Wanna do it like Warran Buffett? Well its easy as 1, 2, 3. Or almost :)

Yesterday, I spent a few hours at the Montreal Casino and I blow away $80. Pretty insane isn't? I know its not the correct thing to do - especially while working at paying off my enormous debt. However, it was fun to play on my money. I like the excitement of playing on machines. Youhouuu! 

I am not addicted. I know when to stop - and after losing $80, trust me, I ran out of there. I didn,t go to the ATM machine to withdraw money; I had enough! The interior of the Casino really suck right now. It doesn't look luxurious at all when you look down at their red carpet. There's been construction going on inside like forever now. The inside doesn't match the outside. The outside construction is really nice, but while being inside, no-no. It actually look old and need a complete refreshment from upside down. I only go once in a while, but there's still stuff going on. Its not very sexy to have like a cafeteria in a Casino. But they have that in Montreal... And now, you can bring your drink anywhere you want; which is not classy at all.

Anyway, I think you get the idea. Guys and girls working at the Casino have sometime to deal with complete morons. The fact that anyone can drink a bit everywhere now is not helping them in any way. And its not good for the security of visitors too.

Drinking right next to a slut machine is not sexy, it look dumb and unsophisticated. Drinking at a poker table is not sexy either because a poker table is a place to play, not to get drunk.

One day for sure, I will go to Vegas and I will blow hundreds and hundreds. I promise. It suck not to be able to win whenever I want but yesterday, the sky wasn't on my side.

It will be a lot more sexier to play on US dollars anyway.

My non-registered portfolio is at $116 113.20. We'll talk a bit more about it. There's some changes I would like to make. You'll see, it will be interesting!

But first, let's begin with my debt repayment goal. Yeah I know, times are changing, I am now paying my debt!!! Well, I would like to pay off my debt before I get pregnant, IF it had to happen. And no, there's no mister at this time. Getting involved in a relationship with a Quebecker is something just going out of my mind at this time.

This week is pay day on Friday. I already know what I will be doing with the money. A part of my pay will go directly on my $2 201.20 credit line. I unfortunately have to keep the biggest part for my rent. For the upcoming months, probably until the end of 2014, I will do my best to pay off a maximum of debt. I am carrying about 80k of debt at this time and I now find its way too much. One day, the interest rate could raised and I don't want to get stuck forever on heavy debt and too high interest rate.

I have to say that at this point, I find that what I have as portfolio is enough. It won't be never enough to retire on, but don't ask me why, I am satisfied the way it is. But I can certainly rearrange some stuff....

I read on the Financial Post that the one and only Warren Buffett had invested over $150 millions in Suncor Energy Inc. (SU). You can read about it all right here. I am not a Warren Buffett specialist, but I supposed that in his adult life, Buffett may had made only good investment choices - or it appear to be that way. Right now, Suncor Energy Inc. (SU) is trading at its top pike, but I am really tempted to invest in that stock just to be in the same game as Buffett. From now on, I will have at least ONE little thing in common with it and the thing will be a stock: Suncor Energy Inc. (SU). 

Warren might be of a certain age, but I believe he will be around for a few more years and it will be interested now that worldwide economy is more complex than ever before, it will be interesting to follow where he's going when it come to the market. I must admit, I find oil investing very complex and hard to follow. I am not a oil fan. But like everyone, I need money and if Warren Buffett  invested in Suncor Energy - it mean something to be. And so why not.

I have that stock, Exchange Income Corporation (EIF). Its a big holder of mine, I had more than 7k invested in that stock. Recently, it went down, but I am still on a profit with that one. So I thinking of selling 100 stocks of EIF in order to invest in Suncor Energy Inc. (SU).

Another option would be: I had been holding New Flyer Industries Inc. (NFI). I had invested in NFI a little way back. I invested more than 2k in that one. Holding NFI in my portfolio hadn't been easy. For a long period of time, NFI had loss in value, but it had now recover. I am now only under $180 to the original investment made. I was thinking of partly selling NFI and reinvest the money in Suncor. That could be actually a great idea.

