About Livingston International Income Fund and why I am getting tired of it

I really dislike Livingston International management at this time. I just get through the reading of a press release in date of February 27 – which kind of old now, but it’s better now than never I guess.

In that press release, LIV.UN management explains what they had decided to do in order to face the crisis. The 3 major measures being the following: "Company-wide salary and hours reduction", "Elimination of salary increases", "Voluntary resignation incentive".

I am ok with the "Elimination of salary increases" and with the "Voluntary resignation incentive". But what I am way concern about is the salary and hours reduction. Like wow. Before cutting on the hours of their employees, it will be so much more intelligent to just cut completely off the dividend until things came back to a more normal state.

Because anyway, from 100 units, I will only earn 4.20$. Since the return is so little, I will way find it more professional from them to just announce a dividend cut instead of cutting the working hours of their employees. But life is like that. For me, it's sound almost like LIV.UN is close to bankruptcy.

And it’s in time like those that I am happy to just have purchase 100 units of LIV.UN.

Out of work again

My morning job really begins to drive me crazy! I had been off on Monday morning. Yesterday I work the whole shift, 4.5 hours, but today… there’s no work for me! Let’s say it’s not tomorrow I will be able to purchase my next 100 bundle of stocks! I need more cash.

I was glade to have off on Monday morning as I took an appointment to get an hair cut that I was desperately in need. It’s good to have some free time, but at this time, I really need money as I want to purchase more stocks or units – whatever they are! And there’s also my brother who wants to visit me here in Montreal, that’s just fine with me, but I will feel mean if I don’t pay for a diner or something. My bank account is dry; all the money is invested in mutual funds, stocks and other. And my dividend earnings are automatically being reinvested to purchase more stocks. I enroll in a DRIP.

I complaint a lot here about my morning jobs, but it’s really releasing and I had my laundry to do anyway. And I am looking for ways to make some big cash online lol.

My first article submitted to Associated Content got rejected

But good news: it wasn’t because of my poor writing skills (!!!). It’s just I had that idea to write a bit on the new Air Miles toolbar that allow users to collect Air Miles through Yahoo! Search. From there, no problems, until I submit the article – which got rejected. But I had the possibility to re-submit the article – but enough is enough, I work 5 hours on that little article lol. Gees! That’s why I post the article write here on my blog - Collecting Air Miles through Yahoo! search engine: the dream now reality. But I won’t be able to re-submit the same article to AC.

I find very cute, like the way its sound, like I am all excited about Air Miles and stuff. Just another marvelous-marvelous post of mine.

Other than getting rejected on my really first submission (which I will explain the reasons for – I didn’t read the guidelines submissions first – part one), I find Associated Content very interesting. It’s a nice way to earn a little extra income via the Internet – way better than just a way-too-boring pay-per-click program!

Unfortunately for me, because I am in Canada – Associated Content do not pay as much as if I will be a US member. It’s part of the reason why I decide just to post the article on my blog – like whatever lol. But I will try again to submit an article to AC later on.

My article got rejected because I insert a Web site address in it. That’s all.

Collecting Air Miles through Yahoo! search engine: the dream now reality

Canada's largest loyalty program now offers a new way to earn rewards! Yahoo! search engine now offer the possibility to earn Air Miles, at no price. I first learn about this exciting opportunity on the cover of free newspaper Metro.

The best marketing combination of all times: Air Miles and Yahoo!

I use Yahoo! search engine on a regular basis. I am also a user of its email and Messenger services. (...).

Air Miles is my favorite rewards program because it’s allowing to redeem loyalty points in order to receive a discount on bus tickets (among other things). Examples: For as low as 150 reward miles, Air Miles program allow users to receive 40% off on regular Greyhound Canada bus ticket. And for only 50 reward miles, it’s possible to receive 40% off on Orleans Express tickets. And here’s where the Air Miles program is getting very rewarding.

The new Air Miles toolbar allows member to collect up to 30 Air Miles per month. Which mean, each month, it makes it almost possible to reach 50 Air Miles in order to purchase an Orleans Express bus ticket at 40% off. Interesting!

