Selling stocks for dummies

I have no idea how selling stocks work. This is because I never sell any of my investment before. So call TD Waterhouse – I hope it was my last call ever at TD Waterhouse. I cannot wait to trade with iTRADE. I should had organize myself sooner, but I had no clue that PGF.UN was about to cut their distribution. So now, I am stock with TD Waterhouse to do what I never taught I would had do: sell my very precious PGF.UN units. It’s not something easy for me, but I can no longer keep PGF.UN in my portfolio.

What I learn from TD Waterhouse about selling stocks

Question: What’s the price to sell my 650 units of PGF.UN?
Answer: 29$
(Same commission fee for selling LIV.UN).

Question: On Friday, PGF.UN closes at 10.28$. At the opening of the TSX on Monday morning, will PGF.UN will be at 10.28$.
Answer: The price could change.
(I kind of know this answer, but I ask, just to make sure… PGF.UN could be at 10.28$ on Monday morning, but it could open at a lower price).

Question: I have 650 units of PGF.UN. When I place my selling order, will I be able to sell all of my 650 units?
Answer: It could happen the order only go through for 600 units.
(I ask this question because I notice that at TD Waterhouse, orders are being places by trench of 100 units. This part is particularly frightening. I want to sell all of my PGF.UN units).

Question: And for LIV.UN, I own 102 units I want to sell. Will I be bale to sell them all?
Answer: It could happen the order go though for only 100 units.
(It would be hilarious, being stock with 2 units of LIV.UN… Crazy)

Question: Once the order for my sellings being completed, will the money be available for me to purchase new investment?
Answer: Yes, the money will be available immediately to purchase new units or stocks. For a withdraw, the money won’t be available immediately, but for another investment, the money will be available.
(Nice nice nice).

Question: If my place a sell order at 10.27$ for PGF.UN and on Monday, the price at the opening is at 10.28$, will my sell order go through anyway?
Answer: Yes, the order will go thought.
(But the opposite won’t work. If I place a selling order at 10.28$, while the price is of 10.27$, the order won’t be completed). Always good to know…

And… finally

Question: Can I place my sell order today? Would the order be taking in consideration for Monday morning?
Answer: Yes.
(Let’s place our sell order than).

I more and more understand Derek Foster for selling his portfolio. Now, I understand lol.

Saturday overtime: 110 hours in 2 weeks. Can someone else beat me?

It’s funny because I just read over my post of yesterday and gees; I wanted to do hours like crazy. I couldn’t wake up this morning, so I did from 2 to 8 pm, a little 6 hours shift. I was very tired this morning and when I arrived at work, I first taught that I wouldn’t be able to work at all. But it went smoothly, no difficult or angry customers, so the 6 hours shift went fine. I am now pretty sure my next paycheck will be of 1 100$. I really need it.

More about my annual dividend income

Let’s calculate again my dividend (I like that stuff!).

Ok, so, so far, I had accumulated 1 141.30$ in dividend income. Which is not bad at all for a first start. If I remove Pengrowth Energy Trust (PGF.UN) from my portfolio, without adding any new investment, this is how it will look like for me, dividendly speaking:

Total so far acculated in dividend income: 1 141.30$
+ upcoming dividend:
September 30: Just Energy Income Fund (JE.UN): 21.07$ (10.33 cents per unit)
October 10: Pengrowth Energy Trust (PGF.UN): 65$ (10 cents per unit)
October 10: Yellow Pages Income Fund (YLO.UN): 26.95$ (6.67 cents per unit)
October 25: Pembina Pipeline Income Fund (PIF.UN): 13.13$ (13 cents per unit)
October 28: Bank of Nova Scotia (BNS): 50.47$ (49 cents per stock)
November 16: Yellow Pages Income Fund (YLO.UN): 26.93$ (more or less)
November 25: Pembina Pipeline Income Fund (PIF.UN): 13.13$ (more or less)
November 30: Just Energy Income Fund (JE.UN): 21.07$ (more or less)
December 1: Fortis (FTS): 26.78$ (more or less)
December 15: Yellow Pages Income Fund (YLO.UN): 26.93$ (more or less)
December 31: Pembina Pipeline Income Fund (PIF.UN): 13.13$ (more or less)
December 31: Just Energy Income Fund (JE.UN): 21.07$ (more or less)
TOTAL: 1 466.96$

What am I supposed to do with a tinny little 1 466.96$!!!

