This Dividend Girl is hot hot hot

I couldn't resist, I HAD TOO update my portfolio this weekend after the fantastic performance of the TSX this past week. And this is how I now have a portfolio worth $176 294.55, with a now net worth of $95 036.25. We are getting close to a "mysecond50000.com"!!! It would be too awesome if I could only hit the 100k net worth by the end of 2013!!! Its getting really hot. Its looking pretty good isn't?

I like it when things are that easy. :)

I have now $18 630 left on my margin. That is more it take to pay off my $15k balance in credit lines at TD, so like usual, I proceed with transfers and have the credit lines magically both paid off. And tomorrow morning, the money will go back to the margin and following the market closure tomorrow, if my portfolio did ok, the money will go back on the 2 credit lines. This is what my life is about right now. Transfers, transfers and transfers. Could sound crazy at first, but I am saving a super huge amount in interest by doing so. My interest rate on my margin is 4.25% and its of 9% on my 10k credit line and 8.75% on my 5k credit line. Thank you TD Waterhouse.

Of course, the best way to save on interest would be to pay off the debt but hey, no one is perfect ok. I am not going to stop trading, investing, selling, buying anytime soon! Its been a while since I haven't invest in anything and the somewhat sexy cougar inside in me is in deep need of getting a bite of something! I AM STARVING. LOL. Anyway, I guess you get the idea. The idea would be to get something new in but I just don't know what it could be. I am just waiting for Susan Brunner to post about something as hot as me. I am waiting for Susan.

My investment portfolio on date of October 27, 2013

Non registered Investments:
Stocks and Units investment portfolio $CAN 
Timminco (TIMNF): $1.04

Blue Note Mining (BNT.H): $2

Bank of Nova Scotia (BNS): $6 862.90
Hanwei Energy Services (HE): $24 
Methanex Corporation (MX): $6 119.23 
Fortis Inc. (FTS): $3 565.39
Pembina Pipeline Corporation (PPL): $15 952.86
Just Energy Group Inc. (JE): $6 116.04
Pengrowth Energy Corporation (PGF): $1 531.80 
Enbridge Income Fund Holdings Inc. (ENF): $7 770.62
Corby Distilleries Limited (CDL.A): $2 357.50 
Davis + Henderson Corporation (DH): $5 907.60
Premium Brands Holdings Corporation (PBH): $8 638.50 
EnCana Corporation (ECA): $3 985.28
iShares S&P/TSX Capped REIT Index (XRE): $2 400.86

Horizons Gold Yield Fund (HGY): $1 434.51
Canfor Pulp Products Inc. (CFX): $1 154.52
New Flyer Industries Inc. (NFI): $2 288 

Exchange Income Corporation (EIF): $6 360
Rogers Sugar Inc. (RSI): $530.10
Student Transportation (STB): $684 
Colabor Group Inc. (GCL): $494.70 

TMX Group Inc. (X): $365.60 
K-Bro Linen Inc. (KBL): $3 477
Westshore Terminals Invest Corp (WTE): $6 819.72
WesternOne Inc. (WEQ): $3 135
First Majestic Silver Corp (FR): $1 300
Kinross Gold Corp (K): $821.44
TransCanada Corp (TRP): $1 174 
Canadian National Railway Co (CNR): $5 183.10
Firm Capital Mortgage Investment Corporation (FC): $471.20
Enbridge Inc. (ENB): $1 241.24
Agrium Inc. (AGU): $2 337.40 
Canadian Utilities Limited (CU): $1 599.36
Veresen Inc. (VSN): $843.48 
Crescent Point Energy Corp (CPG): $899.80

JFT Strategies Fund (JFS.UN): $2 186
Geovencap Inc. (GOV.H): $0.40

Bombardier Inc. (BBD.B): $698.10

Heroux-Devtek Inc. (HRX): $517

Black Diamond Group Ltd (BDI): $648.50

Emera Inc. (EMA): $785.50

Cineplex Inc. (CGX): $1 036.75 

Barrick Gold Corp (ABX): $842.80

BCE Inc. (BCE): $995.06

Stella Jones Inc. (SJ): $542.10

Shoppers Drug Mart Corp (SC): $3 054.50

TOTAL: $125 156.50

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): $1 405
Cash: $4.12

TOTAL: $1 409.12

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $29.64
Dumont Nickel Inc. (DNI): $143.75
Sprott Physical Silver Trust UTS (PHS.U): $1 833.96
Sprott Strategic Fixed Income Fund (SFI.UN): $384

