Sprott Strategic Fixed Income Fund (SFI.UN) is terminated. Done. Over

During my vacations in October, something happen to Sprott Strategic Fixed Income Fund (SFI.UN). SFI.UN is no longer active on the TSX. They are such a bunch of losers at Sprott Asset Management LP that they decided to terminate the Sprott Strategic Fixed Income Fund (SFI.UN). I had been holding SFI.UN in my non-registered portfolio 2011. Do no ever invest in any of Sprott Asset Management LP investment products because if you do, you'll only lose money. I also lost a great deal of money by investing in Sprott Canadian Equity Fund.

Make sexy proud and DO NOT INVEST in any of Sprott Asset Management LP products. They are only "products" and don't conduct to any richness at all. Please learn from my mistakes and be f aware.

Since Sprott Strategic Fixed Income Fund (SFI.UN) no longer trade, the losers at Sprott Asset Management decided to sell of shares and provide cash tot heir investors. The Sprott Strategic Fixed Income Fund (SFI.UN) is now behind me. And the cash I received from SFI.UN left me with more than $600 cash inside my TFSA. I currently have a $1 400 available on cash, so a 2k+ will go for investment.

The stock market is very volatile right now. Like we are like so f! Options are limited. Everyone agree with this point: 2-15 is the year to maximize your TFSA contribution because after that, starting 2016, the TFSA annual contribution would drop from $10 000 to $5 500. I currently have $19 625 left available to invest inside my TFSA. Soon, $1 400 will get transfer my TFSA. Following what, I will have $18 225 left... Its still a lot of money, where am I going to take the money from? Well, this bitch is full of resources, staring with a 5k at 3.5%. Great, but I will still have $13 225 left... 

But hey, read this article, and tell me after if you are still interest in the TFSA.

SOooooo confusing! Like always. LOL.

On another note, my non-registered portfolio is getting better. at $128 306.30. I am looking forward to hit on the $130 000.

Bye bye Stephen Harper! And hello... Justin Trudeau?!?!!

I went to vote this evening and I discovered something - I am no longer in Laurier-Sainte-Marie, so I didn't have the opportunity to vote for Hélène Laverdière. However, I vote for Tom Muclair. And he win in Outremont, with the help of my vote.

Middle class across the country massively vote for Justin Trudeau. anything would be better than Stephen Harper, but I don't like Justin Trudeau. Now that Trudeau had been elected, everyone will be waiting for their paycheck. He's not disciplines and strong enough. When he talked, he's always all over the place and he don't really know what he's doing. His counselors are putting words into his mouths. He learned the words, but what will happen now that my worst fear had become Prime Minister of Canada? We didn't need a Quebecker as Prime Minister of this country, its sooo UGLY. 

I never been a fan of Justin Trudeau. The guy is a dumb gummy.

Like expected, the sweet Hélène Laverdière kick off Gilles Duceppe out to the woods! I like that bitch. Her only fault is to be what she never asked to be - a Quebecker.

LOL.

Derek Foster is voting for Stephen Harper. Really?

Tomorrow is a big day, its elections day in Canada. And since I am located in Laurier-Sainte-Marie district, I will be voting for Hélène Laverdière of the NDP - New Democratic Party. For the second time in history, I am pretty sure that Gilles Duceppe will be defeat, one more time baby. Go go go Hélène Laverdière! Yeah! This is exciting. I adore Hélène Laverdière.

On another note, someone that I really like decide to vote... for Stephen Harper! Nooo! This is a real nightmare. My Derek Foster is voting for Stephen Harper! NOOOO! I couldn't believe. Its in his latest newsletter that Derek Foster announced that he was going to vote for Harper. His reasons for voting for Stephen Harper appear to be strictly for monetary reasons. And a vote should never be only about money. How in the world can anyone ever vote for Stephen Harper?

