New Brunswickers had spoken: New Brunswick to New Brunswickers, bye bye Shawn Graham!

I finish work early today to go for groceries. I just find out that a good colleague of mine is leaving Montreal for Toronto. He’s not the first one that I know moving to Toronto. These days, everyone seems to be leaving Montreal. People leaving Montreal for Toronto are ambitious workers, looking for more opportunities. I think that Quebec province is really getting now that bad reputation of corruption and favoritism and honest workers are getting annoy and have enough. It’s something I can truly understand. We are paying too much of that Quebec provincial taxes for nothing at all. No access to health cares what so ever. Extremely poor educational system as well. And people are aware of that.

Young people of my age are extremely aware and when it time to consider ways to accomplish something in there life, well, they don’t hesitate very long: they leave for Toronto. Like the guy I spoke to told me that here, he was feeling like he wasn’t going anywhere and stuff. So he decided to move to Toronto and he will begin a university degree in January. So I wish him good luck and I wish him well. And than he told me that I should move to Toronto too. Me in Toronto? lol….. Despite everything that happens to me here, I like Montreal a lot. Nothing is working correctly here for me, but at least, I had reached my investment goal. And what if my live in Toronto would be even worst that what I am currently living here in Montreal? Worst, I don’t know for sure, but it could be better. Maybe. But I am not planning to move for now but it’s definitively something I am keeping in the back of my head. As an idea you know. And maybe for once in my life I will take some English course. What about that? lol…

I am not living happily in Montreal but I am not totally unhappy and sad either. It’s more like a I-don’t-like-Quebeckers-and-you-don’t-like-me-either kind of situation. But eventually, I am not going no where. Absolutely no where.

Anyhow, as you may know, today was an election day in my native New-Brunswick land. And New Brunswickers know how to vote, trust me on that! Not that I am that of a Tories fan, but hey, we didn’t have any choices, Shawn Graham shouldn’t have try to sell NB Power to a bunch of stupid Quebeckers. See how well is doing Jean Charest right now? Jean Charest will soon spend some prison time and he’ll be followed by Brian Mulroney who’s going to finish his days in prison. We are talking here of 2 different cases here but hey, New Brunswickers had their own voices and I am a New Brunswicker! YES I AM! Everyone in Canada and outdoor have to understand that and I think everyone knows now. Common sense had to remain in New-Brunswick. Nothing has to change. Jean Charest and its little Quebeckers do not have a clue of what New Brunswickers are able of. Even without electricity lol………..yeah! Most of New Brunswickers like myself had nothing against Quebeckers, I think. But it’s just we want to be left alone.

New Brunswickers spoke their minds today: New Brunswick to New Brunswickers ONLY. Simple and clear. Shawn Graham had learned a valuable lesson. No one is going to control New Brunswick other than New Brunswickers themselves. So I am very proud of my people today. This is very honorable day for New Brunswick. It’s just a bit sad that it have to be a Conservative government. I would have preferred NPD better (Jack Layton is soooooo awesome and wonderful!!). Just too bad I couldn’t vote (I am living in Quebec right now).

But life great anyway. Can you imagine, my non registered investment portfolio close the day at 59 930.56$! It’s an increase of 136.15$ compare to September 24… So its look like it’s just keep going and growing! That thing is alive.

I am now at 102 837.70$

This represents an increase of more than 800$ compare to September 20. I really wanted to update my investment portfolio tonight to see how things were going… What a surprise! I am almost at 103k. Going to bed now... I have to wake up early tomorrow and it's almost 2 am......

My stock investment portfolio in date of September 24, 2010

Savings:
1 500$

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 672.88$
Timminco (TIM): 81$
Blue Note Mining (BNT): 46$
Bank of Nova Scotia (BNS): 5 761.95$
Hanwei Energy Services (HE): 123$
Methanex Corporation (MX): 2 539.98$
Fortis (FTS): 3 320.21$
Pembina Pipeline Income Fund (PIF.UN):
8 542.50$
Just Energy Income Fund (JE.UN): 10 677.54$
Yellow Pages Income Fund (YLO.UN):
2 525.40$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 600$
Pengrowth Energy Trust (PGF.UN): 2 337.30$
Enbridge Income Fund (ENF.UN): 4 834.80$
Corby Distilleries Limited (CDL.A): 3 128$
Davis + Henderson Income Fund (DHF.UN):
1 878$
Premium Brands Holdings Corporation (PBH):
2 820$
EnCana Corporation (ECA): 5 844$
Cash: 61.85$

