Did you know? Gordon Pape net worth exceeds the 2 million of $$$

Look who's rich and have super cash! And this is the kind of info that people and the Dividend Girl just LOVEEEEEEEE to know. Of course. Because life is all about money. You must know that by now.

That’s quite impressive! Jonathan Chevreau of the Financial Post reported that at 75 years of age, Gordon Pape is 2 times millionaire. I am not looking to have that much zeroes, for me, the ultimate please will be reach 200 000$ value in investment value will be just enough for me and 2012 could be the year where the 200k POP from this blog!

A new Gordon Pape book in on the way: Retirement’s Harsh New Realities, Protecting your money in a changing world.

I just hope I won’t need any hearing aids when I will be 75.

The Dividend Girl knows best

My non-registered portfolio is doing very well! I hit the 116 191.27$ today, which is quite amazing. I never taught I would be hitting the 116k anytime soon. The 120k is not too far away, that’s for sure.

At this point, I need to be extra careful on how I invest, in what I invest and also I need to be careful with the current investments that I hold. I once wrote a blog post about my troublemaker stocks. Among those troublemakers, I have Colabor Group Inc. (GCL).

Colabor Group Inc. (GCL) is the perfect example of what a troublemaker stock is. A troublemaker stock is an investment that is not secured. The problem with Colabor Group Inc. (GCL) is that the company made a bunch of acquisitions one after the other, very very quickly. The Fonds de solidarité FTQ has offered an unsecured subordinated loan of 15 millions. Nice, but it could not be enough to secure Colabor high dividend yield of 10%.

I won’t recommend to any of you readers to invest in GCL at this time. Richard Dufour of La Presse reported that GCL may be paying a too high dividend. Could Colabor Group Inc. (GCL) be the next Yellow Media Inc. (YLO)? It could be. Before falling into the state of a penny stock, YLO was paying a generous dividend of 12%.

I consider myself lucky. Currently, I am experiencing a capital loss of 185.60$ on Colabor Group Inc. (GCL). I am looking forward to reduce my position in Colabor Group Inc. (GCL).

In a lot of ways, my investment in Colabor Group Inc. (GCL) has a lot in common with another Quebec company I unfortunately hold in my portfolio, Rogers Sugar Inc. (RSI). RSI value price is under what I had paid for it. At a bit more than 6%, the dividend yield is reasonable, but the RSI is not a stock that grow in value, no matter how good or how bad the economy is going. From what I remember, I never made a capital gain on this one. I am currently experiencing a capital loss of 37.87$ on this stock, which I have to say, is not too bad. However, I would like to reduce my position in Rogers Sugar Inc. (RSI).

In the past for me, it was a dividend rally. My goal was to increase my dividend income. But focusing too much on the dividend income can be a trap. Some small caps can turn into very ugly situation. Here on the dividend girl blog, we have experiment a variety of ugly situation. Remember Yellow Media Inc. (YLO)? That was very nasty ugly. And just recently, Heather Munroe-Blum, the principal and vice-chancellor of McGill University herself resign from involvement in Yellow Media inc. (YLO). I wonder if she’ll resign from Royal Bank as well. Anyway, I don’t care about RBC, I do not hold RBC Royal Bank (RBC) in my portfolio and I don’t suggest RBC as an investment. Back on May 12, 2011, Heather Munroe-Blum was purchasing 10 000 stocks of Yellow Media Inc. (YLO). This is the kind of very fresh lady getting overpaid for what she does and making McGill University students overpaying for their tuition fees.

Heather Munroe-Blum is certainly not a reader of the Dividend Girl blog because on May 3, 2011, me, the Dividend Girl, I was selling ALL of my YLO stocks at 4.65$. It was a genius move. I had been able to cash major part of my investment and following what, I had reinvested the money in Exchange Income Corporation (EIF). A brilliant move that Heather Munroe-Blum certainly didn’t follow. I don't think that Heather Munroe-Blum have a good pulse of the stock market.

Some people are dumb enough to enrol in those so calls best universities. McGill University is considered as one of the best university of the country. But is it the case? I don’t think so. You need to be a dumb to enroll at McGill University, agree to pay thousands of $$$ in tuition fee. I mean come on.

I decided to do better than that. :)

No matter what readers are leaving as comment, I perfectly know what I am doing. When I invest in a stock, the stock is perfectly selected to fit in the gem that is my investment portfolio. I am publishing all of the comments to show the stupidity of the readers. I don’t have anything to proof, I don’t feel like having to debate my points because guess what, the stock market, it’s the kind of stuff I handle well and it’s always getting better, better and better.

Let the Dividend Girl be and EXPLOSE in profit.

