Yesterday, three nice things happen to me. The first one: I again hit on my highest net worth ever, this time at a pretty good $355,363.77. For the first time ever, I had registered a total assets of $402,081.01, with a margin debt of $46,717.24. Interesting fact: I am now only missing $44,636.23 before hitting my first $400,000 net worth. The amount that I am missing before hitting that $400,000 net worth - $44,636.23 - is actually lower than the amount of my margin debt, $46,717.24.
Also yesterday, I received an email saying that my income tax for 2021 had been done and completed. And it was! I wans't expecting anything until the first week of April, since the confirmation email was saying it could take up to 5 weeks to have it completed. I check it up and everything seems in order so I sign it electronically. It will go its way to the federal and provincial. And the good news is, I am getting a tax refund exceeding $1,000. But that wasn't all.
The third good thing that happen to me yesterday is that since the Quebec provincial government had signed its last budget before the elections, the CAQ party decided to buy its electors by making a one-time $500 cheque for people with an income of $100,000 or less. Basically, I am among those 6.4 million individuals who will get the $500, which will be received under the form of a tax reduction. This means that my tax refund got closer to the $2,000. I am greateful, for once, I am getting a little tax break. However, spreading money over to citizens who don't really need it doesn't do anything constructive to Quebec society. It just really upset me and very sincerely, being a New Brunswicker is up to this date the greatest proud of my life. I don't even know how Quebeckers can deal with themselves.
Yesterday, I was screaming here and there around the house, proudly: I AM A QUEBECKER AND I AM GETTING 500 BUCKS, and you don't! The "you don't" refer to my old folks who are New Brunswickers... Let just say that we were laughing hard. They were pissed and told be to shut up! It was just so hilarious. And I just kept saying it from time to time out of the blue... LOL. Going all crazy for $500. That's me.
For now, I plan to just keep that money in my savings account. Once I go back to Montreal, around the end of May, I have a few medical appointments, with professional that I actually trsut despite that they are based in Quebec province. My insurance cover a big part, but I will have to pay from my pockets to a certain extense. Also, I would like to see my "cold cash" section of my investment portfolio - that being my savings - in the $10,000. Now that my net worth is slowly knowcking the door to the $400,000, its just kind of more normal to have at least $10,000 in savings.
Today, my net worth is a bit lower than $355,363.77. My non-registered portfolio closed today session at $147,069.99, my US porfolio at $4,962.69 US, my RRSP portfolio at $66,431.14, and my TFSA portfolio at $132,453,04.
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