Get all the saving you want with TD Canada Trust

Wow! The TSX gains some valuable points again today. And this has quite some good effect on my portfolio. My non registered stocks and units investment portfolio is now at 61 763.69$, an increase of 302.34$ compare to October 5th! Just so incredible! I am quite very excited over EnCana Corporation (ECA) as well as for everything else I hold in my portfolio.

I am just confuse about the “what next” part. Like should I leave my TD credit line paid off or should I use the money to invest more? Part of me is screaming invest more! Invest more! And the other one: leave it paid! One of the reasons why I want to invest more is to increase my dividend income. I am very close to the equivalent of 400$ in monthly dividend income right now and I have the possibility, with that 5 000$ that is currently available on my credit line to achieve that goal. But on the other hand, I already hold around 40 000$ in debt. If I use 5 000$ of my credit line to invest now, this will increase my level of debt to 45 000$... Outch…….

In 2009-2010, I went through many credit checks, got new credit lines, got credit card limit increased and decreased, got fired from BMO Bank of Montreal, Montreal call centre, etc… My credit score have gone through a lot and so do I, just because of stupid Quebeckers.

Conclusion: I probably will leave my TD credit line paid. This can only help my credit score getting better and also, in case of need, I will have 5 000$ available. So how about that? I am already feeling better!

Yeahhhhhhhhhh!

Yes, Quebeckers are stupid and am I just very grateful to the Macleans magazine to have exposes so openly the situation that is in Quebec. Corruption is not only inside Quebec government, it’s in plenty other places, like at BMO Bank of Montreal, just to name another place. Now, Canadians are aware that Quebec and Quebeckers are not people or institutions you can trust. The Macleans had exposed the Quebec corruption that had been exposed by massive media, but myself, I want to expose the corruption I have live myself, as an individual, as a New Brunswickers living temporarily in Quebec. Canadians need to be aware and I wouldn’t like anyone else to go through what I had gone through because of those f of Quebeckers. Now it’s my turn. This is my weekend project and it’s going to be fun.

I have to say, when I saw the Macleans cover “Quebec: the most corrupt province”, I was so proud. Proud that such an important Canadian media as Macleans speak up openly to protect Canadians of massive shit. There you go!

In my past posts, I talk about investing in Algonquin Power and Utilities Corp (AQN). My Algonquin Power and Utilities Corp (AQN). Pick when up today, but still, I prefer to keep my investment project in Algonquin Power and Utilities Corp (AQN) in hold until I have fresh new cash available. There will always be some great opportunity out there and if you are, like me, running out of cash to make an investment, don’t you ever worry, because there will always be something waiting for you at the other end. Alright? Alright…..

My investment portfolio is up, my level of debt is slowly decreasing, I will have soon my 8 000$ TD Visa credit card balance transfer at 4.9% extended until April 2010… And what else? I just received a federal government check for my taxes of close to 100$ and I earn rewards points like crazy at work so I am going to get an iPod (my very first one!). I should be able to order prepaid credit cards and go purchase my mini laptop very soon! I went to the Apple store downtown Montreal to try the iPod and I find just so fun, with the camera, the video callers, Internet wireless… Very easy to use, even if I am Apple illiterate.

I WANT MY IPOD. :0)

TD Canada Trust is just so a wonderful bank. Wonder what my post title refers too? Well, TD had that brand new site called TD get saving and it’s plenty of useful information. Check it out.

My TD credit line is now fully paid off

Nothing new at the exception that I treat myself with a new black purse I purchased at H&M store. I would like to get a new jacket but soon it’s going to be the winter anyway. But it doesn’t change fact that my current jacket is made from an ugly shade of yellow. I have another autumn jacket that it would need to be clean and I am just not in the moon to get my jacket dry-clean. So those were for the fashion news. I look ugly, but I am feeling great :0)