I could also partly sell EIF to pay off some debt, or even sell it all.

I am not quite sure on what to do, but I will you post for sure!

In the meantime, I had over $600 available in my RRSP account. I had a GIC that I recently cashed out and believe it or not, after 5 years, I haven't earned any money from the GIC. I decided to no longer invest in GIC related to the stock market because they are too risky. Too risky to not make a single penny in profit. I decided to place a small investment in Tim Hortons Inc. (THI), which is a Derek Foste stock. I place my order today t a max price of $62 per stock, just to make sure the trade won't exceed the money currently available in my RRSP account.

That part was easy, but I just have a bit of anxiety about EIF and NFI. I wouldn't like NFI to go down account, I had been lucky that I had been able to recover on that one. As for Exchange Income, I am a bit surprise, I wasn't expecting that one to go down that much.

Having too much invested n  the same spot is not a good thing, especially when it is about stock that I had picked myself lol...

But hey, I will figure it out soon.

So stay tune.

The list of my best tips on how to save money will come soon. You'll know about all my secrets!

The Dividend Girl look like a 20 something guerdile

Big dirty day at work today. I am just coming back from visiting an apartment. $550 not too far from my actual place but reallllll tiny tiny. Its a place to kind in mind in case of real need, but other than that, for what I saw today, no-no. The man asked me my age because he said he didn't want people less than 25 year of age as renters... I am 32, hitting the 33 soon. I mean, I look less than 25? REALLY?

I AM SOOO HAPPY!!!!

I had a big smile in my 32 year sexy face when I left the building. OH MY GOD! 

I said it many times on this blog, I am giving myself something like 25, maybe 24-23. But don't imagine that its because I have small boobs. BECAUSE ITS NOT THE CASE OK. Otherwise, I will describe myself as more an angel beauty who look nice with makeup on. But without makeup, I am just like the stars, I look like nothing. I guess I look like a nice chick. Kind, really not aggressive what so ever. More than like a sex kitty with the soul of a soldier inside in the mind. And the mind is twisted by a criminal sex attitude.

I look young, but you know it, I wrote it before, I began to have a few white hairs. Which is strange because my mom only began to have white hair, she's pass 60, and for my father, he began to have white hair in his fifties. So I may not be the girl of my mom and dad, who knows.

I guess this is the perfect timing to say what I need to say. I couldn't mix the following information with the previous post about bed bugs. I couldn't write in that post that Derek Foster and his wife welcome their 6th child in this world!!!!

Isn't great?

For quite a time, Derek has 5 children, but I always had problem with that number. You might had noticed at some point. When it came Derek Foster, I had the number 6 in mind and here had came the miracle. The 6th child is born. I would like to be able to read in my own life that easily, but its not quite easy, if not that I used to have dreams with a lot of red in it. I was seeing red, nothing really specific, but something abstract, something broken, red flash and something black. I guess my English is just not good enough to be able to perfectly describe. What I saw was more of the like of destruction. And I had that in my life. Like when I returned to New Brunswick, I knew somewhere it wasn't to be for long. But I decided to go anyway, I had been promised a permanent job and I REALLY wanted to leave Montreal for the rest of my life. I went there for 6 months, after what I was laid off, the non-profit organization was closed to bankruptcy. I went to court, win a bit of money, nothing much. But it was my path to do so. In the process, I destroyed the ego of a bunch of people and I was very proud of of that. I am not afraid of fight and I LOVE to deal with F@ckers.