But hey, don’t worry! Remember what we are going to do? Selling those 650 units of Pengrowth Energy Trust (PGF.UN) at, I hope, 10.28$ (at least let’s try). And sell our 102 units of Livingston International Income Fund (LIV.UN) at 6.65$. For LIV.UN, it won’t be a problem. The scary part is for PGF.UN. What if everyone sell their Pengrowth Energy Trust at the same time…. The price will drop, and it will make it impossible to sell Pengrowth Energy Trust and make a profit from it. I don’t want to loose any money, so if I cannot sell at a price where I can make a profit, I won’t sell. If it happens, I will be sad, but PGF.UN is a great company. One day, their dividend will come back. Sometimes, life is difficult like that.

Ok, let’s say super enthusiastic and say, yes, I will sell at 10.28$... In that case, here is what will happen:

I will purchase 300 units of Pembina Pipeline Income Fund (PIF.UN).
= 468$ in dividend annual income
And 200 units of Just Energy Income Fund (JE.UN).
= 248$ in dividend annual income

1 466.96$ + 468$ + 248$ = 2 182.96$

A fantastic 2 182.96$ is waiting for me! This way, I will only be missing 217.04$ to reach my 200$ dividend income/month (2 400$ in annual dividend income).

Will this ever happen? We’ll see on Monday. I hope everything will turn out for the best.

While being at work, I taught ok, well, this makes a lot of units vs stocks in my portfolio. And knowing what will happen later on regarding units (those are investments ending by .UN)… Just Energy Income Fund (JE.UN) had already expressed their desire to turn into a corporation and provide a quarterly dividend. I don’t worry at all for my investment made in the Just Energy Income Fund. For Pembina Pipeline Income Fund (PIF.UN), I don’t worry either, since they had expressed their desire to keep the annual dividend of 1.56$ per unit for a little while…

The important with this whole investment “game” is to try to make things work for the best. Failure is an expensive way to learn.

Upcoming changes in my investment portfolio

I had been so busy with my overtime lately; it’s been a crazy week! And it’s not over yet!

Pengrowth Energy Trust (PGF.UN) had announced a distribution cut. Starting from November, the distribution of Pengrowth Energy Trust (PGF.UN) will vary from 3 to 7 cents. But its look for me that it will mostly 3 cents.

I am selling Pengrowth Energy Trust (PGF.UN)

My initial investment was of 6 284.57$. I had 650 units of Pengrowth Energy Trust (PGF.UN) that currently at the price of 10.25$ per unit. My investment currently is at 6 663$. I am not interesting in having Pengrowth Energy Trust (PGF.UN) in my portfolio anymore since they had to cut their dividend. I understand the company decision. I truly adore Pengrowth Energy Trust (PGF.UN), but unfortunately, I have a dividend goal and I want to make money from my investment. And I also need that money. I want that dividend money very badly. So now, here’s what going to happen on Monday morning, 9:30AM Eastern time. Directly from the Plateau-Mont-Royal, using my laptop, I will sell my 650 units of Pengrowth Energy Trust (PGF.UN) at the price of, I hope, 10.25$. Same thing for Livingston International Income Fund (LIV.UN).

I am also selling Livingston International Income Fund (LIV.UN)

I currently own 102 units of Livingston International Income Fund (LIV.UN). My initial investment value was of 635.97$. Currently, the investment worth 668$. And Livingston International Income Fund (LIV.UN) does not pay dividend anymore. So guess what will happen on Monday? I will sell my 102 units of Livingston International Income Fund (LIV.UN) at 6.55$

After the selling commission of 29$ per trade, I will have made a profit of 7 302.30$

And what I plan to do with the money? Invest in stuff I already know and in companies that I trust:

-300 new units of Pembina Pipeline Income Fund (PIF.UN) (15.20$ per unit)
Cost of the investment: 4 560$ + 29$ TD Waterhouse commission = 4 589$
What I will earn in dividend: 1.56$ x 300 units = 468$
Why I want to invest more in Pembina Pipeline Income Fund (PIF.UN)?