Is it a plane, a jet, a rocket? No, it’s my non-registered portfolio!

Extraordinary gains today for my portfolio! My non-registered portfolio is at... 115 365.97$! The TSX is performing well and my portfolio is simply following the waive and it’s quite cool.

I received Corby Distilleries (CDL.A) special dividend payment today: a really good 190$! I just can’t wait to see this baby DRIP. I should get a good 11 extra stocks. I had been holding CDL.A for quite a while and their recent special dividend payment is a reward I am getting for having the intelligence to hold the company in my portfolio. I know, I know. Holding can simply be the work of a pure genius. LOL! I also received a 17$+ from Methanex Corporation (MX).

I had been holding for quite sometime and I just cannot wait to see MX flying back to the old 30$ per stock. I made my purchase at half of that price a couple years ago. There’s big profit on the way, especially if the TSX decided to fly straight to the 13 000 points. Which I hope will be soon. If the US can create more jobs and if the situation remain stable in Europe, I may have my chances to get a 200 000$ portfolio value by the end of 2012. Stay tune, we’ll see what happen next.

Data Group Income Fund (DGI.UN) is now turning into a corporation of the name of Data Group Inc. (DGI). In result, Data Group Inc. (DGI) had fly to the very closed 4$ today, closing oday January 3....2012 session at 3.99$.

I had indirectly loss 1 647.87$ with this investment. I made my purchased at 6$+ per share. I am losing a lot on this one but it’s not something that upset me because when I made my investment in DGI.UN sometime in 2011, I was pleased to invest in the company. I loved what I had read about them and I also appreciate their dividend yield. If you had bought this one at an appropriate time, DGI could turn into a gold of mine for you. But if, like me, you had invested in DGI when the units were at 6$+, well, patience my dear. DGI had confirmed that their dividend will remain the same and that they are able to pay it. The dividend yield is now at 17.25%, because of the low value of the stock.

If I wasn’t already holding DGI, I wouldn’t be investing in DGI because I had now turned myself into a blue chips junkie. And it had paid off. Seek for yourself:

Agrium Inc. (AGU)

Investment made: 950.79$

Investment value now: 1 009.54$

+58.75$

Canadian National Railway Company (CNR)

Investment made: 2 144.40$

Investment value now: 2 390.10$

+245.70$

TransCanada Corporation (TRP)

Investment made: 1 016.74$

Investment value now: 1 097.75$

+81.01$

Enbridge Inc. (ENB)

Investment made: 999.51$

Investment value now: 1 057$

+57.49$

Those are among my latest investments and because they are all high quality blue chips, they had provided a really good return in almost no time. I plan to continue this way. The blue chips strategy is working very well for me. I am rocking the TSX as always. The stock market? It’s all MINE. It’s an absurdity under my own power. Fact is, a regular Beauty Queen Next Door can easily make big bucks on the stock market. Investing is simple as ABC once you get the real basics.

But what are the real basic rules of investing by the way?

A few things: diversification in different companies, in different sector. Do not invest too much of your money on the same spot. Derek Foster old picks of the Stop Working and the Lazy Investors are still good for today’s market condition. Don’t be afraid of the market volatility. The stock market goes up-and-down, up-and-down, up-and-down, it’s always the same scheme, especially in a very rough economic situation, so you are better getting use to it. Invest in blue chips. Don’t focus exclusively on dividend yield. Beware of high dividend yield (like the one that used to offer Yellow Media Inc. (YLO). Don’t invest in Quebec companies: Le Château, Yellow Media, all poorly manage companies who only exist to make you lose money. Boost the Canadian market, not the Quebec one.

I guess it’s about it for now when it comes to the stock market super rules. I might be the only goodness investors out there who still hold Timminco (TIM) is her investment portfolio. It was just a matter of time before it happen but it’s happening now: Timminco (TIM), the ex-darling of a so call investor of the name of Eric Sprott ok, well the ex-darling had been suspended.

I guess Timminco (TIM) will go under a major reorganization. Fact is, Timminco (TIM) never recover from the 2008 stock crashes.

Lesson learns from this Timminco (TIM) disaster. What’s the lesson I learn from Eric Sprott who indirectly made be loss 4k of my own cash?

THIS IS THE LESSON LEARN:

No matter who in the world had recommended you a stock, it doesn’t matter that it is Eric Sprott or anyone else. No one will be there to help you once you face capital loss. Eric Sprott won't be there for you. No one will. Billionaires like Eric Sprott are the modern gansters. Remember that.

And also remember that:

WHEN A STOCK IS IN DEEP TROUBLE, SELL.

