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Thursday, April 24, 2025

Historic of my Total assets and Net worth values on date of April 24, 2025

2025

Net worth on April 24, 2025: $456,866.22
Net worth on April 18, 2025: $449,055.01
Net worth on April 14, 2025: $442,956.09
Net worth on April 9, 2025: $438,966.46
Net worth on April 8, 2025: $429,036.12
Net worth on April 7, 2025: $434,701.84
Net worth on April 4, 2025: $443,118.38
Net worth on April 2, 2025: $466,233.88
Net worth on January 23, 2025: $469,813.558 - highest net worth EVER!!!!!!!
Net worth on January 21, 2025: $464,986.66
Net worth on January 18, 2025: $462,576.18
Net worth on January 3, 2025: $459,983.13

2024

Net worth on December 31, 2024: $456,092.61
Net worth on December 20, 2024: $453,186.36
Net worth: $450,265.60 (I no longer have debt). December 19, 2024
Total in assets: $467,956.81/Net worth: $467,529.69: November 29, 2024
Total in assets: $467,971.92/Net worth: $465,398.33: November 22, 2024 
Total in assets: $466,587.87/Net worth: $464,014.28: November 21, 2024 
Total in assets: $464,207.08/Net worth: $460,527.54: November 14, 2024

Total in assets: $466,665.20/Net worth: $461,948.22: October 17, 2024 
Total in assets: $465,108.53/Net worth: $460,391.55: October 16, 2024 - First time I am in the 460k!
Total in assets: $461,695.76/Net worth: $456,916.94: October 11, 2024
Total in assets: $456,672.76/Net worth: $451,890.80: October 4, 2024 - First time I ever hit on the 450k!

Total in assets: $452,186.49/Net worth: $447,251.10: September 26, 2024 
Total in assets: $450,780.69/Net worth: $447,210.34: September 13, 2024
Total in assets: $447,942.71/Net worth: $444,372.36: September 12, 2024 - First time I ever hit on the 444k
Total in assets: $443,006.26/Net worth: $439,463.77: September 9, 2024

Total in assets: $440,323.44/Net worth: $435,834.87: August 23, 2024

Total in assets: $438,570.89/Net worth: $432,208.43: July 31, 2024 - first time I ever reached 430k.
Total in assets: $434,175.23/Net worth: $427,812.77: July 22, 2024 

Total in assets: $419,382.05/Net worth: $413,741.80: May 10, 2024

Total in assets: $415,656.63/Net worth: $407,032.02: March 28, 2024
Total in assets: $410,830.45/Net worth: $403,444.26: March 8, 2024
Total in assets: $409,656.30/Net worth: $402,219.07: March 7, 2024 - first time I ever reached 400k net worth!
Total in assets: $407,214.02/Net worth: $399,776.79: March 6, 2024
Total in assets: $406,530.78/Net worth: $399,043.10: March 1, 2024

Total in assets: $404,868.06/Net worth: $393,617.74: February 17, 2024 first time I ever hit 393k!
Total in assets: $404,016.51/Net worth: $392,766.19: February 15, 2024 - first time I ever hit 392k!
Total in assets: $401,516.67/Net worth: $390,264.22: February 12, 2024 - first time I ever hit 390k!

Total in assets: $401,713.44/Net worth: $389,317.63: January 29, 2024 - first time I ever hit 389k!
Total in assets: $400,412.81/Net worth: $388,017: January 28, 2024 - first time I ever hit 388k!
Total in assets: $399,833.32/Net worth: $387,437.51: January 25, 2024 - first time I ever hit 387k!
Total in assets: $396,039.93/Net worth: $382,559.57: January 8, 2024 - first time I ever hit 382k!
Total in assets: $393,167.74/Net worth: $379,670.38: January 5, 2024

