My debt situation on date of September 29, 2017

$100 930.54  at 4.25% = $4 289.55 in annual interest 

[In date of September 30, 2017]

My investment portfolio on date of September 29, 2017

Non registered Investments:
Cold cash: $2 824.90
  
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.25
Bank of Nova Scotia (BNS): $9 543.80
Blue Note Mining Inc. (BLNMF): $0.05
Methanex Corporation (MX): $6 458.10
Fortis Inc. (FTS): $5 284.04
Pembina Pipeline Corporation (PPL): $22 284.02
Just Energy Group Inc. (JE): $6 738.36
Enbridge Income Fund Holdings Inc. (ENF): $11 859.66
Corby Distilleries Limited (CSW.A): $2 720.34
Premium Brands Holdings Corporation (PBH): $46 566
iShares S&P/TSX Capped REIT Index (XRE): $2 456.30
New Flyer Industries Inc. (NFI): $5 563.08
TMX Group Inc. (X): $564
K-Bro Linen Inc. (KBL): $3 887
WesternOne Inc. (WEQ): $187.03
TransCanada Corp (TRP): $1 541.75
Canadian National Railway Co (CNR): $9 304.20
Enbridge Inc. (ENB): $1 459.36
Agrium Inc. (AGU): $6 151.12
Canadian Utilities Limited (CU): $1 627.50
Black Diamond Group Ltd (BDI): $58
Emera Inc. (EMA): $1 181.50
Cineplex Inc. (CGX):
BCE Inc. (BCE): $1 286.12
Saputo Inc. (SAP): $1 727.60
Lassonde Inc. (LAS.A): $2 432.70
Loblaw Companies (L): $817.20
Savaria Corporation (SIS): $7 071.36
Canadian Imperial Bank Of Commerce (CM): $3 275.10
ATCO Ltd. (ACO.Y): $2 749.20
CAE Inc. (CAE): $3 274.50
Dollarama Inc. (DOL): $2 047.95
Home Capital Group Inc. (HCG): $2 778
Jamieson Wellness Inc. (JWEL): $1 990
Northland Power Inc. (NPI): $2 316
Veresen Inc. (VSN): $3 744
WSP Global Inc. (WSP): $2 595.50

TOTAL: $183 368.46

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 156.39
Coca-Cola Company (The) (KO): $1 530.34
Cash: $44.68

TOTAL:  $3 746.31 CAN     

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $61.35
Dumont Nickel Inc. (DNI): $27.27
RioCan Real Estate Investment Trust (REI.UN): $837.55
AltaGas Ltd (ALA): $862.20
CT Real Estate Investment Trust (CRT.UN): $1 389
Canadian National Railway Co (CNR): $4 135.20
Exchange Income Corporation (EIF): $34.93
Firm Capital Mortgage Investment Corporation (FC): $494
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 605.94
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 254.30
Laurentian Bank of Canada (LB): $1 206.20
The North West Company Inc. (NWC): $1 495.50
Andrew Peller Limited (ADW.A): $2 041.70
Barrick Gold Corporation (ABX): $803.20
Canadian Imperial Bank Of Commerce (CM): $9 279.45
Hydro One Limited (H): $2 294.72
Toronto-Dominion Bank (TD): $1 405
Boyd Group Income Fund (BYD.UN): $2 750.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 361.10
Keg Royalties Income Fund (The) (KEG.UN): $1 437.80
Data Communications Mgmt (DCM): $8.16
Westshore Terminals Invest Corp (WTE):
Morneau Shepell Inc. (MSI): $1 872
Royal Bank of Canada (RY): $3 861.60
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $2 340
Parkland Fuel Corp (PKI): $1 624.32
Park Lawn Corporation (PLC): $1 152
Toromont Industries Ltd (TIH): $2 288.80
National Bank of Canada (NA): $2 402 
BCE Inc. (BCE): $526.14
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 366
Park Lawn Corporation (PLC): $1 152
(AAR.UN): $1 272
Sienna Senior Living Inc. (SIA): $1 445.60
Cash: $50.62

