Welcoming my highest net worth ever: $341,862.36

Yesterday, I was quite curious to find out about my net worth, so I updated my investment portfolio. For yesterday, my net worth closed the session at $340,128.37. It was a good result, but not enough unfortunately to beat my highest net worth ever, which I had reached just a few months ago, in November 2021, with a net worth of $340,312.77. Luckily enough, today my net worth closed the day on a pretty $341,862.36, making it to my highest net worth value of all time.

Earlier today, I placed a few phone calls and I got a few things done. I am sometimes a bit lazy at doing some tasks but I eventually get things done. I now can say that I had proceeded with my first contribution in kind from my non-registered portfolio to my TFSA portfolio with my new broker, National Bank Direct Brokerage. The two stocks that I selected from my non-registered portfolio are Saputo Inc. (SAP) and the National Bank of Canada (NA). This is my first TFSA contribution for the year 2022 and it was about time. Also with National Bank Direct Brokerage, I proceed with the registration of my DRIP for the stocks eligible, which I haven't proceeded since I had made the switch from TD Direct to National Bank Direct Brokerage. At TD, the DRIP can be registered automatically inside your accounts, all the stocks eligible will be automatically set for a DRIP. This is kind of a terribly annoying task for National Bank Direct Brokerage's broker because they need to activate the DRIP stock per stock. At National Bank Direct Brokerage, the DRIP is being set per stock, and not per accounts like at TD Direct.

One last thing I have done with National Bank Direct Brokerage today was to verify the status of the dividend distribution that I was expected coming from JFT Strategies Fund Class A Units (JFS.UN). Back in January 2022, I understood that I was supposed to receive a dividend for the shares I own of JFT Strategies Fund Class A Units (JFS.UN) inside my TFSA and RRSP portfolios. I am going to receive something, but not in terms of dividends. The broker at National Bank Direct Brokerage explains to me that the amount of $1.966989 per share will be added to the JFS.UN unit value sometime during the month of April. I was surprised by this because when you read the press release, it is said that: "The Reinvested Distributions will be paid on or before January 14, 2022". We are not talking here about the month of April at all. Maybe it's National Bank Direct Brokerage who doesn't know what they are dealing with and obviously don't know how to read.

I certainly do not trust a broker who doesn't provide the value of my portfolio in real-time. I certainly like and adore National Bank Direct Brokerage's $0 commission fee for selling and buying stocks, but for me, getting my numbers in real-time is not a luxury, it's what a broker is all about. In that matter, National Bank Direct Brokerage fail at giving me satisfaction. 

I am currently on top of my game, but no matter how well I am doing - even if my first $350,000 net worth is really just around the corner - my National Bank Direct Brokerage is falling at giving me satisfaction. For example, as soon as the TSX opens, at 9:30 am, it's impossible for me to view the value of my portfolio in real-time - I have to wait for 15 long minutes after the TSX actually opened before seeing my first results for the day. This is extremely annoying for me. I am deprived of the pleasure of self-satisfaction in real-time, but on the other hand, I am enjoying a $0 commission fee situation and I can buy-buy-buy and sell-sell-sell without being able to evaluate and enjoy my portfolio value in real-time. 

It's more than an adjustment, it's a misery. No matter what, I am sitting proudly on my $341,862.36 pot of gold. 

But not in real-time.