I just updated my monthly expense for the month of June. For the month of July, just be ready to probably see no saving at all or really little because I have a 2-week vacations coming up and it's going to be happy spending time! I also recently pay for the renewal of my driver licence (exactly $84.69!!). Following July, August and September are going to be quite easy and on low spending, as well as the month of October, even if I always visit home in October for the hunting season. My October vacations are usually quite inexpensive.
For 2019, I still had several thousands left in contribution room for my TFSA. That's because the year before, I sold a couple of my stocks that I was holding inside my TFSA, and I got the money transferred in my non-registered to pay down my margin debt. I decided to take my Aecon Group Inc. (ARE) and ATCO Ltd. (ACO.Y), and got them both transferred inside my TFSA. I am curretly not experiencing a gain on both of them. We are almost there when it comes ot ARE. As for ACO.Y, that stock had been a bit more difficult to hold, but I like it anyway. After this, I still have a couple thousands left in contribution room for 2019. The plan would be to save a couple thousands by the end of the year and invest that money inside my TFSA.
In result of that recent move, my non-registered portfolio closed this past Friday session on a tiny $117,192.32, my TFSA portfolio now standing strong at $77,822.57, and my RRSP portfolio - stocks only - is now at $45,827.44. Currently, I have abit more than $700 in cash in my TFSA - that money came from dividend earnings. In my RRSP stock portfolio, I have bit over $400 in cash, also coming from dividend distribution. So what should I get? I don't know for sure. It could be the fault of the nice weather we had for the last couple days in Montreal, but I don't have my mind on investment right now.
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