TOTAL: $59 986.05

RSP investment portfolio:
Emera Incorporated (EMA): $12 476.64
EnCana Corporation (ECA): $1 586.52
Toronto-Dominion Bank (TD): $2 107.50
Barrick Gold Corp (ABX): $1 004
Telus Corp (T): $2 244
Alimentation Couche-Tard Inc. (ATD.B): $455.20
Royal Bank of Canada (RY): $1 930.80
Savaria Corporation (SIS): $2 811.84
Thomson Reuters Corporation (TRI): $2 290
Park Lawn Corporation (PLC): $3 840
Richards Packaging Income Fund (RPI.UN): $940.17
Toromont Industries Ltd (TIH): $400.54
CAE Inc. (CAE): $1 528.10
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 264.50
Cash: $248.50

Total: $36 128.31                                      

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 743.17                         

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 320.27                          

Manulife Fidelity NorthStar GIF CAP B: $1 533.97
Manulife Simplicity Growth Portfolio: $1 307.11
Maritime Life CI Harbour Seg Fund: $1 225.92
Maritime Life Fidelity True North Seg Fund: $1 214.31
Manulife GIF MLIA B World Invest: $1 142.40
Total: $6 423.71

Other various: $5 506.24 + $1 438.70 + $2 641.86 : $9 586.80

TOTAL: $57 282.01

Social Capital at Desjardins Membership share: $35
Pending online income: $40.30
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$307 283.03

Eric Sprott's Novo Resources Corp. (NVO) is on FIRE

Right now, the TSX is on my side and my stock market closed the session at a very good 15 516.23 points. It's almost like we are getting back to the good old days, when the TSX was just pure money love and all the way high. But now, things are very different, especially because of the conflict between the US and North Korea. Not too long ago, Russia had operated a major military exercise inside its territory which involved, if I understood correctly, about 200 000 men. The exercise was so intense that it even killed civilians who were watching the exercises as spectators... But why Russia was conducting such intense military drill? Now that time passed by, it had become more clear what the exercise was for. And it's the biggest threat to all of us right now, including money living on the stock market. It's quite a sad thing.

At least for now, my portfolio is the shiniest jewel on Earth and you won't find any better My non-registered portfolio closed today session at a very pow-wow $181 441.21! I am just so very close of the $190 000, unbelievable. My TFSA portfolio closed today session at $59 691.73. Before being an Eric Sprott stock, Novo Resources Corp. (NVO) was MY very own stock, as I didn't know that he had invested massively in NVO. Oh noooooo! But hey babe, having Eric Sprott in the portrait doesn't seem to really matter after all, because today was finally it, I am now officially in the profit zone when it comes to Novo Resources Corp. (NVO), I am now at +$72. It's hardly the beginning. I think NVO can go higher so I am standing strong like a sexy warrior and I am just waiting for my time. I must admit, I got very scared to learn that Eric Sprott was invested in my beloved NVO stock. Like no way, life is so unfair!!! DRAMA. But wait. 

When I first bought NVO, it was just something I wanted really badly in my portfolio because I was under the strong impression that something extraordinary was going on for that stock. And for that one, my instincts obey my need for money. I still think that NVO is up for great things. I was just really frightening at first, but I am now ignoring Eric Sprott. Me and Novo Resources Corp. (NVO), we are in the game for good. So let's go NVO, show me what you got! With today gains, everything is possible. If I can possibly get out of my lost on SWY with the help of NVO, it will be all good.

Another interesting stock Kirkland Lake Gold (KL). I think Eric Sprott is also involeved in this one, but KL is interesting because it has invest in NVO and little bonus to help out, KL pay a tiny dividend distribution.

Novo Resources Corp. (NVO): a high flyer stock in my TFSA portfolio

The weather is heavily hot in Montreal right now and I really dislike it. I don't have an air conditioner, and the hot weather is just there Its not an enjoyable weather for me. It makes it hard to do anything at all, to clean, to cook... I don't like to have that hot weather in September, it's awful. I like autumn and its fresh air. But I am getting nothing of that right now. Even back home in New Brunswick, the weather is just as hot and disgusting. The only place I can go without getting bored and where's fresh air is the gym and I can happily destroy my workout clothes by getting all sweat.

At least, the TSX closed Friday session close to the old 15 500 point value that I like so much. And in return, my non-registered portfolio closed at $180 515.36, my TFSA portfolio at $59 278.55. I was quite happy to see Novo Resources Corp. (NVO) going up. I just hope it will continue and if I can sell quickly at profit, I will do so. I don't like holding onto a stock in which Eric Sprott is involved in. If NVO title is super volatile, its the fault of Eric Sprott. Whenever Sprott but is venin in a stock, it always gets as bad as this. Stocks Eric Sprott invest in always turn into super volatile stock that goes up-down-up-down... Stockopedia names those kinds of stocks as being high flyer and it's exactly what NVO is: a stock to stay away from.

