The UK is full of good stuff. Like Jamie Cullum, Stockopedia, and the Queen

Good news today. Quebec province is cutting on the health services contribution tax. From what I remember, that tax was costing me something like $200 on an annual basis. Now, that tax will be cut off a bit beginning January 2017. Its a good thing because I do not benefit of any health services while living in Quebec province. Its like burning money. In 2017 at least, it will be reduce to $175. Quebec province made the announcement like it was something extraordinary. It a big shame. No one should have to pay that so call health tax. Finances are so bad in this province that they come up with a health tax. Its a pain to be living in Quebec.

Its official, the good months of summer are now way behind us. Its so cold that starting tomorrow I will be wearing a little hat and my winter coat. I was freezing this morning. I just upload a video on YouTube of Jamie Cullum performing at the Montreal Jazz Festival back in July 2016:

One little thing is good about Montreal, its the Jazz Festival, and nothing else. This a great video. Jamie Cullum is arriving on stage like a rock star. I have many other like this ones that I am looking to post, in souvenir of the warmer days. It make me laugh to listen to all of those little videos. I didn't listen to them once since shooting them. By the way, both Jamie Cullum AND Stockopedia are from the UK.

If you are looking to listen to something different and new, listen to Leonard Cohen latest hit, You Want It Darker. Strangely, it remind me of Johnny Cash. If you are like Johnny Cash, You Want it Darker is going to be your next everything song:

And very strangely, Leonard Cohen is... a Quebecker...

...

A success story in my investment portfolio: Park Lawn Corporation (PLC)

I wanted to track back of when I actually took the very awesome decision to invest in PLC by searching on the archives of my blog - writing a blog is actually a good way to keep track of those kind of things. It was actually back in July 2016 that I invested in Park Lawn Corporation (PLC). PLC is a stock that I found on Stockopedia. Since July 2016, Park Lawn Corporation (PLC) had grow of 21.62% inside my RRSP portfolio. A 21.62% within 3 months, its quite fabulous!!!! Its not fabulous. Its spectacular.

I wasn't exactly aware of this before, but this marvelous stock of mine was trading, prior to October 17, 2016, just a few days ago, on the TSX Venture Exchange. Just by switching from the Venture to the regular game, Park Lawn Corporation (PLC) gain a lot of value. Now that PLC is trading on the main index, the stock is going to gain exposure and EVERYONE will want some of my precious PLC stocks in their portfolio. So go ahead, do your job, invest in PLC and make me richer than ever BEFORE. And thank you Stockopedia! I never heard of PLC before reading about it on Stockopedia. Without the site, I had never know about it. There's no chance.

While searching for PLC on my blog, I went through this post. Back on July 30, my net worth was at $164 403.10. On October 22, my net worth turned out to be $180 625.30. Its a good increased of an unexpected $16 222.30 in 3 months. I was told that once I reached the 100k, things would get a lot easier, but I could never imagine that it was going to be this easy! Of course, I am now only dreaming of the time when my net worth will be $200 000.

My very first stock investment had been made several years ago when I was still young and innocent and that my soul was pure and only wanted a $50k of its own. The first stock that I ever bought was in Sprott Inc. (SII). I bought at $10. Following what, SII it went down, it went up again. I sell, I bought. But following that, Sprott Inc. (SII) went all the way down and at that point, it was like static. I don't see SII going anywhere and lately, I had been extremely annoyed by holding on to a such miserable stock inside my TFSA portfolio.