TOTAL: 59 794.41$

Tax-free savings account (TFSA):
RBC O’Shaughnessy Canadian Equity Fund:
2 744.84$
The Consumers’ Waterheater Income Fund
(CWI.UN): 2 080.60$
Sprott Canadian Equity Fund:
5 947.53$
Dumont Nickel Inc. (DNI): 373.75$
Cash: 63.81$

TOTAL: 11 210.53$

RSP investment portfolio:
Claymore Gold Bullion ETF (CGL): 3 947.84$
EnCana Corporation (ECA): 2 922$
Emera Incorporated (EMA): 5 779.32$
Cash: 38.08$

CIBC Dividend Growth Fund: 514.01$
CIBC Emerging Markets Index Fund: 439.09$
CIBC Monthly Income Fund: 1 005.64$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 192.64$
GIC Plus: 500$

TD Canadian Bond: 117.81$
TD Monthly Income: 106.59$
TD Emerging Markets: 87.96$
TD Energy: 81.20$
TD Precious Metals: 131.17$
TD Latin American Growth: 99.76$
TD Entertainment and Communications: 113.68$
TD Dividend Growth: 198.40$
TD U.S. Mid-Cap Growth: 103.73$

Maritime Life International Equity Fund
(Templeton): 643.31$
Manulife Simplicity Growth Portfolio: 865.09$
Maritime Life CI Harbour Seg Fund: 991.15$
Maritime Life Fidelity True North Seg Fund: 969.94$
Maritime Life Trimark Europlus Seg Fund: 622.48$

Great-West – various: 1 753.62$

RBC Canadian Dividend Fund: 517.90$
RBC U.S. Mid-Cap Equity Fund C$: 1 780.62$
RBC Global Resources Fund: 928.43$
RBC O’Shaughnessy International Equity Fund:
624.13$
RBC O’Shaughnessy All-Canadian Equity
Fund: 1 067.28$

GIC Canadian Market: 1 000$

TOTAL: 30 148.39$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(144.37$):
102 837.70$

My French blog project about Nelly Arcan

I just complete a Web site had been working on for a while. It’s in French, and this is my first ever French blog. So hope your going to like it. My blog title is: L’espace romanesque dans l’œuvre littéraire de Nelly Arcan (1975-2009). I kind of make it fast. Today commerate the first year of the death of Nelly Arcan. Her first novel had been translated in English. My favorite Nelly Arcan novel is À ciel ouvert. Great reading if you can read French.

I am now at 101 976.02$

… and I am doing way much better now than a couple of days ago. I went see The Town of Ben Affleck. Very good movie, nice viewing. Ben Affleck is very good as well as all the other actors in their gangster roles.

Last Friday, it was crazy, I was burned out. So many calls, so many customers that needed to be answer. And it doesn’t seem it’s going to stop anytime soon. Those are very good news because there was an announcement saying there should be overtime for the next 4 to 5 weeks… yeah… but after that, it will be Christmas season… so watch out again! Again, many many many calls or I guess so. And Hello overtime! Yep, there’s currently overtime available. I will do my best to do some, but it’s very difficult for me. Today I did a 9 hours shift and I left. For tomorrow, I will see. My investment portfolio is doing very well. I have no choice than to update it and that’s what I am currently doing right now. A TSX pass 12 000 points? Very awesome! And awesome result for my investment portfolio! Nothing is magic. I know my portfolio is doing well because the index is score at more than 12 000 points. One does not come without the other.

I am very happy with Premium Brands Holdings Corporation (PBH) who had now exceed the 14$ per stock. At a point, I taught about selling my stocks of Premium Brands Holdings Corporation (PBH) because I wasn’t seeing any good results. And than I decide to stick to Premium Brands Holdings Corporation, because I was receiving some dividend today. I always kept in mind the good worlds of Jean-François Tardif on Premium Brands Holdings Corporation (PBH) and now, my patience had paid off.