No new dividend had came in, but my non registered stocks and units portfolio is now at 61 634.15$. Like wow! This represents an increase of 172.80$ compare to October 5th! I finish the day today very tired. I had pay off my TD credit line and all of my monthly expenses. I have left 400$ in cash and my 5 000$ credit line is paid off. I taught about investing in Algonquin Power & Utilities Corporation (AQN) because the units are cheap but gees, I work so hard to pay of that 5 000$ credit line, better to use the money wisely. I cannot make any mistake at this point. I don’t know what I am going to do with the money. Maybe for once my TD credit line will remain paid... I could need that money. I am not taking anything for granted. My budget is always so sharp as a knife, I barely never have cash available. And all that investment game is taking my breath away. I wrote to someone previously that I was now stock in a spinning wheel. Like Wall Street never sleep? Well I do sleep, but someone can easily loose him/her/self in the investment game. I call it an investment game because until a certain point, all of this do not make any sense, my investment, the way I invest, all of my debt, and all my life. It's vain. All vain. But it's working so well at the same time. So that's the exact reason why on the why I continue. Because I make money. I lost money, but now I am on the road for recovery. And at pass the 105k, I can say, I had saw it all, the big $$$, the major loses, all mix together in a holly mix of stocks and mutual funds and everything else. But it do worth it. Money is just floating all around of me.

I am just very excited at this time as my portfolio is growing so well. I think I don’t have any investment ideal right now in the sense that I invested in what I wanted… Maybe adding some more Claymore Gold Bullion (CGL) units into my non registered portfolio could be a good idea. I am not in a rush to invest again so I might just think about the big scheme this weekend… as tomorrow we are already Friday! Hope my non registered portfolio and all the rest will make some other awesome new gains.

Lucky lucky lucky me

After mysteriously finding money on St-Laurent boulevard sidewalk in Montreal 2 days ago, it’s seem like my luck is not going to run away anytime soon!

Check it out……

My non registered stocks & units portfolio had closed the day at 61 582.54$ (an increase of 121.19$ compare to yesterday!). My investment in the Sprott Canadian Equity Fund is now at 6 240.88$ - an increase of 55.21$ compare to yesterday! WOW! I am now very close to my original 7 000$ (this is the amount I invested in the Sprott Canadian Equity Fund back in 2008). It’s been 2 long years that I had been waiting for positive results coming from the Sprott Canadian Equity Fund and results are finally kicking in. Now we are in business! The Sprott Canadian Equity Fund is that powerful. Because it required something like power and the help of God to recover from massively lost. Imagine: just before the market crash of 2008, Sprott Canadian Equity Fund units were at more than 50$ each! During the market crash, Sprott Canadian Equity Fund had reached as low as 27$ each! Almost half of a fortune had disappeared, just like that, without any announcement! On date of today, Sprott Canadian Equity Fund units worth a bit more than 41$ each. When it comes to the Sprott Canadian Equity Fund, we are talking about a very powerful fund. The recovery had been long, and I am still myself under a recovery but hey, I am grateful because I am finally slowly recovering from quite some heavy money lost. So those are quite awesome news right, but you haven’t seen anything yet…

TD Canada Trust is the best Canadian bank of all

Want to know why? Well, I currently have a TD Visa which is almost full, a close to 8 000$ balance. The credit card is full because I had a credit card balance transfer special interest at 4.9% for 6 months. My 4.9% interest rate is going to expire in January. It doesn’t look like it, but January is coming quite soon… I only have 3 months left at my special interest rate. But don’t worry about that part because…… TD Canada Trust is the best bank of the world! I had been targeted for a 4.9% interest rate again this month on my TD Visa. Which mean I simply need to do another credit card balance transfer to get the 4.9% interest rate for another 6 months from now, which will drive me to April 2011 instead of January 2011… That’s pretty huge! THANK YOU TD CANADA TRUST! (Now you know why TD Canada Trust is number 1 bank!)

Great, but now I have work to do! In order to benefit an extension of the 4.9% interest rate until April, I simply need to proceed with a credit card balance transfer, just like I did in the past. But this time, it’s going to be more complicated and I have no idea on what I am going to place my move now!

Let me explain…..