Both combined, Yahoo! search engine and Air Miles rewards program are getting very powerful.

How it work?

First, a toolbar is needed. The download is free of charge! The toolbar is available at the following address:

https://www.airmiles.ca/arrow/Toolbar

As an Air Miles member, your collector number will be needed. It’s actually being requested before downloading the toolbar. And if you’re not an Air Miles member yet, registered now! The new Air Miles toolbar make it even more rewarding to enroll to the Air Miles program. The toolbar download can be done through Firefox or Internet Explorer. And it takes less than 2 minutes to be completed.

Once the download is completed, restart your computer, and start searching! As soon as the minimum of 50 valid searches is completed, you will earn 5 Air Miles. It’s that easy and rewarding.

And if, like me, you like to track down your Air Miles account balance, you will no longer needed to log in into your rewards account – a simple look at the toolbar will allow you to find out how much Air Miles you have.

As a Canadian resident, I had below described my views on the Air Miles program offered in Canada. The same program is also available in the US, United Kingdom, Netherlands, Spain and the United Arab Emirates.

Out of work again

This morning, I wake up as usual, prepared to get to work, and gave my morning call to see if there was worked from a pay phone close to the workplace… just to learn that there was no work available… It’s always the same crazy story each morning. From that part-time job, I now earn more or less 200$ per work. Before, it was better, I was able to work most of my hours and earn 250$. I was quitted happy with it.

I am really in need of a better – if not a better pay – a better stable part-time job. But I am in a mood for job searching. I am just too lazy at this time to do so. And I was happy to go back home this morning to enjoy my Internet connection. I order the Portable Internet of Rogers. Its not high speed Internet, but it’s allowing me too listen to music and surf the Web – basically the 2 major things I do with my computer. I had been working from Monday to Sunday non-stop. I enjoy a free morning.

There so much possibility right now in the market! Especially now, when the market get so low, PGF.UN is now less than 8$. Even if the dividend had been cut, PGF.UN represent for me a nice source of income, and it should only get better over time, knowing that once, dividend was of 2.65$.

My first 50 000$ is now from Associated Content! I registered a couple of days ago just for the fun of it. I just submit my first article - it took me 5 hours to write a 462 words article lol. I just hope the English is ok. Since like I am having some free time, it take something to occupy myself. It’s not easy to come with original ideas and write in English because it’s just not my language.

Super-super Creststreet Alternative Energy Fund

While some companies are announcing dividend cut, my Crestreet keep going up up up! So high it make me want to invest another 1 000$ in this magic fund. Well, not that high, but my original 1 000$ now worth 1 016$. And in this difficult time, it’s almost a miracle that this investment is not making me loosing some big cash. Actually, the Creststreet Alternative Energy Fund is the only investment that makes me gain some capital among all of my investments. But here, I am thinking about the value of the investment only, not any dividend earning.

The Creststreet Alternative Energy Fund in the kind of fund I would like to have transfer into a Tax-free savings account, since its look like this in a US fund kind of. I don’t really know too much about this particular fund. And at a point, I don’t care about knowing more about it for 2 reasons: I just don’t have enough time to educate myself on the basic of the basic as I have other things to do and, second, as long the fund is making me gaining some money, I am quite happy here. No major search involves. Only cash is needed. And with Creststreet Alternative Energy Fund, only 1 000$ is needed. It’s the minimum required, unless they have change the rule with their new Class B. Because now Alternative Energy have a twin.

Creststreet Alternative Energy Fund was just one other great move of mine :) lol

I really enjoy my investments.

Me and Nadya Suleman

No that we have that much in common - but I will get back this part a bit later - but I have been very shocked, no that much about her giving birth to 8 cutties - but very more on the bad press she had received from those Americans. I listen to her interview and than - suddently - it all make more sense - it wasn't plan - she was not supposed to give birth to 8 babies. It's mostly the fault to her doctor than herself - but she, of course, never said such things in any of her interviews.

As for me and Nadya Suleman, we do not have in common, but:

She like children - I like children too

She's single - I am single too

She had a lonely children - growing up in New Brunswick was not the best

She's a look-like Angeline Jolie - but I am not lol

And I am looking to donate her some money.