Now that you know all that, you should be doing fine :0)

I follow that tip when troubles began for the really shitty Yellow Media Inc. (YLO) and I had been able to save thousands of dollars. Luckily, I reinvested at the time the money in Exchange Income Corporation (EIF) and just go see for yourself how well Exchange Income Corporation (EIF) is doing at this time.

Exchange Income Corporation (EIF) is among my top performers. Exchange Income Corporation (EIF) is doing better than ever.

I know, I am pretty amazing.

Capital loss? Hummmmmmm. Seem like my top performers like EIF are simply going to simply erase all that.

I am a bit heartbroken to learn that Timminco (TIM) had declared bankruptcy. I was hoping for a recovery. I just hope that Timminco won’t get delisted from the TSX. If it does, I will be losing all my chances of recovery. But in a way, I had enough of having that poor little Timminco in my portfolio.

So bye bye Timminco (TIM). See you next time. See you in hell.

How to win big bucks on gambling slot machines... or almost

To celebrate the first day of the year 2012, I went for a visit at my local casino. I usually go there once in a while. It was my second visit in a matter of couple days. On my last visit, I had lost 15 bucks. But today, I catch up nicely, as I made 56$. I had feed the slot machine of 20$ and it decided to treat me nicely, ranking to the 76$.

My favorite slot machine game is Cherry Rain. Cherry Rain is a fun slot games. Among the way, I came with some tips that I now followed each and single time I visit the Casino to play at Cherry Rain.

It’s only a game, nothing more

First of all, when visiting a casino, you have to understand that you are not there to make big bucks. The whole thing is a game made for entertainment purposes only. 

Leave your banking and credit card at home

For the past couple weeks, I never played more than 20$ each time I visit the casino. I played 40$ once and lose it all and learned my lesson. I bring my purse and wallet with me, but it never crossed my mind to withdraw money from one of those ATM machine available right there at the casino to just feed up more the machine. To protect yourself, you might like to leave your banking cards and credit cards at home while visiting a Casino.

Cash out when you win

I played the Cherry Rain game a multiple times on slot machines and my best advice will be: whenever you win 20$+, simply cash out.

Each and single time I continued to play following a major winning gain (that would be 20$ and up for me), and that I continued to play, each and single times, I lost everything.

If you make a 20$+ on a slot machine, remember: CASH OUT or you’ll lose ALL the cash. It’s really important to stay in control. Don’t have the slot machine have the last word on you.

That’s how I made 56$ out of nothing today!

Bid more and less, drive the slot machine gambling crazy over you

I like to bid at 45 cents per shot. I sometime decreased the bid at 35 cents. Following what, I increased it at 45 cents, decreased it to 25 cents, and after, increased it to 45 cents. I go on a yo-yo basis. I increased the bid, I decreased the bid, I increased, I decreased, etc. Usually, those casino slots answered well to such treatment.

The following post was made for entertainment only. Don’t ever think that you can make money at the casino or you’ll fall into a gaming trap that can be very evil and ugly.

Investment ideas for the year 2012: newest stock picks

Following good investing moves like the one places on TRP, ENB, MX, FTS and many other, does the TSX has anything else to offer me? Well, a special reader came to the rescue and look at what I find in the list of special stocks that are supposed to perform well in 2012:

Barrick Gold Corporation (ABX)
Current value: 46.15$
52 week low: 42.06$
52 week high: 55.36$
Dividend yield: 0.988%

Canadian Real Estate Investment Trust (REF.UN)
Current value: 35.40$
52 week low: 30.32$
52 week high: 36.62$
Dividend yield: 4.068%

Canadian Tire Corporation, Limited (CTC.A)
Current value: 65.90$
52 week low: 51.80$
52 week high: 68.93$
Dividend yield: 1.821%

Canadian Utilities Limited (CU)
Current value: 61.54$
52 week low: 47.95$
52 week high: 64.36$
Dividend yield: 0.403%

Empire Company Limited (EMP.A)
Current value: 59.11$
52 week low: 50.66$
52 week high: 64.24$
Dividend yield: 1.523%

Toromont Industries Ltd. (TIH)
Current value: 21.32$
52 week low: 15.39$
52 week high: 21.46$
Dividend yield: 2.064%

Yamana Gold Inc. (YRI)
Current value: 15.02$
52 week low: 10.87$
52 week high: 17.39$
Dividend yield: 1.35%

I pick those following their chart for the past 10 years. YRI chart is not exactly of a rocking rocket, but the stock seems to be a great performer despite all. Otherwise, the 10 year chart for Barrick Gold Corporation (ABX), Canadian Real Estate Investment Trust (REF.UN), Canadian Tire Corporation, Limited (CTC.A), Canadian Utilities Limited (CU), Empire Company Limited (EMP.A), Metro Inc. (MRU.A) and Toromont Industries Ltd. (TIH) has all pretty awesome chart.

