done yet. It's unfortunate, but I hold to some loser stocks in my portfolio. Among them, we find Hydro One Limited (H). However, right now, I am really closed to register a gain on H. It was about time. I name "troublemaker stocks" stocks that I have problems to rely on to register a gain. Not too long ago, Jamieson Wellness Inc. (JWEL) happens to be on that mental list for a little while. But now, JWEL is back in the game and I am now experiencing a gain. While holding on to as many stocks as I do, it's always a good idea to always check on your troublemaker stocks, just in case the little troublemaker get in some deep shit.

 

For me, that's it, I am fully load and I have absolutely have all the stocks I need to hit on the $300 000 without too much pain. This is what it is to be a retail investors in a dark bear market, every step of the way is a real pain but at the end, check out for the magic bucks. For me, real richness begins with a $300 000 net worth. That's when it will get really exciting. For now, it's just an exercise. Let see if I can make it or not.

Boring month of May for the TSX

The weather was quite nice today in Montreal. For the first time of the year, I had worn my sandals! It's a good feeling to get rid of socks. Other than that it looks to me like I have a few new white hairs popping in, but nothing too revealing still. I am lucky enough to have a light brown hair color, so the white hair is not really noticeable - but trust me, I am noticing them! I had a nice hair cut just before Easter last month, but now, the hair had grown and I can even attach them, which I couldn't do last month. My hair grows too quickly.

I am not getting much from the TSX, but a few good things actually happen for a couple of my belove stocks, so the situation like always is not totally desperate. I don't blog that much when the TSX is not playing in my favor because I am tempted to stay away from blogging and out of the market zone when everything is not all shiny and bright. I take a quick look at everything and the market, and it's about it. But like always, I usually have several looks at the TSX all during business days. When the TSX is leaving me down, I do exactly the same thing. May is well-known for not being a super great month for investors - I barely ever remember that because I am mostly stuck on the good stuff. Like for example, I remember that June is usually a good month for me. I have a thing for trading on Saint-Jean-Baptiste, which is a holiday for Quebec province. And usually, I make super great investment moves in June. In the end, I always come back trading sooner or later. I always like to buy something new for my stock collection.

Luckily, my numbers are still great - for now. My non-registered portfolio closed this past Friday session at $122,960.51, my TFSA portfolio at $71,888.72, and my RRSP portfolio at $44,703.44‬. As for the great things that I had noticed, let's begin with CAE Inc. (CAE). CAE registered great gains following the release of it's 2018 and first quarter results. Cargojet Inc. (CJT) can be quite volatile. It's not for nothing that Stockopedia had defined this stock as being a "high flyer" on Stockopedia, and it's truly what CJT is. Since I add this one in my TFSA portfolio, I had gone through some heavy ups and downs with CJT. But now at least, Cargojet Inc.  (CJT) had registered some nice grow. Bank stocks had registered great earnings: CM, RY, TD - those are the best bank stocks.

I had posted a monthly expense for May - I will try not to spend any more money for the month of May. If I do so, I will be able to save in the $1 200, which is not bad at all knowing that I made several big expenses this month, on clothes, a new purse, and some earrings. June is going to be a quiet month as I will try not to spend on clothes or anything else. And I will try to stand my hair and let them grow, but that's going to be hard. I like my Marilyn Monroe style short hair cut.

Otherwise, this weekend, I purchased a new purse, and just to let you know, I don't have any new investment ideas for now. The stock market is not super wow and I can't wait for June to come in a hurry. Please.

The month of May 2019: budget in review

Fix expenses:
Rent: $680
Gym Membership: $14.38
Banking fees: $3.45
Insurance: $7
Cell: $40.24
Internet: $82.93
Total: $828

Food:
Grocery: $434.43
Eating out: $192.65
Coffees: $60.93
Wine: $18.50
Total: $706.51

Personal care:
Shampoo: $4.59
Makeup: $43.62
Beauty cream: $15.51
Total: $63.72 

Clothes: 
Earings: $113.83
Jeans and tops: $253.94
Pants: $44.84
Purse: $127.62 

Total: $540.28

Others:
Event: $10
Laundry tickets: $30
Laundry soap: $9.18
Newspaper: $2.99
Book: $17.21
Cleaning products: $7.48
Plastic container: $2.30

Lotery ticket: $9.20
Total: $88.36

Transportation:
Taxi: $10
Ticket metro: $3.25
Total: $13.25

Interest on margin: $218.58

Total expenses: $2,458.70

Income: 
Paychecks: $2 899.90
Dividend earns in the non-registered portfolio: ‬$326.41
Dividend earns in US portfolio: ‬$15.68 US: $20.82 CAN
Dividend earns in TFSA portfolio: ‬$162.78
Dividend earns in RRSP portfolio: ‬$204.38
Sell of an item on Kijiji: $20
Total income: $3,634.29