Remember I got a 10 000$ credit line from RBC Royal Bank last August, right on time for my 30th birthday? Well, one condition was to decrease my 10 000$ RBC Visa to 5 000$. Which is just a poor judgment coming from RBC Royal Bank knowing how “rich” I am lol… Anyhow, the condition was there, and I had choice that to accept that condition in order to get the 10 000$ credit line. Usually, I was doing transferred from my TD Visa to my RBC Visa and than, I was transferring from my RBC Visa to TD Visa and I was getting the 4.9% interest rate from TD Canada Trust. But now that my RBC Visa limit had been decreased to 5 000$, I do not have any credit card I can use to do my 8 000$ credit card balance transfer. Following me? So I am kind of desperate here! And at this time, I just cannot say I much I dislike RBC Royal Bank for doing this do me! What the hell do they think they are? At this time, I will have to work out something out, I will have to do 2 separates credit card balance transfer instead of just one! So it’s going to be 2 credit card balance transfers of 4 000$ each. How annoying! BUT... I can do both at the same time, by calling 2 institutions, so shouldn’t be that bad…

Here’s the plan:

First, I am going to call CIBC Visa, ask them to transfer 4 000$ from TD Visa to them, CIBC Visa.

Immediately after, I am going to call RBC Visa, and I am going to ask them exactly the same damn thing lol! 4 000$ credit card balance transfer from TD Visa to RBC Visa. There you go!

After what, I wait for the transfer to be completed, which should only take a couple of days… But I will take a look everyday. As soon as I notice one of the transfer is completed, at CIBC Visa or RBC Visa, I call TD Visa, ask them to proceed with a 4 000$ credit card balance transfer at the promotional rate of 4.9% interest rate I got print on my latest statement…

In total, this will request 4 calls, little of my time and huge interest rate saving. The interest rate saving would be even better if I would completely paid off my debt, but I am just too poor to pay off my debt. That’s the way it is. It’s not anytime soon I will be paying my debt.

And what I am going to do with the 5 000$ available on my TD credit line? Invest, of course.

The project I have in mind? 1 000 units of Algonquin Power and Utilities Corp (AQN).

Pretty crazy isn’t? :o)

Other good news, after spending the summer happily camping in Walmart parkings located all across Canada, Derek Foster just announced he’s now working on a new book project! Yeahhhhhh lol. Money for Nothing was great, but too complex for me. Or should I say, I didn’t spend enough time on the Money for Nothing of Derek Foster to fully understand it. Anyhow, I am not that much interested in option. When I want to invest it’s in real time, I want to invest now, and earn dividend NOW. Not later. But I guess it’s all about personal preference.

No other great news for now, but if it happen I win the lottery Lotto Max this Friday, I will let you know for sure.

I am now at 105 607.19$

I find it extremely hard to focus on my work at the end of the day, especially on a day where the TSX had gained more than 100 points. And today had been one of those days: an extraordinary day! I am now at more than 105k in asset. This is the first time ever I am reaching 105k in asset.

Lately, I had been lucky and all sign all crossing by. I find 15$, three 5$ while walking on the sideway yesterday on St-Laurent boulevard. It’s the second time I find money “in the street” to say it like that lol. I also once find two 20$ on front of a bar on St-Denis street. Finding money in the street is definitively quite something particular but very fun when it actually happens to you. With the 15$ that I find, I buy a Lotto Max ticket with Extra, among other. The only thing I had been winning so far are free tickets but hey, let’s plays while the chance is in. And now today, I had reached my first ever 105k in asset. So what’s going to happen next? I am just wondering. :0)

My investment portfolio in date of October 5, 2010

Savings:
1 748.58$

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 667.70$
Timminco (TIM): 75$
Blue Note Mining (BNT): 48$
Bank of Nova Scotia (BNS): 5 879.65$
Hanwei Energy Services (HE): 117$
Methanex Corporation (MX): 2 688.30$
Fortis (FTS): 3 376.92$
Pembina Pipeline Corporation (PPL):
9 031.25$
Just Energy Income Fund (JE.UN): 11 069.10$
Yellow Pages Income Fund (YLO.UN):
2 520.80$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 616$
Pengrowth Energy Trust (PGF.UN): 2 396.10$
Enbridge Income Fund (ENF.UN): 5 059.32$
Corby Distilleries Limited (CDL.A): 3 115.50$
Davis + Henderson Income Fund (DHF.UN):
1 934$
Premium Brands Holdings Corporation (PBH):
2 782$
EnCana Corporation (ECA): 6 084$
Cash: 0.71$

TOTAL: 61 461.35$

Tax-free savings account (TFSA):
RBC O’Shaughnessy Canadian Equity Fund:
2 799.79$
The Consumers’ Waterheater Income Fund
(CWI.UN): 2 063.36$
Sprott Canadian Equity Fund:
6 185.67$
Dumont Nickel Inc. (DNI): 345$
Cash: 66.09$