As you can see, the dividend yield is very low.

The only exception will be Canadian Real Estate Investment Trust (REF.UN). REF.UN offered a good 4.08% dividend yield. Fact is, in those difficult financial times, better focus on quality stock rather than running after high dividend yield. High dividend yields are too often associated with what I had named around here “troublemaker stocks”. Remember my investment in Yellow Media Inc. (YLO)? This poorly managed Quebec company was offering a dividend yield of more than 10%. I had held the stock for a while but I had sell YLO just before in take an in deep plunge. That was a couple of months ago in 2011. I was lucky in my move. Do you realized what would have happen if I would have hold YLO? I would have lost thousands of dollars. Currently, YLO is in real bad shape and is nothing more than a penny stock. Remember: better to stay away from Quebec companies when it comes to investment. You’ll have to satisfy your taste of glory somewhere else than in Quebec province, that’s for sure.

Susan Brunner fabulous stock analysis

I have a long way to go before I can analyse stocks the way Susan Brunner does. Her analysis’s are always very good and I have pick stocks on her blog without her authorization (lol) more than once. When it comes to stocks, I will take everything I can, I will press the lemon until there’s no juice. I had picked ATP from Susan Brunner by the way. I did great on the stock.

According to Susan Brunner, Gordon Pape had a good word for ABX at the 2011 Money Show. Good.

Luckily, Susan Brunner is actively following Canadian Real Estate Investment Trust (REF.UN). Overall, Susan is pleased with this investment. A1

Ok. NEXT.

Did Susan Brunner review Canadian Tire Corporation? Let see.

Yup!

And what Susan Brunner has to say about Canadian Tire? To do it quick, I will just say her yearly return on the stock: 11.2%.

WOW.

Susan Brunner does not hold Canadian Utilities Limited (CU) but she says that CU is known to be well-managed. Good enough!

Next.

According to my search, Susan Brunner did not review Empire Company Limited (EMP.A) yet.

When it comes to Toromont Industries Ltd. (TIH), it’s another story. Susan had been holding TIH since 2006 and made a fantastic return of more than 6% on the stock. You can read her review here.

Susan did not review Yamana Gold Inc. (YRI) yet. I don’t think so.

Overall, all of the stock mentions below have a fantastic chart. Most of those stocks had been reviewed by Susan Brunner and they could eventually join in my portfolio because they had what I considered a positive review.

This is probably going to be my last post of 2011.

Nothing better to begin the New Year with new investment ideas. Don't you think so?

Happy New Year!

Goodbye 2011, hellllllooooo 2012!

Today is the very last day of 2011 and I find it quite hard to believe.

2011 had been marked by the market upside-down. For me who had followed the stock market every single day, like many others, well, I have to say, I find that the Canadian stock market had been very EXTREMELY difficult to follow and at some point, well, you know, F U the stock market!

But wait..... It’s not the good time to flush the stock market and left it behind. 2011 had been the year of the extreme. Big gains had been followed by big capital losses. Overall, 2011 had tested the patience of investors. We had to face the market adversity and the extreme volatility.

My holding strategy had always paid off. I started investing in stocks shortly before the 2008 stock crash. Following the 2008 stock crash, I was disappointed of course because I had just invested thousands and thousands of dollars on the Canadian stock market. My goal was to make money, not to lose some! Before 2008, I had previously invested in GICs and mutual funds, so I knew kind of how to handle the market shit (there’s really no better word to describe the stock market at this point!!!).

When you invest in quality stuff that you truly believe in, when there’s no interior or exterior signs that the treasure you had invested in is in trouble, than, at that time only, the best way to beat that beast that is the stock market, well, the best of the best thing to do is to simply HOLD. There’s no other solution. You could always sell, buy something else and cross your fingers hoping that the new investment will, one day, gain so much that you’ll be able to recover from your capital losses but if you decided to do so, well, good luck because you’ll need some! Anyone who invested in stocks these days have to be seriously insane (like me) or be a stock addict (again like me).

Over time, I had become the best HOLD investor of all time. Nothing more, nothing less.

Following the 2008 stock crash, I decided to hold everything I had and it was the best decision I could ever take for my money. I hold, and I totally recover from my losses.

2009 and 2010 had been good years. But 2011...... 2011 DRIVE ME CRAZY.

Japan tsunami was among the worst experience ever. And I live it while being in Canada. Imagine for 2 sec being in Japan when it actually happen. The worst nightmare ever.