Money save: $1,175.59

My debt situation on date of May 17, 2019

Margin account: $49 603.45 @ 5.50%
Annual interest: $2 728.19

My investment portfolio on date of May 17, 2019

Cold cash: $213.70

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11 130.60

Methanex Corporation (MX): $6 543.59
Fortis Inc. (FTS): $6 206.20
Pembina Pipeline Corporation (PPL): $31 002.6‬0
Corby Distilleries Limited (CSW.A): $2 520.08
iShares S&P/TSX Capped REIT Index (XRE): $2 907.52
New Flyer Industries Inc. (NFI): $3 507.9‬0
TMX Group Inc. (X): $733.36
K-Bro Linen Inc. (KBL): $3 900
TransCanada Corp (TRP): $1 636.75
Canadian National Railway Co (CNR): $11 362.5‬0
Enbridge Inc. (ENB): $16 449.96‬
Emera Inc. (EMA): $1 288.5‬0
BCE Inc. (BCE): $1 332.1‬0
Saputo Inc. (SAP): $1 834.80
Lassonde Inc. (LAS.A): $1 870.70
Loblaw Companies (L): $837.84
Savaria Corporation (SIS): $6 955.68‬
ATCO Ltd. (ACO.Y): $2 730
Jamieson Wellness Inc. (JWEL): $1 982‬
WSP Global Inc. (WSP): $3 679.50
Aecon Group Inc. (ARE): $1 872
Aphria Inc. (APH): $1 842
George Weston Limited (WN): $102.61

TOTAL: $124 228.79

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 625.28
General Mills Inc. (GIS): $1 676.48‬
Cash: $26.66

TOTAL: $3 328.42 US: $4 479.05 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $14.35
RioCan Real Estate Investment Trust (REI.UN): $919.1‬0
CT Real Estate Investment Trust (CRT.UN): $1 419
Canadian National Railway Co (CNR): $5 050
Exchange Income Corporation (EIF): $36
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 772.77
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 287.60
Andrew Peller Limited (ADW.A): $2 230.4‬0
Hydro One Limited (H): $2 369.10
Toronto-Dominion Bank (TD): $1 487
Boyd Group Income Fund (BYD.UN): $5 048.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3 430.7‬0
Data Communications Mgmt (DCM): $7.44
Morneau Shepell Inc. (MSI): $2 565
Royal Bank of Canada (RY): $4 200.8‬0
Park Lawn Corporation (PLC): $1 659‬
Toromont Industries Ltd (TIH): $2 400.80
BCE Inc. (BCE): $544.95

Northview Apartment Real Estate Investment Trust (NVU.UN): $4 072.50
Sienna Senior Living Inc. (SIA): $1 512
Boralex Inc. Class A Shares (BLX): $730.40
Richelieu Hardware Ltd. (RCH): $957.72‬
Savaria Corporation (SIS): $943.60
Northland Power Inc. (NPI): $2 530
Calian Group Ltd. (CGY): $2 460.50
BMO Bank of Montreal (BMO): $2 066‬
Canadian Utilities Limited (CU): $1 550.64
WSP Global Inc. (WSP): $1 839.75‬
Granite Real Estate Investment Trust (GRT.UN): $621.80
Cargojet Inc. (CJT): $2 373.07‬
Nutrien Ltd. (NTR):$3 324‬

TFI International Inc. (TFII): $3 533.60 
Canadian Imperial Bank Of Commerce (CM): $3 315.6‬0

SIR Royalty Income Fund (SRV.UN): $1 320

Cash: $461.22

TOTAL: $72 054.81‬

RSP investment portfolio: 
Emera Incorporated (EMA): $14 534.28
EnCana Corporation (ECA): $966.60
Toronto-Dominion Bank (TD): $2 230.50
Telus Corp (T): $2 464.5‬0
Royal Bank of Canada (RY): $2 100.40
Savaria Corporation (SIS): $2 722.96‬
Thomson Reuters Corporation (TRI): $3 141.36
Park Lawn Corporation (PLC): $5 530
Richards Packaging Income Fund (RPI.UN): $1 290.96‬
Toromont Industries Ltd (TIH): $420.14‬
CAE Inc. (CAE): $2 565.50
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3 409.7‬0
Boralex Inc. Class A Shares (BLX): $913
Quebecor Inc. (QBR.B): $800
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $284.9‬0
Brookfield Renewable Partners L.P. (BEP.UN): $815.48‬
Cash: $321.33‬

