My deb situation on date of November 6, 2011

9 550.18$ at a low interest rate of 4.75% (RRSP credit line rates) = 453.63$ in annual interest

4 800$ at a low interest rate of 4% (credit line rates) = 192$ in annual interest

7 811.51$ on a TD Canada Trust credit card at a low interest rate of 2.9% (result of a credit card balance transfer) = 226.53$ in annual interest

7 178.89$ at low interest rate loan at 5.50% (student loan) = 394.84$ in annual interest

5 000$ at 8.75% (credit line) = 437.50$ in annual interest PAID OFF

9 018.28$ at 7.52% (credit line rates) = 678.17$ in annual interest

48 764.36$ at a low interest rates of 4.25% (margin money coming from TD Water house): =
2 072.49$ in annual interest

TOTAL: 87 123.22$

TOTAL in annual interest: 4 017.66$
[In date of November 6, 2011]

Welcome in Sprott Strategic Fixed Income Fund (SFI.UN)!

Tonight is pay time (I am waiting for my paycheck), and in preparation to that, I buy some extra stocks of CNR to add up the number of stocks I already own of that company. I also buy some units of the Sprott Strategic Fixed Income Fund (SFI.UN). I had an eye on that one for quite some time. I already own a lot of Sprott stuff. I have some Sprott Inc. (SII) stocks, I had invested quite some money in the Sprott Canadian Equity Fund. I also invested in silver in both Sprott Physical Silver Trust ET (PSLV) and Sprott Physical Silver Trust UTS (PHS.U). I am a bit familiar with Sprott financial products. Most of them, well at least the ones I had invested in, are super aggressive, meaning that they are subject to the volatility of the stock market and they are all super sensitive to it. But the Sprott Strategic Fixed Income Fund (SFI.UN) is quite different.

I could have invested all of my money in the CNR, but I decided to diversify myself and move on something less volatile than stocks. During the stock crash of August 2011, even at that time, SFI.UN had remained quite stable. See, in my portfolio, I want it all. I want to earn dividend, I want a portfolio that will grow in value and at the same time, I am also looking for stability in the value, meaning I don’t want a portfolio that will experience some too quick capital loss.

Personally, that’s why I never invested in oil. I really dislike everything related to oil. I day trade on an oil something index in the past – this summer actually – and I learn my lesson. Oil sector is very difficult to understand, I find and it’s extra volatile. It’s also produce pollution and a lot of environmental concern. Just have to remember about the Louisiana disaster and its oil spill. That wasn’t too long ago. For all of those reasons, oil companies are a big no no for me.

I agree that pipelines are not far behind oil for environmental concern, but I prefer pipeline over oil. Thanks to Derek Foster, I made a little fortune on PPL title. Pipeline yes, oil no. So there’s a bunch of concerns that play in when it comes time for me to pick my stocks. That’s why there’s so many changes. If I would have more money to invest, I would have also invested in Enbridge (ENB). SFI.UN had been launched this year, but because we had experienced a terrible stock crash in August 2011 and at that time, SFI.UN was still over 9$ per unit. SFI.UN was launched at 10$ per unit. So right there, it’s a wow factor. However, I am aware that the potential of grow is less than it is with stock. I am already very much exposed to the stock market. Adding some income fund in is my way to diversify my asset and, at the same time, add a great dividend (SFI.UN dividend yield is of a very great 6%), and also bring in stability in the value, even if I am talking here of less than 100 units. But still the effort is there.

I first invested in Canadian National Railway Co (CNR) when the stocks were only 65$. Today, CNR closed today session at a very good almost 80$ per stock. I know, I made a 15$ profit per stock in a matter of a couple of weeks. That’s another wow factor. Unfortunately, it’s not everything in my portfolio that’s performing that well. But I believe in my chances to recover. Just today, my non-registered portfolio closed today session at 109 309.23$. It’s a good move forward and I just hope to be able to survive the Euro crisis. The 2 investments I made today was for close 1 500$.

I was surprised when the market gain points today. I don’t get it because following referendum Greece news, I taught I was about to face another disaster. But it didn’t happen that way. Actually, if you read my blog very carefully, things never really happen the way it was initially plan and truly, the stock market, I don’t understand it. Voilà. But what I do know for sure is that I am going to recover from my capital loss. One day.