2023

Total in assets: $406,622.25/Net worth: $380,929.15: December 29, 2023
Total in assets: $408,307.33/Net worth: $380,099.13: December 27, 2023
Total in assets: $406,167.92/Net worth: $380,273.66: December 14, 2023 
Total in assets: $402,432.82/Net worth: $376,538.56: December 13, 2023
Total in assets: $397,453.80/Net worth: $371,540.77: December 8, 2023
Total in assets: $395,604.93/Net worth: $368,453.87: December 1, 2023
Total in assets: $390,070.59/Net worth: $362,630.53: November 17, 2023
Total in assets: $381,814.54/Net worth: $354,269.04: November 3, 2023
Total in assets: $373,267.72/Net worth: $345,282.56: October 6, 2023
Total in assets: $393,849.39/Net worth: $367,685.60: August 11, 2023
Total in assets: $397,595.65/Net worth: $361,500.59: July 18, 2023
Total in assets: $416,472.91/Net worth: $370,235.74: May 6, 2023
Total in assets: $419,167.77/Net worth: $373,150.19: April 21, 2023 first time I ever hit the 373k!
Total in assets: $416,945.17/Net worth: $370,829.18: April 13, 2023 - first time I am in the 370k!
Total in assets: $415,945.38/Net worth: $369,820.54: April 11, 2023
Total in assets: $413,311.52/Net worth: $366,524.01: February 13, 2023
Total in assets: $411,186.99/Net worth: $364,399.48: February 10, 2023
Total in assets: $408,656.95/Net worth: $361,844.12: February 7, 2023
Total in assets: $407,606.87/Net worth: $361,043.28: January 17, 2023
Total in assets: $405,708.89/Net worth: $359,060.31: January 16, 2023
Total in assets: $404,983.22/Net worth: $358,324.64: January 13, 2023
Total in assets: $403,429.72/Net worth: $356,771.14: January 12, 2023
Total in assets: $399,232.95/Net worth: $352,574.37: January 11, 2023
Total in assets: $396,629.76/Net worth $349,971.18: January 10, 2023
Total in assets: $395,568.27/Net worth $348,909.69: January 9, 2023
Total in assets: $393,444.59/Net worth $346,786.01: January 6, 2023

2022

Total in assets: $384,602.29/Net worth $337,875.65: December 30, 2022
Total in assets: $394,205.35/Net worth $347,621.02: November 25, 2022
Total in assets: $383,659.43/Net worth $337,227.95: November 11, 2022
Total in assets: $373,493.10/Net worth $327,061.62: November 4, 2022
Total in assets: $356,147.14/Net worth $309,920.82: October 11, 2022
Total in assets: $396,620.95/Net worth $350,590.82: August 14, 2022
Total in assets: $369,523.83/Net worth $323,815.43: June 24, 2022
Total in assets: $367,287.71/Net worth $321,579.31: June 20, 2022
Total in assets: $364,145.55/Net worth $318,437.15: June 18, 2022
Total in assets: $398,010.84/Net worth $352,164.94: June 2, 2022
Total in assets: $385,843.39/Net worth  May 20, 2022: $340,156.47
Total in assets: $407,547.23/Net worth $361,442.42: April 20, 2022 
Total in assets: $405,658.35/Net worth $358,941.11: March 29, 2022
Total in assets: $403,792.28/Net worth $357,075.04: March 25, 2022
Total in assets: $402,081.01/Net worth $355,363.77: March 22, 2022
Total in assets: $400,979.64/Net worth $354,262.40: March 21, 2022 - First time I ever hit on the $400,000 in total assets!
Total in assets: $398,652.13/Net worth $352,071.24: March 18, 2022 - First time I ever hit on the $350,000 in net worth value!
Total in assets: $396,355.91/Net worth $349,713.01: March 10, 2022
Total in assets: $393,037.13/Net worth: $347,573.53: March 4, 2022
Total in assets: $391,766.36/Net worth: $345,622.80: February 9, 2022
Total in assets: $382,726.19/Net worth: $341,862.36: February 2, 2022
Total in assets: $386,320.32/Net worth: $340,128.37: February 1st, 2022

2021
Total in assets: $385,979.66/Net worth: $339,434.39: December 31, 2021
Total in assets: $382,726.19/Net worth: $336,268.16: December 23, 2021
Total in assets: $388,421.37/Net worth: $340,312.77 - FIRST TIME I EVER REACHED A $340,000 NET WORTH!
November 8, 2021
Total in assets: $387,068.51/Net worth: $338,959.91: November 5, 2021
Total in assets: $384,785.92/Net worth: $336,781.52: October 20, 2021
Total in assets: $382,580.80/Net worth: $334,576.40: October 19, 2021
Total in assets: $379,263.95/Net worth: $330,680.17: October 14, 2021

Total in assets: $364,072.52/Net worth: $315,407.64: July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22: June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30: June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021

2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020

2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019

2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018

2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21

2016
Net worth on the date of December 30, 2016: $184 074.35

Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).