So I did what she needed to do. Today, I sell out all of the Sprott Inc. (SII) stocks that I was holding inside of my TFSA. Its now official, I no longer have anything to do with Sprott shit and ever from my life, I will do my best to stay in control and never ever again invest in SII or invest in something having some kind of relation with Eric Sprott. Its over. I am calling for divorce. SII is now only part of my trading history. Its just coming out as a normal breakup because I am so much better than anything related or only slimy remotely related to Eric Sprott can offer me at this time, goodbye. Me and Sprott, most of the time, it is not working at all!!! I am fully successful with Sprott stuff so over time, understand the frustration. Here I am now. I am doing much much better without Eric Sprott. Fact is, I AM BETTER. MUCH MUCH BETTER. If you want to make money out of the stock market, you need to follow the Dividend Girl, not Eric Sprott or Sprott Inc. (SII) or even worst Sprott Asset Management. Firm like Sprott only exist to suck money from small investors. No money can be made from Sprott, but they are making their big bucks on our back. Is that suppose to be fair? No its not. That's why I decided to cut it short.

I sold my SII stocks, just like I sold RNX out of my portfolio not too long ago.

And the too smart girl that I am reinvest all of the money in Stornoway Diamond Corp (SWY). More diamonds for the me PLEASE. The party just begin. SWY is in huge fire. That's why I jump in again. I now own Stornoway Diamond Corp (SWY) in both my TFSA and non-registered account.

 

For the first time of my life, saying hello to a $180 000 net worth. It was about time

For the past days, the TSX push it very hard trying to please investors. In result, the baby is just about to pump it up to the 15 000 points! And in result, my portfolio is just showing off. Its shining all over the place, you cannot miss it. I was looking forward for the moment that my net worth would reach out the $180 000. Now, its thing done. I was hoping to get there by the end of the year - but it certainly happen sooner than expected! I couldn't be happier, but I would like to hold more US stocks in my portfolio. I would like to get around safe US bet like Bank of America and Johnson & Johnson Inc. At the present time, I don't have my eyes on any new Canadian stock to invest in. I think I am holding on to the best that Canada can offer me at this time. Its a good thing because I need a little break from investing and the usual. And strangely, I am mostly satisfy with the portfolio that I have right now. That is something that happen only once in a while for me. The sense of satisfaction over a portfolio, you don't get to feel that too often. It only happen in case of rare exceptional events. And my event of the time is, you must had understood, that I reached the 180k net work. Come my way sexy money cash!! :-)

 

Something else that I wanted really badly other than a 180k net worth was the equivalent of a dividend income of $600 per month. Tadam, that is now done too! My annual projected dividend income is currently of $7 284.50 or $607.04 per month. Its been hard to reach that point without getting tramp in stock that pay a too high dividend income for my taste of the moment. Building a passive dividend income is the work of a lifetime.

It seem like I reached a breaking point in my very dirty money dreams. You cannot be a Saint and invest in stock. It take someone very angry AND hungry for much more than what life decided to throw at you. Existence is a big injustice, but it doesn't matter for the stock market place because what its all about if money, profit, dividend. The market being what it is, I may not stay at a net worth of 180k for a very long time, it could get lower a bit. But now that I reached 180k, its more of a natural move that it will get back to that value in the future in case the stock market start acting all agitated again like a pot head.

I didn't hold very long to my Eric Sprott new stock darling Royal Nickel Corp (RNX). I sold my RNX stocks, lost $150 in the process and reinvest in the majestically Stornoway Diamond Corp (SWY). And I felt release. Eric Sprott shit is not working for me. Over the years, I develop the kind of love and hate feelings over him. Good thing that he's retired now. But see how the markets are addicted, the poor man just cannot stop trading his millions. I have the same disease, but on a much lower level. I saw it at the news on Radio-Canada, I saw the diamonds from my own eyes, SWY began to exploit its diamond mine located in the north of Quebec. The mine is good for a 15 years. Personally, I am looking to hold SWY long enough to make hundred of dollars on the stock. And once again, the sexy money cash will come to me in a fingers clap. I wouldn't recommend to buy and hold forever Stornoway Diamond Corp (SWY). Anyway, I will let you know know when I sell my SWY stocks. Just be ready for a good buy-now-and-sell-later-in-a-couple-weeks-or-couple-months.

Stornoway Diamond Corp (SWY) is going to make me happy.

