Watch out! My investment portfolio is on the move: looking for positive changes

Of course, I was a bit concern on how the markets will react to the Brexit. Today's societies are very selfish and self-centered. Around the world, no socialist revolution can resist to that level of selfishness. The Euro zone by itself was a good idea. You could thing that countries located geographically so closed to each other would battle and build great politics for each others, but its truly not the case. I was shocked to learn that James Cameron was stepping down from his PM role. After all, the Brexit vote result was pretty much half and half, which mean that the UK is divided. There's no real one opinion in which people there believe in. A majority of 52% is not a real majority even if its being considered as is. Its a joke. 

A country doesn't vote when a PM decided when they enroll or not in a war conflict. Our country sell weapons to Saudi Arabia. Justin Trudeau decided it was the right thing to do. We never vote on that matter. Fact is, citizens never actively participate on multiple decisions that really matter. But in another hand, leaving decision to citizens is not what lead to the best result in the world. Like in Canada for example, we finish with Justin Trudeau as Prime Minister. We all have our problems, but some are bigger than others. And deceptions of course can be huge.

While the world we live in is all crazy shit and upside down, its important to save money and to invest, because no one is going to do it for you. And today I must say, I have turn my portfolio all upside down in a major attempt to make things better for myself, a  real big SPLASH! Ready?

In my non-registered portfolio:

I sold off:

First Majestic Silver Corp (FR)

Colabor Group Inc. (GCL)

Hanwei Energy Services (HE)

Horizons Gold Yield Fund (HGY)

Lumenpulse Inc. (LMP)

I bought:

Royal Bank of Canada (RY)

Morneau Shepell Inc. (MSI)

In my TFSA portfolio:

I sold off:

Precious Metals and Mining Trust (MMP.UN)

Sprott Physical Silver Trust UTS (PHS.U)

National Bank of Canada (NA)

I bought:

Boyd Group Income Fund (BYD.UN)

Keg Royalties Income Fund (KEG.UN)

In my RRSP portfolio:

I sold off:

JFT Strategies Fund (JFS.UN)

Stantec Inc. (STN)

Sprott Physical Silver Trust UTS (PHS.U)

I didn't bought anything new yet for my RRSP. 

This resume briefly my trading activities for the day. I will get back on the reasons why I made those buying and selling moves in another post.

To be continued.

Saying goodbye to Jean-François Tardif and his JFT Strategies Fund (JFS.UN) or kind of

I finally did it. I sell all of the units of JFT Strategies Fund (JFS.UN) that I was holding in my non-registered portfolio. Those units were not paying dividend and on top of it, management fees were taking a cut of my money so hey, bye-bye Jean-François Tardif.

However, I still hold to JFS.UN inside my TFSA and RRSP and I plan to keep those units in there. Its just that I have a real hunger for something else right now. I want my money to work for me. I don't know if its because Jean-François Tardif is getting lazy or is dating a new hot girl but I don't care. I want profit, money and dividend. JFS.UN is on a slow-down curve. Now, the question being: can Jean-François Tardif deliver?

When the TSX was going all the way up lately, JFS.UN gains were so-so. And I am no position to stand that (kind of shit).

I am very sorry Jean-François Tardif, you will have to work harder to please me, if not, I will sell all of my units.

So all this mean that I am soon going to place a brand new hot and sexy investment and of course, I will tell you all about it when it happen.

Alimentation Couche-Tard Inc. (ATD.B), Royal Bank of Canada (RY) and Thomson Reuters Corporation (TRI): welcome in my RRSP portfolio!

Last week, before happen the horrible shooting in Orlando, I decided to sell off completely something I had been holding on like it seem to me for being forever inside my RRSP portfolio: iShares Gold Bullion Fund (CGL). I made about $80 off the sale. Gold sector is very rough and I had really enough of holding on to something that result to barely nothing at all in term of capital gain, and even less in term of dividend income, because iShares Gold Bullion Fund (CGL) doesn't pay any dividend distribution.

Following the sale of my CGL units, I immediately bought some shares of Alimentation Couche-Tard Inc. (ATD.B), Royal Bank of Canada (RY) and Thomson Reuters Corporation (TRI). All of 3 pay some dividends and should be good investments for the long run. It cannot be worst than iShares Gold Bullion Fund (CGL), that's for sure. 