And now, a referendum

Taught that the stock crash of August 2011 was hard? I personally go through a complete nightmare and I was just coming back from a 2 weeks vacation when it happens. I taught everything was pretty much fixed for the Euro. Well, it seems I was completely wrong. Greece wants a referendum regarding its financial situation, which is very stupid, I find. While having the chance to get an in-extremis emergency fund, Greece should be grateful. But instead, they decided to show up some leadership and play it smart with their referendum idea. I just don’t get it. 

This could make things extremely difficult on the stock market. It’s like living a nightmare. I had been doing well so far, but I don’t have enough in cash to be able to survive to an in deep recession. At this time, the plan I have to invest in blue chips is getting stronger than ever because if we get another dip of the August 2011 crash, well, nothing else but blue chips will help me to survive. I need to minimize the capital loss. I am not that stress however because I had been able to keep my margin situation in good shape so far. I had a bit more than 1 000$ to invest.

Following last Susan Brunner comment, well, I decided I could maybe invest more in CNR instead of investing in ENB but I have one day to actually think and decided. Reason why is because I am already very much exposed to the pipeline world in my portfolio with stuff like TRP, ENF, PPL... So thanks to her, I may increase my position in CNR.

My very own blue chips investment rule or on how I plan to beat Bill Gates

It’s Halloween and I received today my Atlantic Power Corp (ATP) dividend: a cuty 9.12$. The stock market is down again. My non-registered portfolio is down to 107 464.63$. My portfolio is down, but I am still in a good shape, considering what we are in right now. I have to admit, trying to get something out of the market right now is very difficult. It’s terribly hard to keep my head of the water. I would like to be able to recover from my capital loss as soon as possible. I can achieve that by remaining where I am right now. This meaning I have to keep leave the money where it is, I have to leave my stocks on the market and stop overtrading. Also, I have to keep going. This meaning I need to continue to invest and I really have to focus on blue chips, especially those who pay very little in dividend. They are among the best stocks.

You just need to take my investment in Canadian National Railway Co (CNR). I had purchased some stocks at 65$ of that baby. And now, in a very short period of time, CNR is almost at 80$ per stock. That’s very impressive isn’t? The only problem is in the dividend payout. CNR pay less than 2% in dividend and its stock is ultra expensive. So why should you investing in CNR? Well, because I personally own stocks of CNR and also because Bill Gates also own stocks of CNR for his foundation. That’s what I had read. So the Dividend Girl AND Bill Gates? Well, CNR can only be a killer stock (isn’t a perfect term right on time for Halloween??). And trust me, it is. CNR is a flying rocket. So be ready for the stuff! CNR is the best investment you can get in those recessions time. And sometimes, I am shocked that I am still working, that I am currently living in New Brunswick, that I am driving a car, that I have money left to invest every months or so. Why is it going well can someone please tell me? Well, I guess I just deserved the stuff. But I don’t have it all yet, I need to recover from my capital loss. But a question remains: can I do it?

Personally, I have problem to invest in blue chips and it’s extremely difficult to invest in blue chips only because they pay so little in dividend and are way too much boring to hold. I made my latest in Firm Capital Mortgage Investment Corporation (FC). Unfortunately for me, FC is not a blue chips. I had invested in FC because for that time, I just have very little to invest and FC was a recommendation of Gordon Pape. I had trouble with some Eric Sprott recommendations (remember my investment in Timminco (TIM), and oh, Sprott Inc. (SII) itself and PHS.U and its American cousin), but I never had any trouble with Gordon Pape stock recommendations. Fact is, I was and still so confident about Eric Sprott that I follow almost his every moves – that being directly from New Brunswick. I still believe in Eric Sprott silver, in Sprott Inc. (SII) stocks, in the Sprott Canadian Equity Fund ok, but one thing you need to know is that Eric Sprott is a very aggressive investor. Investing in silver like Sprott, buying some Sprott Canadian Equity Fund shares in order to eventually see the value double, living the Timminco disaster, well, all those things you know, when you experienced it for yourself – me as a middle class investor, well you know, it make you realize that at a point, you may not be that much, a nobody buying stocks for fun hoping to get rich some day but still, geessss it’s been sooooo muchhhh fun. Lol. It’s important to know exactly who you are in order to keep focus on things that really matter.