I am investing in Pembina Pipeline Income Fund (PIF.UN) because it’s a strong company. Ever since I had purchased my first 100 units of Pembina Pipeline Income Fund (PIF.UN) at 12, ever since that time, the value had increased. Pembina Pipeline Income Fund (PIF.UN) currently worth 15.20$ per unit. I can easily imagine the price reaching 18$ in the upcoming weeks (or months lol). Anyhow, I like Pembina Pipeline Income Fund (PIF.UN). Nice dividend and we truly need it. Since I already own 101 units of Pembina Pipeline Income Fund (PIF.UN). Those 300 new units will help be to increase the units I earn through the DRIP. I probably be able to earn 3 new units per month is the price of Pembina Pipeline Income Fund (PIF.UN) remains under 16$ for a little while.

-200 new units of Just Energy Income Fund (JE.UN) (13.60$)
Cost of the investment: 2720$ + 29$ TD Waterhouse commission = 2 749$
What I will earn in dividend: 1.2396$ x 200 units = 247.92$
Why I want to invest more in Just Energy Income Fund (JE.UN)?

So far, I had been pleased with Just Energy Income Fund (JE.UN). They recently acquire a new company (several weeks ago), which bring new grow to the company. With the DRIP, I will be able to gain 2 new units per month, approximately. Plus: Just Energy Income Fund (JE.UN) had paid special dividend in the past, and they might pay special dividend again in the future.

After what, here’s what my annual dividend earnings will look like:

Bank of Nova Scotia (BNS): 201.88$
Fortis (FTS): 107.12$
Just Energy Income Fund (JE.UN): 500.80$
Methanex Corporation (MX): 70.56$
Pembina Pipeline Income Fund (PIF.UN): 625.56$
Sprott Inc. (SII): 50.30$
Yellow Pages Income Fund (YLO.UN): 323.20$
TOTAL: 1 879.41$

Pengrowth Energy Trust (PGF.UN) was my main dividend earning provider, with 780$ in dividend annual income… Very sad to see Pengrowth Energy Trust (PGF.UN) reducing dramatically its dividend. I might be tempted by PGF.UN in the future.

If I leave Pengrowth Energy Trust (PGF.UN) in my portfolio, look what will happen:

Pengrowth Energy Trust (PGF.UN): 234$
Bank of Nova Scotia (BNS): 201.88$
Fortis: (FTS): 107.12$
Just Energy Income Fund (JE.UN): 286.62$
Methanex Corporation (MX): 70.56$
Pembina Pipeline Income Fund (PIF.UN): 157.56$
Sprott (SII): 50.30$
Yellow Pages Income Fund (YLO.UN): 323.20$
Total: 1 431.24$ (-448.17$)

On an annual basis, it’s a difference of 448.17$. And also, on Monday, because Pengrowth Energy Trust (PGF.UN) had announced on today Friday a cut in its dividend, the value of Pengrowth Energy Trust (PGF.UN) will certainly decrease. Which is not good at all for My First 50 000$...

Investment is not an easy road and individuals shouldn’t be scare about taking actions in order to get things better. Distribution cut is the worst thing that can ever happen and I face it several times this year. As soon as I will be done with my overtime tomorrow, I will take it off on Sunday; try to take a rest to after hit the road of job hunting for a daytime job. I really want to earn more money. I just want 100 units of Brookfield Renewable Power Fund (BRC.UN).

Another day end and tomorrow is another day

Yesterday, I begin my day at 10 this morning and end it at midnight. I am lucking for 1 100$-1 200$ in paycheck. I am not going overtime tomorrow. I am looking for to a 10 or 11 or 8 hours shift. It does all depend if I can wake up early or not.

I gave a call at my weekend job. I was way too curious to find out if there was worked available for me. At this time, there’s none, but projects should start in the upcoming weeks. Anyway, if I will call again on November if I don’t get any use from them. I am use to that job, sometimes there’s work, sometimes not. But when work become available, I am usually good for a couple of months straight in a row.

The overtime I have available at my evening job is really saving me. But as you can imagine, there’s no overtime for nothing. We are currently all overworking right now at the call center I work. For now, I am happy on how things are going on. I didn’t begin my search for a daytime job yet, since I had been so busy with the overtime. I prefer to do overtime now rather than job searching, because big money will become available not in 2 weeks or one month from now (depending on how hard it will be for me to find something) – but directly at my next paycheck.

I am quite of disappointed with my lost for today regarding my investment portfolio. But I guess the TSX will keep playing the yo-yo and with my heart lol until more sustainable jobs being created in Canada and the US. It’s a difficult time, but a good time to invest in stocks I believe. And talking stocks, I plan to do majors change in my portfolio.