At this point, my dividend income is at $6 199.61 annually (without including RRSP). And I cannot wait to earn income. In order to do so, there's no magic trick. I can invest more or rearrange whatever I can. I had been holding JFT Strategies Fund (JFS.UN) in every part of my portfolio, non-registered, TFSA and RRSP. Usually speaking, JFS.UN pay an annual dividend distribution, but this year, they had reinvested their dividend distribution directly into the fund, leaving nothing for me to enjoy. I took the decision a little way back to sell all of the JFS.UN units that I hold in my non-registered portfolio. 

I didn't proceed to the sale yet, but it will happen soon and I will do, I will transfer the money in my TFSA and invest in something that could be a Derek Foster stock, Canadian Apartment Properties Real Estate Investment Trust (CAR.UN). That new investment should bring in about $100 in annual dividend. Another brick in the wall.

For the very first time, net worth of $160 000 is in the place!

Yesterday, I knew I had no choices, I had to post an update of my investment portfolio because I knew that my net worth had reached the 160k. And it did! Yesterday, I registered a net worth of $161 438.07. And today, I might be at 163k. That's all because the TSX is on fire. My non-registered portfolio closed yesterday session at $138 290.05... and today... $139 944.02. Its hard to believe, but my non-registered portfolio is close to the 140k! At that rhythm, I will be surfing on a $200 000 net worth in no time. I will come to satisfaction when I will have 400k. Half a million would be good too. In the mean time, getting closer to $200 000 is EXCITING. Show be what you hold, and I will you who you are. In my case, its pretty simple. I am a priceless bling-bling princess with a taste of adventure (when you hold as much stocks a I do, that only say one thing up loud). Go figure.

Its not easy to find new stuff to invest in. Not if you are desperately trying to make good choices. Reitmans (Canada) Ltd. is not a bad choice, but there's no chance that this stock is going to glow of capital gain glory in a close future. See what I mean? I am at a point where I need some truly powerful stuff to come my way. I truly know how hard it is to make good investment choices, that's a lot of the reason why I am blogging. But don't worry, you are not alone! and I am good at getting the right stuff my way because I am smart enough to read - again - Susan Brunner blog.

As you know, I am seriously thinking about selling all of the units I hold of JFT Strategies Fund (JFS.UN). JFS.UN doesn't pay regular dividend distribution, there's management fee hidden somewhere. And the capital gain made on the investment is ok, but not spectacular. And I need a bit more than what Jean-François Tardif can offer me at this time. I need big money big time! However, I will continue to hold to JFT Strategies Fund (JFS.UN) units inside my TFSA and RRSP.

In that deeply desperate search of mine, something catch my attention: Thomson Reuters Corporation (TRI). YES, FINALLY. That's the one! This is what I am going to do: sell my JFS.UN investment off my non-registered, transfer the money in my TFSA and invest in TRI. I also find Canadian Apartment Properties Real Estate Investment Trust (CAR.UN) quite interesting. That one is coming from Derek Foster.

I almost have $500 in cash in my RRSP. I was thinking about Alimentation Couche-Tard Inc. (ATD.B) - another Derek Foster pick.

Those are the plans for now.

My debt on date of June 6, 2016

$64 866.63 at 4.25% (margin money coming from my broker account) = 

$2 756.84 in annual interest

[In date of June 6, 2016]

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of June 6, 2016

Non registered Investments:
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.26
Bank of Nova Scotia (BNS): $7 508.04
Blue Note Mining Inc. (BLNMF): $0.01
Hanwei Energy Services (HE): $13.50
Methanex Corporation (MX): $4 515.52
Fortis Inc. (FTS): $4 605.44
Pembina Pipeline Corporation (PPL): $19 397.28
Just Energy Group Inc. (JE): $7 361.63
Pengrowth Energy Corporation (PGF): $575.99 
Enbridge Income Fund Holdings Inc. (ENF): $11 271.04
Corby Distilleries Limited (CSW.A): $2 375.23
Davis + Henderson Corporation (DH): $7 514
Premium Brands Holdings Corporation (PBH): $24 312.40
EnCana Corporation (ECA): $2 298.36
iShares S&P/TSX Capped REIT Index (XRE): $2 510.20
Horizons Gold Yield Fund (HGY): $1 155.40
New Flyer Industries Inc. (NFI): $4 475.52
Colabor Group Inc. (GCL): $95.88
TMX Group Inc. (X): $430
K-Bro Linen Inc. (KBL): $4 055
Westshore Terminals Invest Corp (WTE): $3 832.96
WesternOne Inc. (WEQ): $121.60
First Majestic Silver Corp (FR): $1 517
Kinross Gold Corp (K): $975.46
TransCanada Corp (TRP): $1 404.75
Canadian National Railway Co (CNR): $6 968.70
Enbridge Inc. (ENB): $1 506.12
Agrium Inc. (AGU): $3 141.84
Canadian Utilities Limited (CU): $1 567.44
Crescent Point Energy Corp (CPG): $502.92
JFT Strategies Fund (JFS.UN): $2 335.71
Black Diamond Group Ltd (BDI): $137.50
Emera Inc. (EMA): $1 163
Cineplex Inc. (CGX): $1 298.75
BCE Inc. (BCE): $1 331.66
Stella Jones Inc. (SJ): $964
Saputo Inc. (SAP): $1 596
Lassonde Inc. (LAS.A): $1 727.40
Loblaw Companies (L): $869.04
Lumenpulse Inc. (LMP): $857.50