It’s very difficult to stick to a stock, wondering if it’s not just better to sell and buy some extra Claymore Gold Bullion ETF (CGL) or… what? What to do? Good for me, I am not a huge investment seller and it paid off. Like that stick and hold idea of Derek Foster is really working well for me!

Sprott Inc. (SII) had done over the 4$ per stock. My Consumers’ Waterheater Income Fund (CWI.UN) had exceeded the 5$ per unit… Like WOW! The Consumers’ Waterheater Income Fund (CWI.UN) is performing well with or without Derek Foster lol (this being said because a couple of months ago, Derek Foster had sold his The Consumers’ Waterheater Income Fund (CWI.UN) units). Did you know? But I didn't sell mine!!!

All those mix together, I am now very close to the 102k. And voilà. I cannot say more. Very happy.

My investment portfolio in date of September 20, 2010

Savings:
1 500$

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 382.80$
Timminco (TIM): 86$
Blue Note Mining (BNT): 42$
Bank of Nova Scotia (BNS): 5 720.22$
Hanwei Energy Services (HE): 120$
Methanex Corporation (MX): 2 618.26$
Fortis (FTS): 3 303.09$
Pembina Pipeline Income Fund (PIF.UN):
8 415$
Just Energy Income Fund (JE.UN): 10 654.95$
Yellow Pages Income Fund (YLO.UN):
2 516.20$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 580$
Pengrowth Energy Trust (PGF.UN): 2 276.40$
Enbridge Income Fund (ENF.UN): 4 866.40$
Corby Distilleries Limited (CDL.A): 3 100$
Davis + Henderson Income Fund (DHF.UN):
1 825$
Premium Brands Holdings Corporation (PBH):
2 830$
EnCana Corporation (ECA): 5 848$
Cash: 37.68$

TOTAL: 59 222$

Tax-free savings account (TFSA):
RBC O’Shaughnessy Canadian Equity Fund:
2 747.10$
The Consumers’ Waterheater Income Fund
(CWI.UN): 2 076.48$
Sprott Canadian Equity Fund:
5 859.713$
Dumont Nickel Inc. (DNI): 359.38$
Cash: 63.81$

TOTAL: 11 106.48$

RSP investment portfolio:
Claymore Gold Bullion ETF (CGL): 3 890.38$
EnCana Corporation (ECA): 2 924$
Emera Incorporated (EMA): 5 691.60$
Cash: 38.08$

CIBC Dividend Growth Fund: 514.95$
CIBC Emerging Markets Index Fund: 436.24$
CIBC Monthly Income Fund: 1 006.41$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 192.64$
GIC Plus: 500$

TD Canadian Bond: 117.21$
TD Monthly Income: 106.92$
TD Emerging Markets: 87.04$
TD Energy: 81.30$
TD Precious Metals: 130.36$
TD Latin American Growth: 98.89$
TD Entertainment and Communications: 112.36$
TD Dividend Growth: 199.95$
TD U.S. Mid-Cap Growth: 103.04$

Maritime Life International Equity Fund
(Templeton): 635.05$
Manulife Simplicity Growth Portfolio: 861.27$
Maritime Life CI Harbour Seg Fund: 986.66$
Maritime Life Fidelity True North Seg Fund: 974.81$
Maritime Life Trimark Europlus Seg Fund: 610.56$

Great-West – various: 1 753.62$

RBC Canadian Dividend Fund: 520.26$
RBC U.S. Mid-Cap Equity Fund C$: 1 785.39$
RBC Global Resources Fund: 923.41$
RBC O’Shaughnessy International Equity Fund:
613.07$
RBC O’Shaughnessy All-Canadian Equity
Fund: 1 065.95$

GIC Canadian Market: 1 000$

TOTAL: 29 966.94$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(140.60$):
101 976.02$