Methanex Corporation (MX) cool dividend

I had received 16.90$ from Methanex (MX) today. I didn’t earn an extra stock, because Methanex Corporation (MX) value is currently at more than 18$. For a little while, Methanex was at 20$, the price went down to something to 18$ on today, don’t ask me why.

Same stupid thing than last month is happening again with Just Energy Income Fund (JE.UN). I had received 10 cents in my account balance in cash, but no unit yet. I really hate that. Couldn’t they just applied the money and the units at the same time? Of course not, it would have been just too bright from them (Just Energy Income Fund or my broker that I really like – TD Waterhouse lol….). Anyway, I know how things are going now since it’s now the second time it’s happening to me. I have to wait 2 weeks or so for the units to be applied in my super-super investment portfolio. Way to go!

I don’t really have bad stuff to say about TD Waterhouse. Just that sometimes, there rep are rude (but each time its happening I write it right here on my very own blog). I find them expensive, at 29$ per transactions. Otherwise, the service is pretty reliable. Or should I say very reliable. So far, I didn’t hit any problem with TD Waterhouse, I always received my dividend payments and no fraudulent transactions had been made in my broker account. No stocks or units had disappeared so far from my TD Waterhouse broker account :) And what I like: there’s no fee to purchase mutual funds, service had been reliable. What I dislike: there’s a fee for RRSP account.

Yesterday, the value of my investment portfolio (stocks and units) was of 27 020$. And today, the value is at 27 164$. Nice gain. Hopefully, I will be able to reach 55 000$ without too much trouble.

Tomorrow, I am doing 6 hours of overtime. I had the authorization since I ask. I am very happy. This mean I will have at least 1 000$ on my next paycheck and I will be able to pay all of my credit card debts. Clear the mess up. I really taught today was today and I was happy to learn I was going to have one more day in my week… Very weird, but I went all messy because I worked all weekend long. I wonder if there will be work at my weekend job. As you can see, it’s all for now about work work work.

My investment portfolio is now at 53 167.02$

When I saw the value of PGF.UN jumping to more than 7 000$, I knew my investment value was going up and I couldn’t wait to see how much was now my value. My investment portfolio currently worth 53 167.02$. Compare to September 20, by portfolio is up of 736.15$! Yeah! I am only missing 1 832.98$ before hitting the 55 000$. Ever in my life I taught I could reach the 50 000$ in assets! The whole my first 50 000$ concept was kind of a joke, even if I was blogging seriously about it. And what’s getting fun now is that I am pass the 50 000$, it’s now the first 55 000$ and after that, the first 60 000$ and so on..

It’s looking good for the first 55 000$, which I might be able to reach with my next investment – which could be in December if I am lucky. I want 100 units of PIF.UN. At this time, I only have my evening job and doing overtime had exhausted me at some point. Not that the job is difficult, but at a point, spending so many hours at work instead of home make me felt anxious and tired. Just debts of mine are killing me. In 2 weeks, I will be able to pay off what I want to pay.

I am just curious to see if work is available at my weekend job. If not, I won’t cry. I am very tired at this point. Like each time, overtime come at the last minute and I never have time to catch up, difficult to do so many hours in a short period of time. At this point, I might be missing about 10 hours to get the 1 100$ in paycheck (after taxes). Tomorrow, laundry day, but Friday morning, I would like to do overtime. Anyway, at this time, overtime is kind of stuck in my throat right now.

I am currently waiting for my Just Energy Income Fund (JE.UN) and Methanex Corporation (MX) dividend for the month of September.

And guess what, with all that, we will be in the month of October in 2 days from now.

My investment portfolio in date of September 20, 2009

Here's my investment portfolio in date of September 20, 2009:

Savings:
2.69$ (ING Direct)

Non RRSP Investments:
Stocks & Units portfolio
Sprott Inc. (SII): 2 168$ (-2 766.99$)
Timminco (TIM): 258$ (-3 807$)
Blue Note Mining (BN): 74$ (-615$)
Bank of Nova Scotia (BNS): 4 929$ (+312.58$)
Hanwei Energy Services (HE): 363$ (-311$)
Methanex Corporation (MX): 2 022$ (+395.20$)
Fortis (FTS): 2 565$ (-8.17$)
Pengrowth Energy Trust (PGF.UN):
6 305$ (+20.43$)
Livingston International Income Fund
(LIV.UN): 639$ (+3.03$)
Pembina Pipeline Income Fund (PIF.UN): 1 552$ (+310.30$)
Just Energy Income Fund (JE.UN): 2 746$ (+250.75$)
Dumont Nickel Inc. (DNI): 460$ (-259$)
Yellow Pages Income Fund (YLO.UN): 2 115$ (+15.54$)
TOTAL: 26 195$