TOTAL: 11 459.91$

RSP investment portfolio:
Claymore Gold Bullion ETF (CGL): 4 076.28$
EnCana Corporation (ECA): 3 042$
Emera Incorporated (EMA): 6 058.80$
Cash: 38.08$

CIBC Dividend Growth Fund: 523.44$
CIBC Emerging Markets Index Fund: 453.63$
CIBC Monthly Income Fund: 1 019.39$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 147.42$
GIC Plus: 500$

TD Canadian Bond: 117.64$
TD Monthly Income: 108.26$
TD Emerging Markets: 90.34$
TD Energy: 84.51$
TD Precious Metals: 133.34$
TD Latin American Growth: 105.52$
TD Entertainment and Communications: 114.49$
TD Dividend Growth: 201.46$
TD U.S. Mid-Cap Growth: 104.82$

Maritime Life International Equity Fund
(Templeton): 648.59$
Manulife Simplicity Growth Portfolio: 878.80$
Maritime Life CI Harbour Seg Fund: 1 005.42$
Maritime Life Fidelity True North Seg Fund: 991.99$
Maritime Life Trimark Europlus Seg Fund: 622.81$

Great-West – various: 1 751.69$

RBC Canadian Dividend Fund: 528.13$
RBC U.S. Mid-Cap Equity Fund C$: 1 805.04$
RBC Global Resources Fund: 961.59$
RBC O’Shaughnessy International Equity Fund:
635.89$
RBC O’Shaughnessy All-Canadian Equity
Fund: 1 099.47$

GIC Canadian Market: 1 000$

TOTAL: 30 854.36$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(42.99$):
105 607.19$

Getting ready for Premium Brands Holdings Corporation (PBH) September dividend

The month of September had been great for my dividend earnings, but seem like October is going to be even better! I am waiting for a hot dividend payment coming from Premium Brands Holdings Corporation (PBH), and also from the Bank of Nova Scotia (BNS).

Premium Brands Holdings Corporation (PBH) and Bank of Nova Scotia (BNS) dividend

I should receive the payment of those 2 awesome dividends in cash rather than paid under the DRIP. Why? Well it’s seem like Premium Brands Holdings Corporation (PBH) DRIP is still under suspension, as currently advertise on their Web site. I should earned 58.80$ in dividend cash from Premium Brands Holdings Corporation (PBH). When it come to Scotia Bank, the DRIP is still around. The dividend earned I am going to earn will be of 52.43$. Currently, the Bank of Nova Scotia (BNS) stock is exceeding 52.43$ (currently 54.25$ at the closing of today). That’s the reason why I will earn the Bank of Nova Scotia (BNS) dividend in cash and not as an extra stock, like it’s been the case for the past 2 years.

Come to a point where cash is greatly appreciate and I am sure I am going to find a way to spend that 111.23$. I am probably going to get a hair cut as my hairs are currently happily floating very down next to my shoulders. I always get my hair cut at a beauty school I know and I get a great cut always for 15$ after tips, so I will have extra money left to do something else. Time is passing by and I had set myself a new goal.

My way to make money online

In the last couple of months, not to say the past 4 years, my life had basically been focus on money and investment. And it doesn’t seem like its going to change anytime soon if you see what I mean lol. I had been working again on HubPages. I had written that little article about Jean-François Tardif. Again I am writing stuff online and HubPages is the only places where I can get publish. I try Associated Content, but my stuff always getting rejected. My English skills are pretty basic. But it’s enough – or barely enough lol – to be an Internet writer.

I just received my second payment of online income. My first one ever was back in April, a 100$. Recently, I had earned 118$ and I am currently working at trying to make another 100$ by the end of the year. So far, I saw HubPages, this blog and everything else I do online as a hobby, but I decide to but more efforts into it. I would like to make 100$ per month from HubPages and other. 100$ is really nothing at all but in my situation, 100$ per month is just a perfect goal as it’s achievable. Later on, I would like to fix myself at a 200$ per month, but will see how it goes. I plan to spend most of my spare time working on this project. We will see how it goes. I have plenty of ideas, my only problem is finding more time.

