I now worth 48 091.64$!

The TSX is now at 10 675.68 points! I was really excited about it. And I was even happier when I read on Yahoo! (Canadian) Welcome Page that the recession was over in Canada.

I calculate the overall value of my investments and… I am now at a fantastic 48 091.64$! If only the TSX could just continue gaining points like this and reach the old 15 000 points, I could easily reach 50 000$ value in investment by doing nothing at all.

Those are good news. But still, the TSX could loose some points again. I don’t think the recession is over yet, things are just getting better. I am looking forward for a gradual progression. I want real and solid gain asset.

Healthy PGF.UN dividend

I had received 53$ in Pengrowth Energy Trust (PGF.UN) dividend. The dividend earning allows me to earn 6 extra units. I now own 636 units of Pengrowth Energy Trust (PGF.UN). And good news, PGF.UN had announces a 10 cents distribution for the month of August. In August, it’s 63.60$ I will earn from PGF.UN alone.

I received my vacation pay from my weekend job. With my next pay check of my evening job that I am expecting next week, I should be all fine to pay my living expenses for the month of August. For month of July, I am making up to 3 000$, but it’s because this month, we have a fantastic 5 weeks month. My upcoming dividend should be of 49.98$ from Bank of Nova Scotia (BNS) and 20.07$ from Just Energy Income Fund (JE.UN).

I wasn’t able to sell Dumont Nickel (DNI) yet. My order to sell the 23 000 stocks at 4 cents per stock is valid until July 31. I am confident I will be able to sell DNI at 4 cents – but the problem is I don’t know when. I would very need the order to be executed by the end of September. This way, I could pay off my TD Visa credit card debt. I only have left 2 716$ to pay. I would like to clear it all by the end of September. I cannot carry over heavy debt forever.

I am now at 47 154.39$!

And guess what, I am now only missing 2 845.61$ in order to finally reach my first 50 000$! I had been working on this project for about 3 years now and it’s about time I reach my goal! Those are exciting times for me. I am sooo close to my goal!

This week had been crazy. It had been a great week, at the exception that I ruin out of luck for my weekend job as I call too late to say I was available. I really have enough of that job and I am looking forward to get something else. I had been working there for a very long time now and I don’t even get a little of respect and consideration. At least, I am getting my vacation pay for next week. Seem like in life, all my frustrations are coming from my jobs. Can I wait any longer to leave the workplace? NO… lol.

This weekend is going to be the first time I ever had 2 days off in a row for a really long time! Hope it’s going to be a nice weekend. I plan to work on some other HubPages articles to occupy myself and forget about my problems.

I just purchase 100 units of PGF.UN at 8.67$

What a hot deal! 100 units of Pengrowth Energy Trust Income Fund (PGF.UN) at 8.67$ each! And the TSX up to 10 312 points! It would be nice if Pengrowth Energy Trust could get higher in value today. The value of my stock portfolio is now at 21 759.21$!

A day full of surprises!

I was extremely tired today when I wake up and I only bring Noodles for my lunch lol. I went to bed at 5AM! I am very passionate about my new HubPages and my latest article talk about my best saving tips, some information you won’t get here! So if you want to know how I can make it happen and save myself hundreds of dollars each month, you have to read it: My best saving tips that can help you save money.

What to do with a 1 000$ in my banking account?

This “afternoon” lol when I wake up, I went online on my banking account and… oh surprise I had 1 060$ available! I was very excited because this meant that I could to my next investment as soon as this very upcoming Friday! I visit a TD Trust branch before going to work to make a deposit of 200$ on my credit card and 800$ on my credit line. I only have left 2 916.42$ to pay on my credit card (which is at a special interest rate) which is not that bad. I should probably pay off this debt but guess what; I have a transfer offer coming from RBC at 2.99%... Just so hilarious. I am not even done with a special interest rate from TD Visa that I am going to get another on, even at a cheaper interest rate, with RBC Visa!