Mutual funds
Sprott Canadian Equity Fund: 4 457$

Tax-free savings account
RBC O'Shaughnessy Canadian Equity Fund:
2 443.09$
Creststreet Alternative Energy Fund: 1 185$
TOTAL: 3 628.09$

RRSP:
CIBC Dividend Fund: 478.23$
CIBC Emerging Markets Index Fund: 455.45$
CIBC Monthly Income Fund: 955.91$

Energy and Base Metals Term Savings
(Indexed term savings): 503.46$
Natural Resources Term Savings
(Indexed term savings): 502.06$

GIC National Bank: 1 098.49$
GIC Finance Plus: 1 513.97$
GIC Plus: 500$

TD Canadian Bond: 110.21$
TD Monthly Income: 98.10$
TD Emerging Markets: 78.07$
TD Energy: 80.11$
TD Precious Metals: 93.64$
TD Latin American Growth: 85.98$
TD Entertainment & Communications: 97$
TD Dividend Growth: 186.60$
TD U.S. Mid-Cap Growth: 94$

Maritime Life International Equity Fund (Templeton):
673.92$
Manulife Simplicity Growth Portfolio: 829.93$
Maritime Life CI Harbour Seg Fund: 992.35$
Maritime Life Fidelity True North Seg Fund: 940$
Maritime Life Trimark Europlus Seg Fund: 612.08$

Great West - Various: 1 577.81$

RBC Canadian Dividend Fund: 482.47$
RBC U.S. Mid-Cap Equity Fund C$: 1 721.76$
RBC Global Resources Fund: 763.66$
RBC O'Shaughnessy International Equity Fund: 651.22$
RBC O'Shaughnessy All-Canadian Equity Fund: 896.50$
GIC Canadian Market: 1 000$
TOTAL: 18 072.98$

Social Capital at Desjardins Membership share for 3 accounts:
40$

Savings + Stocks, units, mutual funds + Tax-free savings account + RRSP + Online Income (35.11$):
52 430.87$
[In date of September 20, 2009]

Because it's all about dividend

I just calculate my annual dividend income again, just to make sure that the effort worth it… This weekend, I got very bored with the overtime. I begin my day of work at 12pm today and left at 7:30pm. I couldn’t take it any longer. I didn’t reach my overtime hours goal yet, but I am pretty sure there will be some overtime available for this week. Calls are coming like crazy, but most of them are very short calls, less than 5 minutes. After working a straight 7 days this week, I have enough. I have enough of working and taking calls, as short they can be. And how about just yes or no calls? Wouldn’t be fun?

When talking a whole bunch of sh*t lol, I am thinking of those debts I will soon be paying off and it help me to keep going on. Sometimes, life is difficult like that. I just cannot wait to clear my RBC Visa card and all the little amounts I own here and there. I promise, never again I will pay my income taxes using credit card balance transfer, even at a low interest rate lol. And never again, I will have debts on my credit cards, except for my usual expenses. I barely ever have cash on me. I pay everything using my credit cards. This is actually helping me to build a great credit score. My credit cards are making me feel powerful and I like that, to have the feeling that I can pay whatever I want using one of my credit card. But of course, it’s just a feeling. I am not shopaholic and doesn’t spend that much. I don’t have expenses tastes and I am not wearing jewelry, expect plastic ones. I like what’s cheap and affordable.

So yes, I calculate my annual dividend income. And to my surprise, I am now at a 2 073.53$ annual dividend income. Its goes like this:

Bank of Nova Scotia (BNS): 201.88$
Fortis (FTS): 107.12$
Just Energy Income Fund (JE.UN): 286.62$
Methanex Corporation (MX): 70.56$
Pembina Pipeline Income Fund (PIF.UN): 157.56$
Pengrowth Energy Trust (PGF.UN): 780$
Sprott Inc. (SII): 50.30$
Yellow Pages Income Fund (YLO.UN): 323.20$

We can possibly add an extra 100$ for the power of the DRIP. We are possibly talking here of an annual dividend income of 2 173.53$. That’s nice. I had multiple problems with this huge investments portfolio of mine. Some could think my portfolio is too diversified. But from my point of view, a portfolio cannot be too diversified. There’s not too much diversification when talking about investment. For me, diversification is a way to reduce the risk. It’s been one of my dada since I begin to invest, back in 2005. From GIC to mutual funds to stocks and units and dividend, the step had been major for the My first 50 000$ girl so some forgiveness are require for the too important amount of money that had been invested in GIC and mutual funds. But they are not mistakes; they were a desperate way to reach what can only be reach through stocks and units investment.