Following the Japan tsunami, I spent a lot of time trying to figure out if my portfolio would be strong enough to survive. Part of this stress comes from the unfortunate fact that I had bought some of my stocks using my margin account. My point was: the country with the third-largest economy being hit by a tsunami, this is going to take the Canadian stock market down down down, this is going to hurt my portfolio very badly.

Strangely, the TSX didn’t go down following the Japan tsunami. It was like nothing was happening. I actually stop trying to understand this nonsense.

The August 2011 stock crash was very ugly. I went to New Brunswick during the last 2 weeks of July for my summer vacations and when I came back... that was it, the stock market crash, right after my vacations. LIKE WOW.

I don’t remember the first couple months of the year 2011. I will have to read my post of the January-April 2011 to remember lol. Fact is, life was boring with my 2 jobs in a call center. But oh surprise, I left Quebec forever in August 2011. Bye bye shitty Quebec province. Bye 4 EVER.

I got a job right here in X town of New Brunswick. Better pay, better everything, but it’s not perfect. A place cannot be perfect unless I am the manager if you see what I mean. I got my mother old 2002 Toyota Echo car. In 2012, the car will be 10 years old. I will drive that car until it doesn’t pass the inspection anymore. Getting back into driving had been quite of a challenge.

What else happen in 2011?

I invest a lot of money. Some of my investments had turned out to do extremely well, like Exchange Income Corporation (EIF) and some other, like the Data Group Income Fund (DGI.UN) haven’t done so well. However, while mixing trading activities and investment activities well, luckily at the end, I haven’t loss money, I haven’t make any either. The situation is stable, and it’s absolutely very good the way it is.

2011 had been the direct continuity of 2010. In 2010, just like in 2011, I had trade a lot. I had reached in 2010 100k worth in investment, it was cool.

At this point, it had become more and more difficult for me to find the perfect investment to add to my portfolio. That’s because I already have everything I ever wanted. So it’s getting real tough!

What’s next for 2012?

First of all, for the period of January to March 2012, I will be concentrate over my RRSP account. I don’t like RRSP because that’s money invested for 30 years of now. The only reason why I invest in a RRSP is because of the tax credit it provides, no other reason. I have more than 7k that I want to invest for my RRSP 2011 contribution.

I don’t expect to trade that much in 2012, but I will certainly be investing in new stuff. I already spot some new investments! We’ll discuss more about them in a next post. Following what, if nothing else catches my interest, I will be paying off some debt of mine.

I really hope to hit the 200k value in 2012!!!

We’ll see what happen.

Today was the last trading day of the financial year 2011...

I just received some interesting dividend distribution:

Canadian National Railway Co (CNR): 9.75$

Davis + Henderson Corp (DH): 65.10$

Atlantic Power Corp (ATP): 21.94$

It’s looking good for the 7k in dividend income for 2011 that’s for sure.

On top of that, Corby Distilleries Limited (CDL.A) recently announced a special dividend of 1.85$ that will be paid on January 3. A 1.85$ is quite impressive! Because I am registered to a DRIP, I am going to get a good 9 extra stocks coming from the special dividend distribution. That’s quite some $$$. But that’s not all. Corby Distilleries Limited (CDL.A) increased its regular dividend from 0.14$ to 0.15$. Very impressive. I guess Derek Foster most regrets selling its CDL.A stocks now! I always enjoyed CDL.A. It’s a good reliable stock and the value it’s quite stable, the dividend is great too.

I am very curious to see if Sprott Inc. (SII) is going to have a special dividend for 2012. Sprott Inc. (SII) special dividend had been quite generous in 2011. Currently, Sprott Inc. 9SII) title had decreased in value, as well as the Sprott Physical Silver Trust UTS (PHS.U) and Sprott Physical Silver Trust ET (PSLV). Eric Sprott precious silver is not performing well at this time but remember, Eric Sprott said that silver is going to be the investment of the decade so we have the whole decade to catch up... LOL. Way to go Eric Sprott! Love u always no matter what. I got screw up with your Timminco (TIM) and now, I am having it hard with your silver. See what you have done to me. And your Sprott Canadian Equity Fund is not performing well either these days. Retirement? Eric Sprott, it’s time to shake up things like in the old days! GO BACK TO WORK ERIC SPROTT. GO BACK TO WORK LIKE RIGHT NOW. AND MAKE BE RICH OK?

Ok, so this is all pretty interesting isn’t? But that’s not all.

Prepared yourself, because there’s going to have MASSIVE inside trading for the very marvellous Just Energy Group Inc. (JE)!