The only reason why Derek Foster is voting for Stephen Harper is that we want to see the annual $10 000 contribution to the TFSA being maintain. But that's not a good reason to vote for Stephen Harper. I haven't been able so far to maximize my own TFSA contribution. $10 000 is a lot of money. $5 500 is a more realistic amount for the middle class.

Stephen Harper is not the Prime Minister that Canada need. We need someone more like Tom Muclair who is showing more positiveness and who actually care for Canadians. Stephen Harper haven't been there for Omar Khadr. Stephan Harper closed our door to Syrian immigrates. And there's so many other things that went wrong with Harper. Its almost like we a ghost of our own self. We are not a strong and brave country anymore. Like Derek Foster, the Canadian mass is impotent.

You can vote to whatever candidate you want but at least make me proud and go sign online the petition to free Omar Khadr.

Enbridge Income Fund Holdings Inc. (ENF) is looking for investors

Is there anything more exciting in the world than wifi Internet? Especially when you didn't use the Internet for more than an entire week while being in vacation?!!! That's how it felt for me yesterday, even if vacation in New Brunswick means access to cable TV, fresh air (see pictures below) and homemade meal (not made by me).

I don't have the Internet at home in New Brunswick and when I hit the bus on my way back, I couldn't resist, I just needed to connect to the bus wifi to catch up with investment news, my portfolio and emails. The fun didn't last long, a few click, and I already use the Internet I was aloud to use, and following what, I felt asleep. Its actually a great thing not to have Internet access for a few days. These days, the stock market is so volatile that I decided to transfer funds from my credit lines to my margin account in order to avoid any dramatic situation for my margin while being away. I did so, but I could had been good without it.

My investment portfolio is doing better now than what it used to be before my vacation. What a difference a few days can make! I don't know if you remember, but not too long ago, my non-registered was around 121k, and it even went as low as 118k... Its nice to come back from a vacation this way. It seem like the old 137k worth is not that far away now. My non-registered portfolio closed at $128 550.19 this past Friday, what a release. Today, it closed at 116k, but its only because there's a hold applied on Enbridge Income Fund Holdings Inc. (ENF) because an announcement had been made.

ENF is going to release stocks at a cheaper price than what it currently worth. The minimum shares purchased need to be 100, which mean the total investment will be of something like $3 260, commission free. This deal worth it in the case an investor don't already hold Enbridge Income Fund Holdings Inc. (ENF) inside your portfolio. But in my case, I will pass on the offer.

Easy going saving money tips for today normal people: a post to be read when the stock market is grey

These days, it might be easier to make money by saving it, rather than investing it. My non-registered is sitting at a very poor $118 051.43. I don't know if things can get worst or not. But this is already very bad. The TSX is so volatile, its unbelievable. The month of September is almost behind us, and it seem that real soon, it will be October. Time do just that, passing by. But it doesn't mean that it need to be the same with money, some need to stay in our pockets.

Before starting a new week, I like to have my apartment clean up and I usually do my laundry too if I have any to do. I do my grocery during the weekend too. And there come the cooking, its the most important part because it allow any nice worker to save a lot of money. I usually do my lunches for the week on Sunday evening. And its better for the health too. There's too much salt in restaurant food and sometime, restaurant food is no always good. Once, I went with some rice, good choice, - but it was tasting disgusting. The rice had the bottom of a burn pan kind of taste. To avoid any more bad surprise and to control my diet better, I try to cook as much as possible. Brown bag is a classic to save money.

Another way to save money is to control the money spend on a daily basis. On a regular ordinary day, my only expense will be my morning coffee. And for the past couple days, I am proud to say that I only buy one coffee per day.

From Monday to Friday, that is the easy part. Its easy to save money while working during days week. But a major problem remain in the weekends. I love to: shop for clothes, buy hair products, get my nails done, drink coffee, drink tea, go to the movies and eat out. Since the summer is officially over, I am done with fun and sexy manicures/pedicures. Done. To have my nails done, its a $40 right there after tip. Its the exact amount that I gave myself to enjoy my weekends: $40 per weekend. The best would be that I keep that $40 in my pockets but hey, I know myself. I won't go far without coffees and stuff...