In my investment life, I did all kind of trades, pretty much sure that TD Waterhouse cannot follow quite well however, no one was to understand and get it, what will make the difference on the long term is me, keeping in control of my assets. That’s not something easy to do especially while working daytime like I am doing now. But at a point, I realize that following the stock market during the day and working the evening shift was quite of a crazy pattern that exhausted me.

The stock market? Do as you feel, but like me, you should very try to focus on blue chips. Forget the fancy stuff, silver, gold, Sprott... Everyone is in to make money and that’s include Gordon Pape and Eric Sprott so at the end, you are left alone and you’re the best qualify to know what to do with your money. However, I agree, it’s sometime difficult to figure out what’s going to be the next investment. In what are you going to invest when you have the feeling that you already have it all. My have it all meaning that you already invested in a bunch of great stuff that you truly believe in. Unfortunately, some stuff did good, and some had experienced some capital loss. So what can be done about it?

Here comes the point where blue chips are needed AND ONLY blue chips. This being to protect the capital from any other loss and also in a planning of a future capital gain. Also, because you’re not always a good stock picker (stuff can happen right), well, to facilitate the work, you go with some blue chips you never care too much before. Now have come the time to care and this is how I plan to “beat” Bill Gates. lol :) Yeahhh beat Bill Gates.

My next investment? I am really going with Enbridge (ENB) for a good 1k investment. $$$

The only problem being what’s going to be the one after that. See, I am facing some big time drama with blue chips because I don’t know them too well, and the little yield disturb me.

I take all that this way: I have the chance to have more money that I need to cover my needs so this is chance of recovery. Nothing is really easy, but still. It’s kind of a hard play. I play with stocks and now, my ultimate chance of getting up on my capital loss, to create health is simply by investing in blue chips. You think that’s easy? Well, it’s really not.

This can be resumed by one word only: DISCIPLINE.

So be ready readers. Be ready.

Happy Halloween!

Halloweennnnnn! I visited a local haunted house and it was scary and hilarious at the same time. I was totally into it. Otherwise, the weekend so far is pretty much what it is and it’s better than what I had expected because I didn’t plan to have enough even with this next week paycheck to make a new investment... but seem it could work out.

Living in New Brunswick is definitively a big plus, even after increasing my rent, pension or whatever else you want to name it to my mom and dad to 400$ instead of 350$. I began to feel cheap knowing that money include absolutely everything regarding my living expenses so I push it to the 400$. I could even give 500$ without suffering. It wasn’t really in my life plan to live in with mommy and daddy at 31 years old of age, but what the heck it just happen this way. I never taught it will be possible for me to find a job in New Brunswick either actually. So when it happens, I just move in to my old bedroom. I don’t have any complaints to make what so ever. Living in with my old folks is coolllll ok? I don’t do grocery shopping, I don’t cook. Got the picture? Lol. I won’t comment more.

So this is it, because I live in with my old people and that I only pay 400$ for everything well, as you can imagine, this leave a lot of cash for my investment hobby. These days had been very good for me. In August 2011, everything happens at the same time. I arrived from my 2 weeks vacations and immediately after, the stock market crash, I find a job in New Brunswick and move on a very short notice from Montreal city of hell to the peaceful and so much better New Brunswick. But don’t ask where I am from in New Brunswick because I won’t ever tell you. 

Now, knowing that, I can let you know that I have around 500$ available this upcoming week to invest. Small but interesting amount to invest. At this time, it’s quite of a challenge to find something to invest in because I already invested in almost everything I ever wanted. ENB? Yeah, but I already have ENF in. Knowing ENB are more than 30$+ each, I could wait for December or so to place my new investment.

Actually, the challenge now is to reach the 200k in investment and to reduce my unofficial capital loss. So far not too much problem, but I think some readers taught that I was into going better than the TSX index when it’s really not the case. I think you have to read this blog keeping in mind that it’s being wrote by 31 years old who look like in her young twenties (all those precious little creams from l’Oreal and Garnier had done miracles) free like a bird, no stress involve. I am not married, I am single, I don’t cook my meals and I don’t have any children of my own. And I don’t have a boyfriend either. So keep everything in mind, and following what, you’ll get my idea about investing. I don’t care if the results are very good or bad, the only think is to get a portfolio that will involve a lot in capital loss and so far, I think I done ok, a mix of good investments that done well, some other bad, a good amount of dividend is coming in, a lot of debt too, but nothing ever disturb me, it’s all about the long term. 