Not that long ago, Just Energy Group Inc. (JE) announced that it will gradually buy some of its own stocks because according to Rebecca Macdonald and his fellow business partner Ken Hartwick, who’s by the way, very handsome AND he’s also from the board of directors of another company I hold, Atlantic Power Corp (ATP), the JE stock is undervalued. Currently, JE trades around 11$. Last year, when I was on a Just Energy Group Inc. (JE) real buzz (I wrote many many times about JE and it kind of got into the eyes of some fellow investors-bloggers), well Dividend Lover sent me a document coming from CIBC and it was saying about JE that my VERY precious JE was outperforming (whatever, some people really don’t know what they are talking about) AND.... watch out right here.... the target price for Just Energy Group Inc. (JE) was 17$ PER STOCK!

In the meantime, we got hit by the trouble in Europe, kind of a recession in the US, etc. etc. etc.

Because of external factors, Just Energy Group Inc. (JE) was not able to hit the 17$ per stock but one day, that day will come. And Rebecca MacDonald knows that as well. In result of their internal acquisition, Just Energy Group Inc. (JE) had decided to cancel their dividend reinvestment plan. I am not very upset about it because this will allow me to keep a 69.75$ directly into my pocket. Rock on.

Today is the last trading day of 2011! Can you imagine?

And to celebrate, I really really wanted to invest in something. I did several searches, trying to find something that will catch my interest, but I didn’t find anything. I had a 600$ to play with. The 600$ will have to remain on the margin account at this time because I really didn’t find anything.

I am still through the same thing: it’s getting harder and harder to find interesting Canadian stocks to invest in. Because of my margin situation, I mostly invest in a non-registered broker account. Forget about TFSA. I have a bit of money in a TFSA broker account, it doesn’t count for the margin value.

It’s become more and more difficult to pick stocks for my portfolio, I had faced that difficulty before. At this point, i am at 7k in dividend or almost and I really want to extend the dividend to hit higher than just a 7k. Because a 7k is just a 7k. See what I mean?

Tonight, I am going out to our local casino located on a Malecite reserved. I need to win the jackpot. Something needs to happen.

I just watch at the news that the TSX loss 11.3% this year! I am happy with my result despite not being able to shine with extraordinary gains. But a girl does what she can do.

Wish me good luck, tonight is Casino night! 

Thank you and goodbye 2011 financial year.

In 2012, back to basic: buy-and-hold portfolio strategy

The TSX may have lost close to 200 points today, it doesn’t matter, my non-registered portfolio closed today session at a bit more than 113k. I consider this as being quite good knowing the circumstances.

I will remember 2011 for the years to come. With all of my trading experiences made in 2011, I didn’t make money, but I didn’t lose any either. And this is quite extraordinary. I am not a professional, I am not a specialist. I simply try to do my best for my money.

The fact that I didn’t lose money on the stock market is just so spectacular because in 2011, the TSX past 52 weeks highest was 14 329.49 and lowest, 10 848.19 points (so far, at least). We are talking here of a difference of 3 481.30 points! In those market conditions, I consider myself very extremely lucky to be able to breathe without having to deal with capital losses. This show off the power of the TSX and we need to appreciate the quality of the Canadian stock market. With all the risks I took, I didn’t lost money. This is absolutely HUGE.

In 2011, I certainly over-trade, over-invested but I think that if I hold what I have in my non-registered portfolio at this time, chances are that I could gain in capital value. In 2011, I learned that it doesn’t worth it to go on a buy-and-sell, buy-and-sell over and over again. Its way better to simply hold, appreciate the capital gain and cash in the dividend. Simple things are sometimes too easy to follow. By buying-and-selling on and on and on, I exhausted myself and I could have used that time to do better things rather than being too active on the market and gambling my money.

However, I love the experiencing of trading. At the end, I feel it’s just something that isn’t made for me. It’s even easier to just stick-and-hold and cash in the dividend.

Merry Christmas!

Merry Christmas and Happy New Year investors!

My 2011 investing year in review

I am in vacations for the next couple of days. It’s currently snowing in the X town of New Brunswick were I am and I am currently still in my pyjama, watching Ellen show and blogging, doing absolutely nothing at all or almost. This is the perfect time to review how this 2011 year went financially speaking! Yeah!

I was EXTREMELY pleased yesterday. Imagine this: my non-registered portfolio hit the 113 243$. WOW WOW WOW. Only less than 4k is missing before I totally recover from my internal capital loss. And right now, it’s even getting better, I am at 114 035.37$. It’s all going pretty well and looking great for a complete recovery.

