Out of work again

This morning, I wake up as usual, prepared to get to work, and gave my morning call to see if there was worked from a pay phone close to the workplace… just to learn that there was no work available… It’s always the same crazy story each morning. From that part-time job, I now earn more or less 200$ per work. Before, it was better, I was able to work most of my hours and earn 250$. I was quitted happy with it.

I am really in need of a better – if not a better pay – a better stable part-time job. But I am in a mood for job searching. I am just too lazy at this time to do so. And I was happy to go back home this morning to enjoy my Internet connection. I order the Portable Internet of Rogers. Its not high speed Internet, but it’s allowing me too listen to music and surf the Web – basically the 2 major things I do with my computer. I had been working from Monday to Sunday non-stop. I enjoy a free morning.

There so much possibility right now in the market! Especially now, when the market get so low, PGF.UN is now less than 8$. Even if the dividend had been cut, PGF.UN represent for me a nice source of income, and it should only get better over time, knowing that once, dividend was of 2.65$.

My first 50 000$ is now from Associated Content! I registered a couple of days ago just for the fun of it. I just submit my first article - it took me 5 hours to write a 462 words article lol. I just hope the English is ok. Since like I am having some free time, it take something to occupy myself. It’s not easy to come with original ideas and write in English because it’s just not my language.

Super-super Creststreet Alternative Energy Fund

While some companies are announcing dividend cut, my Crestreet keep going up up up! So high it make me want to invest another 1 000$ in this magic fund. Well, not that high, but my original 1 000$ now worth 1 016$. And in this difficult time, it’s almost a miracle that this investment is not making me loosing some big cash. Actually, the Creststreet Alternative Energy Fund is the only investment that makes me gain some capital among all of my investments. But here, I am thinking about the value of the investment only, not any dividend earning.

The Creststreet Alternative Energy Fund in the kind of fund I would like to have transfer into a Tax-free savings account, since its look like this in a US fund kind of. I don’t really know too much about this particular fund. And at a point, I don’t care about knowing more about it for 2 reasons: I just don’t have enough time to educate myself on the basic of the basic as I have other things to do and, second, as long the fund is making me gaining some money, I am quite happy here. No major search involves. Only cash is needed. And with Creststreet Alternative Energy Fund, only 1 000$ is needed. It’s the minimum required, unless they have change the rule with their new Class B. Because now Alternative Energy have a twin.

Creststreet Alternative Energy Fund was just one other great move of mine :) lol

I really enjoy my investments.

Me and Nadya Suleman

No that we have that much in common - but I will get back this part a bit later - but I have been very shocked, no that much about her giving birth to 8 cutties - but very more on the bad press she had received from those Americans. I listen to her interview and than - suddently - it all make more sense - it wasn't plan - she was not supposed to give birth to 8 babies. It's mostly the fault to her doctor than herself - but she, of course, never said such things in any of her interviews.

As for me and Nadya Suleman, we do not have in common, but:

She like children - I like children too

She's single - I am single too

She had a lonely children - growing up in New Brunswick was not the best

She's a look-like Angeline Jolie - but I am not lol

And I am looking to donate her some money.

Her Web site:
http://www.thenadyasulemanfamily.com/

Facing dividends cut... again

This new dividend cut is making me laugh so much because I got that little piece of paper I made. On it, I carefully write my dividend earnings for the upcoming year. But, now, with the bad news coming from Pengrowth Energy, it’s look like I will have to throw away the precious little piece of paper.

It’s now the turn of my famous PGF.UN to announce dividend cut. But still, I am going to earn 50$ from this investment on the next distribution, which will be in March Just in February, with the DRIP I enroll in, I earn an extra 5 shares of PGF.UN. I would like to earn an extra 5 units in March also. But at the same time, I wouldn’t say no to a monthly 50$ in my pocket. It will pay for my Internet and extra coffees. As little money that I can make from those investment, I prefer just to DRIP from them at this time. Over time, I will accumulate more and more of those marvelous.

I am really looking into purchasing extra 500 units of PGF.UN. That way, I could earn 100$ per month - at this only condition - no more dividend lol

Everything is going fine for now at my jobs and at the full-time one, we begin to receive calls like crazy again like in the old days, which is good. Maybe some overtime will be available soon...

Hot news

I very happy with my new 200 Pengrowth Energy Trust (PGF.UN) units of this week. With now 500 of those marvelous, I am now in business lol. And now I am a real investor. :)

I work a lot this week at a couple of different things and I actually didn’t quite any of my jobs yet, but at a point, I am getting very mad and frustrated. But never mind for now. The only thing I need at this time is another good year of income. And I feel very happy to have my blog at this time just to get rid of all those stupid jobs frustration. And working during weekend is very annoying. I would prefer to stay home. I just got my place a bit cleaner lol and I have mass of papers. My taxes papers are not all ready yet. I finally set up an appointment with Desjardins for my RRSP.