Overtime to the extreme

I am planning to do as much hours as I can in just 4 days and I have to say, there’s not overtime for nothing, it’s call after call after call from 12pm to 12am… I did a 12 hours shift today or around so. I am exhausted, but I keep thinking about my next paycheck and how fun it’s going to be when all of my little credit card debts will be paid off… So I hope to wok 11 hours tomorrow and around 12 hours on Sunday… And after, I will take a rest before searching for a daytime job. I find a couple of jobs here and there, but since I am just exhausted right now, I didn’t apply to any yet. I am missing HubPages and cannot wait to write new articles. I am just missing my beauty sleep and my free time… My portfolio is doing well, especially PGF.UN. Love that company.

Overtime, paycheck and debts

I didn’t receive any calls from my weekend job today. Does it mean there is no work or there’s no work for me or… even worst… did they forget about me? I won’t ever know because I didn’t call to verify if there was work. Since I currently have overtime for this weekend at my evening job, I don’t care too much for the rest for now. I check my credit card balances yesterday and my expenses were not as bad as I taught. I will be able to pay it all by the time of my next paycheck. Seem like my next 100 units of Pembina Pipeline Income Fund (PIF.UN) investment will unfortunately have to wait for an extra month or 2. I really want to reach 200$ per month in dividend money as soon as possible. I can do it, the challenge is quite… challenging.

But after October 9th, once my credit cards bad debt will be all paid off, I will feel a lot much better and starting from there, all the money made will be to reach my goal. At this point, I feel important to save some money aside, outside my investment. At this point, all my money is invested and in case of need, I wouldn’t like to sell my investments. A 2 000$, or even just a 1 000$ aside in case of emergencies could be beneficial.

Doing a bunch of extra hours in a short period of time is always exhausting and it’s currently what I am doing. This remember last year when I was working during daytime at my 2 jobs from 9 am to 1:30pm and than from 3pm to midnight. Seem like the day never come to an end when I work from 9 to midnight. Since I am now working this weekend, I plan to do 12 hours on Saturday and Sunday… Very terrible week. I am looking forward for a 1 100$ paycheck for the next one, as I really need it. After that, I will probably begin my search for something daytime, as second job. And than after that I hope my weekend job will begin again.

Building a stocks and units portfolio for dividend income is certainly one of the most difficult thing. It take serious amount of money to be able to invest. For my next investment, 100 units of Pembina Pipeline Income Fund (PIF.UN), I will probably need a minimum of 1 580$. It’s represent a lot of money. Does the little 156$ in return – in dividend income worth it? YES.

Fantastic gain in my investment portfolio (1:20PM)

No overtime today as I felt super exhausted. But this night, I am going to bed as soon as I arrive and watch out, tomorrow, I am going to do from 9AM to midnight. It’s going to be crazyyyyy. And right now, as I just wake up and log in into my online broker account…… tadammmmmmmmm…….. My stocks and units investment portfolio is up to 27 177.52$! Hope it will finish the day that way. It’s even better than yesterday! Compare to yesterday, where I was at 26 907.77$, I gain 269.75$! I don’t even make that much in a day, even with overtime at my job!

If we compare to September 20, where our stocks and units investment portfolio was at 26 195$, we gain, in date of today, a fantastic 982.52! That’s the power of the stock market! Right now, it could happen that my net value is around 54 000$. For the end of September, I am waiting for my Just Energy Income Fund (JE.UN) and Methanex Corporation (MX). Nice little gain there among the way.

Derek Foster strategy IS really working. And his strategy is going to make me become a really rich girl $$$ lol. And I cannot imagine how it will be when the market will reach it will 15 000 points. It’s going to be fantastic. In the meantime, I want to invest more in my portfolio! That’s the plan. But for now, I have to do overtime… I just have to go to bed earlier. Which is completely out of sense.