I know, but sometimes, some good stuff can be read from a pink blog.

Watch out, I am now at 154 363.06$

The TSX cash in extraordinary gains today following the 1.4 trillions news in back-up cash for the Euro zone and in result, I experimented some extraordinary gain directly in what you are use to, my very own very good investment portfolio. Here at my Dividend Girl blog, no matter what happen, I am like the sexiest cat of the whole universe I ALWAYS get back on my feet. I am the cat woman. There’s absolutely no way this can go wrong. This is what I had been waiting for. This is what I call an extension of my own self on the world wild market baby.

Today was the easy part – enjoying the gains and a possible recovery. But going through the market volatility – and even worst – stock market crashes after crashes is not easy. The stock crash of August 2011 completely burns me out from inside and out. Part of the misery was coming partly from my margin situation. I always felt confident about my portfolio but while facing such destructive events, financial system about to collapse worldwide, no way I could remain calm, no way I could not care. And of course, I worried about getting a margin call, I worry about TD Waterhouse who could sell part of my portfolio without even calling me first and then, at a point, I hated TD Waterhouse for having that power over me, to have to right to sell my portfolio in case something major happen.

And something major did happen in August 2011, but there’s been no margin call and now, I am only missing 45k to hit the 200 000$ in investment. Crazyyy. I just consider myself extremely lucky and in result, you have the privilege to read my blog. So enjoy for now because one day, it could stop and you could eventually never heard of me again.

Another problem being that investing is very addictive so it's very good that sometimes, the market mark points. I am investing every month or so and when I don't or when I do, I just cannot wait for the next time, what's going to be next, what's going to be the investment, am I going to cash big in dividend, am I going to earn great capital gains? It's a story that never end and I don't think it will stop anytime soon actually. So don't worry, you won't ever miss me.

lol :0)

My investment portfolio on date of October 27, 2011

Savings:
281.99$

Non registered Investments:
Stocks and Units investment portfolio CAN$
Sprott Inc. (SII): 7 570.20$
Timminco (TIM): 37$
Blue Note Mining (BNT): 28$
Bank of Nova Scotia (BNS): 5 674.21$
Hanwei Energy Services (HE): 42$
Methanex Corporation (MX): 2 729.50$
Fortis (FTS): 3 673.08$
Pembina Pipeline Corporation (PPL): 11 974.05$
Just Energy Group Inc. (JE): 7 245.27$
Pengrowth Energy Corporation (PGF): 2 368.26$
Enbridge Income Fund Holdings Inc. (ENF): 6 211.72$
Corby Distilleries Limited (CDL.A): 1 678.90$
Davis + Henderson Corporation (DH):
3 570$
Premium Brands Holdings Corporation (PBH):
6 726.72$
EnCana Corporation (ECA): 4 477.80$
iShares S&P/TSX Capped REIT Index (XRE): 2 266.88$
Horizons Gold Yield Fund (HGY.UN): 2 046.18$
Canfor Pulp Products Inc. (CFX): 1 380.08$
New Flyer Industries Inc. (NFI): 1 279.20$
Capital Power Income L.P. (CPA.UN): 1 785$
Exchange Income Corporation (EIF): 6 468.80$
Rogers Sugar Inc. (RSI): 1 611.95$
Student Transportation (STB): 1 248$
Colabor Group Inc. (GCL): 2 190.24$
TMX Group Inc. (X): 4 329.90$
Data Group Income Fund (DGI.UN): 2 005.08$
K-Bro Linen Inc. (KBL): 1 896$
Westshore Terminals Invest Corp (WTE.UN): 4 730$
WesternOne Equity Income Fund (WEQ.UN): 2 276.20$
Atlantic Power Corp (ATP): 1 374$
First Majestic Silver Corp (FR): 1 807$
Kinross Gold Corp (K): 2 214$
TransCanada Corp (TRP): 1 092$
Canadian National Railway Co (CNR): 1 422.90$
Firm Capital Mortgage Investment Corporation (FC): 503.60$