And thinking of it, I calculate again my upcoming dividend income, and it should make an average of 1 500$ as Pengrowth Energy Trust is at 2.04$ dividend now. Which make an average of 125$ per month. I just find out that UN like PGF.UN pay a monthly dividend lol. What hilarious.

I now have an eye on Pembina – PIF.UN I think it is because the company had announce that the 1.56$ dividend per share will remain until – something like 2013 or 2014. Which mean that Pembina dividend is practically 100% sure for the next 4 years. This is super great. And the company is about to close a 400 millions deal. Hopefully, I will earn enough soon to purchase at least 200 shares – but it might be only in 2 months. Problem being that Pembina is not that cheap, at 14$ and I wouldn’t be surprise if the price just keep rising as good news are coming from everywhere for Pembina.

Pembina is THE mine of gold. And talking about mine of gold, things are getting better for Sprott Canadian Equities, which is up at a bite more than 27$ now. It was about time. But what I really loose money into is Timminco.

So I get in mind to forget those advices I read in the Globe and Mail, Canadian Business and other junk lol, and just continue the way it is. And the way it is is DF way. Again and again and again!!! It’s from the latest Money for Nothing I learn at first from Pembina. Maybe it was from Stop Working and the Lazy. I never before closely look into his portfolio until a couple of months ago.

But one good thing at least I learn from Canadian Business in an edition of their magazine, they classifies Pembina by being one of the best manage company. TD also figure in the list, but I thing they shouldn’t appear there lol.

Anyhow, a lot is going on right now and if things can just keep going, I might be able to build something very nice for the future, before I hit the magic 30.

Dividends update

LIV.UN : 100 x 0.504 = 50.40$
PGF.UN : 500 x 2.70$ = 1 350$
SII : 500 x 10 cents = 50$
MX : 101 x 0.769 cents = 77.669$
BNS : 101 x 1.96$ = 197.96$
FTS: 100 x 1.04$ = 104$
= 1 830.029$

Last time, when I calculate my dividend earnings, I forget about FTS..... I know PGF.UN might not pay 2.70$ this year in dividend, but as a strong believer, I prefer to believe the dividend will be 2.70$... And here I am, with 1 830$ income for life, every year of my life. I am just missing little to reach the goal in 5 000$... But it will be preferable if I could just completely pay off my credit line and get a better job ;)

New PGF.UN: 200 stocks

I just purchase 200 new units of PGF.UN at 10.03$, which I am very excited about. I now have a total of 500 stocks in it. I previously had 300. I was looking on YLO.UN, but the dividend is very low and I really like PGF.UN anyway. Now my credit limit is almost full. lol I refund 1230$ on it this week, but now I just purchase PGF.UN.

Crazy am I to do such things, but I really like PGF.UN. Next purchase might be Pembina PFI.UN I believe it is. But I just hope prices will just false down...

Worst day ever

The day went just fine, but at a point, I get upset at some point of the day. It take a lot of self control to ge through things like I am getting through and I am really happy to have my blog to at least be able to, if not doing something concrete about it, just to get some kind of a compensation. Anyway, what happen just show the stupidity of the whole thing and maybe some of my own stupidity. I was at my morning job – I was actually working this morning. Everything went super fine. At 1:30pm, at the time I usually finish, one of the supervisors tells something about me, that I could stay until 3PM if I wanted.

Which I was quitted happy of, but than, the other supervisor just told the exact opposite, that I had to go. That what piss me off. And I get to a point that I now have enough. Most of their major projects got cut off anyway and they are not very kind to anyone. They have as excuses that its because of the recession that’s going on in the states, but if they were just a bit more professional in their manners, maybe a lot would had been done in a much better way. I know them to well now and I know they did it just to piss me off. They were running out of numbers anyway and I could see that there was not going to have that much samples for the bunch of people we were. And anyway, I got tired of survey job. My life just makes any sense.

I get through the reading of the documentation I had received from BNS today and I have to say, I find it very interesting. I will probably vote FOR all the propositions. I just find it very cheap from the administration board of Scotia Bank to come along and say ok, here is why you have to vote AGAINST… It’s having the complete opposite effect on me. And when I go through the reading, from what I cam over from my very little interpretation is that the administrative board is suggesting voting AGAINST the different proposals because they do not defend their causes. And there that lady over there who do not even hold 200 stocks of BNS and she’s from the administrative board. Which I find totally out of the track. How can you be on the board of a society if you not only hold 200 stocks? That one had to get out of there and I want her out of there. Oh lol. With me, everyone is going to loose their job. I want them all out of there.

Since I am not working tomorrow, I could take the time maybe to go to an hospital for my left hand because its so weird, I don’t know what to think about it, if its broke of what. Its not getting any better or worst. But knowing myself, I will probably just stay up all night ans writting about everything and anything.