Its hard to imagine but we all have a path in life and it cannot be avoid, but it can be control. I enjoyed however my few months in New Brunswick because I had been able to be with my family and also, I took a rest during that time. No one can shit on me without consequences. I am not a criminal but I do have a criminal mind and when I think of revenge and I think of a gun full of bullets that I can put very high in the air, well you know, its not a physical gun, but an invisible one. There's many situations I am not able to handle but I do handle them anyway. I guess that living in Montreal again is giving me a lott of aggressivity (how come this word is turning red, its not like that we write aggressively aggresivity). Its seem like its not a word!!! You know and I know that F@ckers is not the proper way to write the word.

I hope to be able to make more money from my portfolio real soon or I feel I am going to lose control and to out with a 18 old little boy. lol

What I want for my readers is to have the exact sex attitude and to be fighters. I don't want of lazy, weak readers. I don't want you get boring with age you know.

Did you just say bed bugs?

I began my search for a new home. And its really not easy. By home, I mean a one and half apartment. The place where I live in is great, but my rent is $610 and they are looking forward to increase it of $10 extra and I am very mad. I don't have a very huge place, the balcony barely have enough place to put a chair on it and the apartment by itself is not huge and I have a old cooker, the wardrobe is small... See what I mean?

But the place is quiet and I am close to everything, including work. I don't have to travel using the bus and the metro each morning, and that's very precious to me. I could take the $10 rent increase, but it doesn't seem to be very fair to me, especially that I never had paid my rent late and I stayed there for many years now. But each and single years, the f rent increase. STOP.

So today, I place a few calls. I had a $540 one and a half located in Lafontaine Park, but the f owner, lol wasn't willing to make me visit during the evening or during the weekend, even after explaining that I was working during the day. Isn't a good sign that I work during daytime? It actually mean that I have money to actually pay the f rent every single month. So why is the owner isn't smart enough to  make me visit? I decided to pass on that one. What a f moron!!!!

Seem like there's a lot of F@CK LOVE already? YOU ARE NOT READY TO READ WHAT'S GOING TO HAPPEN NEXT. LIKE F NOT!!!!!!

LOL

Ok, so here we go. You can only read following the : ONLY if you don't suffer from the heart or something like it.

Ready honey? OK now. LET'S GO.

So I place a few calls today, and one place it was close to the metro Laurier, it was $470. GOOD DEAL. But oh... wait. SOMETHING was wrong.

I call the number in the add to ask if it was still available. the lady who answered said it was going to be available on August 16th for visits. I was about to hang up when she said WAIT, I have something that I need to tell you. Do you know that in Montreal, bed bugs are a problem? I answered, well, I am in Montreal right now. She said: Well, i have to tell you this, we have bed bugs and we have exterminator coming every months for bed bugs and coquerelle (check that work in an English-French dictionary for me please ok). Before hanging dead on her, I said: Thank you very much for letting me know.

Do I really need to comment on this?

Following my day at work, I also went for a visit. I had an appointment at 18 h 30. I was there on time, but the guy was already with someone. The stairs were dirty, as well as the walls. Right there, it was a no-no for me. I try to call the guy on the number I got, but I only hit the voicemail. I could hear the guy with a girl and  the girl seem to be very interested. I could tell that the apartment was tiny tall without even going in. I could tell just by looking at the stairs. I heard the guy asking the girl what was she doing as work blabla. The man seem to be nice, but I never saw his face and I didn't visit any apartment this evening.

I have another appointment for another place tomorrow. Looking around for a place to rent is not easy work. I thing i may even prefer to stay in my current hole lol.

Or is the Dividend Girl going to be homeless? Want to take me in? It won't cost you a damn penny.

Want to hear from my money problem? Well ENJOY.

Its a beautiful Sunday here in Montreal. I just post an update about the debt that I hold. I have a few problems to deal with... 

One of the problem is my rent. My rent is going to increase of $10 per month starting September. I don't agree with this increase and I am really frustrated. I asked to stay at the same price, but I didn't hear from anything yet. In the meantime, I checked on some other places, but I haven't visited yet. I have until September 1st to decide what I do and if I don't accept the increase, I will have to move by October 1st. 