TOTAL: $138 290.05

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): $990.67
Cash: $4.12

TOTAL: $994.79 US ($1 278.90 CAN)

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $49.38
Dumont Nickel Inc. (DNI): $15.79
Sprott Physical Silver Trust UTS (PHS.U): $1 654.88
RioCan Real Estate Investment Trust (REI.UN): $964.25
Precious Metals and Mining Trust (MMP.UN): $506
Sprott Inc. (SII): $2 723.35
Data Group Inc. (DGI): $13.96
AltaGas Ltd (ALA): $950.40
CT Real Estate Investment Trust (CRT.UN): $1 500
National Bank of Canada (NA): $1 038.22
Canadian National Railway Co (CNR): $3 097.20
Exchange Income Corporation (EIF): $7 209.51
Firm Capital Mortgage Investment Corporation (FC): $539.60 
Brookfield Infrastructure Partners L.P. (BIP.UN): $2 522.25
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 162.20 
JFT Strategies Fund (JFS.UN): $1 909.70
Laurentian Bank of Canada (LB): $1 051
The North West Company Inc. (NWC): $1 521.50
Andrew Peller Limited/Andrew Peller Limitee Unlimited Class B Share (ADW.B): $1 649.40
Barrick Gold Corporation (ABX): $970.80
Canadian Imperial Bank Of Commerce (CM): $1 539.90
Hydro One Limited (H): $2 472.48
Toronto-Dominion Bank (TD): 1 147.20
Cash: $85.26

TOTAL: $36 294.23

RSP investment portfolio: 

iShares Gold Bullion Fund (CGL): $3 690.96
Emera Incorporated (EMA): $11 630
EnCana Corporation (ECA): $1 159.92
Sprott Physical Silver Trust UTS (PHS.U): $551.63
Toronto-Dominion Bank (TD): $1 720.80
Barrick Gold Corp (ABX): $1 213.50
Stella Jones Inc. (SJ): $4 820
Telus Corp (T): $2 078
Stantec Inc. (STN): $1 069.76
JFT Strategies Fund (JFS.UN): $3 672.50
Cash: $482.63                

CIBC Dividend Growth Fund: $712.65
CIBC Emerging Markets Index Fund: $432.51
CIBC Monthly Income Fund: $1 292.55

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 305.54

Manulife Fidelity NorthStar GIF CAP B: $1 192
Manulife Simplicity Growth Portfolio: $1 191.10
Maritime Life CI Harbour Seg Fund: $1 172.94
Maritime Life Fidelity True North Seg Fund: $1456.63
Manulife GIF MLIA B World Invest: $1 049.32

Other various: $7 466.83

TOTAL: $50 441.52

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$226 304.70

May 2016: a month to remember for investors

The month of May is best known for being a terrible month for investors, but May had been a very great month for my investment portfolio. Back on May 23, my net worth was of $156 327.28. I suspect my net worth to be something of the very close of $160k at this time and this being without new investments. I may post an update of my investment portfolio this weekend just to find out if I am sitting on a $160 000 fortune or not.

I have some money leftover, but it seem to me like when I have no investment plan, there's no pleasure to hold money in the bank. It seem impossible for me to just keep money in there: I spent or invest it, one way or the other. Its like a human being without soul, you turn out into a zombie, go to work from Monday to Friday and run to the gym without any other goal, without any purposes in life.

My life could get very boring without investing and without blogging.

But here I come, with all those new projects for my stock portfolio! Yeah!