You’ll see below my BUY activities for my new investments add permanently I hope, in my portfolio:

Buy: iShares S&P/TSX Capped REIT Index (XRE)

Investment value (including commission fee): 1367.99$

Buy: Sprott Inc. (SII)

Investment value (including commission fee): 4 679.99$

Buy: CFX

Investment value (including commission fee): 1 479.99$

Buy: NFI

Investment value (including commission fee): 2 371.99$

Buy: EIF

Investment value (including commission fee): 1 998.99$

Buy: RSI

Investment value (including commission fee): 1 674.99$

Buy: CPA.UN

Investment value (including commission fee): 1 978.99$

February

Buy: STB

Investment value (including commission fee): 1 281.99$

Buy: GCL

Investment value (including commission fee): 2 353.99$

Buy: JE

Investment value (including commission fee): 1 575.99$

Buy: JE

Investment value (including commission fee): 3 132$

Buy: X

Investment value (including commission fee): 4 206.99$

Buy: DGI.UN

Investment value (including commission fee): 1 341.99$

Buy: DGI.UN

Investment value (including commission fee): 2 664$

Buy: WTE.UN

Investment value (including commission fee): 4 631.99$

March

Buy: KBL

Investment value (including commission fee): 2034.99$

Buy: WEQ.UN

Investment value (including commission fee): 2061.99$

Buy: DH

Investment value (including commission fee): 2107.99$

Buy: Sprott Inc. (SII)

Investment value (including commission fee): 4 974.99$

Buy: PSLV (US $)

Investment value (including commission fee): 2 039.25$ US

May

Buy: FR

Investment value (including commission fee): 1 943.99$

Buy: ATP

Investment value (including commission fee): 1 499.99$

Buy: PSLV

Investment value (including commission fee): 1 035.91$

Buy: EIF

Investment value (including commission fee): 2 399.99$

Buy: TRP

Investment value (including commission fee): 1 016.74$

Buy: K

Investment value (including commission fee): 1 667.99$

Buy: CNR

Investment value (including commission fee): 1 183.41$

Buy: FC

Investment value (including commission fee): 510.79$

Buy: CNR

Investment value (including commission fee): 960.99$

Buy: SFI.UN

Investment value (including commission fee): 486.99$

Buy: ENB

Investment value (including commission fee): 999.51$

Buy: AGU

Investment value (including commission fee): 950.79$

Those are the new comers in my portfolio for 2011! This was for the investment part, for what I plan to hold on to as long I won’t need the cash. Let see for the BUY for the day trading part:

Trading, short buy-and-sell for 2011

SPB

Buy: Investment value (including commission fee), January 27, 2011: 2 405.99$

Sell value (after commission), February 22, 2011: 2 252.01$

-153.98$

110 days x 0.2801495205479452 $ (interest of 4.25% x 2 405.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -30.82$

TOTAL: -186.08$

FTN

Buy: Investment value (including commission fee), on January 27, 2011: 1 029.99$

Sell value (after commission), on February 9, 2011: 1 050.01$

+20.02$

13 days x 0.1199303424657534$ (interest of 4.25% x 1 029.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -1.56$

TOTAL: +18.46$

HOD

Buy: Investment value (including commission fee), May 6, 2011: 674.99$

Sell: Value after commission fee, June 15, 2011: 675.01$

+0.02$

40 days x 0.0785947260273973$ (interest of 4.25% x 674.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -3.13$

TOTAL: -3.11$

YLO

Buy: Investment value (including commission fee), August 2009 + DRIP: 2 602.56$

Investment value on May 2011: 2 297.10$

-305.46$

No margin involved, for once.

FR

Buy: Investment value (including commission fee), May 6, 2011: 2 702.99$

Sell: Value after commission fee, May 9, 2011: 2 785.01$

+82.02$

3 days x 0.3147317123287671$ (interest of 4.25% x 2 702.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -0.94$

TOTAL: +81.08$

TD

Buy: Investment value (including commission fee) on February 14, 2011: 1 985.99$

Sell value (after commission) on May 9, 2011: 2 040.51$

+54.52$ + 16.50$ (dividend)

23 days x 0.2312454109589041$ (interest of 4.25% x 1 985.99$ / 365 = the interest per day (I made the investment using something name MARGIN): -5.3176$

TOTAL: +65.70$

HZU

Buy: Investment value (including commission fee) on March 7, 2011: 5 027.49$

Sell value (after commission) on March 23, 2011: 5 126.01$

+ 98.52$

16 days x 0.5853926712328767$ (interest of 4.25% x 5 027.49$ / 365 = the interest per day (I made the investment using something name MARGIN) = -9.37$