The TSX is like a flower on the sun: say hello to a 15 389.6 points!

I don't regret at all my sell off of Stornoway Diamond (SWY) yesterday. My non-registered portfolio closed today session at $181 133.30, and my TFSA portfolio at $59 260.59. Beautiful. So let's go baby. I am slowly getting over my sell off of my dear Exchange Income Corporation (EIF) inside my TFSA. I won't let the damn Marc Cohodes to have the last word on me. Like NEVER. And will never go over it. Americans are so hypocrite and jerks. And Marc Cohodes is just so the perfect example of pervert dirty millionaire junkie. In my case, its over, whatever Americans do or say is to be put directly in the trash can, but maybe at the exception of Ivanka Trump clothes line because her design fit me well. I don't know if she designs all of her clothes herself, but Ivanka Trump has an amazing style and its quite strange, knowing who's her father!!!

Right now, Donald Trump is driving me crazy nut because all that North Korea saga is not good for the stock market. However, we are very lucky here in Canada because my TSX love closed today session at a fantastic 15 389.6 points. Trump being so harsh over North Korea come at a price. From now on, the issue is really serious. A little way back, I had a talked with my old folks, asking them not come to Montreal ever in case a nuclear disaster would happen - or whatever else, like if they couldn't reached me following a X event. It was important for me to have things straight up because in case of a bad event, things could get really chaotic in Montreal. Quebec province being so poorly managed, many could died before the government do anything at all. And I wouldn't like to see my mom or my dad suffering while being here. New Brunswick is a much safer province, with good leadership, which is not the case in Quebec. Basically, in case of tragedy, the word had been put clear: they stay safe in New Brunswick, and I go there when I can, and they don't ever come to Montreal to get me. Noooo.

Donald Trump is actually putting the Canadians in a difficult situation, because we are not arm to destroy arsenal that could come from North Korea. And in case of a war, its been publicly say that the US won't defend Canada. When Donald Trump say: America come first, that's exactly what he mean. And sadly, we are at a point where Donald Trump is a clear menace to our safety. Trump is a selfish man and its getting harder and harder to just see him going like that. Because of him, my portfolio is at risk.

Marc Cohodes and Donald Trump: two rich men who are rough dumb idiots.

The weather is anomaly warm in Montreal for this time of year and I enjoy the sun, but heat can be too intense for my taste. I suffer from asthma and I don't enjoy too hot weather.

End of this enjoyable post full of love.

Welcome in my portfolio Sienna Senior Living Inc. (SIA) and Northland Power Inc. (NPI)!

Good day for the TSX as the sexy is popping up to the 15 292.97 points. With a lot of love and care, this baby can go far! Go go go!!!

Today, I took the very easy decision to sell off all of the little Stornoway Diamond (SWY) stocks that I was holding inside my non-registered and TFSA portfolio. Its sad, but SWY is not going no where. Stornoway Diamond was just not a good fit for me and was a very bad investment choice. I mostly make good investment move and sometimes, even really good. And when it happen, I quite to prefer to sell off and reinvest. I got to have lost a couple hundreds, but nothing real tragic. I have many years ahead to recover. And if you want to see things on the bright side, well its now it, I am now at an equivalent of $700 per month in dividend income. I just wanted to go back in there so badly. And here am I again.

Its almost like if $700 would be the magic number, because it is and my rent is $665, my cell phone is $41... And after touching that $700, I will only be missing $548.33 to cover my minimum budget expenses, but of course, I do spend more than that per month. And sometimes even spend all the money I earn in the month or almost... Bad bad girl, but at least I am giving a warm welcome to Sienna Senior Living Inc. (SIA) and Northland Power Inc. (NPI). I knew about NPI since a little while, so I was happy to finally add this stock to my portfolio.

Yesterday, while searching for new stocks to invest in on Stockopedia, I was checking for stocks among the highest StockRank, and among those highest rank, I was searching for Conservative stock only. Conservative doesn't mean that does investment doesn't come without any risk, but since its conservative, its less tempt to be ultra volatile stocks. Right now, I need stock I can rely on and I want to keep things easy. Since I started using it, Stockopedia had been quite helpful in my investment journey and I highly recommend it. Right now, you should click on here.

Right now, my non-registered portfolio is at cute 181k value. Just saying, this is the really first time that my non-registered is hitting on the $181 000 mark.