Total: $44 511.61‬        

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2 906.26

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 342.86              

Manulife Fidelity NorthStar GIF CAP B: $1 197.58
Manulife Simplicity Growth Portfolio: $1 391.85
Maritime Life CI Harbour Seg Fund: $1 224.28
Maritime Life Fidelity True North Seg Fund: $1 661.03
Manulife GIF MLIA B World Invest: $1 243.76
Total: $6 718.50

Other various: $13 212.94‬

TOTAL: $69 771.92‬

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

On date of May 17, 2019
$270 783.27

Another great stock find on Stockopedia: Mainstreet Equity (MEQ)

We got a nice little jumped from the TSX today. This one has a feeling of too much too soon. I am not under the impression that the trade war between the US and China is going to be resolved anything soon, but with Donald Trump, everything is possible. Having the TSX at 16 443.86 points is only helping my cause. My non-registered portfolio closed today session at $124 274.24‬, my TFSA portfolio closed at $72,357.17, and my RRSP portfolio at $44 197.96. Currently,  both values of my TFSA and RRSP portfolios exceed my April 5th value, which is a good sign. I now almost have $500 in cash coming from my TFSA portfolio dividend distribution. I would like to invest in BAM.A of course. 

I am browsing on Stockopedia, and I just spot a stock that I had talked about before:  Mainstreet Equity (MEQ). This stock is quite spectacular, but unfortunately doesn't pay any dividend distribution. Between BAM.A and MEQ, I actually preferred MEQ. The only thing is that Mainstreet Equity (MEQ) doesn't pay any dividend distribution. Otherwise, MEQ is perfection. Most of my stock pay dividends, but I hold a few really stocks, like the famous Berkshire Hathaway Inc. (BRK.B) and CGI Group Inc. Class A Subordinate Voting Shares (GIB.A) who don't pay a dividend. Even if those two don't pay a dividend, they are great stocks to hold inside of a portfolio. They are the kind of stock you may want to hold for a long long time. At a point, you'll accumulate several thousand in term of capital gain. The best thing is: it doesn't require any efforts at all. You simply need to hold on tight to the best stocks. Time is a precious asset.

I won't lie, my next investment may be just a tiny little one. Summer is coming in a hurry and I have a 2 weeks vacation coming up. I will need at least $1 000-$1 500. I would also like to leave some money in my bank account. Nothing exciting, but the stock market all alone has enough right now to fill me with all the emotions I need.

Is Brookfield Asset Management Inc. (BAM.A) still a hot Dividend Girl stock pick?

My non-registered portfolio closed today session at $122 286.80, my TFSA portfolio at $71 108.84, and my RRSP portfolio - stocks only - at $43 486.46‬. At +3.19%, JWEL is still for now on a gain of 3.19% inside my non-registered portfolio. To answer the question asks in this title, yes, I still believe that Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A) is a good investment. The past couple of weeks had been rough on the TSX, but no matter what, BAM.A had remained strong in its value. I plan to eventually invest in this one inside my TFSA portfolio.

In those volatile times, it's more important than ever to target only the best of the best. That means a stock that remains in good worth standing despite what the financial environment deal with. I hold many stocks in my real fantastic portfolio. No matter how good I am, it's not absolutely everything that I hold in my portfolio that you should hold. This is actually the kind of post that I publish from time to time. But this is the latest. Which stocks that I hold that you should hold too?

Just ask, and you'll received, only my best stock picks for my readers:

Bank of Nova Scotia (BNS)

Methanex Corporation (MX)
Fortis Inc. (FTS)
Pembina Pipeline Corporation (PPL)
Corby Distilleries Limited (CSW.A)
TMX Group Inc. (X)
TransCanada Corp (TRP)
Canadian National Railway Co (CNR)
Emera Inc. (EMA)
BCE Inc. (BCE)
Saputo Inc. (SAP)
Lassonde Inc. (LAS.A)
Loblaw Companies (L)
WSP Global Inc. (WSP)
Berkshire Hathaway Inc. (BRK.B)
General Mills Inc. (GIS)
CT Real Estate Investment Trust (CRT.UN)
Canadian National Railway Co (CNR)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Brookfield Renewable Energy Partners L.P. (BEP.UN)
Andrew Peller Limited (ADW.A)
Toronto-Dominion Bank (TD)
Boyd Group Income Fund (BYD.UN)
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
Morneau Shepell Inc. (MSI)
Royal Bank of Canada (RY
Park Lawn Corporation (PLC)
Toromont Industries Ltd (TIH)
BCE Inc. (BCE)