To plan a budget, you need to know yourself. If you set up rules, you need to be aware that you'll have to respect them. Since the stock market is all grey and shitty, I tried to set up a new budget.

Rent: $635
Weekend money: $160 ($40 per weekend)
Grocery money: $200 ($50 per week)
Cell & Internet: $85
Laundry: $9
Cosmetic and other living need: $200
1 weekday coffee: $52
Total: $1 341

This is tight budget, with no waste, but its realistic to what I can respect on a regular month without any vacations to New Brunswick. I will soon be going to the fabulous land and I can't wait. Ideally, I would need to go once per month for 4 days.

In desperate times, Jean-François Tardif is investors best friend

Check this out: I am a star!

I am currently watching the French political debate on Radio-Canada. I love Elizabeth May, the others sound like a bunch of clowns that they really are. I actually really like Elizabeth May. She has a great French for someone that is outside Quebec. We don't know her much, its too bad. The more I hear words coming from politician mouth, the more I am getting confuses.

Like always, Liberal Justin Trudeau is just showing off on how much they are good to spend our money. I am against the niqab and Burqa in Canada. If a woman want to cover up, she should stay in her country. Women in this country shouldn't be allowed to wear that. Muslim is not a fundamental religion in Canada. Muslim is all about destruction, intolerance and war. We need to remain leaders in our country. Niqab or burqa are not Canadian symbols, they shouldn't be tolerate in any ways. We are losing who we are with such debate. If I decided to go live let say in Iraq or another disturbing country, I will have to cover up. If an Iraq woman decided to come and live in Canada, she needs to adjust to the country. Its not racist, its only damn common sense. I am clearly with uncle Stephen Harper when it come to the ban of the niqabs, among other things. We shouldn't open the door to extremist and to values that are not ours. If immigrants want to come to Canada, they need to adjust.

Other than g-r-e-a-t Canadian politic, the value of my non-registered portfolio is down to $120 522.67. But during that time, my New Flyer Industries Inc. (NFI) stocks are stronger than ever. My investment in Exchange Income Corporation (EIF) is doing very well too. And I have a few others who are doing very well.

A bunch of stocks are going down, but another cool player is JFT Strategies Fund (JFS.UN). I am a very bright investor because years ago, I invested in the JFT Strategies Fund (JFS.UN) and since I had been holding to my shares, I sell some as soon as my investment worth $2 510, I sell for $500 and enjoy the cash. Its soon going to happen again, my investment in JFS.UN is very close to the $2 500 and I can't wait to get my hands on that $500.

The stock market is a rough place to be, but there's always pearl we can rely on and the JFT Strategies Fund (JFS.UN) is one of them. JFS.UN units of Jean-François Tardif just keep going up when everything goes down. Be happy investors and smile because Jean-François Tardif and his JFT Strategies Fund (JFS.UN) are there for you.

Niqab: This type is like the hijab, except it also covers part of the face, leaving only the eyes visible.

Burqa

- See more at: http://www.iisna.com/articles/pamphlets/the-burqa-and-niqab-uncovering-the-facts/#sthash.bcgv9V9U.dpuf

Niqab: This type is like the hijab, except it also covers part of the face, leaving only the eyes visible.

Burqa

- See more at: http://www.iisna.com/articles/pamphlets/the-burqa-and-niqab-uncovering-the-facts/#sthash.bcgv9V9U.dpuf

Follow Derek Foster words: "Reject fashion and hyper-consumption and only buy what truly adds value to your life"

When the TSX go down and that it seem it could go down much more... there's nothing much we can do about it, despite all the frustrations. But hey, repeat Derek Foster words with me: "Reject fashion and hyper-consumption and only buy what truly adds value to your life".

I am rejecting fashion and hyper-consumption of my life.