My very next investment

Today, Pengrowth Energy Trust Income Fund (PGF.UN) close at 8.62$. I plan to purchase 100 exra units of Pengrowth Energy. After what, it’s 630 units of PGF.UN that I will own. My dividend income with Pengrowth Energy Trust Income Fund (PGF.UN) will increase from 53$ to 63$.

Thinking about it, it’s easier to make money from dividend than to make money online from advertisements, articles and other lol. I am very happy with this upcoming investment. After this, I am going to be done with Pengrowth Energy Trust Income Fund (PGF.UN) investment (remember the diversification rule!!).

After what, I will be at 1 791.32$ in yearly dividend income for 2009! I will than be very close to my goal which is to reach 2 000$ in dividend income by the end of the summer.

My weekend job is back!

I listen to my voicemail late in the evening. I had one message saying that work is back available at my weekend job! The break didn’t last for long. Now that I have 60$ left in my banking account, I really need my weekend job back. And it’s now back!

I received 13.13$ in dividend from Pembina Pipeline Income Fund (PIF.UN)

I think I might have done some mistakes with my Dividend Calendar Earnings because I had received Pembina Pipeline Income Fund dividend on today. I received 13.13$ in dividend from PIF.UN. It was a huge surprise to see I had 13.13$ in cash in my broker TD Waterhouse account when I open it up this evening.

As you can see, my day had been very exhausting and fantastic.

TSX at a fantastic 10 238.79 points!

The markets are so difficult to follow. When I saw the TSX falling under 10 000 points previously last week, I taught that, maybe, maybe Derek Foster was right after all! Should I sale everything all just like him?

I am not a specialist, but my answer to the question has always been the same: there will be no sale! And look now, the crazy TSX going up again! UP TO 10 238.79!!! But be ready to see the TSX down to under 10 000 points at any time as Obama announced he’s ready to have even more job losses in the US in the upcoming! Derek Foster might be right after all!

My HubPages adventure

Anyway, while TSX was acting foolishly, I worked on different articles for HubPages. HubPages is very fantastic! It’s allowing “writers” (like myself lol) to make money from their articles. I find it so difficult on Associated Content!

HubPages is a lot easier because as soon as your article is ready, you can publish it. I got 2 articles of mine flag because of too much of “self-promotion” lol. But I remove all appearances of My First 50 000$ and voilà, the 2 articles where back online the day after! Vey quick, easy and fun! So far, I wasn’t able to make any money from my articles. My Google AdSense income for now remains the same. Sniff sniff…

What to do with a 1 000$

This month, I will have 1 000$ available for investment. I taught about investing 1 000$ more in the Creststreet Alternative Energy Fund. But than, I remember my dividend goal, and I taught, why not try to invest 1 000$ in Pengrowth Energy Trust (PGF.UN)?

This month, I will receive 53$ in dividend income from Pengrowth Energy Trust. If I purchase 100 units extra, it’s 63$ I could received each month in dividend income. Almost enough to purchase a metro pass. But see, it’s begin with a “enough to purchase a metro pass”, an a “enough to pay my monthly Internet bill”, “enough to make the minimum payment on my student loan”, “enough to pay my rent”, “enough to pay my groceries” and…

“ENOUGH TO STOP WORKING FOREVER”!!!

See where I am going?

Beautiful and Magic Montreal

Because life is not all about work...

I went for a short walk just after work to the Mont-Royal. Today was my last day at my weekend job for a little while, until work become available again. The walk was very nice as you can see, even if it had rain during the afternoon.

I am off all day long tomorrow and I plan to take a long and beautiful walk on the Mont-Royal again.

I got a lot of frustration yesterday from the guy who coaches me. It’s a young, very fresh and stupid guy who wants everything to be performing his way. And sometimes, his way is very arrogant. I just wonder how he got promote to do some coaching to other like that. For sure I am going to complain about it on Monday. Just to piss him off and let him no he has no right to say what he said. And a 3 and a half hours coaching is just too long. And I am going to complaint about it. I just hate the guy that much. And when I hate, I am willing to do everything I can just to harass in some way the other person. I am that bad lol.

