My TD 2007 RRSP Portfolio: the best of the best

I was so proud of myself to get what I wanted from TD. I follow day by day the performance of my TD 2007 RRSP portfolio. What I call portfolio is a mix of the following mutual funds:

TD Entertainment & Communications
TD U.S. Mid-Cap Growth
TD Latin American Growth
TD Precious Metals
TD Dividend Growth
TD Monthly Income
TD Canadian Bond
TD Emerging Markets
TD Energy

I wasn’t able to get those right away, but at the end, I finally got what I wanted and I was quite lucky, knowing just the little money I had invest in each of those funds (100$ initial investment in each, except for the TD Dividend Growth in which I invest 200$).

Since January 2008, the month I made my initial investment, the overall portfolio didn’t do so badly, it went down to 996$ once, and now, in date of yesterday, it’s up to a super 1 012.13$!!!

For me who like mutual funds that much, I find it very hard to pay out my credit debt instead of investing in mutual funds. I would like to have a similar portfolio in non RRSP. If I was able to get it once, I should be able to get it twice. Even outside RRSP investment, the minimum investment is only of 100$ per mutual funds. Which I wonder why, because it’s the only bank I think who ask for an as low minimum. And knowing what kind of funds have TD, I just find it great that someone can invest as low as 100$ in any of their best funds.

Next 1 500$ investment for RRSP

I am now all set up for my RRSP. I only begin at 15h tomorrow, so I hope I will be able to see someone tomorrow morning for at least one of my two plans. I look around most of my afternoon for my RRSP. I had another 1 500$ to invest…

With Caisse Desjardins, I decide to invest 500$ in the Natural Resource Guaranteed Investment. It’s a 5 years GIC. It will probably provide me a good return.

The other 1 500$ will be with TD:

500$: GIC Plus (according to TD, the “return linked to the performance of the S&P/TSX 60”.

1 000$ between those mutual funds:

TD Entertainment & Communications
11% since inspection

TD U.S. Mid-Cap Growth ($US)
8.8% since inspection

TD Latin American Growth ($US)
24.1% since inspection

TD Precious Metals
13.9% since inspection

TD Dividend Growth
11.4% since inspection

TD Monthly Income
10% since inspection

TD Canadian Bond
8% since inspection

TD Emerging Markets
9.3% since inspection

TD Energy
11% since inspection

What’s fun at TD, is that the minimum allowed per funds, when investment is RRSP, it’s 100$. So I probably be able to invest in all of the above, I just need a genius as advisor who will be able to equilibrate the hole thing with the standard of the Authority. After, I will be finally done with my 2007 RRSP.