More Claymore Gold Bullion ETF (CGL) units please

I am very tired of my week spend at work. I usually only work 30 hours per week at that job. I had been working 40 hours and up per week for the past 3 weeks now and its way too much. I am getting tired, extremely moody and my temper is just about to explode! I feel like screaming my breath away AHRRRRRRHHHHHHGGGGGGGGGG! Customers are getting into my nerves, my supervisor as well and this just by simply posing his hand on my shoulder. GET OFF ME! It’s so terrible. So today, my sup wasn’t there, but no matter what, I only did half an hour extra and I say to an old colleague of mine that I couldn’t stay longer and I left. Anyway, I had completed my regular shift. I am always extra cautious at coming at time to work and stuff, doing my hours you know. Extra hours are just extra hours after all. I just cannot do extra hours anymore. I prefer a smaller paycheck and keep my mental health rather than burning myself, working extra long hours. Nothing matter anymore, I have reach my goal. I simply now to keep paying my stuff on time. No matter what happen, I have money to do basically whatever I want. That’s what the Stop Working of Derek Foster had brought to me. The liberty. Not that I am about to stop working anymore, but at least, I am in a good financial situation or should I say, I consider myself being in a good financial situation.

And talking about the good financial situation of mine, my non registered stocks and units is currently at a very good 58 741.86$ - this being even higher than on September 13, 2010!! So when I received this kind of emails coming from readers, I really don’t give a damn, no matter what happen in my job situation or personal life, nothing of that matter because my portfolio is performing so well:

“Sorry if this bursts your bubble, but I have never seen such a ridiculous, reckless and fragmented portfolio such as yours. It's like someone threw a hand grenade into a china shop. You holdings are scattered to the point of stupidity.

While you claim to have doubled your money in 12 months, what you don't say is how much you have reinvested during that time. Quite a lot, I suspect.

Oh, and I do know a little of what I speak, having invested in BMO at $24.10, RBC at $26.40, Crescent Point Energy at $17.46, Red Back Mining at $11.41, Caterpillar at $36.14 -- all at near lows last year -- and Kraft Foods, Johnson & Johnson, General Electric.

Take a look at LYG-N that I grabbed for $3.01 in February. Look at it today. There's more to stock picking than throwing darts at a wall.

But good luck, anyway. With what you have, you're going to need it.”

Yeah yeah, you have read correctly. That’s had been wrote by a reader. I won’t publish in here the email or the address because it’s not my type but hey, wow……. As for myself, I really like the “threw a hand grenade into a china shop” part! See that’s not my kind of English – it’s really the email of a reader!

The “such stupidity” of mine is performing quite well. Sure, my way of investing may appear to some other as not being well structure but my way is that I invest in whatever I “feel” and “sense” as being a good investment. For 2010, I did great investment pick one after the other. My way is personal, I can understand if it can be seem as weird or a bit estrange, but hey, I “got” it lol……… And when you got it you got it right…….lol. But my blog is mostly about sharing an investment experience. Nothing more or less. That you like it or not.

I won’t be updating my investment portfolio value because I am way too tired, but gees, my portfolio is just doing so well! I was quite surprised to see it that high, at 58 741.86$, because EnCana Corporation (ECA) close this Friday at a low 29.01$. So I lost a bit of money with EnCana Corporation (ECA), but I am still pretty sure it will go up, maybe not right away to 65$ per stock, but a 30$, and we can seriously of a 35$ and up. A slide from my original purchase price of 29.44$ to 29.01$ is nothing at all. EnCana Corporation will create great profit to its investor and when it will happen, I will be in.

Generally speaking, I don’t have too much patience, but when it comes to stocks and money, I can wait; I have all the time of the world. And time is paying off! My investment in the Sprott Canadian Equity Fund is now at a very great 5 836.94$! Getting closer to the 6 000$. 2009-2010 had been a difficult for the Sprott Canadian Equity Fund and by keeping my parts in the fund, not selling was a very good decision to take, I just hope you did the same.

The stock market belong to warriors, you shouldn’t ever sell if it’s to loose money and declare a capital loss. Those are the reasons I am still holding, in date of today, Timminco (TIM), Blue Note Mining (BNT) and Hanwei Energy Services (HE). You invest to make money yes, but you also have to stand by the companies you have decide to invest in. I never saw the losses coming when it come to TIM, BNS and HE, so once I notice the looses, it was too late. So I decide to keep those companies in my portfolio. I had been reading the annual report of Timminco (TIM), Blue Note Mining (BNT), Hanwei Energy Services (HE) and I find those companies very great and I wonder what happen, why those losses? I came to the conclusion that those companies, especially Timminco (TIM) had been badly hurt by the recession. It’s difficult for a small investor like myself to try to understand those kind of things. But I decide to stop the search of the “why” and stick and hold. I have hope, especially when it comes to Hanwei Energy Services (HE).