On the date of February 16, 2011, the TMX hit 14 000+ points, and I exceeded the 150k in assets! (Not net worth yet).

On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).

On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).

On the date of December 5, 2009, I had exceeded $60 000 in assets! (not in net worth yet).   

My investment portfolio on date of April 24, 2025

Savings: $9,460.91

Stocks and Units investment portfolio $CAN

Methanex Corporation (MX)
Fortis Inc. (FTS)
Pembina Pipeline Corporation (PPL)
iShares S&P/TSX Capped REIT Index (XRE)
New Flyer Industries Inc. (NFI)
TMX Group Inc. (X)
K-Bro Linen Inc. (KBL)
TransCanada Corp (TRP)
South Bow Corporation (SOBO)
Canadian National Railway Co (CNR)
Enbridge Inc. (ENB)
Loblaw Companies (L)
Savaria Corporation (SIS)
WSP Global Inc. (WSP)
George Weston Limited (WN)
Power Corporation of Canada Subordinate Voting Shares (POW)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM)
Toronto-Dominion Bank (TD)
Canadian Imperial Bank Of Commerce (CM)
Royal Bank of Canada (RY)
Alaris Equity Partners Income Trust (AD.UN)
Ag Growth International Inc. (AFN)
National Bank of Canada (NA)
Telus Corp (T)
Canadian Natural Resources Limited (CNQ)
Algoma Central Corporation (ALC)
Slate Grocery REIT (SGR.UN)
Brookfield Renewable Partners L.P. (BEP.UN)
Premium Brands Holdings Corporation (PBH)
Granite Real Estate Investment Trust (GRT.UN)
Bank of Nova Scotia (The) (BNS)
Caribbean Utilities Company Ltd. Class A Ordinary Shares (CUP.U)
Paramount Resources Ltd. Class A Common Shares (POU)
CT Real Estate Investment Trust (CRT.UN)
SmartCentres Real Estate Investment Trust (SRU.UN)
Russel Metals Inc. (RUS)
Exchange Income Corporation (EIF)
Open Text Corporation (OTEX)
Canadian Tire Corporation Limited Class A Non-Voting Shares (CTC.A)
Whitecap Resources Inc. (WCP)
TOTAL: $153,162.66

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B)
General Mills Inc. (GIS)
Vanguard Russell 1000 Growth Index Fund (VONG)
Pfizer Inc. (PFE)
CSX Corporation (CSX)
Brookfield Infrastructure Corporation (BIPC)
Nu Holdings Ltd. (NU)
TOTAL: $6,359.56 US: $8,812.44 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI)
CT Real Estate Investment Trust (CRT.UN)
Canadian National Railway Co (CNR)
Exchange Income Corporation (EIF)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Brookfield Renewable Energy Partners L.P. (BEP.UN)
Andrew Peller Limited (ADW.A)
Toronto-Dominion Bank (TD)
Boyd Group Services Inc. (BYD)
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)
Data Communications Mgmt (DCM)
Royal Bank of Canada (RY)
Toromont Industries Ltd (TIH)
Boralex Inc. Class A Shares (BLX)
Northland Power Inc. (NPI)
Calian Group Ltd. (CGY)
Canadian Utilities Limited (CU)
WSP Global Inc. (WSP)
Granite Real Estate Investment Trust (GRT.UN)
Cargojet Inc. (CJT)
Nutrien Ltd. (NTR)
Canadian Imperial Bank Of Commerce (CM)
SIR Royalty Income Fund (SRV.UN)
ATCO Ltd. (ACO.Y)
Aecon Group Inc. (ARE)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM)
Metro Inc. (MRU)
Alimentation Couche-Tard Inc. (ATD)
Fortis Inc. (FTS)
CGI Inc. (GIB.A)
TMX Group Limited (X)
Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Suncor Energy Inc. (SU)
Rogers Communications Inc. (RCI.B)
Telus Corp (T)
Bitcoin Fund The Class A units (QBTC)
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)
3iQ CoinShares Ether ETF (ETHQ)
Tilray Inc (TLRY)
North West Company Inc. (The) (NWC)
Bank of Nova Scotia (BNS)
National Bank of Canada (NA)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
Saputo Inc. (SAP)
Labrador Iron Ore Royalty Corporation (LIF)
Intertape Polymer Group Inc. (ITP)
Parex Resources Inc. (PXT)
Wescan Energy Corp. (WCE)
Verde Agritech Plc Ordinary Shares (NPK)
Wajax Corporation (WJX)
Whitecap Resources Inc. (WCP)
Goodfellow Inc. (GDL)
Algonquin Power & Utilities Corp. (AQN)
Pembina Pipeline Corporation (PPL)
TransCanada Corp (TRP)
A&W Revenue Royalties Income Fund (AW.UN)
Total Energy Services Inc. (TOT)
Empire Company Limited Non-Voting Class A Shares (EMP.A)
Power Corporation of Canada Subordinate Voting Shares (POW)
Alaris Equity Partners Income Trust (AD.UN)
Westshore Terminals Investment Corporation (WTE)
Finning International Inc. (FTT)
Element Fleet Management Corp. (EFN)
Ninepoint Energy Income Fund ETF (NRGI)
Chemtrade Logistics Income Fund (CHE.UN)
Hamilton Enhanced U.S. Covered Call ETF (HYLD)
Bank of Nova Scotia (BNS)
Emera Inc. (EMA)
Kraken Robotics Inc. (PNG)
Brookfield Corporation Class A Limited Voting Shares (BN)
Innergex Renewable Energy Inc. (INE)
Diversified Royalty Corp. (DIV)
Amerigo Resources Ltd. (ARG)
Plaza Retail REIT (PLZ.UN)
European Residential Real Estate Investment Trust (ERE.UN)
Algoma Central Corporation (ALC)
Slate Grocery REIT (SGR.UN)
TOTAL: $126,521.23