My only sensible point of the moment is my margin. Its now at $82 218.54. But other than my credit card that is going to be paid next month, I don't have any debt at least, Its all concentrated in that fatty margin. When I will be selling SWY later on, the money will go to pay down my margin, that's for sure. I went up on a 80k+ margin usage before, but I was careful. My non-registered portfolio is strong enough to support it. I would like to reduced it to 65k. Its the project for 2017. And if lucky, I may also be able to finally hit on the $200 000 net worth in 2017. Those would be the projects for the months ahead.

My debt situation on date of October 21, 2016

$82 218.54 at 4.25% = $3 494.29 in annual interest

[In date of October 21, 2016]

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of October 21, 2016

Non registered Investments:
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.16
Bank of Nova Scotia (BNS): $8 192.60
Blue Note Mining Inc. (BLNMF): $0.01
Methanex Corporation (MX): $5 304.50
Fortis Inc. (FTS): $4 874.64
Pembina Pipeline Corporation (PPL): $20 602.47
Just Energy Group Inc. (JE): $6 366.96
Enbridge Income Fund Holdings Inc. (ENF): $12 337.92
Corby Distilleries Limited (CSW.A): $2 937.24
Davis + Henderson Corporation (DH): $6 522.75
Premium Brands Holdings Corporation (PBH): $29 845.20
iShares S&P/TSX Capped REIT Index (XRE): $2 473.24
New Flyer Industries Inc. (NFI): $4 092.12
TMX Group Inc. (X): $507.20
K-Bro Linen Inc. (KBL): $4 011
WesternOne Inc. (WEQ): $20.90
TransCanada Corp (TRP): $1 570.75
Canadian National Railway Co (CNR): $7 865.10
Enbridge Inc. (ENB): $1 645.28
Agrium Inc. (AGU): $5 568.30
Canadian Utilities Limited (CU): $1 563.24
Black Diamond Group Ltd (BDI): $120
Emera Inc. (EMA): $1 184.75
Cineplex Inc. (CGX): $1 294.75
BCE Inc. (BCE): $1 338.70
Stella Jones Inc. (SJ): $919
Saputo Inc. (SAP): $1 872.80
Lassonde Inc. (LAS.A): $2 093
Loblaw Companies (L): $791.88
Savaria Corporation (SIS): $5 650
Stornoway Diamond (SWY): $2 123.10
Open Text Corporation (OTC): $1 710.2
Andrew Peller Limited (ADW.A): $1 770
Canadian Imperial Bank Of Commerce (CM): $3 017.10

TOTAL: $150 187.18

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 148.80
Apple Inc. (AAPL): $2 097.36
Cash: $99.01

TOTAL: $4 457.10 CAN

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $58.20
Dumont Nickel Inc. (DNI): $11.48
RioCan Real Estate Investment Trust (REI.UN): $924.35
Sprott Inc. (SII): $2 419.80
AltaGas Ltd (ALA): $1 031.10
CT Real Estate Investment Trust (CRT.UN): $1 541
Canadian National Railway Co (CNR): $3 495.60
Exchange Income Corporation (EIF): $9 135.56
Firm Capital Mortgage Investment Corporation (FC): $554
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 055.20
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 229.40
Laurentian Bank of Canada (LB): $986
The North West Company Inc. (NWC): $1 294.50
Andrew Peller Limited (ADW.A): $2 230.20
Barrick Gold Corporation (ABX): $901.60
Canadian Imperial Bank Of Commerce (CM): $1 508.55
Hydro One Limited (H): $2 462.38
Toronto-Dominion Bank (TD): $1 199.80
Boyd Group Income Fund (BYD.UN): $2 550
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 102.80
Keg Royalties Income Fund (The) (KEG.UN): $1 438.50
Data Communications Mgmt (DCM): $29.40
Westshore Terminals Invest Corp (WTE): $5 653.02
Morneau Shepell Inc. (MSI): $1 771.20
Royal Bank of Canada (RY): $3 379.20
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $1 941
Parkland Fuel Corp (PKI): $1 976.66
Cash: $224.10