Hanwei Energy Services (HE) was my own very pick after reading about the company in the Canadian Business magazine. I was like wow, China + clean energy, that equal GOLD right? It didn’t turn that way, but gees, I truly believe that this Hanwei Energy Services (HE) of mine is a good bet. Hanwei Energy Services (HE) had been a company victim of the bad economy we are currently living in.

Only experts can really tell how bad it is and this might be a reason why Derek Foster had sell his stocks in March. Because things are really really bad out there. If not more jobs are being created in the US, I might loose all of my very wonderful profit. While investing in the stock market, you have to be ready to all possibilities. That’s why it’s important to diversify your portfolio. To equilibrate your investment portfolio, invest in gold products. In recession time, your best asset is gold. I only have good worlds for the Claymore Gold Bullion ETF (CGL). The units price is still affordable (less than 12$ per unit). Huge profits are going to be made on the Claymore Gold Bullion ETF (CGL) and when it happens, please, say that you have read it first on myfirst50000.com blog ok?

Right now in my life, there’s just 3 things that I need: a boyfriend, a good nice hair cut and some more Claymore Gold Bullion ETF (CGL) units in my portfolio.

Good results with the Sprott Canadian Equity Fund

I had received some interesting dividend lately: 28.59$ from Fortis (FTS), 30.34$ from Yellow Pages Income Fund (YLO.UN) and 54.99$ from Pembina Pipeline Income Fund (PIF.UN). The dividends are adding up quite well. I soon will be at a 3 000$ in yearly dividend income for 2010. I just received a little paycheck, my banking account is adding up quite nicely. Finally, I am having good result with the Sprott Canadian Equity Fund. From what I am currently seeing in my online broker account, my investment in the Sprott Canadian Equity Fund is now very close to the 6 000$. I originally invested 7 000$ in the Sprott Canadian Equity Fund. I am sticking on the Sprott Canadian Equity Fund for now, but as soon my profit made with the fund, I SELL lol. Anyhow, things are going quite well at the exception of my new supervisor at my daytime job who’s doing too much and is getting way too much annoying. But best of all: he doesn’t know how to do the job! He doesn’t have a clue of what we are going as agent. Very hilarious situation if you want my point of view. And now, the same poor guy want his staff to go talk to the people we are working for about stuff that do not work well in the company and so on. Like what the hell. Leave me alone F of Quebecker lol! I couldn’t say better, even in French lol.

And yo, readers, stop saying bad things about Derek Foster or if not I am going to cry and you don’t want that to happen don’t you (unless you are a F of Q (q in French meaning as**** or almost). lol…… Isn’t that funny? Leave Derek Foster alone please. He's my hero.

The situation I am living right now at work remind of the time when I was working at the Montreal call center of BMO Bank of Montreal in the Old Montreal. The Vice President of the call center (Montreal section) of BMO Bank of Montreal that occupy the position had worked for BMO Bank of Montreal before but before beginning his duty as Vice President of the BMO Bank of Montreal, he had never worked in the call center. This mean that the BMO Bank of Montreal Vice-President of the Montreal call center never work as a phone operator for BMO Bank of Montreal, but is currently the Vice President of it. Does this making any sense to you? It doesn’t to me.

And now investors wonder why BMO Bank of Montreal is not a good performer. Well, I guess that now investors had partly a response to that matter. The situation is due to poor managing, poorly skill managers. We once had a presentation where the Vice President of BMO Bank of Montreal – Montreal call center gave a presentation and said that he was “vendu à la BMO Banque de Montréal” (French), meaning being “sold to BMO Bank of Montreal”. Well, I hope he is, because the poor man doesn’t worth that much outside BMO Bank of Montreal network.