In some ways, it’s hilarious because he’s working for the department the company had lost their customer service prize. Being too arrogant and self-confident won’t help to bring their prize back. Like gees, you lost your prize, but it’s not my fault. That’s for sure. As I customer, I want to speak to someone humane and if I feel some arrogance, I might just hang up or just say everything is fine now, just hang up, and call again to speak to someone more comprehensible. In many occasion, I spoke to customer service representatives at TD Waterhouse and Rogers who had been arrogant with me. I won’t treat people calls I am receiving the same way that’s for sure. You can learn a lot by calling those arrogant people of TD Waterhouse and Rogers.

Anyway, if it happen I lost that job too, I have money like crazy; I can handle pretty much everything.

Marvelous month of July

I just love this month of July. I should received 130$ in dividend income money. I am expecting 2 370$ in pay from my jobs. After paying my regular expenses for the month of August, it’s 1 270$ I will have in extra to invest. I am very tempt to invest 1 000$ extra in the Creststreet Alternative Energy Fund, since I am very satisfied with the result of this mutual fund.

Tomorrow is my last day of work at my weekend job. There’s a lack of work, but work should be back available very soon. I will request my vacation pay for the next pay check. I should be all fine.

I just went through this horrible coaching today. I am very tempted to quite my job just for that. It was a rude coaching and the poor man was just telling me I wasn’t doing my job correctly for most part of the coaching. I am not doing my job correctly? Well, you are going to see, I am going to find whatever job, quite that horrible job and leave you with your s*** lol. At the salary I am working, I am not going to support any bad treatment. And this was way too much, knowing how much effort I invest in it. I am going to find a job someplace else. I just hope it will be really soon.

At the end of the coaching session the poor guy ask me if I was going to see the fire work this Saturday. I told him maybe. I don’t give a damn about Montreal cultural life. The only things I care about are my investments and I want to be left alone.

And please, don’t talk to me lol.

I "just" received my Just Energy Income Fund (JE.UN) dividend

It was about time! I finally received my Just Energy Income Fund dividend just on today. I earn one brand new stock, for a total of 20.77$ in dividend. July is going to be a good month for my dividend earning. I am expecting around 140$ in dividend. Of course, it’s not that much, but it’s enough to make me happy.

What I wouldn’t like to happen is that the TSX continue loosing points and that he got even deeper in the recession. But didn’t we reach the bottom part yet? Are we on a road for recovery? I don’t have the answer to those questions. In my heart, I just truly hope the answer is yes. Things need to be done and I hope leaders worldwide will do what need to be done to create job, and give people a chance. We cannot just live in a recession forever.

Frugal living in recession time

So far, the week had passed very peacefully, even if the TSX is driving me completely nut lol. The TSX had lost points like crazy this week and I find it very frightening, like always. I felt completely lost and miserable when Yellow Pages Income Fund (YLO.UN) felt under 5$. Yellow Pages Income Fund close today at 4.99$. But no worries, I think the TSX will go up again – but I just don’t know when lol.

Watching my expenses

This week, I watch my expenses very closely. I went out for lunch time today, but it was all. I also purchase a coffee, and not to forget a chip for the distribution machine.. Usually, I purchase one or 2 coffees per day. One coffee for a whole week of work, trust me, it had been difficult! I really enjoy Second Cup coffees so much. This had been one of those frugal weeks for me so far, I am telling you.

After cutting unnecessary expenses related to my credit card, I am really looking closely to cut off other unnecessary expensive. I can easily save 20$ to 30$ - and maybe even more by taking my coffee at home and by always brining my lunch and no purchasing any sugar treat lol. It will be better for my money and I hope that, this way, I will lose some weight, it couldn’t hurt… I calculate and I believe I could save up to 1 000$ per year if I cut off all coffees, eating out expenses and other. I am not really looking into cutting off because I won’t be able to stay away too long from Second Cup coffees, pizza, McDonald and, what else? Oh yeah, chocolate lol.