TOTAL: $55 104.90

RSP investment portfolio:
Emera Incorporated (EMA): $11 942.28
EnCana Corporation (ECA): $1 593
Toronto-Dominion Bank (TD): $1 799.70
Barrick Gold Corp (ABX): $1 127
Stella Jones Inc. (SJ): $4 595
Telus Corp (T): $2 145
Alimentation Couche-Tard Inc. (ATD.B): $538.64
Royal Bank of Canada (RY): $1 689.60
Savaria Corporation (SIS): $2 260
Thomson Reuters Corporation (TRI): $2 118
Park Lawn Corporation (PLC): $3 420
Richards Packaging Income Fund (RPI.UN): $770.55
Cash: $190.69                                                               

CIBC Dividend Growth Fund: $751.08
CIBC Emerging Markets Index Fund: $493.93
CIBC Monthly Income Fund: $1 319.26      

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 310.42                                  

Manulife Fidelity NorthStar GIF CAP B: $1 499.68
Manulife Simplicity Growth Portfolio: $1 230.03
Maritime Life CI Harbour Seg Fund: $1 162.34
Maritime Life Fidelity True North Seg Fund: $1 218.64
Manulife GIF MLIA B World Invest: $1 055.70

Other various: $7 755.04

TOTAL: $53 065.33

Social Capital at Desjardins Membership share: $35
Pending online income: $29.33
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$262 843.84

Welcome in my non-registered portfolio Canadian Imperial Bank Of Commerce (CM) and Andrew Peller Limited (ADW.A)!

Look at the pretty thing. The TSX is getting ready to pop up to the 15 000 points. Be ready! When the TSX is on the high, everything is extra smooth extra easy. Can the TSX hit on the 15 000 points, stay there, and go higher?? Make me proud, I want a 200k net worth by the end of 2016. My non-registered portfolio closed the session at $149 689.08. Its probably official, my net worth may be happily pumping up at 178k.

Andrew Peller Limited (ADW.A) stocks split yesterday. I taught that maybe ADW.A was going to soar and gain again just even more in value - but it didn't. Anyhow, its not of a major problem. Andrew Peller is in my opinion a safe bet. ADW.A is a killer stock that anyone with common sense will be just very excited about. I now own some Andrew Peller Limited (ADW.A) stocks in both my non-registered and TFSA portfolio. Yeah! But let's not stop the fun here please.

Because I also sold like plan my Alimentation Couche-Tard Inc. (ATD.B) stocks that were from my non-registered portfolio, and I bought Canadian Imperial Bank Of Commerce (CM) instead. And now, my dividend income is now at an annual $7 284.50. And that is like always excluding the dividend I earn inside my RRSP. I am doing quite ok.

Whenever my non-registered pop up at 150k, its going to be fun fun fun.

I am currently listening to the presidential debate on YouTube and I have to say, Donald Trump impress me, but will it be enough to win the race? Its hard to tell.

My non-registered portfolio is now at... $146 071. WOW WOW WOW

To continue on the same topic as the previous post, I don't like and I am not at all in favor of Hillary Clinton because she said that she wouldn't apologize regarding her email controversy, even if she admitted that it was a mistake. For me, that's another main reason why I wouldn't vote for her if I would be American. At least, Donald Trump apologize for his bad words. He's capable of saying sorry and is willing to apologize when needed. Its not the case with Hillary Clinton, who's extremely fresh and arrogant as always and is cannot simply apologize for her mistakes.


Big shame on Michelle and Barack Obama for actively doing campaign in favor of Clinton. And if you wonder what I thing about the women that came out saying that they had been sexually assault by Trump, I believe that some or all of it actually happen, even if Trump denied those actions. I believe he may sincerely not even remember because it seem like those aggression happen a long time ago - but it didn't excuse him. Those US elections are such a joke, but so important. Between Clinton and Trump, I believe Trump is a better choice.