Quebeckers are well-known in this country for their poor judgment, poor team spirit, poor everything right and the situation at BMO Bank of Montreal is due to a mix of those factors. A lack of savoir-faire, very simply. You know how to do business or you don’t know how to do business. And trust me, I had been working there until I got laid off beginning of 2010 and trust me when I say that BMO Bank of Montreal do not know how to do business with people, it’s because they really don’t know how to do business with people. You can count on my judgment, I had exceed the 100k in investment now and when I say something, it’s right, it’s coming from the heart and my soul.

If I am saying all this, it’s become I want to protect yourself. I want to warn you about not to trust Quebeckers and if you are reading this, are a new immigrant in Canada or a Canadian citizen looking for new opportunities and looking forward to come to Quebec province to move in or even more specifically in Montreal well, my good world would be: stay away from Montreal. Stay away from Quebec province. Here in Quebec, taxes are extremely high. On a 1 300$ salary, I am only earning something like 946$, no even a 1 000$ in my pockets. Health services are extremely poor quality. Hospitals are not well equipped. Quebec leaders say it’s because of a lack in the budget, it’s not because money is missing, it’s because Quebec leaders are taking everything for themselves and they don’t know how to manage and how to correctly spend the tax money. Education system is very poor, no places in kindergarten for children, horrible workplace, salary wages are poor. At least, when living outside Quebec, you’re giving a chance to grow at your full potential and no worries of being lie to by the same ones who think that they are so bright that they want to destroy one of the best countries of the world – Canada – to create their own. Isn’t that enough stupid for you?

Look what’s going on right now with the stupid Jean Charest and Marc Bellemare (in the news lately and you’ll find there the spirit of Quebeckers. Because the vast majority of Quebeckers are cheaters and liers, another example of that would be in the person of Brian Mulroney.

Protect yourself: stay away from Quebec and don’t do business with Quebeckers.

As for myself, whenever I ask for credit, like my latest RBC credit line for example, I call the English line. Not that my English is perfect – of course not – but that protect me from having to deal with Quebeckers. It’s the best I can do. I try not to deal directly at a branch or office because I know how they are. The “they” is referring to Quebeckers – of course. And because of this I basically almost get everything that I want. I keep myself clean from any Quebec relations and you should do the same thing. And express you’re proud of being Canadians to those F.

You know, when my RSP credit line loan got refused at Scotia Bank back in March 2010, I remember screaming over the phone: “Maudit Québécois” (something like I hate you Quebecker in English) to the guy who refused to approve me for the RSP credit line. Several months after, I got approve for a 10 000$ RSP credit line at TD Canada Trust and a 10 000$ credit line at RBC Royal Bank. Credit, I eat it, I need it to live and breathe. My situation didn’t improve, it’s the same. So why did I got refused at Scotia Bank? It’s because of the lack of judgment of that Quebecker and I express myself in a way that the idiot could understand who I am. I am giving you the permission to yell as loud as you want to Quebeckers when you don’t get what you want from them. Let them all know who you are, so they can understand, once for good.

I am now at 100 800.40$

There you go! I am now at a very nice 100 800.40$! As you can imagine, I am very please with the results of today. Almost at 101 000$ without too much problem, isn’t that cool? My portfolio is not perfect but it’s been performing well and I think that the next upcoming months will also be good, but only if the economy get better in the US. It will be quite a challenge for Barack Obama. But hey, after all, Barack Obama is the first black person to become president of the United States. No challenge is too big for Barack Obama and believe it or not, everything or almost is under control. Republicans just need to stay at their places and let Barack Obama lead. Just like Quebeckers need to stay at their places. (I am very sorry, it's just something I really wnated to say :))

Recently, I had received one of those comments about Derek Foster lately that I didn’t really want to answer. But here will be my answer to the poor guy who had left an awful comment, calling Derek Foster “bum” (you have to go read that comment, click on here). Well, to that I will answer that Derek Foster is definitively not a bum. I am currently at 100 800.40$ because of the reading of the Derek Foster books. I started investing in stocks after reading his Stop Working. And even more important: I never loose any money by investing in Derek Foster stocks. And fact is, I lost a great deal of money by following Eric Sprott. I lost money in the Sprott Inc. (SII) stocks, I had lost money in Timminco (TIM), Eric Sprott ex-darling stocks and, even worst, I lost money by investing in the Sprott Canadian Equity Fund. I seriously lost thousands of dollars by following Eric Sprott. By investing in Derek Foster stocks, I never lost a penny. I made money like crazy and hit the 100k very quickly. Some people become good at investing after reading Warren Buffet and other. But for myself, I needed something fast, easy and practical because when it comes to learning among other, I don’t have any patience. I want everything right now. And with Derek Foster, I got everything I wanted, in a very short amount of time. I cannot say the same thing with Eric Sprott. I have nothing against him, but Eric Sprott makes me loose money. And not Derek Foster. So who’s best now at the investing game? Derek Foster, of course, and me in second place ok? lol