In the search of new stocks to invest in with Stockopedia

Its a great feeling to finally see my TSX hot darling hitting on over the 15 200 points mark. In many ways, the TSX is a very wild sexy old bitch that only need a lot of love and care. I was doing amazingly well when the TSX was on the 15 500 points. But since it went lower by over 300 points, things haven't been easy. My non-registered portfolio closed at $178 695.95, my TFSA portfolio at $58 983.97. My dividend income, excluding RRSP, is currently set at an equivalent of $685.69 per month. I am always trying to find new gems for my portfolio, and its not exactly easy but that search just keep going on and on and on. Its an obsession and it probably will end when I will be too old to place any trade at all.

I don't want to invest in any more REIT stocks. No more bank stocks or anything financial please. I already hold so many stocks in my portfolio. Why should I hold on to any more? I am always in the search of new stocks to invest in. Because you never know which stock could be my next everything. And its quite easier to me to find new stock to invest in rather than searching for a new apartment in Montreal. And if I stop my portfolio duty now, who knows what I could be missing? What would happen if I wouldn't had invested in Savaria Corporation (SIS), Canadian National Railway Co (CNR), Lassonde Inc. (LAS.A), and all of my other super wonderful stocks? I wouldn't be as shinier as now.

When my reading and personal search lead me to just no where to go, I really like to turn over to Stockopedia. I pick many of my greatest stocks using Stockopedia: Morguard North American Residential Real Estate Investment Trust (MRG.UN), Park Lawn Corporation (PLC) and Richards Packaging Income Fund (RPI.UN), just to name those I remember right now.

What I am looking for? Something related to seniors care, health care, water, clean energy. And I came with:

 Sienna Senior Living Inc. (SIA)

 Northland Power Inc. (NPI)

I would like a stock related to water, but I can't find any, not for now.

Welcome in my non-registered portfolio Dollarama Inc. (DOL)!

I really worked hard this evening, but it was all for nothing. I was trying to publish an update of my portfolio, but I quickly realize that I was actually 2k under the 200k net worth... So I decided, exclusively for vanity reasons, I decided not to publish that update. I am a lady, my stocks have to shine or if not, there's just no update. Its no real big surprise that I am under the 200k net worth mark, especially knowing that the TSX is under the usual 15 500 points where it should be standing so the Queen that I am can finally make her comeback. Its certainly not easy, but there's always a mix of good news just to make things a bit smoother and after all, the stock market has to reward at some points its favorite dividend lady.

In my portfolio, Savaria Corporation (SIS) had been a super gem. SIS had been at home in my portfolio and I had been rewarded of thousands in capital gain and hundreds in dividend income. Today was a spectacular day for Savaria Corporation (SIS) as the company announced that it was switching from a trimester to monthly dividend distribution. Also, SIS dividend is increasing of 10 cents per share, which is a lot, despite the fact that its only 10 cents per share... Because a dividend lady just want it all. And with all of those great news, SIS title gain 11.23%! That's quite nice and I certainly deserved a lot more. 

My dividend income is now at an equivalent of $683.77 per month, which is great - I am slowly getting closer to the famous $700 mark.

I made a secret investment. A few days ago, I invested a small amount in Dollarama Inc. (DOL). I was hoping to catch the gain train... but I got stuck at $139 with no possibility to sell quickly for profit... because currently, DOL is trading at $135 per share.... Too bad. Anyhow, DOL is a good investment to hold on to and pay a tiny, but still, a dividend.

I was surprised to learn today that shareholders of Home Capital Group Inc. (HCG) had massively voted against a new investment of Warren Buffet in the company. But I certainly understand why it was rejected. HCG is currently trading at $14.33 per share and Buffet wanted to place another massive investment, but at a ridiculous $10.30 per share. Business men are business men, but Canada is not to be sell to disgusting Americans who think they are the master of the universe and play on us and exclude us from our fundamental right: to own Canadian businesses and make money out of the TSX. From Marc Cohodes to Warren Buffet, Americans need to be pushed over and ignore. Its not because a man has a lot of money that its necessarily a good man or a good investor. 

Marc Cohodes is the perfect portrait of the American millionaire idiot, attacking a lady of the shadow and destroying the value of my very belove Exchange Income Corporation (EIF). If it wouldn't had been of the piece of shit, my TFSA value would had been of 60k right now. I just really hope that Marc Cohodes suffered form the hurricanes because my hate is as big and powerful as those Harvey and Irma hurricanes.