While waiting for the US election in November, I am enjoying a $146 071 non-registered portfolio! Currently, I am suspecting my net worth to be of $176 807, certainly very close to the 177k. And excluding RRSP, my dividend income is now of $7 112. Good numbers, looking strong. I am quite happy with my portfolio. But I am just secretly thinking about selling the Alimentation Couche-Tard Inc. (ATD.B) stocks that I hold inside my non-registered portfolio and reinvest the money in Canadian Imperial Bank Of Commerce (CM). That way, my dividend income would be of $7 226.72 - annually of course. It begin to become an appreciable amount of money.

I had a balance left of $1 491.52 on my credit line that I will get paid off on Monday. Great news, but I also have a credit card balance of $1 453.87 to pay off in November... Its just very hard to keep my expenses low. The expenses rack up partly because I was in New Brunswick last week. I am far away from respecting my very tight budget - I am a big cheater on that one.

On why I like Donald Trump and why you should too

I had a quiet and easy time at work during the summer. I almost always finished my days at 5 pm, I could take an hour lunch and all of my breaks. Life was easy, without any stress. But since autumn kick off, its like in the old days, I am missing time again to do everything. Anyhow, if I have to work extra hours, its too bad, but I declared the hours and they really need to be paid off. If not, I will be more than happy to kiss goodbye and hit on anything else. In the meantime, money is great and allow me to do everything I want, from clothes to makeup, to trip to New Brunswick to investments. 

I have a very hard time trying to follow up with Donald Trump. I listen to the second debate Trump-Clinton from New Brunswick and I have to say, despite having a real hunger for young women **yack**, I must admit, I am more in favor of Donald Trump than Hillary Clinton. Just like her husband, Hillary is very superficial. I just cannot feel her properly as a person. I don't know what she's made of. She appears to me to be like an actress. What did she actually did during her 30 years in public service? If you want my opinion, nothing extraordinary. Hillary Clinton want to please. She does what she needs to do, but without making any waves. On the other hand, I know what Donald Trump is made of. He's full of shit and know it for sure, say what he think without flafla and his willing to get the best for the only interest of the States, and not the world. That's what I understood from the second debate. I have strong impressions and I highly believe that Donald Trump will be the nest US President.

Its about time that someone come over to defend the interest of Americans - and only them. The US got into deep debt by trying to save the world. Fact is, no one can save the world. Defend your own interests US citizens, defend your businesses and jobs as hard as you can. Donald Trump is willing to do that. But not much Hillary Clinton. The US need an electroshock treatment. And you bet that Trump is the best choice to do that!

Donald Trump is vulgar, a bad ass, but the Clinton team is much worst. And I don't think that Donald Trump is a sexual predator. Maybe a pervert, but not a sexual predator. The Clinton did a lot more bad things than Trump when it come to women rights. Its not because Hillary Clinton is a woman that she's the best option for women voters. Hillary hunger for political power is so messy huge that she didn't divorce from Bill Clinton, even after knowing that he had been sexually active with many other women. He's a monster, lied in front of the whole US nation. And now, everyone in the US look sound like they forgot of it. What the hell??!!! Bill Clinton did his time, but like his wife who use her personal email and delete thousands of them, Bill Clinton should had been put in prison. Do we really want the Clinton to hit it on back at the White House? What kind of message that pass on?

Donald Trump deserved his chance.

Welcome in my non-registered portfolio Royal Nickel Corp (RNX): go go go!

A few vacation days are coming by my way, but I got a bad surprise. Usually, there's always a bus from Montreal hitting the Maritime in the late evening, its been like that forever, for at least the past 10 years. But that 's all change now. So instead of taking the bus like usual during the late evening, I now have to get up super super early in the morning and I am just scare to just not be able to wake up, even if I know that I will. And its super complicated. You need to give the date and time of departure AND your name.. Its been like that for a little while now. I mean, its like taking the plane, but in more boring. I need a private jet, that's what I need. Go Royal Nickel Corp (RNX) go!