Healthlease Properties Real Estate Investment Trust (HLP.UN): $1 019

Keg Royalties Income Fund (KEG.UN): $767.50

RioCan Real Estate Investment Trust (REI.UN): $898.80

Precious Metals and Mining Trust (MMP.UN): $504

Sprott Inc. (SII): $2 706.46

Chorus Aviation Inc. (CHR.B): $424.32

Data Group Inc. (DGI): $1 151.70

AltaGas Ltd (ALA): $1 149.60

Cash: $330.83

TOTAL: $11 343.56

RSP investment portfolio:
Sprott Canadian Equity Fund: $3 277.39 
iShares Gold Bullion Fund (CGL): $4 066.14
EnCana Corporation (ECA): $2 030.96
Emera Incorporated (EMA): $7 163.76
Sprott Physical Silver Trust UTS (PHS.U): $611.32

Toronto-Dominion Bank (TD): $1 411.50

Barrick Gold Corp (ABX): $1 053.50

Stella Jones Inc. (SJ): $2 710.50

Telus Corp (T): $1 842

Tim Hortons (THI): $638.10
Cash: $108.15

CIBC Dividend Growth Fund: $643.33
CIBC Emerging Markets Index Fund: $311.30
CIBC Monthly Income Fund: $1 179.57

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.06

GIC National Bank: $1 227.70
GIC Plus TD: $500

Manulife Fidelity NorthStar GIF CAP B: $834.52
Manulife Simplicity Growth Portfolio: $995.62
Maritime Life CI Harbour Seg Fund: $1 156.63
Maritime Life Fidelity True North Seg Fund: $1 206.28
Manulife GIF MLIA B World Invest: $783.49

Great-West – various: $2 189.08 $
Various other mutual funds: $1 206.17

TOTAL: 38 226.37

Social Capital at Desjardins Membership share: $40 

Savings + Stocks, units, mutual funds + Tax- 
free Savings account + RRSP + Online Income
($119):

$176 294.55

My non-registered portfolio is on fire

When the TSX is on fire, my portfolio is on fire too! This is how I easily hit on the $124 683.48 non-registered portfolio value. I hope it will even finish higher on Friday. It will then give me time to post a portfolio value update so I can look good at doing what I am trying to do.

My Telus (T) investment is now at 3.58% following the good news that Telus will soon acquired Public Mobile. Its great to finally see some gain on that one. Also another stock of mine that performed very well lately, its Bombardier (BBD.B). And for the first time in a long long time, I am at at profit on my investment on ABX, +1.31%. It had paid off to follow Susan Brunner foot steps. Susan is going to the Toronto 2013 Money Show and I cannot wait to read bout her findings.

I did a small assignment yesterday with my freelance and with the cold weather that begin to hit on Montreal, I decided that the time had come to extend my freelance activities. One thing I had in mind for quite some time is to generate enough cash from my passive income, investment and freelance activities to pay my minimum monthly expenses each month. That amount is of $1 200. I currently earn $6 480 a year from my dividend income, excluding my RRSP. That make the equivalent of $540. That leave me with a hole of $660. Making an extra income of $660 a month cannot be that hard right? I guess one year pass since I haven't actively work at a second job, but that is about to change. I plan to give the first shoot this weekend and I am just very curious to see what I will find.

Usually, I am pretty lucky. When I lost my job in New Brunswick I quickly find 2 gigs and following what came the job in Montreal that I still have today. I am still doing stuff for one of the 2, the second had closed its department back in October 2011. Everything is going fine and I am not under the impression that I am going to lose my job anytime soon, but I would like to have a security by working on the side. I talked about this I don't know how many times before, but with the nice weather and Montreal being so hot, there're been too many temptations. I easily get distracted.

Anyway, $660 is a pretty realistic amount of $$$ and it shouldn't be that of a trouble to earn.

Next, I have some nice Montreal autumns pictures to post and also pictures took while I was in vacations in New Brunswicks will be post soon, because I guess the Zoombie pictures cannot be just alone on here.