RSP investment portfolio:
Emera Incorporated (EMA)
Ovintiv Inc. (OVV)
Toronto-Dominion Bank (TD)
Telus Corp (T)
Royal Bank of Canada (RY)
Savaria Corporation (SIS)
Thomson Reuters Corporation (TRI)
Richards Packaging Income Fund (RPI.UN)
Toromont Industries Ltd (TIH)
CAE Inc. (CAE)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)
Boralex Inc. Class A Shares (BLX)
Quebecor Inc. (QBR.B)
Brookfield Renewable Partners L.P. (BEP.UN)
Leon's Furniture Limited (LNF)
Bank of Nova Scotia (BNS)
Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)
Cascades Inc. (CAS)
JFT Strategies Fund Class A Units (JFS.UN)
AirBoss of America Corp. (BOS)
Suncor Energy Inc. (SU)
Pender Growth Fund Inc. (PTF)
Rogers Communications Inc. Class B Non-voting Shares (RCI.B)
Algoma Central Corporation (ALC)
Finning International Inc. (FTT)
Guardian Capital Group Limited (GCG)
Information Services Corporation Class A Limited Voting Shares (ISV)
Interfor Corporation (IFP)
Maple Leaf Foods Inc. (MFI)
National Bank of Canada (NA)
Nutrien Ltd. (NTR)
Open Text Corporation (OTEX)
Taiga Building Products Ltd. (TBL)
Vitreous Glass Inc. (VCI)
Power Corporation of Canada Subordinate Voting Shares (POW)
North West Company Inc. (The) (NWC)
Whitecap Resources Inc. (WCP)
Parex Resources Inc. (PXT)
Wajax Corporation (WJX)
Canadian Imperial Bank Of Commerce (CM)
Hamilton Enhanced U.S. Covered Call ETF (HYLD)
TMX Group Limited (X)
iA Financial Corporation Inc. (IAG)
Ninepoint Energy Income Fund ETF (NRGI)
Ivanhoe Mines Ltd. (IVN)
ARC Resources Ltd. (ARX)
Sprott Physical Gold Trust (PHYS)
Keyera Corp. (KEY)
ADENTRA Inc. (ADEN)
Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)
Pembina Pipeline Corporation (PPL)
Manulife Financial Corporation (MFC)
Ag Growth International Inc. (AFN)
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)
Morguard North American Residential Real Estate Investment Trust (MRG.UN)
Russel Metals Inc. (RUS)
Canadian Natural Resources Limited (CNQ)
Dynacor Group Inc. (DNG)
Calian Group Ltd. (CGY)
Alimentation Couche-Tard Inc. (ATD)
Canadian Western Bank (CWB)
Capital Power Corporation (CPX)
Stantec Inc. (STN)
Topaz Energy Corp. (TPZ)
Alaris Equity Partners Income Trust (AD.UN)
Wescan Energy Corp. (WCE)
Goodfellow Inc. (GDL)
ATS Corporation (ATS)
Parkland Corporation (PKI)
Urbana Corp (URB)
TWC Enterprises Limited (TWC)
Bird Construction Inc. (BDT)
Olympia Financial Group Inc. (OLY)
Empire Company Limited Non-Voting Class A Shares (EMP.A)
Loblaw Companies Limited (L)
Metro Inc. (MRU)
George Weston Limited (WN)
Exchange Income Corporation (EIF)
Canadian National Railway Company (CNR)
TMX Group Limited (X)
MEG Energy Corp. (MEG)
Valeura Energy Inc. (VLE)
Total: $87,400.33