The other thing is that if I move, I will have to buy a few furniture. And I don't exactly have the money for that at this time. Luckily, for the move itself, I will be a one shoot in a taxi van. 

Another problem is my special interest rate credit cards. I have a $11 200 at 2.9% for 6 months at TD Visa. The promotional rate will stop being promotional in sometime October. While updating my debt profile, I suddenly realize that it doesn't seem like TD is going to give me anytime soon another promotional interest rate. I always paid my credit card on time, so I don't understand why this is happening. I had the promotional interest rate for many years now in my account.

Until October, I can save about 3k. This will leave me with a $8 200 balance. So I hope to get the TD Visa special interest rate by the end of October. If not, I will use 5 000$ of my TD credit line at 8.75% to pay it off. For the remaining of 3 200$, I will use my RBC credit line 9.5%. Its not the best plan ever, but I will be able to pay this debt completely in a couple of months. 

In November, I have a $2 242.54 at 0% interest rate with American Express that is going to expire in November. But no worries for that one because when I arrived from my vacations, I have a nice little something that was waiting for me in my mailbox! I need to call American by October 10, 2013 to benefit from the transfer at this time 0.99% interest rate. Once proceed, I will have until April 2014 to pay the balance...

For now, I am really looking forward to pay off a part of those heavy debt. And I already began yesterday: I paid $750 on my RBC credit line. The next couple of months won't be easy, but I would like not to have more than 60k in debt. I think now is a good time. 

And for the first time ever, I will soon gave you access to my best frugal tips on how to save money.

My debt situation on date of August 11, 2013

$822.77 current balance at BMO MasterCard = no interest, going to be pay next month

$2 201.20 at 9.30% (credit line) = $204.71 in interest

$2 242.54 at for 6 months at 0% (credit card) = 0$ in interest. Expired: November 2013

$11 200 at 2.9% for 6 months (credit card) = $162.40 in interest. Expired: October 2013

$54 101.80 at a low interest rates of 4.25% (margin money coming from my broker account): = $2 299.33 in annual interest

$4 900 at a low interest rate of 4% (credit line rates) = $196 in annual interest

$5 756.39 at low interest rate loan at 5.50% (student loan) = $316.60 in annual interest

TOTAL: $81 224.50

TOTAL in annual interest: $3 179.04


[In date of August 11, 2013]

Its always the same old stories around here

My non-registered portfolio is now under the 118k mark. At a bit more than 117k, the value is still great, but 118k would had been better. I had a limited access to Internet while being at home in New Brunswick, so I had been able to watch over my stocks. Luckily, the value of my portfolio had stayed stabilize. I normally checked on my portfolio everyday, most of the days.

I just came back from vacation, but I felt tired today and I would had stayed in bed all day. I didn't even take a shower before going to work. I was too tired to feel disgusted about it. I just spray on dry shampoo and perfume and I tied up the curls in a pony tail and I finally took a taxi to go to work. I never missed one single day of work of my entire life. I want it to remain that day. I need cash and right now, I need cash more than ever. And hourra, if I am not mistaking, I am supposed to received a pay tomorrow.

For the past couple months, I had said multiple times that I would get a part-time job, but I never did. I however try to expand my freelance activities, but I didn't get new contracts and for the past couple months, nothing had moved on that side. It is true that I didn't try very hard. I am just very curious to see what a few other tried may bring in. I was more successful as a freelancer when I was living in Ottawa. That was a few years ago, even before I started this blog. Back then, I wasn't the Dividend Girl. This make me think on how old I am. Be ready because I am turning 33 on August 27. Understand? Need to be ready for the pow-wow. I did not forget about the 600 000 view celebrations I was supposed to do a little way back. If you don't mind, we are going to celebrate it all together: me the chika turning 33 AND me celebrating the 600 000+++ views of myfirst50000.com

That domain address is totally out of control and is just soooooooooo cute. Don't you think so?