50 Shades of a Dividend Girl

Its quite difficult to believe that the stock market is now exceeding the 13 000 points! It took like forever to reach back that point. And now it seem like we are back on track for the 14 000 points. If I remember correctly, the Canadian stock market was in the 15 000 points before the crash of 2008. My non-registered portfolio is at a youpi $123 455.56, +10.70%.

My lost in Exchange Income Corporation (EIF) is now of $500 (use to be of 1k...). Its getting better and I think that EIF will increase on value. Finally, my Barrick Gold Corp (ABX) and Heroux-Devtek Inc. (HRX) stocks begin to raise in value. While seeing the stock market raising like that, I enter a sell order to sell off half of my investment hold in NFI. I like NFI, but I hold too much of it and I don't want other situations like the one I live with EIF to happen. 

Everything is unpredictable with the stock market, so better be prepare for the worst. And following a good diversification rule should be a main concern. Maybe its a mistake I am making, but I don't have any strong concerns regarding Premium Brand Holdings Corporation (PBH). I hold 7% of my portfolio in that one and single stock. I invested in PBH following a recommendation of... Jean-François Tardif. Back in the time, Jean-François Tardif was that hot Quebecker coming from a nowhere town, Victoriaville, and back in the time, it was show time for Tardif at Sprott Asset Management! I had anything better to do than just FOLLOW Him. My average cost per shares is $16.67. And right now, the shares are at... $19.45. At $3 profit per stock, I feel I have nothing to fear but I could be wrong. I don't feel like selling any stock of this one.

And talking again about Jean-François Tardif, it seem like the little guy from Victoriaville feel like kicking on some serious bouncy ass. JFT Strategies Fund (JFS.UN) is at +8.90%. Not too bad for a man coming from no where, I say. One major problem with JFT Strategies Fund (JFS.UN) is that it doesn't pay any dividend and the management fees are like extra high. But guess what, I had nothing better to do than just jumping in! Wild chittas like me are making Jean-François Tardif earned a LOT of fresh funky $$$. Isn't he a lucky man? 

Gold and silver are major problems inside my portfolio. I am at a lost of $658 with my investment in FR. And with HGY, I am sitting on a flaty lost of $500.

In my TFSA, I have a trade halt on my Healthlease Properties Real Estate Investment Trust (HLP.UN) investment.

I also have a trade halt on my Student Transportation Inc. (STB) shares. I hold this one inside my non-registered. so imagine: without a trade halt on STB, my portfolio value would be at 124k right now... I never expected my portfolio to gain that much, especially with all the shit happening in the States that scared me so much. But I am now in better position. The value left on my margin is growing (I am now at 15k+ left instead of the usual 13k, and if not even lower). Following my debt situation update, I guess the best thing I can do is keep paying off some debt. Because in term of new investment, I am dead. I have it all in that portfolio. What really else can be add? It simply cannot be better, that's really it. But while really searching, other great stuff can be very easily be find. And I always find great stuff on Susan Brunner blog!

When the TSX is up, everything turn out to be sexy and easy, just the way I like things to be.

I hold 4% of my non-registered value inside Canadian National Railway Co (CNR). And now, CNR had announced a stock splits, 1 stock will split into 2. I don't have anything against share splits; its usually a benefit for shareholders. And its not rare to experiment a gain in the value following a split. So yeah, i am going to double the shares I hold of CNR soon.

Another super great investment of mine, Stella-Jones Inc. (SJ), is about to hit on the 1 for 4 stock split really really soon. The split will be there alive and active next Monday, on October 28th. And I cannot wait. 

I LOVE STOCK SPLITS. There's nothing better.

Another great thing is my latest investment in Shoppers Drug Mart (SC) that gain 3.3% so far. 

See, everything is really easy when the TSX is on a rocket high.

Is this enough of shades of me for tonight or you want more?

Its show time

I haven't update my portfolio value in a while, so I did it this weekend. But I did it because the Canadian stock market was playing at my one and only advantage (and many investors too!). My overall portfolio value is now at $172 748.69 and I hold $81 258.30 in debt. I am looking forward to pay off some more debt. I even made a $900 payment on my margin this weekend. I probably be hitting the 100k in net worth sometime in 2014 which is not too bad.

This past weekend was the Zombie Walk in Montreal... Enjoy!