Northview Apartment Real Estate Investment Trust (NVU.UN)
Calian Group Ltd. (CGY)
BMO Bank of Montreal (BMO)
Canadian Utilities Limited (CU)
WSP Global Inc. (WSP)
Granite Real Estate Investment Trust (GRT.UN)
Nutrien Ltd. (NTR)

TFI International Inc. (TFII) 

SIR Royalty Income Fund (SRV.UN) 

Telus Corp (T)
Royal Bank of Canada (RY)
Thomson Reuters Corporation (TRI)
Park Lawn Corporation (PLC)
Richards Packaging Income Fund (RPI.UN)
Toromont Industries Ltd (TIH)
CAE Inc. (CAE)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
Quebecor Inc. (QBR.B)

 

I think that list is fair.

 

If you now want an example of a stock that you SHOULD NOT hold in your portfolio, well that's an easier exercise and won't request hours of search on Stockopedia. The TSX is full of bad shit stock. And one of them is Power Corporation (POW). Personally, the insurance sector is for me a big NO-NO. POW has everything against "him" or "her"???: it's in the insurance sector AND is a Quebec based company. Today, despite the fact that POW net earnings have decreased, the business decided to increase its dividend distribution. This is in my view a complete nonsense, the kind of nonsense that you can only experiment in Quebec province and for what they are best known for. I never understood why Susan Brunner was holding this one in her portfolio???!!!

 

My famous list of stocks that I hold and that you should be holding too, I know, I know, I have several Quebec businesses. But the trick is: stick to the best. You'll find some good Quebec stocks to invest in (PS, they are from my list):

CAE Inc. (CAE)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
Quebecor Inc. (QBR.B)

Saputo Inc. (SAP)
Lassonde Inc. (LAS.A)

WSP Global Inc. (WSP) 

 

Currently, my best Quebecker stock is: GIB.A. $$$

Savaria Corporation (SIS) is not from my top notch list because of this stock is not strong enough in term of growth. however, for your info, I made several hundred on that one and SIS is a Derek Foster stocks. Is it still possible, in today market, to register some hot hot hot capital gain on the back of SIS? My answer: I don't think so. you should have invested in SIS when I did way back. But I won't suggest anyone to invest now in SIS. Bad idea.

You don't need to thank me, enjoy all of my best stocks list.

Stuff that you probably own and that I don't because I am smarter

May is a real hard month for TSX investors these days. I must admit, I didn't even check the closing today. I have no idea where the TSX is standing and I don't care. It's all disgusting. And it seems like it's all because of the trade war between the US and China. First, there's been the NAFTA war, and now is the turn of China - good luck with Trump, you'll need some. While dealing with some heavy difficulties, I taught that maybe the time had come to write a funny minimalist post of the type: "I have less and I am smarter than you are" kind of post. Do you understand the idea?

I will just name a few things that you probably have at home, and that I don't, just so that next Christmas, you'll know what to get me.

1) Microwave

Nope, I don't have a microwave. I don't really miss it either way. It's quite useless for me.

2) Flat iron

That's a girl thing, most of us have a flat iron, but I don't own one because my hairs are curly and I wouldn't like to burn those angel hair for absolutely nothing in the world.

3) Air conditioner

I don't have an air conditioner machine. Last summer, I taught at a point I was going to die dry up by the heat, but I survive. Bitch can survive anything.

4) Vacuum

My apartment being quite small, I just use the basics. I don't own a vacuum.

5) High heels

I don't own a single pair of high heels. I have way too sensible feet to wear high heels. 

6) Printer

I don't own a printer.

And it's about everything I can think for now.

Better days for Jamieson Wellness Inc. (JWEL)

The TSX may had closed under the 16 300 points and it haven't been fun to watch, but overall, my investments are not doing too bad. My non-registered portfolio closed Friday session at $122 115.46, my TFSA portfolio at $70,998.85, and my RRSP portfolio at $43,387.35. Lately, I had been corely watching my investment in Jamieson Wellness Inc. (JWEL). It went down for a little while and Is tarted getting anxious about it, but JWEL came back in the profit zone and is currently on a gain of 2.98% inside my non-registered portfolio. 

At first, I taught that my investment in SIR Royalty Income Fund (SRV.UN) was going to be a calm soldier stock - which is a stock that is never really in the profit or loses zone, it's quite a neutral stock that you keep in because the dividend yiel is just too juicy. But it seem like this little buddy is much more than just a calm soldier. So far in my TFSA portfolio, SIR Royalty Income Fund (SRV.UN) had gained a nice 4.50%. Best thing is, SRV.UN been in my portfolio only since March of this year.

