Welcome in my TFSA portfolio Richelieu Hardware Ltd. (RCH)!

My non-registered portfolio closed today session at $179 289.23, my TFSA portfolio at $62 267.9, and my RRSP portfolio (stocks only) at $37 613.67. My margin usage is at $94 497.09, and I estimate my net worth to be around $212 000, which is great. Its like I would have never sell my Just Energy Group Inc. (JE) shares, but JE is no longer in the world best portfolio of all time, and that being all mine of course. Don't agree? Just stop reading. Leave me alone with my best investments and my secrets. Because everything on this blog is highly confidential and must be read with a lot of care and love. Its actually like I never had face any trouble at all. I am giving birth to a couple thousand without too much pain.

Today, I bought a new investment in my TFSA account: Richelieu Hardware Ltd. (RCH). I have good hopes for this new hot awesome, only for the good reason that if you add an "I" after the "R" of Richelieu Hardware's symbol ticket, you get, RICH. This kind of stock like RCH just fit me well, despite being at the total opposite of who I am, and what my interests are. Its hard to believe, but life includes much more than what you or I just know, or like. If I would remain in the circle of the well known, I wouldn't be holding on to that many stocks in my portfolio. 

When Warren Buffett says that well-known sentence, it disturbs me, that you should only invest in stocks that you understand, well, it's too bad, but its all bullshit for me. Buffett, like many other multimillionaires, or just like Desjardins who didn't want me to invest - a long time ago - in a so wanted mutual fund that to invest in - those are individuals who want to keep you away of the exceptional. Its all right not to understand the stock market, and not to get all that a company is about. I invest without knowing anything and things are just really great. I don't know anything, but I am a good chart reader, and I stricly based all my investment decisions on my feeling and deep impressions, without almost never doubting. My persona doesn't cheat on me.

These days, I had been blogging almost every day, checking on my stocks are trying to make the best decisions for myself. Its that all party fun, but it seems to me that just something is about to happen. I can feel the $250 000 net worth just being around the corner and the 300k is not that out of reach. It's in the air of time. Something is about to happen and I am not exactly sure what it is. It could be maybe just the excitement of having - again, a new stock all for myself. A stock that I hope will bring me richness and beautiful dividend.

Today, Richelieu Hardware Ltd. (RCH) had been hit hard by the "Dividend Girl effect". On it first day in my TFSA portfolio, RCH closed the session at 0.84%+. So welcome, Richelieu Hardware Ltd. (RCH), bring happiness and red hot money in my portfolio please. And obey me.

Saying goodbye to Keg Royalties Income Fund (The) (KEG.UN)

Like expected, Premium Brands Holdings Corporation (PBH) made some valuable gains, beefing up by 4.69%. Readers seem to have some problems to understand my special relationship with PBH. I had been invested in Premium Brands Holdings Corporation (PBH) since February 2010. It's not like I had invested $45 000 of my very own money in PBH 2 or 3 months ago. My PBH investment had grown over 400% since 2010. This baby has been in my portfolio for 7 years, and it's been exploding in the wood, making me a rich and very special investor. Is there any end to PBH grow? No end, but a slow down like the one experimented now is just really normal, just like its normal for the stock market to do down from time to time. A 16 000 points were too much of luck, I needed a little slowdown time to take my breath. And now the time has come to get rid of some stocks! And so did I.

Fact is, it's better to get rid of stocks who have chances to deal with trouble when you can sell at profit, rather than selling in a rush of pain AND losing money because of those hotties who don't behave and don't care much of my love.

Like it was planned yesterday, I sold out my Dollarama Inc. (DOL) shares. The money directly went on my margin. I am now using $94 422.78 out of my margin money. It's not going to be paid overnight, but I like to see that amount do down gradually. I also decided to sell off my Keg Royalties Income Fund (The) (KEG.UN) investment that I was holding until today inside my TFSA portfolio. Susan Brunner concerns regarding KEG.UN just got into me.

My non-registered portfolio closed today session at $178 886.06, my TFSA at $61 844.80 and my RRSP portfolio at $37 351.15. I estimate my net worth to be around $211 000, which is very fine. I own a big part of my richness to Premium Brands Holdings Corporation (PBH), but to many other stocks who are taking care of me like real soft lovers. I am a lady of many many stocks. And I love my stocks. Right now, the love is real for Savaria Corporation (SIS). SIS is doing very well. I own this jewel to Richard Dufour, a La Presse's journalist who wrote an article about SIS a little while back. I need to find new a new stock that is just like SIS, a leader in its niche that perform well, and that I can hold inside my non-registered without having to worry about anything. How comes a Quebec journalist could possibly know SIS? Its a mystery. However, Richard Dufour is like Jean-François Tardif, I have to admit that he knows his stuff.

SIS might be a Quebec company, but no matter what, SIS is my rock. Its my stock, its my love. PBH, SIS, and just so many others. I am such a so talented stock picker, it's amazing. And surprise surprise... I am about to have a new stock in my TFSA portfolio: Richelieu Hardware Ltd. (RCH).

If RCH is good enough for Susan Brunner, its good enough for me.