I spend a few hundreds on my vacation - without regret, but my debt is slowly adding up. I have debt, but I also my limit. For once, - it actually happen a few times occasionally when I really have nothing on my stock WANTED list. I have a few thousands I want to clear off. My 1k+ of tomorrow will go over the credit line that I used to pay off my taxes and from where I also withdraw fresh cold cash for my vacations.

This post is going to end here.

Back from New Brunswick

Too bad, but my vacations are now over. I arrived today at 2 am. I didn't have too much problems on the bus because when I took the ride, I wasn't tired. So in result, I think for the first time ever, I went on the bus clean, drug free, under the toxic influence of nothing at all. I didn't take my usual Gravol pills or anything else to survive the trip.

I had a great time at home despite the mix of thunder, rain, and rain again; clouds and occasionally, one or two sunshine that never last very long. But I had been able to swim outside one little time, at least. It took me about 30 minutes to get in the lake but at least, I make it happen - one little single time. I swim in inside pool here in Montreal really often, but there's nothing better than a natural lake and, even better, the sea. The evenings were very cold in New Brunswick. The nights and early mornings were cold too, unfortunately.

Once back in Montreal I was all good and I waked up to the construction noises made in the building facing my apartment. There're some renovations going on and its been going on since this Spring. And it doesn't seen to be over yet. I did pretty much everything I had planned. The usual boring stuff, laundry and grocery shopping.

Its quite revealing that I had to immigrate in Quebec province, stealing jobs away from Quebeckers themselves, stealing their best looking men from the poor little Quebec female. Poor poor poor Quebec ladies. Its a shame but its like that for now. And I wonder what will happen tomorrow at work because I already have a bad surprise today so I just hope I won't get another one today. When I picked my mail today, I saw a letter from the janitor. Starting September, my monthly rent will be of $620 instead of $610. I had to take a $10 increase on my monthly rent. My Solidarity Tax Credit is of a bit more than $10 per month, so the increase will be cover that way. I am too lazy to search for a new place to live. And while being in Quebec, I don't live, I am just there, waiting for the money to jack in and accumulate and accumulate. Here in Quebec, I don't live, I am a ghost.

The ghost is now going to sleep.

My debt payment new goal

I am enjoying my vacations. We have a bit of rain, but its been worst in the South West of the province. While having a good time, my non-registered portfolio is performing well, $118 466.99. I have left $12 294.14. Now the once cent is gone, I wonder how I can get that .99. It seem like the one cent still exist on the Canadian stock market, but is gone from the real world.

For August, my BMO credit card is at $708, and my dividend income for July had been of $660.75. I only have a left over of $47.25. And I really need that left over! I also win $50 at my local Casino... I guess I had been lucky, but I was looking for much much more.

For my vacations, I withdraw $500 from a line of credit. I also had used the same line of credit to pay my taxes. So I am now at $2 951.20 on that same line of credit. Also, my margin is at $53 873.42; I would like to pay off $3 873.42 on it. that way, I would be at 50k.

Remember that American Express gave me a 0% interest for 6 months a little way back? Well, the amount deposit was $2 312.54. The monthly payment is $70. I am not looking to pay off that debt for now.

Debt repayment plan for the debt I want to pay off:

1- $2 951.20 of my credit line
2- $3 873.42 from my margin

Total: $6 824.62 + $700 extra balance on my credit card (total balance being $1 400).

My monthly need is of $1 194. For this, I need to live on a $70 per week.

My monthly income from work is about $2 240 after deductions
My dividend income is about $550 per month
My total monthly income is: $2 790

$2 790 - $1 194 = $1 596

$7 524.62 \ $1 596 = less than 5 months

If I get my hand on an extra 1k per month, the debt would be paid off in less than 3 months.

Isn't weird to have a look at my debt while being on vacation? Its a must do once in a while and I had reached the point where I need to pay off some debt - but only if I don't change my mind. I am a money moron, for reallll.