Just Energy Income Fund (JE.UN): growing stronger than ever

September had been a good month for the TSX. We close the day a 5 points. Today, something very special happen: Just Energy Income Fund (JE.UN) had reached 15$ per unit! Can you imagine the effect on my portfolio? I currently own 753 units of that darling! Just Energy Income Fund (JE.UN) had finally closes the day at 14.85$! This is quite something as it’s the first time ever Just Energy Income Fund (JE.UN) is reaching 15$ per unit. So this is quite an achievement for Just Energy Income Fund (JE.UN). But you didn’t see anything yet! In the past couple month, Just Energy Income Fund (JE.UN) had acquired companies based in the US. This actually means that Just Energy Income Fund (JE.UN) profit is going to exceed the investors expectations.

Ok, I may going a bit fast here, but this is exactly what’s going to happen and when you’ll get gigantic profit from Just Energy Income Fund (JE.UN) well, remember, you have read it first on myfirst50000! Be ready, Just Energy Income Fund (JE.UN) is going to reach the 17$ per unit very very soon! So if you want to get a taste of Rebecca MacDonald success, buy her Just Energy = $$$.

Just Energy had been a good performer, but I hold other great stocks performer in my investment portfolio. Fortis (FTS) is now at more than 30$ per stock. Remember Methanex (MX) that I buy at 15$? Well, Methanex (MX) is now at over 20$ per stock. Enbridge Income Fund (ENF.UN) close the day at more than 15$ for the first time ever, from what I had notice… So all great things going on right now! Looking good for a first 105k very soon.

Searching for a winner stock pick? Go for EnCana Corporation (ECA)

It’s very hard to believe that another month had passed by! So quickly! Working 7 days a week give you the advantage of not seeing the time passing by. I have to say, I find it quite hard to catch my breath and keep it in control sometimes. I had received many dividend payments today! They are:

The Consumers’ Waterheater Income Fund (CWI.UN): 22.24$
Corby Distilleries Limited (CDL.A): 28$
Methanex Corporation (MX): 16.12$
Davis + Henderson Income Fund (DHF.UN): 15.33$

My non registered stocks and units portfolio is currently at a fantastic 61 064.70$, which represent a gain of 378.32$ compare to yesterday! Why the value had raised that much? It’s because of my investment in EnCana Corporation (ECA).

Back in August 31, 2010, I had invested in 200 stocks of EnCana Corporation (ECA) at 29.44$ per stock. Today, EnCana Corporation (ECA) had closed the day at a fabulous 31.09$! And this is only the beginning of a long successful road with EnCana Corporation (ECA). I am expecting EnCana Corporation to increase in value in the upcoming weeks.

I am now at 104 443.05$

Wow, hard to believe I am on the road for my first 105k! Very beautiful thing happen in my portfolio. First, I would like to point the attention on the Sprott Canadian Equity Fund. I originally invest 7 000$ in the Sprott Canadian Equity Fund. A first 5 000$ just before the stock crash of 2008, when the Sprott Canadian Equity Fund units were at it’s highest. I later on invested another 2 000$ when the Sprott Canadian Equity Fund units were around 27$. On date of September 29, my investment in the Sprott Canadian Equity Fund is now at 6 060.64$. Believe it or not. Which mean that I almost totally recover form my lost in the Sprott Canadian Equity Fund. I plan to let my money in the fund and see it grow. I had been stupid enough to write some very bad things about Eric Sprott and Sprott Inc. (SII) and the Sprott Canadian Equity Fund because I was very upset about the money I had lost in Timminco (TIM), Sprott Inc. (SII) and also in the Sprott Canadian Equity Fund itself.

Despite difficult economic conditions, the Sprott Canadian Equity Fund delivers extremely well. Take a look for yourself here. I might have been stupid enough to write all kind of bad comments about Sprott, but I wasn’t stupid enough to sell my units hold in the Sprott Canadian Equity Fund lol! Or any of my Sprott Inc. (SII) or even Timminco but hey, Timminco, it’s a different story.

I might never be able to recover from my lost in Timminco (TIM) BUT the money made in the Sprott Canadian Equity Fund will help me to recover from money lost in Sprott Inc. (SII) and Timminco (TIM). So I basically forgive Eric Sprott for being who he is. lol!