I read Derek Foster books so many times (so nicely writing and easy to understand). I remember a part where Mr. Foster was saying that no one should deprived to invest and so on. He’s right, but gees, come a time where everything is needed. If I want things to work out, I have to work on it. I make this decision, but I am not suffering from it. I am still purchasing some coffees and other still, but I have to control myself! At a point, concession needs to be made. Sorry Mr. Foster.

Just for example, this last Saturday, I wanted to see the latest Transformers movie in the IMAX version… I was quitted chock with the price: 16$! I didn’t want see the movie as I find the price too expensive. Regular movies where at 10$. So I just turn around and continue my way to the Jazz Festival.

Looking forward to have no banking fees

I am still with Desjardins for my banking. Not that I like Desjardins, but it’s possible to have no banking fees with them if the minimum monthly balance is being reach. Examples: it’s possible to have 7 banking transactions for free – at the only condition that a minimum of 1 000$ remain in the account. I could easily reach the 1 000$, but 7 transactions per month won’t be enough for me. The second offer is 12 transactions. For 12 transactions, the minimum balance required is of 1 500$.

Right now, I am paying 6.50$ per month for 25 transactions. I can avoid paying the banking fee at the condition that 2 000$ remain in the account (for 25 transactions). It will be 78$ I could save per year… I think I can reduce the number of transactions to 12 per month if I start working at it.

Desjardins also have a credit card at low interest rate of around 9%.

There’s plenty of ways to save money.

Because diamonds are a girl best friend

Marilyn was right – diamonds ARE truly a girl best friend lol. I may be able to make money out of Dumont Nickel Inc. (DNI). Diamonds had been found in one of their mines located in Ontario – Attawapiskat. The announcement had been made today. The stock price rise to 3 cents (better than 2 or 2.5 cents).

And of course, I am expecting a major raise regarding Dumont Nickel value. We will see if I turn to be right. But patience is required. Don’t forget it took me 3 years to reach my first 50 000$. I am talking like if I already reach my goal, but I am so close. I certainly believe I will be able to reach 50 000$ in assets by the end of 2009.

Anyhow, I truly believe that Dumont Nickel (DNI) is a good investment. Dumont Nickel own 6 mineral properties. Dumont Nickel is active in Molybdenum, Nickel, Uranium, Vanadium, Zinc, Copper, Cobalt, Silver, Gold and Diamonds. Good news are popping up right now and it won’t be too long – I really hope so – that will see the Dumont Nickel price changing for the better. We need some other good news like the one of today and voilà, big bucks in your pocket like in mines lol. I had place a sell order at 4 cents. The order will expire on July 31. I previous purchase 23 000 stocks of Dumont Nickel (DNI) at 3 cents each lol.

It is so difficult to make money from penny stocks. Since my Blue Note Mining a while ago, Dumont Nickel had been my only “penny stocks” investment. The more I invest, the more I find the stock market difficult – really awful actually. But the more I invest, the more I want to invest more lol. And I just keep going like that.

One part of the frustration came from one little thing: reaching 50 000$ worth in assets. The stock markets just keep moving and it’s difficult to follow. This is all a crazy game. I have already invested more than 50 000$. I am just suffering from the high market volatility. And it’s really too bad. I actually have only 2 other majors investment that I would like to make. They are Enbridge (ENB) and Bell Aliant Regional Communitions Income Fund (BA.UN). After what I will pretty much had everything I ever wanted as investments from my part.

Loosing 5 bucks from Creststreet Alternative Energy Fund

I just find today that even my fantastic Creststreet Alternative Energy Fund is making me lost in money. It went from a brilliant 1 111$ to 1 106$. I am currently only loosing 5$ with Creststreet Alternative Energy Fund… And of course, if I had more money, I will definitely invest more in the Creststreet Alternative Energy Fund.

I am still waiting…

I am still waiting for my Just Energy Income Fund (JE.UN) June dividend. It’s taking forever to receive them. But I have to say that this is a normal situation since I enroll in an automatic DRIP for all of my dividend stocks. I am “just impatience” lol and I cannot wait to finally receive my Just Energy Income Fund (JE.UN) dividends.