I hope you all enjoy your summer.

Here come the thunder: are you ready for Black Diamond Group Limited (BDI)?

At this point, my portfolio value - after margin at TD is now 100k. That's quite an enormous amount of money - at least for me. So how come its all working well for me? I think its because I am investing the way I want and I do what I want. Having something really impersonal as portfolio, having someone managing my money wouldn't work well for me. The trick is to focus on the long term and to stay on track. If you believe in something, if you feel that you really need to invest in that X stock because you really really think its the best thing to do well just do it.

One recent example of my perseverance is New Flyer Industries Inc. (NFI). I had invested in NFI back in January 2011. The stock had experimented a roller-caster ride. Shareholders had to vote at one point on the way they wanted their shares - all very complicated stuff. Overtime, New Flyer Industries Inc. (NFI) had become what I had name one of my troublemaker stock - a stock which value play the yo-yo and is down most of the time.

I never gave up on the stock because its located on Canada Wild West and I like the look of their buses lol

I worked on impression more than anything else. But I stick to it and I taught that holding was the right thing to do. I remembered now today something that Derek Foster (oh no not him again!!!! ahaha) said in an email (because he had the courage to reply to me like every single times). It was something saying that if the creditable of a company remain intact, that it could worth it to hold in a stock.

Of course, its always much more complex than that but back than, I haven't received that email from Derek Foster so I was even more ignorant and clueless. But I wanted to hold.

It can become very difficult overtime to hold on to some difficult stocks, the troublemakers one. But it something you get use to and can even make fun of by naming those stock troublemakers. So I had my troublemakers, and i still have troublemakers today.

But NFI is no longer from the list. NFI is now very closed - just a few bucks away - from the amount of my original investment. This is quite spectacular knowing how much this stock went through since 2011. And those are the kind of things we Canadian have to become very proud of. Of the hability to our businesses to rebuild themselves, to move on. Not all succeed. Its always a very personal choice to stick on to difficult holding. But if you believe in those stocks and have faith in them, you should no let them go like garbage. Our economy is not garbage. We need to celebrate the power of our Canadian economy, even if a guy at the name of you know who... aHH what the heck, let's name him again ok, one more time.. DEREK FOSTER lollll AND Jean-François Tardif. Well those 2 are involved in the US market when the US is absolutely very an awful place to be.

I don't want to encourage a develop country who doesn't care enough about its very own citizens to give an equal access to everyone, from prostitutes, poors, homelesses, to a free healthcare system. There's some people who are in desperate need of health care and it is extremely sad to hear stories of bankrupcy and stuff like time, complete misery because the US system doesn't care and is just obviously a wholly bag of shit.

I don't want to support hypocrisy in any kind of way. This is why I care about the Canadian market and that I am almost 100% Canadian invested. As Canadian, its our responsibility to make our businesses shine inside our portfolio. We are better. We are Canadians!

I was right about NFI and I hope to recover from my investment mistakes.

This is why Jean-François Tardif and Derek Foster are 2 men very very important in my life. But there's not only men, there's women too. Like Susan Brunner, for example.But I prefer to talk about men if you don't mind.

I began investing in stocks are reading Derek Foster books and I made a fortune on his stocks. ENF, ENB, PPL, CDL.A, etc.

As for Jean-François Tardif, he always turned me on while he was a hedge fund manager at Sprott. So when I heard he was launching a fund of his own, I jumped on the occasion, I even got in the initial public offering of his fund. I was excited because I saw the opportunity to cover for my investment mistakes. His fund was going to perform very well, I would do some great $$$ on him and it will have cover for my investment mistakes. But on date of today, Jean-François Tardif fund haven't deliver yet.

I am still waiting.

But in the meantime, I am getting richer my by own way.

Stuff like Black Diamond Group Limited (BDI) - a stock I hold - had performed very well lately. Just go check it out.