TOTAL: 107 933.72$

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): 2 504.15$
US cash: 4.12$

TOTAL: 2 508.27$ US

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): 22.26$
Dumont Nickel Inc. (DNI): 718.75$
Sprott Physical Silver Trust UTS (PHS.U): 3 247.68$
Cash: 3.08$

TOTAL: 3 991.77$

RSP investment portfolio:
Sprott Canadian Equity Fund: 6 565.20$
Claymore Gold Bullion ETF (CGL): 5 282.94$
EnCana Corporation (ECA): 2 195$
Emera Incorporated (EMA): 7 133.80$
Sprott Physical Silver Trust UTS (PHS.U): 1 082.56$
Cash: 124.25$

CIBC Dividend Growth Fund: 550.45$
CIBC Emerging Markets Index Fund: 345.88$
CIBC Monthly Income Fund: 1 071.20$

Energy and Base Metals Term Savings (Indexed term savings):
577.30$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 219.70$
GIC Plus TD: 500$

Maritime Life International Equity Fund
(Templeton): 628.33$
Manulife Simplicity Growth Portfolio: 875.04$
Maritime Life CI Harbour Seg Fund: 1 050.81$
Maritime Life Fidelity True North Seg Fund:
1 007.86$
Manulife GIF MLIA B World Invest: 626.02$

Great-West – various: 1 834.72$

RBC Canadian Dividend Fund: 548.27$
RBC U.S. Mid-Cap Equity Fund C$: 1 952.80$
RBC Global Resources Fund: 1 092.07$
RBC O'Shaughnessy International Equity Fund: 624.48$
RBC O'Shaughnessy All-Canadian Equity
Fund: 1 176.02$
RBC Global Precious Metals Fund: 920.26$

TOTAL: 39 487.02$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(120.29$):
154 363.06$

Capital gains and capital losses in my non-registered investment portfolio

Non registered Investments:
Stocks and Units investment portfolio CAN$

Sprott Inc. (SII):
Initial value: 9 909.46$
Current value: 7 130.31$
- 2 779.15$

Timminco (TIM):
Initial value: 4 065$
Current value: 34$
- 4 031$

Blue Note Mining (BNT):
Initial value: 689$
Current value: 24$
-665$

Bank of Nova Scotia (BNS):
Initial value: 5 680.46$
Current value: 5 535.11$
-145.35$

Hanwei Energy Services (HE):
Initial value: 674$
Current value: 33$
-641$

Methanex Corporation (MX):
Initial value: 1 626.80$
Current value: 2 592.51$
+965.71$

Fortis (FTS):
Initial value: 2 710.73$
Current value: 3 606.12$
+895.39$

Pembina Pipeline Corporation (PPL):
Initial value: 6 790.23$
Current value: 11 771.10$
+4 980.87$

Just Energy Group Inc. (JE):
Initial value: 9 482.02$
Current value: 7 325.55$
-2 156.47$

Pengrowth Energy Corporation (PGF):
Initial value: 2 119.98$
Current value: 2 277.72$
+157.74$

Enbridge Income Fund Holdings Inc. (ENF):
Initial value: 5 860.50$
Current value: 6 073.85$
+213.35$

Corby Distilleries Limited (CDL.A):
Initial value: 1 544.99$
Current value: 1 660.36$
+115.37$

Davis + Henderson Corporation (DH):
Initial value: 2 898.55$
Current value: 3 435.60$
+537.05$

Premium Brands Holdings Corporation (PBH):
Initial value: 7 143.97$
Current value: 6 752.46$
-391.51$

EnCana Corporation (ECA):
Initial value: 6 030.13$
Current value: 4 304.40$
-1 725.73$

iShares S&P/TSX Capped REIT Index (XRE):
Initial value: 2 106.37$
Current value: 2 245.32$
-138.95$

Horizons Gold Yield Fund (HGY.UN):
Initial value: 2 009.70$
Current value: 1 945.68$
-64.02$

Canfor Pulp Products Inc. (CFX):
Initial value: 1 546.24$
Current value: 1 467.44$
-78.80$