Jean-François Tardif left on top of his game and Eric Sprott well, Eric Sprott is leaving an empty basket to investors. I just hate the guy. But it was mean to be this way. Especially after what he did to Jean-François Tardif. As for BMO Bank of Montreal, they fired and look what happen to them, a HUGE mortgage fraud, their InvestorLine is just very awful and how many other thing. Life is a spinning wheel. Don't you ever think that you can go cheating and lying without any consequences. That's the hand of God, no matter if you believe or not.

Small investors like myself would be nothing at all without the Derek Foster, Jean-François Tardif and Steve Martin of this world. That's a fact. Because it's all about "picking". Picking the right stocks, and picking the right guru. ;0)

My investment portfolio in date of September 13, 2010

Savings:
1 500$

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 082.36$
Timminco (TIM): 86$
Blue Note Mining (BNT): 36$
Bank of Nova Scotia (BNS): 5 744.83$
Hanwei Energy Services (HE): 126$
Methanex Corporation (MX): 2 564.70$
Fortis (FTS): 3 282.82$
Pembina Pipeline Income Fund (PIF.UN):
8 113.14$
Just Energy Income Fund (JE.UN): 10 715.19$
Yellow Pages Income Fund (YLO.UN):
2 416.05$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 585$
Pengrowth Energy Trust (PGF.UN): 2 242.57$
Enbridge Income Fund (ENF.UN): 4 803.20$
Corby Distilleries Limited (CDL.A): 3 100$
Davis + Henderson Income Fund (DHF.UN):
1 830$
Premium Brands Holdings Corporation (PBH):
2 780$
EnCana Corporation (ECA): 6 010$
Cash: 11.87$

TOTAL: 58 529.73$

Tax-free savings account (TFSA):
RBC O’Shaughnessy Canadian Equity Fund:
2 726.70$
The Consumers’ Waterheater Income Fund
(CWI.UN): 1 989.96$
Sprott Canadian Equity Fund:
5 597.76$
Dumont Nickel Inc. (DNI): 402.50$
Cash: 63.81$

TOTAL: 10 780.73$

RSP investment portfolio:
Claymore Gold Bullion ETF (CGL): 3 788.98$
EnCana Corporation (ECA): 3 005$
Emera Incorporated (EMA): 5 712$
Cash: 38.08$

CIBC Dividend Growth Fund: 514.39$
CIBC Emerging Markets Index Fund: 429.11$
CIBC Monthly Income Fund: 1 004.11$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 192.64$
GIC Plus: 500$

TD Canadian Bond: 117.12$
TD Monthly Income: 106.92$
TD Emerging Markets: 85.76$
TD Energy: 81.24$
TD Precious Metals: 122.62$
TD Latin American Growth: 98.36$
TD Entertainment and Communications: 109.61$
TD Dividend Growth: 200.38$
TD U.S. Mid-Cap Growth: 100.35$

Maritime Life International Equity Fund
(Templeton): 623.65$
Manulife Simplicity Growth Portfolio: 854.51$
Maritime Life CI Harbour Seg Fund: 991.04$
Maritime Life Fidelity True North Seg Fund: 967.58$
Maritime Life Trimark Europlus Seg Fund: 599.76$

Great-West – various: 1 753.62$

RBC Canadian Dividend Fund: 520.22$
RBC U.S. Mid-Cap Equity Fund C$: 1 747.44$
RBC Global Resources Fund: 895.20$
RBC O’Shaughnessy International Equity Fund:
602.35$
RBC O’Shaughnessy All-Canadian Equity
Fund: 1 058.38$

GIC Canadian Market: 1 000$

TOTAL: 29 825.94$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(124$):
100 800.40$