Oh no! For 2019: Sell in May and go away?

"Sell in May and go away", that's what they say. And it seem like May 2019 was begun on the wrong foot. Actually, it should say "Sell in April, and stay out of the stock market in May". Anyhow, you got the point. So far for 2019, I was on top of my game, but everything collapse (it's actually not so dramatic, but I guess you understand the point), and is making me go under the net worth of $222 000. But it's ok. It's how it is with the stocks market. Donald Trump is not helping my case. He's a really hard leader when it come to negotiation. It's hard to get a in-between with him. I not exactly following the negotiations between the US and China, but this hard a real hard effect on the stock market. And it's quite sad to see how much we depend on the US. Brian Mulroney had created with Canada a country financially depended of the US, and instead of helping us, it's creating deep sorrow in our economy. Every single Quebeckers who had been our Prime Minister always created more problems than anything for our great country. We need a Prime Minister with the purest intentions, someone who will be strong and who'll give everything for Canada. Currently, the "purest" Canadian  leader who has those quality is Jagmeet Singh, but I would like to hear about him more.

While the TSX is down, I have enough in my plate to keep me busy and away from any sorrow that could hit me since my investment portfolios are going down. This is nothing new for me, I went through some much more hard times. This one is just a little reminder that the TSX can still go down from time to time. Don't ever forget that. Volatility is our best and worst friend. IT makes the stock market go higher, and sometimes, lower. Here is some stuff I am actually doing these days:

-Doing a little shopping. I bought: three tops, one pair of black jeans and Swarovski earrings. I got those ones.

-Working overtime.

-Drink water (it may seem strange, but I am not naturally tempt to drink water, I have to think about it. I am barely ever thirsty, which make me think I may had been a camel in my last life - but unfortunately, I often feel hungry :(

-Going to the gym.

-Thinking about post topics.

-Make my lunch, and bring coffee to work.

-Eat more vegetables.

-Put clothes, shoes, purses I don't wear/use on Kijiji to sell.

-Call Videotron customer service.

-Make random list of things to be done (I always have a to do list, for absolutely everything I need to do, even the smallest tasks)

-Declutter my little apartment.

-Cleaning my shit.

About all for now. :-)))

Rough Spring days, but I am not forgetting BAM.A

Ever since I came from my vacation - and even the week before my vacation - it's been busy at work and I barely have any time at all to follow the TSX during the day. I usually check the TSX several times during the day, as well as the news. When I cannot do that during the day, it means it's a pretty rough day, and I don't like it because Iget to feel somewhat disconnected to all of the REAL important things that are going on and that I could be missing on. I could be missing on several things, including my next best stock move. And trust me, it's not a feeling that I like, the feeling of doing under. And I am tire.

What the TSX is all about these past couple days, I honestly don't have a clue. While some have to deal with heavy floading, I deal with stuff of my own, but nothing as dramatic. But all New Brunswickers dealing with fload are in my prayers. 

Today at least, I am taking a look at my portfolio just to check if it's at least still alive... and that nothing has disappear... and yep, all of my stocks are still in the wood. Fortunately, my stocks don't need their mommy and it's better this way. My non-registered portfolio closed today session at $‭123 309.11‬ - it's a bit down, I am usually in the 125k or close. My margin debt is at $‭48 793.37‬ - a bit high, I would be happier to be on a 45k debt. My TFSA portfolio closed at $71 552.77‬ - whenever it's exceeding the 70k is quite good. My RRSP portfolio, stocks only, closed today session at $‭43,172.61‬.

It's quite awful.... it's now May 1. Another rent payment. I will do my best no to spend too heavily in May and June. In July, I have a 2 weeks vacation. The month of March had been rough for my expenses because I had to do those tax payments. I taught I was going to roll on some debt because of all of those expenses. But I closed the month with a saving of $6.09... My expenses were of 

$ 4 877.26‬, and my income of $‭4 883.35‬. Was quite a short month! And for April, I had my Easter vacation in New Brunswick. I have spend just bit more than the $‭2 123.47‬ posted a few days ago. Still a lot of money, but I had to buy new shoes and my vacation cost me some money too.

Unfortunately, nothing is free in this world. If I work really hard, I may be able to save some money enough to place my next investment sometime in June. And I don't care if I need to eat peanut butter sandwiches (my favorite) everyday in order to do so.

My next investment? Well you know what it is: BAM.A. This one is my next baby.