First of all, my annual dividend income - without counting the dividend raise of National and Laurentian Bank - is of $6 196.29 (this exclude dividend I earn inside my RRSP). I am looking for ways to increase that amount. So I was checking on my very long list of holdings, when I stare at JFT Strategies Fund (JFS.UN). I hold JFS.UN units in my non-registered, TFSA and RRSP account. I was expecting stronger result from JFS.UN. I will continue to hold JFS.UN inside my TFSA and RRSP portfolio, but I may sell the units I hold inside my non-registered portfolio, and transferred the money inside my TFSA to invest in something new. However, I don't know what I will be investing in using that money.

I own a chuck of that 160k investment that I own to Susan Brunner. I invested in K-Bro Linen Inc. (KBL) following her - among other. To Jean-François Tardif, I own Premium Brands Holdings Corporation (PBH), on which I made several thousand of dollars. Its cool to read on other people stuff, but you need to quite sexy smart to make the right decisions. If not, you could lose everything. When you are 100% invested, you need to be sexy smart - your choices will make your glory or destroyed your financial situation. Its not that hard to invest smartly and kick up some ass.

Susan Brunner always start her reviews by saying something like I do don't own this stock... or I own this stock... Personally, I usually skip the posts where she said I do not hold this stock... Because time is money, and I only want to learn about the stocks that Susan Brunner hold. I recently came over her post about Reitmans (Canada) Ltd. and I thinking about investing probably on Monday a little amount in Reitmans (Canada) Ltd.

Other than that, I don't have my eyes on any other stocks at the current time.

Hello, super sexy hot cool net worth of $156 327.28. That money is all MINE. YES SIR

On August 27, I will be TURNING 36, and things are looking good for the Dividend Girl to be sitting on a $160 000 net worth right in time for my 36 birthday. Do you understand the relationship between those 2 numbers?

I spent my Saturday in Ottawa, where I enjoy the Rideau Canal and the fabulous tulips. 

It cost me $83 for the bus tickets.

 

It was my first visit to Ottawa in a couple years and I found that the city had changed a bit. There's construction a bit everywhere. The Shaw Centre is very impressive. Despite its beauty, its nothing much than a conference center. I saw a couple of new condominiums downtown. The Rideau Centre is no longer the same. Sears is no longer there, they had a brand new store to replace it: Nordstrom.

No store is very pretty and appealing, but everything in there is VERY very expensive. I found that generally speaking, there's a lot of expensive stores now at the Rideau Centre. Like Tiffany, Michael Kors, Zara, Tommy Hilfiger. I personally never buy anything at those stores. Rideau Centre is now targeting a high class clientele.

While being at the Rideau Centre, I stop at LCBO liquor store and I bought two bottles: Peller Estates 2014 Vintage Chardonnay and Peller Estates French Cross Rosé, on which I got drunk on last night. I am now a shareholder of Andrew Peller Limited, so this was the occasion to get a taste of what Peller Estates offer. I don't drink that much, but when I began a bottle, I usually finish it on the same day - especially when its rosé. Fortunately, I didn't drink all of that Peller Estates French Cross Rosé I bought, I have some left for another happy time. Peller Rosé is very good. And best thing of all, its a Canadian Rosé! Make me proud Ontario readers and go boost Peller Estates sale at your local LCBO. Let's go baby and make me rich Andrew Peller!

$$$ ;-)

I didn't make extensive search, but I don't think that Peller Estates are available in Quebec province, unfortunately.

I had registered great grow in my portfolio. I am now at $221 514.63. I am getting closer to the $300 000. And when it will happen, sexy net worth will be at $234 812.37. I can only dream, but it wasn't that long ago that I was dreaming of my first $50 000 net worth... May the TSX be on my side and God with me so I can continue to make elegant investment moves and make money like water.

My debt situation on date of May 23, 2016

$65 187.35 at 4.25% (margin money coming from my broker account) = 

$2 770.46 in annual interest

[In date of May 23, 2016]