Tomorrow, I have no excuses, I can do my RRSP and all the other little thing I need to do. That's including searching for another job! Starting from right now!

Creststreet Alternative Energy Fund Class A, and now a Class B

Since I purchase my parts in this fund before they had opened the Class B, I believe my parts are in the Class A lol. I just notice a couple of days ago a Class B in the Creststreet Alternative Energy Fund and I think it’s a good sign. I think its mean that maybe the Class A is close, and maybe they have opened a Class B because their Creststreet Alternative Energy Fund is a star fund.

I invest in this fund because of its 142,69% returns in one year – in a year of recession. I consider Creststreet Alternative Energy Fund as almost as a mystic fund. And I was very happy when the fund finally arrived in my TD portfolio. It took like forever and the poor guy who sale me the fund never told me about the special delay. Usually, you purchase a fund, it get inside you portfolio – not immediately of course, I know that at least, but let say the next day or something like that. But for this purchase, it took forever, and the representative never says one word about it. This is another reason why I dislike TD Waterhouse – for their lake of caring.

Maybe TD is treating me like shit because they dislike me as much as I dislike them. Another idea of mine.

I have that jerk at my weekend job who is now listing to our interviews and I just cannot believe. The place is incredibly dirty, the pay is low, and it’s their buddy who received promotions. I am not talking like this because I wanted to listen to interviews myself; I have absolutely no interest in their business, especially in Quebeckers business. But hey, when a jerk has the authorization to evaluate your work, well that’s a living hell. And I am living in hell in Quebec. And their new person in charge of their Human Resources is like – wow – incredibly out of her mind. And I am seriously thinking about stopping to work there during the weekend. I do not have any free time and I miss sleeping in late and just walking around, doing nothing at all. I don’t want to deal with losers anymore. But at the same time, I earn an average of 300$ bi-weekly – it make it enough to cover the cost of my rent and pay part of my metro pass.

I am here in a shadow. Can I continue another year or 2, I don’t know. But for sure, I want to get out of here if not before, at least at 30. I am just in need of a change. The reason why I didn’t leave yet is because of my jobs situation. I make an overage of 750$ per week after taxes, but it’s true I work 70-80 hours per week. But the only thing I care about is the money, nothing else. And it’s now been going on like this for years.

I am just so incredibly in control of myself that all of it is doing so smoothly and so well even with some difficulties.

But all that talking about Quebeckers just makes the pain in my left hand more painful.

:)

Weekly update... working at taking decisions

I just received on yesterday a package from the Bank of Nova Scotia (BNS). And there I saw the address of Halifax, Nova Scotia on it. I was surprised to see the address of Nova Scotia, as silly as it sound. It’s like I do not have any real connection or interference with the company I invest in. But who really does anyway? I am quite excited here. It’s like me, taking important decisions for the Bank of Nova Scotia? WOW! It’s just unbelievable. But as a proudly shareholder, I am going to do my search and vote seriously. And Nova Scotia is in the Maritimes and me from the Maritimes I. That’s where is located the connection between me and the Bank of Nova Scotia.

The power now belong to…… me, New Brunswicker lol!

Another week pass – and I prefer to take it one week at a time. The TSX is now up to something like 9 000 now. Oh no! I want my low market back! It’s like I am having so much fun! I cannot wait for next week, I will have 1 000$ or so to put down on my credit line and I will be able to purchase other stocks. This time, I might invest in something else than PGF.UN. As little money that I have, let’s diversify, diversify and diversify!!!

And talking about TD (because I unfortunately have a TD Waterhouse account), I get very angry at TD as I received that letter – TD was going to make client pay 35$ for inactive credit line… I was so upset! How disappointed I was, I cannot tell, even if I was not being directly touched by the measure at the time, as I (unfortunately) use my TD credit line on a regular basis. But at least, now, Canadians know, all Canada know now, that TD is just like the other, just a bank looking to make profit on small people. I am saying this, even knowing that now TD had step back – and they probably did it because of complaint they have received. The reason why I was upset is the following: I imagine that if I was going to stop investing and stop using my credit line, it wouldn’t be far for me to take out 35$ of my pocket just because I do not want to continue to use another bad service coming from TD (I just cannot help it).

The ideas behind my taught are the following: if eventually TD had move forward with their bad decisions, I would eventually had to close my TD credit line and open another one someplace else. But than, I would had affect my credit score and than, I taught that if it was going to happen, I would eventually sue TD and ruin them by doing a collective cause and get millions and millions of dollars of those dogs for all the people who had suffer from the same condition as myself (because of a ruined credit score). But lucky for them, they never move forward. Shame on TD and on their way of doing business. Their administrators have no heart.

That’s all I have to say.

And when I read the following coming from TD spokeswoman Kelly Hechler:

"We wanted to cancel the inactivity fee and also do something that we thought would be helpful and meaningful to our customers"

I just can think of one thing: BULSHIT!

(!!!!!)