That is what I call a girl in action. The mister Jean-François doesn't want to perform? Well, wake-up now or later Jean-François, I don't really need you..... or almost.
  

A future King is one day old today; long life to the King!

Its been a little while since I haven't post anything here. I had been busy and so far I had a nice summer. I am going home to New Brunswick tomorrow night for a couple days. I hope the weather will be nice because my suitcase is too small to bring everything. I am bringing my laptop, so in case I am getting on a blogging and its raining and the weather suck, you might hear from me. Because if it rain, I will stay inside and watch TV.

My non-registered portfolio is at $118 851, which is quite good. I had received some very great dividend distribution in July so far. Its looking quite good for a $600+ in dividend income for July. i am considering a little trip in August, but I don't know exactly where. I have a few choices: the Mont-Tremblant, the Massif of Charlevoix or... Ottawa. My brother is in Ottawa - and also Derek Foster lol. I like Ottawa but after a while, it can get boring. And I am very use to it so I was thinking the Mont-Tremblant because someone at work is from there and said the lakes are nice. And I always wanted to go there. Its a tourist destination, but even more in winter.

According to Revenu Quebec, my annual income exceed the 50k. And according to them, I own them an extra $12... Its completely hilarious. Yeah, suck me Quebec, suck me. Get everything you want from me but hell, let me go to New Brunswick. I guess the $12 could be right because here in Quebec, we pay for the health insurance. I haven't see a doctor in more than 10 years, but yeah, I am going to pay the f f BS health insurance. I am in very good health, I never missed a day of work in my life, so Quebec province, don't get me on my nerve, I don't want to benefit from your health system, my imagination is greater than everything you can offer. I have the power to take of myself by my own. I have the control over the greatest power - meaning the great me lol.

It make me laugh sometimes people going to the gym, training very very hard and after, having all sort of health problem and injuries. My health philosophy is the following: my body can naturally take the shape that it want, as long as it doesn't get overweight. I could certainly work on losing weight but if my body feel the need to have extra curves, why should I beat it and treat it badly? I have a great body line. The charm is all in the line. What doesn't stick to the outside is not that a big deal because its or like extra huge. Its curvy, its sexy, its all me.

And yes, I have pack my bathing suite in my suitcase, don't worry. Got to be proud of what God gave you as assets and show it all in a distinct and graceful way and manners.

Skinny girls are not at there place on the stock market. It take bones, curves, a good health and good psyche just to have anything to do with it. The past couple weeks had been very difficult.

A commentator just wrote something saying that I won't received so much negative comments if I would be more transparent. Hey, mother f, if having access to my debt portfolio, my portfolio AND my personal diary is not enough for you, don't get on the mother, get on yourself and do on yourself okay? Is that clear enough? Am I transparent enough now?

Like I am writing about everything and I am being asked for more. I cannot show more if not myself completely naked but that's a pleasure you won't be able to savor, if not certainly not here and publicly. Because I am the Queen, I am the Dividend Girl Princess and you have to respect that. I am giving away a mix of good and bad information for absolutely free on my blog, so don't ask too much.

I could certainly post an update of my portfolio but I said it in the past, I will say it again. I only publish update of my portfolio when it is up. Otherwise, in pretty much all of my posts, I disclose the value of my non-registered and how much left I have available on my margin account. What can be more transparent than that? Especially my Debt section. If I wanted to play and to fool, I wouldn't have publish a Deb section, I wouldn't have tell about my failures to save more money, I wouldn't have explain that in deep margin and its consequences.

I know it must be very hard to accept but there is no doubt that the perfection is just right here on this blog. There cannot be a more tangible financial blogger. It is just so very real.

So now, time have come to applaud your favorite princess okay?

Because this is all what it is about. I want my readers to be at my feet, to be totally in to me. If your not that into me, time for you to move on. I want a bunch of unsex lovers.