Just to talk about something else, I had received 30.34$ from Enbridge Income Fund (ENF.UN) today.

EnCana Corporation (ECA) is slowly growing. I would like EnCana Corporation (ECA) to reach a good 30$ and up, if not more, as soon as possible please.

Isn’t so lovely, that investment portfolio of mine?

I call TD Waterhouse today because I am thinking about opening a margin account just to pay off my TD line of credit that is at more than 8% in interest rate. I would use the money to pay off that debt. Currently, my TD credit line is almost paid off, but that money will soon go as payment on my TD Visa, which credit card balance transfer at less than 5% is going to expire in January… Yes, my credit life is complicated but at the end, I am able to get what I want. Holding debt was the only way I had to reach the 100k during the year 2010.

My question to TD Waterhouse was the following: is a credit evaluation is needed to open a margin account? The answer was yes. I am still confused about margin but I would use the money at 3.5% interest rate to save on product I have at a higher interest rate. I would like to save on the interest I am paying on my debt. I deserve it. After all, I am an investor. ;)

My investment portfolio in date of September 29, 2010

Savings:
1 748.58$

Non registered Investments:
Stocks and Units investment portfolio
Sprott Inc. (SII): 2 626.26$
Timminco (TIM): 75$
Blue Note Mining (BNT): 50$
Bank of Nova Scotia (BNS): 5 863.60$
Hanwei Energy Services (HE): 120$
Methanex Corporation (MX): 2 611.05$
Fortis (FTS): 3 462.52$
Pembina Pipeline Income Fund (PIF.UN):
8 670$
Just Energy Income Fund (JE.UN): 10 895.91$
Yellow Pages Income Fund (YLO.UN):
2 539.20$
Bell Aliant Regional Communications Income Fund
(BA.UN): 2 610$
Pengrowth Energy Trust (PGF.UN): 2 385.60$
Enbridge Income Fund (ENF.UN): 4 929.35$
Corby Distilleries Limited (CDL.A): 3 120$
Davis + Henderson Income Fund (DHF.UN):
1 877$
Premium Brands Holdings Corporation (PBH):
2 792$
EnCana Corporation (ECA): 5 982$
Cash: 76.86$

TOTAL: 60 686.38$

Tax-free savings account (TFSA):
RBC O’Shaughnessy Canadian Equity Fund:
2 775.06$
The Consumers’ Waterheater Income Fund
(CWI.UN): 2 064.12$
Sprott Canadian Equity Fund:
6 060.64$
Dumont Nickel Inc. (DNI): 330.63$
Cash: 63.81$

TOTAL: 11 294.26$

RSP investment portfolio:
Claymore Gold Bullion ETF (CGL): 3 985.02$
EnCana Corporation (ECA): 2 991$
Emera Incorporated (EMA): 6 030.24$
Cash: 38.08$

CIBC Dividend Growth Fund: 519.10$
CIBC Emerging Markets Index Fund: 445.65$
CIBC Monthly Income Fund: 1 016.33$

Energy and Base Metals Term Savings (Indexed term savings):
503.46$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 192.64$
GIC Plus: 500$

TD Canadian Bond: 118.66$
TD Monthly Income: 107.52$
TD Emerging Markets: 89.24$
TD Energy: 82.94$
TD Precious Metals: 133.29$
TD Latin American Growth: 102.34$
TD Entertainment and Communications: 115.31$
TD Dividend Growth: 199.87$
TD U.S. Mid-Cap Growth: 105.35$

Maritime Life International Equity Fund
(Templeton): 646.66$
Manulife Simplicity Growth Portfolio: 874.45$
Maritime Life CI Harbour Seg Fund: 997.82$
Maritime Life Fidelity True North Seg Fund: 974.70$
Maritime Life Trimark Europlus Seg Fund: 625.84$

Great-West – various: 1 753.62$

RBC Canadian Dividend Fund: 522.78$
RBC U.S. Mid-Cap Equity Fund C$: 1 797.36$
RBC Global Resources Fund: 944.06$
RBC O’Shaughnessy International Equity Fund:
633.74$
RBC O’Shaughnessy All-Canadian Equity
Fund: 1 087.25$

GIC Canadian Market: 1 000$

TOTAL: 30 636.38$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(37.45$):
104 443.05$