Her Web site:
http://www.thenadyasulemanfamily.com/

Facing dividends cut... again

This new dividend cut is making me laugh so much because I got that little piece of paper I made. On it, I carefully write my dividend earnings for the upcoming year. But, now, with the bad news coming from Pengrowth Energy, it’s look like I will have to throw away the precious little piece of paper.

It’s now the turn of my famous PGF.UN to announce dividend cut. But still, I am going to earn 50$ from this investment on the next distribution, which will be in March Just in February, with the DRIP I enroll in, I earn an extra 5 shares of PGF.UN. I would like to earn an extra 5 units in March also. But at the same time, I wouldn’t say no to a monthly 50$ in my pocket. It will pay for my Internet and extra coffees. As little money that I can make from those investment, I prefer just to DRIP from them at this time. Over time, I will accumulate more and more of those marvelous.

I am really looking into purchasing extra 500 units of PGF.UN. That way, I could earn 100$ per month - at this only condition - no more dividend lol

Everything is going fine for now at my jobs and at the full-time one, we begin to receive calls like crazy again like in the old days, which is good. Maybe some overtime will be available soon...

Hot news

I very happy with my new 200 Pengrowth Energy Trust (PGF.UN) units of this week. With now 500 of those marvelous, I am now in business lol. And now I am a real investor. :)

I work a lot this week at a couple of different things and I actually didn’t quite any of my jobs yet, but at a point, I am getting very mad and frustrated. But never mind for now. The only thing I need at this time is another good year of income. And I feel very happy to have my blog at this time just to get rid of all those stupid jobs frustration. And working during weekend is very annoying. I would prefer to stay home. I just got my place a bit cleaner lol and I have mass of papers. My taxes papers are not all ready yet. I finally set up an appointment with Desjardins for my RRSP.

And thinking of it, I calculate again my upcoming dividend income, and it should make an average of 1 500$ as Pengrowth Energy Trust is at 2.04$ dividend now. Which make an average of 125$ per month. I just find out that UN like PGF.UN pay a monthly dividend lol. What hilarious.

I now have an eye on Pembina – PIF.UN I think it is because the company had announce that the 1.56$ dividend per share will remain until – something like 2013 or 2014. Which mean that Pembina dividend is practically 100% sure for the next 4 years. This is super great. And the company is about to close a 400 millions deal. Hopefully, I will earn enough soon to purchase at least 200 shares – but it might be only in 2 months. Problem being that Pembina is not that cheap, at 14$ and I wouldn’t be surprise if the price just keep rising as good news are coming from everywhere for Pembina.

Pembina is THE mine of gold. And talking about mine of gold, things are getting better for Sprott Canadian Equities, which is up at a bite more than 27$ now. It was about time. But what I really loose money into is Timminco.

So I get in mind to forget those advices I read in the Globe and Mail, Canadian Business and other junk lol, and just continue the way it is. And the way it is is DF way. Again and again and again!!! It’s from the latest Money for Nothing I learn at first from Pembina. Maybe it was from Stop Working and the Lazy. I never before closely look into his portfolio until a couple of months ago.

But one good thing at least I learn from Canadian Business in an edition of their magazine, they classifies Pembina by being one of the best manage company. TD also figure in the list, but I thing they shouldn’t appear there lol.

Anyhow, a lot is going on right now and if things can just keep going, I might be able to build something very nice for the future, before I hit the magic 30.

Dividends update

LIV.UN : 100 x 0.504 = 50.40$
PGF.UN : 500 x 2.70$ = 1 350$
SII : 500 x 10 cents = 50$
MX : 101 x 0.769 cents = 77.669$
BNS : 101 x 1.96$ = 197.96$
FTS: 100 x 1.04$ = 104$
= 1 830.029$

Last time, when I calculate my dividend earnings, I forget about FTS..... I know PGF.UN might not pay 2.70$ this year in dividend, but as a strong believer, I prefer to believe the dividend will be 2.70$... And here I am, with 1 830$ income for life, every year of my life. I am just missing little to reach the goal in 5 000$... But it will be preferable if I could just completely pay off my credit line and get a better job ;)