My investment portfolio on date of May 23, 2016

Non registered Investments:
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.18
Bank of Nova Scotia (BNS): $7 192.26  
Blue Note Mining Inc. (BLNMF): $0.01
Hanwei Energy Services (HE): $12
Methanex Corporation (MX): $4 115.88
Fortis Inc. (FTS): $4 525.92
Pembina Pipeline Corporation (PPL): $18 170.46  
Just Energy Group Inc. (JE): $6 760.33
Pengrowth Energy Corporation (PGF): $566.43  
Enbridge Income Fund Holdings Inc. (ENF): $10 707.84
Corby Distilleries Limited (CSW.A): $2 347.40
Davis + Henderson Corporation (DH): $7 617.87
Premium Brands Holdings Corporation (PBH): $24 664.29
EnCana Corporation (ECA): $2 077.94
iShares S&P/TSX Capped REIT Index (XRE): $2 513.28
Horizons Gold Yield Fund (HGY): $1 161.76
New Flyer Industries Inc. (NFI): $4 428
Colabor Group Inc. (GCL): $90.78
TMX Group Inc. (X): $418.40
K-Bro Linen Inc. (KBL): $3 986
Westshore Terminals Invest Corp (WTE): $3 883.84
WesternOne Inc. (WEQ): $123.50
First Majestic Silver Corp (FR): $1 499
Kinross Gold Corp (K): $979.99
TransCanada Corp (TRP): $1 336
Canadian National Railway Co (CNR): $6 879.60
Enbridge Inc. (ENB): $1 478.96
Agrium Inc. (AGU): $2 987.66
Canadian Utilities Limited (CU): $1 520.40
Crescent Point Energy Corp (CPG): $482.90
JFT Strategies Fund (JFS.UN): $2 321.40
Black Diamond Group Ltd (BDI): $134
Emera Inc. (EMA): $1 138.75
Cineplex Inc. (CGX): $1 287.25
BCE Inc. (BCE): $1 327.26
Stella Jones Inc. (SJ): $958.60
Saputo Inc. (SAP): $1 626
Lassonde Inc. (LAS.A): $1 735.50  
Loblaw Companies (L): $842.04
Lumenpulse Inc. (LMP): $813
 
TOTAL: $134 712.68   

Stocks and Units investment portfolio $US:
Sprott Physical Silver Trust ET (PSLV): $990.67
Cash: $4.12

TOTAL: $994.79 US ($1 306.76 CAN)
 
Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $48.39
Dumont Nickel Inc. (DNI): $12.92
Sprott Physical Silver Trust UTS (PHS.U): $1 691.43
RioCan Real Estate Investment Trust (REI.UN): $987.70
Precious Metals and Mining Trust (MMP.UN): $498.64
Sprott Inc. (SII): $2 701.65
Data Group Inc. (DGI): $10.47
AltaGas Ltd (ALA): $894.30  
CT Real Estate Investment Trust (CRT.UN): $1 482
National Bank of Canada (NA): $976.12
Canadian National Railway Co (CNR): $3 057.60 
Exchange Income Corporation (EIF): $7 239.54
Firm Capital Mortgage Investment Corporation (FC): $523.60  
Brookfield Infrastructure Partners L.P. (BIP.UN): $2 520  
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 140.60  
JFT Strategies Fund (JFS.UN): $1 898 
Laurentian Bank of Canada (LB): $988.60  
The North West Company Inc. (NWC): $1 451
Andrew Peller Limited/Andrew Peller Limitee Unlimited Class B Share (ADW.B): $1 770
Barrick Gold Corporation (ABX): 954.80 
Canadian Imperial Bank Of Commerce (CM): $1 521 
Hydro One Limited (H): $2 424
Toronto-Dominion Bank (TD): $1 129.60 Cash: $67.67
 
TOTAL: $35 989.63


RSP investment portfolio:  
iShares Gold Bullion Fund (CGL): $3 731.52
Emera Incorporated (EMA): $11 296.40
EnCana Corporation (ECA): $1 048.68
Sprott Physical Silver Trust UTS (PHS.U): $562.75
Toronto-Dominion Bank (TD): $1 695
Barrick Gold Corp (ABX): $1 193.50
Stella Jones Inc. (SJ): $4 800
Telus Corp (T): $2 030
Stantec Inc. (STN): $1 043.20
JFT Strategies Fund (JFS.UN): $3 672.50
Cash: $453.26
 
CIBC Dividend Growth Fund: $699.28
CIBC Emerging Markets Index Fund: $420.31
CIBC Monthly Income Fund: $1 272.27  

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45
 
GIC National Bank: $1 305.54
 
Manulife Fidelity NorthStar GIF CAP B: $1 188.90

Manulife Simplicity Growth Portfolio: $1 176  

Maritime Life CI Harbour Seg Fund: $1 154.18
Maritime Life Fidelity True North Seg Fund: $1 427.13
Manulife GIF MLIA B World Invest: $1 036.57 
Other various:  $7 633.82

TOTAL: $49 470.56
Social Capital at Desjardins Membership share: $35 
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$221 514.63