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,888.52

Others: $1,159.90

NBI Income Fund: $1,335.72

Manulife Fidelity NorthStar GIF CAP
Manulife Simplicity Growth Portfolio
Maritime Life CI Harbour Seg Fund
Maritime Life Fidelity True North Seg Fund
Manulife GIF MLIA B World Invest
Total: $10,066.15

Other various: $55,002.97

TOTAL: $158,853.59


Social Capital at Desjardins Membership share: $35
Online money: $20.39
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
TOTAL: $456,866.22
On date of April 24, 2025

Monday, April 21, 2025

My Plan to Hit $35K in Savings While Staying in the Market

The TSX closed this Easter Monday at 24,008.86 points, down 183.95 points (-0.76%). The fact that we’re still in the 24,000-point range is encouraging, but it wouldn’t take much for the TSX to slip below that and fall into the 23,000s. We've seen worse before, but the stock market remains extremely volatile — definitely not an easy place to be.

My non-registered portfolio closed today's session at $149,257.01, my US portfolio at $6,189.97 USD, my RRSP (stocks-only) at $86,417.78, and my TFSA portfolio at $123,349.84.

Back in February, I made the decision to sell all my shares of TFI International Inc. (TFII). I don’t regret it — it allowed me to cash in on some profit. Since those shares were held in my TFSA, all gains were collected tax-free.

A few days later, it was announced that Caisse de dépôt et placement du Québec would be acquiring Innergex Renewable Energy Inc. (INE) at $13.75 per share. I reinvested the proceeds in INE because I bought my shares slightly below that price, which should generate a small profit — possibly by the end of the year. While I wait for the sale to finalize, I’m also collecting dividend payments. I felt it was a safe bet for that money.

Following the sale of INE — likely by the end of this year — my plan is to withdraw the funds and move them into my savings. That should help me reach my goal of $35,000 in savings.

Nothing too exciting, but recently I did think about selling my INE position to invest instead in Canadian Natural Resources Limited (CNQ). However, I know that if I buy CNQ, I’d never want to sell it. So for now, I’m leaving things as they are. My main issue is that I currently don’t have much in savings, and I feel like this year is a great time to focus on building that up.

That being said, I still plan to invest from time to time. Recently, I’ve made several small investments, and many are already showing solid returns. It’s a great morale boost and a good reminder that investing still pays off, even in a rocky market. These investments are small — just a few shares — and I still have several thousand dollars in cash sitting in my RRSP portfolio, waiting for the right opportunity.

📈 Here are my recent gainers:

In my non-registered portfolio:

  • Whitecap Resources Inc. (WCP): +5.37%

  • Russel Metals Inc. (RUS): +4.39%

  • Paramount Resources Ltd. Class A (POU): +4.06%

  • Ninepoint Energy Income Fund ETF (NRGI): +3.63%

  • Canadian Tire Corp. Ltd. Class A (CTC.A): +2.79%

  • Slate Grocery REIT (SGR.UN): +2.30%

  • Premium Brands Holdings Corp. (PBH): +1.61%

  • SmartCentres REIT (SRU.UN): +1.62%

  • Brookfield Renewable Partners L.P. (BEP.UN): +1.07%

  • CT REIT (CRT.UN): +0.89%

In my TFSA portfolio:

  • Diversified Royalty Corp. (DIV): +2.94%

  • Plaza Retail REIT (PLZ.UN): +2.75%

  • Boston Pizza Royalties Income Fund (BPF.UN): +0.29%

In my RRSP portfolio:

  • Stantec Inc. (STN): +12.14%

  • Bird Construction Inc. (BDT): +7.63%

  • George Weston Ltd. (WN): +4.75%

I’m really proud of all my recent gainers. I especially like the investment I made in Boston Pizza Royalties Income Fund (BPF.UN) — it’s highly rated on Stockopedia. Another stock I really like, which is also well-ranked on Stockopedia, is Algoma Central Corporation (ALC). It’s a small-cap, so it should be handled with care, but I really like its potential.