TOTAL: +89.15$

HZU

Buy: Investment value (including commission fee) on May 10, 2011: 2 912.49$

Sell value (after commission) on May 10, 2011: 2 942.51$

+30.02$

HZU

Buy: Investment value (including commission fee) on May 13, 2011: 2 942.01$

Sell value (after commission) on May 13, 2011: 2 934.99$

TOTAL: -7.02$

HZU

Buy: Investment value (including commission fee) on May 18, 201: 1 903.99$

Sell value (after commission) on May 18, 2011: 1 930.01$

+26.02$

HZU

Buy: Investment value (including commission fee) on May 19, 2011: 2 961.99$

Sell value (after commission) on May 24, 2011: 3 056.01$

+ 94.02$

6 days x 0.3448892465753425$ (interest of 4.25% x 2 961.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -2.07$

TOTAL: +91.95$

Buy: HZD

Investment value (including commission fee) on May 5, 2011: 2 669.99$

Sell value (after commission) on May 5, 2011: 2 730.01$

+60.02$

Buy: HZD

Investment value (including commission fee) on May 11, 2011: 2 729.99$

Sell value (after commission) on May 11, 2011: 2 750.01$

+ 20.02$

HZD

Investment value (including commission fee) on May 12, 2011: 3 125.99$

Sell value (after commission) on August 18, 2011: 1 878.01$

-1 247.98$

98 days x 0.3639851369863014$ (interest of 4.25% x 3 125.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -35.66$

TOTAL: -1 283.64$

SII

Investment value (including commission fee) on January 17, 2011: 4 679.99$

Sell value (after commission) on February 7, 2011: 4 967.31$

+ 287.32$

21 days x 0.5449303424657534$ (interest of 4.25% x 4 679.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -11.44$

TOTAL: +275.88

JE

Investment value (including commission fee) on February 7, 2011: 4 707.99$

Sell value (after commission) on February 14, 2011: 6 279.69$

+1 571.70$

7 days x $ (interest of 4.25% x 4 707.99$ / 365 = the interest per day (I made the investment using something name MARGIN) = -3.84$

TOTAL: +1 567.86$

PHS.U

Investment value (including commission fee) on February 14, 2011: 5 424.91$

400 units at 13.49$

Sell value (after commission) on February 15, 2011: 3986.94

300 units at 13.72$

+46$

PHS.U

Investment value (including commission fee) on February 22, 2011: 7 017.60$

Sell value (after commission) on March 1, 2011: 7 049.68$

+ 32.08$

7 days x 0.8171178082191781$ (interest of 4.25% x 7 017.60$ / 365 = the interest per day (I made the investment using something name MARGIN) = -5.72$

TOTAL: 26.36$

OVERALL TOTAL: +648.87$

I know, I rock the place. With all the risk I took, I am extremely lucky to finish the 2011 year on a positive trading note. I work a big part of the day of this, so I hope you enjoy!

Overall, including the proper investment and day trading, I bought for over 114 000$ value in stocks this year! Funny fact, my non-registered portfolio currently worth 114 222.08$! 2011 had been a chaotic trading year. I had bought, I had sell, made money, lose money. I won’t be ever again trading like that of my life that’s for sure! Aie, aie aie!

2012 is going to be much soother for many reasons. First of all, it’s not anytime soon that I am going to buy stocks by using money from my margin account. The experience was fun, but I am extremely lucky to have gone through the whole thing without getting deep into losses. This was suicidal! I totally assume my entire investments move despite the craziness.

The whole day trading began shortly following November 2011, when Sprott launch the very fantastic Sprott Physical Silver Trust UTS (PHS.U). I began to buy and sell PHS.U on a regular basis. At the time, silver was a rocket, it was going up-up-up!

I always promised myself that if I would be to lose control over my investments, if my loses exceed my gain, than, at that time, I will stop investing and of course, stop blogging.

At the time, I am on a negative note but I find I did very well knowing:

a) All the trading involves in 2011.

b) The level of risk I took (day trading is RISKY).

c) Bad economy worldwide.

Let’s calculate the overall if you don’t mind:

Amount of money made on trades (non-registered): +648.87$

Non-registered portfolio current value: 114 257.34$

Securities book value: 117 836.15$

-3 578.81$

Interest on debt that are part from the non-registered portfolio: -3 564.03$

Dividend gain so far: 6 768.30$

+648.87$ -3 578.81$ -3 564.03$ + 6 768.30$

= +274.33$

This means that I am finishing the year 2011 with a POSITIVE gain of +274.33$ inside my non-registered portfolio.

This is actually VERY VERY good.

Why should be happy about a gain of +274.33$?

BECAUSE AT LEAST, I AM NOT LOOSING MONEY.

Don’t forget: if my loses exceed my gain, its game over.

No more investments, no more blog.

As usual, I am invincible. I consider myself lucky for not finishing on a negative note actually. I know my way to calculate is like unconventional, I am not counting the 30% taxes on the dividend income ok, but a girl does what she can do.

Will 2012 be as much WILD?

We are going to find out soon...