Money is so desperately needed that I am willing to listen carefully to all sign of gold.

I guess you might figure it out all by yourself, but I had invested in Royal Nickel Corp (RNX), I couldn't resist. A little way back, I was interested in Whistler Blackcomb Holdings Inc. (WB), but I didn't invest in it. A couple months later, WB had been acquired by another company, and that make WB stocks gain in value. Ever since, I decided to always invest in stuff that interest me. I will no longer kill my instinct - will see what happen. Eric Sprott is not investing in Royal Nickel Corp (RNX) for no reason, its to make money. And I want money too, so I decided to invest in RNX, simple as that. This investment is more risky, but I am playing a small amount only. And this is how a nice young woman turn into... a greedy sexy trader warrior! lol

And check that out, as soon as I make money, I will sell out, I will go out of there. And while waiting, Sprott Inc. (SII) is going all the way down. Don't misunderstand me please, I don't like Eric Sprott, I don't like the man and his heritage, I only like his money. And look what he had done to me. Its better now that he trades under a no meaning company name 2176423 Ontario Ltd. Super idiot or super smart???

I am quite impress with EnCana Corporation (ECA) these days. At now $14.42 per share, ECA still trade far from where it had been a couple years ago, but its a good step forward, as I was just willing to give it up. I still hold it inside my RRSP portfolio.

SWY still keep wanting to push it to the top, so I hold for now. 

 

Eric Sprott 2176423 Ontario Ltd spy company getting involved in RNC Minerals (RNX)

Its just really hard to believe that we're now in October. Since my family is away in New Brunswick, my cell phone is always on, just in case of emergencies. My mom call me this morning while I was sleeping like a marvelous princess to tell me... that Radio Radio was playing at Radio-Canada. So I get up, get dress, did my makeup, but imagine, I didn't get to see Radio Radio at all because tickets were needed... Too bad, but I came back with pictures with stars, autographs and excitement and with cool pictures of the decor of my favorite TV series, Unité 9.

I now only have left $1 481.35 as balance to be paid off on my credit line! I am just very happy to see it going down. Its a real pain to see that money wasted on debt payment rather than investing. It's probably going to be all paid off in November only because I am getting ready for a few vacation days.

 

My non-registered portfolio close lower this past Friday, I am now at $142 273.56. Stornoway Diamond Corp (SWY) still up and closed at $1.17. I was reading a newspaper this weekend when the print name of Eric Sprott spot my eyes. And not for the good reason. Oh no, not Eric Sprott!!! Over the years, I mostly lost money by trying to follow Eric Sprott. In my case, timing was all wrong. I mostly lost money on Sprott Inc. (SII), in Sprott Physical Silver Trust UTS (PHS.U), Timminco (TIM) and Sprott Canadian Equity Fund. Eric Sprott may be retired, but he's still unfortunately involved in the market. This time, not under the name of Sprott Asset Management, but under a company number that you need to watch out for: 2176423 Ontario Ltd.

Eric Sprott own 10% of Royal Nickel Corp (RNX). Royal Nickel Corp (RNX) is soon going to change name to RNC Minerals, but ticket will remain the same. For now, RNX only worth $0.43 per share. Stockopedia StockRank for RNX is super low. For which reason Eric Sprott decided to invest that much in RNX and its certainly to make big bucks out of it. At $0.43 per share, RNX could be a good momentary trade, but don't hold to it for too long because when Sprott will sell, he won't be making any announcement and it will hurt the value of RNX. Previously this year, RNX hit on $0.63. And knowing that Sprott is in the game, its quite tempting to invest in RNX. If I do, I will get out very quickly. Remember that Eric Sprott is an unpredictable investor. Only a quick buy and sell should be consider. Maybe this time Eric Sprott worth be following.