Sunday, April 20, 2025

Celebrating Easter with a net worth of $455,055.01!

I hope you had a happy Easter! Mine was great—I enjoyed the long weekend. I was quite pleased to see that I closed this special weekend with a net worth of $455,055.01. I'm now less than $45,000 away from hitting the famous $500K milestone. It’s a solid step in the right direction. When I experience good gains and partially recover from previous losses, I truly start to believe that the $500K net worth isn’t far off. It’s just a number, but it’s a psychological milestone I enjoy admiring from a distance—until it finally becomes real.

Earlier today, I also enjoyed this little delicacy shaped like the cutest lamb:



Chocolate is ridiculously expensive this year, so I only got myself a little one. Luckily, I’m not too into chocolate, but I do enjoy it on special occasions.

This past Friday, I had the day off. I went to the Eaton Centre to have lunch at their 9e restaurant. I’d been wanting to go there since it opened. I once stepped inside and asked if I could see their main dining room, but it was closed that day due to a film shoot. So this time, I decided to treat myself to an Easter lunch there. It was quite busy, but I was lucky enough to get a table without a reservation.

This is what I had for lunch as an entrée:

The tomato soup was good. I would have enjoyed it even more with some bread—or at least a few crackers. Bread was actually available, but only as an extra on the menu, so I didn’t get it.

For the main dish, I had the fish, which they listed in French as loup marin:


The fish was crispy and well-cooked—it was delicious. But I felt like something was missing from the plate! I would have really enjoyed a bit of rice with the fish, or some cooked vegetables. I have an appetite to satisfy—I’m not a tiny little ballerina. 

I came to the restaurant on an complete empty stomach. After those two courses, I was okay, though. I could have ordered some fries or something extra on the side, but I didn’t—because it was Good Friday. I also had an Americano and got one refill. The refill was free.


All together, my bill came to $59.70 after taxes. That amount doesn't include the 20% tip I left—the service was really good. The restaurant itself, named Île-de-France, was absolutely beautiful. I enjoyed the experience, although I did feel the plates could have included a bit more food.

I had always wanted to go there at least once because I’d heard stories about it from my grandmother. She had worked as a bonne for a wealthy Westmount family during the Second World War.

At that house, my grandmother was responsible for only two tasks: answering the phone (just answering—it’s funny because she didn’t speak any English!) and serving the family’s dinner plates (someone else did the cooking!). She didn’t work particularly hard—she was fortunate to have found herself in a very good situation for the time. She lived with the family, while my grandfather was working as a welder on boats in Sorel. They still saw each other regularly.

The family she lived with was that of Edmund C. Harder, who my grandmother described as a doctor "in aluminum." I never forgot that title—it sounded so mysterious to me. A doctor in aluminum? His letters were addressed to “Dr.,” and was indeed his field.

The Harder family treated my grandmother kindly, though there was two girls there would sometimes make fun of her—probably because she didn’t know any English at all and would just say “yes” to everything. One of the girls worked at a photography studio. The lady of the house, Charlotte, Mr. Harder’s wife, spoke French, so she could communicate with my grandmother. 

My grandmother stayed with that family for a few months until the end of the war. Then she returned to New Brunswick with my grandfather. Together, they built their home and started their family, thanks to the money they had earned during the war years.

Although my grandmother never had the chance to eat at the 9th-floor restaurant—also known as Le 9e or Île-de-France—she told me it was a place where Charlotte Harder, the lady of the house, often went for lunch. 

According to my research, during World War II, Le 9e was a restaurant exclusively for women. So I imagine it must have been the lunch spot for the wealthy women of Westmount. Then, in the evening, they’d have supper at home with their husbands... So you can understand my fascination with this establishment.

The architecture and décor are truly unique and well worth the visit. Here are the pictures I took—but trust me, they hardly do it justice.

This is the great room:




























The Art Deco details are absolutely stunning.












A secret reception room inside the main room:






From the secret room, we have a view on the restaurant:







The lobby of the restaurant:




A bar on the side of the restaurant. It was closed during lunch time:





You have a lovely exhibition of Art Deco artifacts in the lobby:


As you can imagine, I have a great time! The day after, I went to do my citizen duty and I came across those lovely houses. There's a lot to see in Montreal.

















This time, I vote Liberals.