Small investors don't have much power, but we can pray for the hell of our enemies. 

Geneviève O'Gleman banana muffins are stealing the show over dividend

Its quite sad to see the effects of hurricane on the US, Cuba, St-Martin and other countries located in the south. I never been to Florida, but cities like Naples, Key West and Miami seem to be very pretty, like real paradise on Earth. I was particularly quite sad to see the beautiful Havana city being crushed over the flood. At least I had the chance to visit Havana two years ago. Strangely, the TSX is not reacting quite negatively, no hard crash so far. 

On a happier note, I made this evening my ever first bunch of banana muffins following a Geneviève O'Gleman recipe. In Quebec province, Geneviève O'Gleman and Alexandra Diaz are the top of the easy made, easy eat glamorous cuisine. The muffins I made are tasting pretty good despite the fact that my recipe contains less sugar. Feeling very brave, I reduced the amount of sugar and add about the double in term of All Bran cereal. I also made my first peach jam ever by following the jam recipe in the latest Cuisine futée magazine. I just add some to the muffin and got full quite quickly without eating all of one. It was my 37th birthday resolution to cook more and so I began by buying a Ricardo and a Cuisine futée magazine. I really enjoy Cuisine futée because its really focus on easy, cheap, good little recipe that really anyone can do. Its just that I never really try to put more efforts on what I cook. I also enjoy the television show at Tele Quebec. On the other hand, Ricardo is a bit more sophisticated. He's so nice and gentle that everything he cooks seem to be easy to replicate. However, spending 30 minutes in the kitchen for cooking a meal is a lot for me. But fact is, I was beginning to eat a lot of the same thing, and more than one time, peanut butter sandwiches, and I got food bored. But now is all going to change.

Food is costing so much, if I can cut on some expenses, I will be really happy. Have you check on the cost of strawberry jam lately? I saw a little bottle going as high as $7.99. You can get some good strawberry jam at $3.99 when its in special. But why not made your own? If you pick a cheap fruit, like peaches, and do your own jam, over a year, you'll save a lot of money.

And another hand, I am trying to get control on food waste. I am only buying what I need to do my Cuisine futée recipes.

Bon appétit.

Its a disaster, Eric Sprott had invested massively in my newly precious Novo Resources Corp (NVO)!

Too bad, it was too good to be true, the TSX was all way up, and now we had loss the good points we were on... But its like that these days. There's no real direction, despite the fact that Canadian economy is doing really great. Its the international scene that is messing it all up and its quite frustrating. Because of my hopes and dreams stand in those sexy stocks of mine. Lately, Novo Resources Corp (NVO) had cached my attention and I jump in the ride at $5.55 per share. You understand I was quite released today to find out that Novo Resources Corp (NVO) was gaining 14.6% in one single day. 

I usually checked the stock I invest in on Stockopedia, but I didn't that time because it was strictly an impulsive buy, just like it was a new purse that I was purchasing. StockRank of NVO on Stockopedia is actually higher than expected, close to 80. I also checked on NVO over my broker account. And og my God, I found out that not Marc Cohodes had invested in Novo Resources Corp (NVO), but another famous investor that I don't like very much: ERIC SPROTT. Oh noooooooo! Not Eric Sprott!! What he's doing involved in my newest investment? Isn't the old man supposed to be retired? Whenever Eric Sprott is involved in a stock, it always turn ugly. Eric Sprott must be avoid at any cost. I would had avoid investing in NVO if only I would knew that Eric Sprott was turning around Novo Resources Corp (NVO). Sprott unfortunately invest in NVO a couple of times during the past months. Its really to see one of my latest proud in the hands of that demon. You might thing that I exaggerate, but I am really not. I am like dying!! I am want to scream. Is that ok?

One good thing about Eric Sprott is that he's very old and one day we longer see his name on broker sheets. And you won't ever see mine either because I only make very cute, innocent and pure little cuty investments. And since I place my so smart investment move inside my TFSA, I just want NVO to hit on higher so I can sell and made a bit of money fro myself, let say for a new purse, new shoes and got my nails and hair done..... I am not a natural beauty and I am extremely high maintenance. That being said, I am just frustrated now because my dream of glory on the back of Novo Resources Corp (NVO) is at risk because of an old man at the name of Eric Sprott.

Let say that I just don't have it easy.