New Flyer Industries Inc. (NFI):
Initial value: 2 444.59$
Current value: 1 248$
-1 196.59$

Capital Power Income L.P. (CPA.UN):
Initial value: 1 978.99$
Current value: 1 856$
-122.99$

Exchange Income Corporation (EIF):
Initial value: 6 820.37$
Current value: 6 380.85$
-439.52$

Rogers Sugar Inc. (RSI):
Initial value: 1 743.72$
Current value: 1 611.95$
-131.77$

Student Transportation (STB):
Initial value: 1 325.65$
Current value: 1 258.56$
-67.09$

Colabor Group Inc. (GCL):
Initial value: 2 514.08$
Current value: 2 129.76$
-384.32$

TMX Group Inc. (X):
Initial value: 4 285.69$
Current value: 4 253.40$
-32.29$

Data Group Income Fund (DGI.UN):
Initial value: 4 254.25$
Current value: 2 050.65$
-2 203.60$

K-Bro Linen Inc. (KBL):
Initial value: 2 034.99$
Current value: 1 895$
-139.99$

Westshore Terminals Invest Corp (WTE.UN):
Initial value: 4 631.99$
Current value: 4 670$
+38.01$

WesternOne Equity Income Fund (WEQ.UN):
Initial value: 2 061.99$
Current value: 2 401.60$
+339.61$

Atlantic Power Corp (ATP):
Initial value: 1 499.99$
Current value: 1 391$
-108.99$

First Majestic Silver Corp (FR):
Initial value: 1 943.99$
Current value: 1 544$
-399.99$

Kinross Gold Corp (K):
Initial value: 2 496.99$
Current value: 2 074.50$
-422.49$

TransCanada Corp (TRP):
Initial value: 1 016.74$
Current value: 1 093.75$
+77.01$

Canadian National Railway Co (CNR):
Initial value: 1 183.41$
Current value: 1 350.72$
+167.31$

Firm Capital Mortgage Investment Corporation (FC):
Initial value: 510.79$
Current value: 501.60$
- 9.19$

TOTAL: -9 988.38$

I find this exercise pretty interesting for many reasons. I published update of my investment portfolio on a regular basis, I post also a lot regarding the stocks I hold and a bunch of other thing. Posting update of my investment portfolio is for me interesting because that way I calculate everything and I can see how things are going. But it doesn’t really provide data on how well or how bad I am doing.

So to entertain myself, I decided to fully expose the performance of my non-registered portfolio. For each and single investment hold in my non-registered portfolio, I expose the initial amount of money investment and the current value of each and single investments.

So how am I doing? Good or baddddddddd? I am currently experiencing a lost 9 988.38$. Some investment I still hold today were made a very longgggg time ago, like that Timminco (TIM). I had proceed with some posts of the same kind before, initial value, current value, how much money was made, how much lost.

Well, turn out that most of the stocks I pick from Derek Foster are doing EXTREMELY well, at the exception of EnCana Corporation (ECA). The Derek Foster killer stocks, top performers are: Bank of Nova Scotia (BNS) (I am experiencing a little lost here but not that much), Pembina Pipeline Corporation (PPL), Pengrowth Energy Corporation (PGF), Enbridge Income Fund Holdings Inc. (ENF) and Corby Distilleries Limited (CDL.A). I started investing in Pembina Pipeline Corporation (PPL) when the company was still an income trust and the units were just of 12$! Currently, PPL trade at more than 25$ per stock!!! WOWWWWWWW.

So that’s for the wow! factor. And what about the lost? I am experiencing a close to 3 000$ loss with Sprott Inc. (SII). But following their news to get involved in the banking sector, I remain confident that the stock will eventually go higher in value. Also, Sprott had released some interesting new investments products. There’s always something going on with Sprott and it’s extremely interesting to follow that company. I can easily live with a 3k loss with this company without too much problem.

I always been a fan of Just Energy Group Inc. (JE) since I find out about this stock and ever since, I had trade and re-trade Just Energy. That’s why I am currently experiencing a loss of somewhere of the 2 000$ with JE. However, I still feel comfortable in my position. It’s just at a point, no matter how great is the stock, I had exposed myself a bit too much in Just Energy Group Inc. (JE). And in result, I had experienced a capital loss of a bit more than 2k. No regret however and chances are that once the stock market will get a bit more stable, JE will reach its old 13$ per stock, and if not even more. Why? Well, it’s just a general feeling.