I am rejecting fashion and hyper-consumption of my life.

I am rejecting fashion and hyper-consumption of my life. 

(I will try).

Investors are forced to pack their TFSA to the maximum contribution before the elections

Introduction: I hope you all like my blog fresh new skin because I do. From pink to purple.

Are the good old trading days are gone forever? Don't tell me. I don't really want to know. In those good old days, I used to invest, and shortly after, the investment was easily gaining in capital gain. But its not the case anymore. A little while back, I invest in Canadian Imperial Bank of Commerce (CM). So far, I lost 1,91% on the investment.

My non-registered portfolio close at a very poor $121 492.37. Back on April 2015, I used to have 205 871.46 in total assets. I had a net worth of close 140k. Everything was all right. But now, I have to deal with the stock market ups and downs. Its not easy. Its not even fun anymore to invest, but I told you that before. And the upcoming elections are not going to be of any help. Stephen Harper is done.

Liberals like NPD want to cut down our TFSA contribution from $10 000 to $5 500. So now, I am a rush to find money to invest in my TFSA and I feel somewhat confuse. But I know that I will need to take money from a credit line to make it happen.

More will be post later.

Natasha St-Pier or the "I am an Acadian" syndrome

Natasha St-Pier is an Acadian singer from the north of New Brunswick. She's best known for her romantic slow songs. There's currently a polemic surrounding the release of her latest video for the song Tous les Acadiens (a rough French to English translation could be: All the Acadians).

Natasha St-Pier is more famous in France - and its a really good thing for her. In France, people don't really understand who are the Acadians. In this video, Natasha St-Pier appears wearing a full headdress that normally, is only being wear by native American people.

In New Brunswick - among other places where Acadians can be find - white Acadians do not dress like native folks for fun. My personal problem is that its not ok for white people - Acadians or not - to dress up like native American people when they are not native themselves. I find it very disturbing.

In the video, not only that Natasha St-Pier is dress up like a little Pocahontas princess, but in some scenes, she's surrounded by dream catchers. In another scene, Natasha appears in a birch canoe... Come on! French of France are going to love this, but Acadians and Native people - so far, they don't like it that much. 

I really like the reaction of Marie-Jo Thério to Natasha St-Pier Tous les Acadiens video. Thério said that its a commercial video basically design to please St-Pier oversea public.

If you want to know what a real Acadian singer look and feel like, Marie-Jo Thério is a killer. This is real, but Natasha St-Pier is not. Not exactly that she's not real, but she's mixing up badly stuff that don't belong to each other. I wouldn't mind if she would be native, but she's not. Its offensive.

Its hard not to cry when you hear Marie-Jo sings Evangéline... She understands what she is singing.

I once saw Marie-Jo Thério at a St-Laurent Montreal restaurant once. Unfortunately, I left her alone, I should had asked an autograph. Maybe next time. :-)

Free screening of Rear Window on September 21 at the Cineplex

There's a few movies that can be really intriguing and leave a strong impression on me. Those movies are almost always some very old movies, which had been produced way before the 1980s. Rear Window of Alfred Hitchcock featuring Grace Kelly is one of those movies. You can watch them several times, and each time, the pleasure is renew.

The first time I saw Read Window, it was at an outdoor screening during the Montreal World Film Festival. And I adore. We keep watching the same bad crap at TV, I wonder why they don't show those marvelous movies.

Cineplex - a stock that I hold inside my non-registered portfolio by the way - understood it all and have a Classic Film Series. In September, Cineplex scheduled two FREE screenings of Rear Window: one was today. And I was there today, enjoying a free movie. The second screening will be on September 21 - its not to be miss.

I really like the Classic Film Series of Cineplex. Usually, the movies showed are not free, tickets are only $6. Back in 2014, I went to the screening of Gone with the Wind. It was in celebration of its 75th anniversary.

Another great old movie I saw recently was Doctor Zhivago Montreal World Film Festival.