The energy sector can only grow and when Rebecca MacDonald start her business, the energy sector was already in high demand. At this time, the weak economy is not playing in favor of Just Energy but it’s a great stock to hold for the long term as the company had acquired companies in the US and truly, the future can only be very bright for Just Energy. Under no circumstances should you sell JE at this time and experienced some capital loss. JE is a winner for the long term. Don’t be afraid of capital loss in your portfolio. There’s no reason to panic, not even while being close the 10k loss. That’s my impression at this time and there’s no reason to be afraid.

I had seen the stock market going up and down. I went through the 2008 stock market crash and been able to recover, even while experiencing a loss of 4k with Timminco (TIM). Nothing is impossible but it takes gorgeous good nerves to be able to support the volatility of the market in those difficult times. However, this is the key to success. I went through 2008 stock market crash and the 2011 ones, with its numerous crashes is much more complex but despite it all, I still believe I can go through this 9k loss because went through something similar – but very different at the same time – before.

So why keeping investing if it’s just in order to recover from a 9k loss? What’s the point of this? Well, the stock market is a very interesting place to be no matter what. No matter what, companies continue to pay dividend. After only 3 years of investment through my broker account, I wouldn’t imagine myself without my stocks, without investing. I certainly did plenty of investment mistakes among the way, but if I focus on blue chips, diversify and keep going, I may be able to transform the capital loss into a capital gain. And by the way, there’s no real on paper capital loss until a stock is being sell.

If there’s just one (few) thing(s) you need to learn from this it will be: never invest too much at the same spot, diversify, consider blue chips high quality stocks, don’t focus too much on dividend yield, investing on a regular basis, even small amount of money, will play in your favor on the long term, don’t be disappointed too much by capital loss, move on, be brave, and happily cash in the dividend and enjoy the cash, ok?

Et voilà how to bring super powerful taught of success for yourself and really rock it all.

I am an adventurous stock picker, and what about you?

I was quite happy today to see those positive gains. The gains on the TSX had of course had a direct effect on my portfolio. I am very close to the 150k. I actually have a couple of 20$ bills that I didn’t include in the count... I always count what remain at the bank in my savings because fact is, those 20$ bills are going to spend sooner or later. So it’s all going pretty well. I recently place my latest trade in Firm Capital Mortgage Investment Corporation (FC), just a few hundred dollars to satisfy by habit.

This was quite a surprise because I promised myself to focus on high quality stocks – blue chips – only. But promises are made to be broke. I had enough of the very poor yield of the blue chips and decided to try something else. FC was a stock recommendation of Gordon Pape. Personally, I do not consider myself as a good stock picker. I am, otherwise, an adventurous stock picker. I think I had said that before. If not, it was something I had in mind for quite some time: adventurous stock picker. It’s my excuse for over-trading and over-investing. But it won’t stop anytime soon, especially now. It’s an investment rally. The only problem is that Euro shit.

My next investment will be in the middle of November probably and at that time, I should have a bit more than a thousand to invest. So what’s going to be my next investment? This time, I need something good, I need something stable. What I need is a boring high quality blue chips paying very little in dividend. I am already packed in pipeline stocks, but I don’t have too much choice here. Try to get a stocks with a perfect chart: it’s extremely difficult to find. Not too much qualify and one great thing is that Gordon Pape wrote several articles all beginning by “Super stock”, in which we cover stocks that can be purchase in those difficult times. I already own TRP, BNS, FTS, CNR, PPL, ENF and some other good stuff. I already own a lot of good stocks, but fact is, my portfolio will get even better and stronger if I continue to add some other blue chips in. They don’t pay too much in dividend, but they preserved the capital invested and bring in some capital gain in case of sale.

So for all those reasons, I decided to go with a Super stock of Gordon Pape and a long time pick of Derek Foster: Enbridge (ENB). At this time, because it’s going so well and that I am very going to hit the mark of the 200k, I don’t have any choices to continue to invest and to invest in blue chips. The choice is not mine.

My investment portfolio on date of October 21, 2011

Savings:
281.99$

Non registered Investments:
Stocks and Units investment portfolio CAN$
Sprott Inc. (SII): 7 130.31$
Timminco (TIM): 34$
Blue Note Mining (BNT): 24$
Bank of Nova Scotia (BNS): 5 535.11$
Hanwei Energy Services (HE): 33$
Methanex Corporation (MX): 2 592.51$
Fortis (FTS): 3 606.12$
Pembina Pipeline Corporation (PPL):
11 771.10$
Just Energy Group Inc. (JE): 7 325.55$
Pengrowth Energy Corporation (PGF): 2 277.72$
Enbridge Income Fund Holdings Inc. (ENF): 6 073.85$
Corby Distilleries Limited (CDL.A): 1 660.36$
Davis + Henderson Corporation (DH):
3 435.60$
Premium Brands Holdings Corporation (PBH):
6 752.46$
EnCana Corporation (ECA): 4 304.40$
iShares S&P/TSX Capped REIT Index (XRE): 2 245.32$
Horizons Gold Yield Fund (HGY.UN): 1 945.68$
Canfor Pulp Products Inc. (CFX): 1 467.44$
New Flyer Industries Inc. (NFI): 1 248$
Capital Power Income L.P. (CPA.UN): 1 856$
Exchange Income Corporation (EIF): 6 380.85$
Rogers Sugar Inc. (RSI): 1 611.95$
Student Transportation (STB): 1 258.56$
Colabor Group Inc. (GCL): 2 129.76$
TMX Group Inc. (X): 4 253.40$
Data Group Income Fund (DGI.UN): 2 050.65$
K-Bro Linen Inc. (KBL): 1 895$
Westshore Terminals Invest Corp (WTE.UN): 4 670$
WesternOne Equity Income Fund (WEQ.UN): 2 401.60$
Atlantic Power Corp (ATP): 1 391$
First Majestic Silver Corp (FR): 1 544$
Kinross Gold Corp (K): 2 074.50$
TransCanada Corp (TRP): 1 093.75$
Canadian National Railway Co (CNR): 1 350.72$
Firm Capital Mortgage Investment Corporation (FC): 501.60$

TOTAL: 105 925.87$

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): 2 292.20$
US cash: 4.12$

TOTAL: 2 296.32$ US

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): 22.62$
Dumont Nickel Inc. (DNI): 805$
Sprott Physical Silver Trust UTS (PHS.U): 2 978.40$
Cash: 3.08$

TOTAL: 3 809.10$

RSP investment portfolio:
Sprott Canadian Equity Fund: 6 032.36$
Claymore Gold Bullion ETF (CGL): 4 982.12$
EnCana Corporation (ECA): 2 110$
Emera Incorporated (EMA): 6 923.92$
Sprott Physical Silver Trust UTS (PHS.U): 992.80$
Cash: 124.25$

CIBC Dividend Growth Fund: 529.29$
CIBC Emerging Markets Index Fund: 334.45$
CIBC Monthly Income Fund: 965.94$

Energy and Base Metals Term Savings (Indexed term savings):
577.30$
Natural Resources Term Savings (Indexed term savings):
502.06$

GIC National Bank: 1 219.70$
GIC Plus TD: 500$

Maritime Life International Equity Fund
(Templeton): 595.23$
Manulife Simplicity Growth Portfolio: 848.74$
Maritime Life CI Harbour Seg Fund: 1 003.32$
Maritime Life Fidelity True North Seg Fund:
970.33$
Manulife GIF MLIA B World Invest: 599.25$

Great-West – various: 1 834.72$

RBC Canadian Dividend Fund: 531.56$
RBC U.S. Mid-Cap Equity Fund C$: 1 898.91$
RBC Global Resources Fund: 1 030.30$
RBC O'Shaughnessy International Equity Fund: 597.83$
RBC O'Shaughnessy All-Canadian Equity
Fund: 1 129.07$
RBC Global Precious Metals Fund: 845.96$

TOTAL: 37 679.41$

Social Capital at Desjardins Membership share
for 3 accounts: 40$

Savings + Stocks, units, mutual funds + Tax-
free Savings account + RRSP + Online Income
(115.98$):
149 992.69$