Getting ready for another goodbye: Dollarama Inc. (DOL)

It's really heartbreaking to see Just Energy Group Inc. (JE) going all the way down like that. Again today, JE lose 3.26% of its value. I am very happy that I had the opportunity of selling all of my shares at $5.90. It was the right thing to do. I should have done it earlier too, but that's another story. And this signs a new personal era for me. No more time to waste. I buy what I want and I sell what I want. The usual way, but this time, it's me without Just Energy inside my portfolio.

Today, I was surprised... What's going on with my very precious Premium Brands Holdings Corporation (PBH)? PBH is my baby, one of the greatest proud of my non-registered portfolio and I watch it several times a day. But today... disaster! Just after I had sold JE, life was supposed to get better, not worst. Anyway, I am holding on for now, I am under the impression that this is a little correction, nothing to get anxious about. But am I right? But yes, of course!

In my position, I bought my shares a long time ago, and I will continue to watch the situation closely. It's not like I am losing money right now on the initial capital invested in Premium Brands Holdings Corporation (PBH).

Today, my non-registered portfolio closed today session at $179 001.31, my TFSA portfolio at $61 919.01, and my RRSP portfolio, at $37 195.49. And surprise, the usage of my margin is down to a better $96 765.07, following the transferred of my last paycheck on my margin. A 96k is better, but I can do better.

Our favorite Susan Brunner had post yesterday an article regarding Dollarama Inc. (DOL). If you are smart, after reading that article, you'll simply sell off all of your DOL stocks. Its what I am going to do tomorrow. I prefer to stick with my best stocks, rather than having a bomb that can explode at anything.

DOL hadn't had a long life in my non-registered portfolio. I had been holding on to DOL since September 2017. And since that time, Dollarama Inc. (DOL) had gained 5.97% inside my non-registered portfolio. I am planning the sell for tomorrow, which will generate a little profit, with no money lost. Tomorrow, my margin will only be $94 542.07. Still a big amount, but its decreasing.

Saying goodbye for real to Just Energy Group Inc. (JE)

It wasn't a fun move, but as soon as the clock hit 9:30 am this morning, I sold out all of my Just Energy Group Inc. (JE) shares at $5.90. Following my morning sell, Just Energy continues to decrease in value and close today session at $5.83. So I believe that selling my JE shares was the right thing to do. I wouldn't be surprised that JE continues it road all the way down again tomorrow.

My non-registered portfolio closed today session at $182 921.87, my TFSA at $62 106.93 and my RRSP (stocks only) at $37 304.33. Following the sell of Just Energy Group Inc. (JE), I injected the money into my margin account, to decrease its usage. It feels better to see it now under the 100k mark. My margin account is now at $98 093.08 and good news, I estimate my net worth to be at around $212 500. Despite the sell of Just Energy, I am doing fine. I sell my shares at a good time. If I would have wait more, it could had negatives effect on my net worth. And I won't ever let that happen. I will be dead before giving up.

Let say it was a short one sexy rabbit. Sometimes, running away as quickly possible is the only option. I never taught that I would ever sell JE of my life. But yeah, the time has come to move on and it's not something I have a problem to do. Goodbye Just Energy love and sweet kisses. I rely on my other great stocks to push my net worth ahead. Business is looking great for Jamieson Wellness Inc. (JWEL), who could benefit from the flu season. Let's go people, times to buy some Jamieson vitamin C to boost you up.

I am happy to see my margin going under the $100 000, BUT - I am still thirsty for new stocks and just at a time where I am at my very best, it's not now that I am going to stop searching. I am having the time of my life on Stockopedia, going through all of the screens over and over again. So many great stocks. And right now, one stock that was too obvious maybe is coming strong. Why not invest in Rogers Communications Inc. (RCI.B)? It was the perfect chart like I love them and a nice almost 3% dividend yield.

Other stocks appear to be interesting:

Cargojet Inc. (CJT)

Richelieu Hardware (RCH)

MedReleaf (LEAF)

COGECO Inc (CGO)

Calian (CGY)

InterRent Real Estate Investment T (IIP.UN)

Martinrea International Inc (MRE)

Agellan Commercial Real Investme (ACR.UN)

Quebecor Inc. (QBR.B)

Saying goodbye to Just Energy Group Inc. (JE)

My non-registered portfolio closed this past session at $188 256.56, my TFSA at $61 955.71, my RRSP (stocks only) at $37 454.43. My non-registered portfolio is down because of Just Energy Group Inc. (JE). I loved Just Energy. I had been invested in JE for many many years. Its been among the first stocks entering my non-registered portfolio. And currently, Just Energy Group Inc. (JE) lost 6.17% this past Friday. It's no surprise, despite the fact that its shocking. Just Energy had been facing problems like that for a long time now.

Susan Brunner has never been a fan of Just Energy. And her latest review of Just Energy, back in September, wasn't exactly a positive one. Right now, all signs seem to be pointed for an out move and very sincerely, the idea is not fun, it's never pleasant to sell an investment you had been holding to for a really long time, but I am now at that point where I am not willing to take more risks and I like the idea of selling all of my Just Energy Group Inc. (JE). The money will go to reduce the use of my margin, which is exceeding $103 000 at this time.

Selling JE will have a hard effect on my dividend earnings, but sometimes in life, to move forward, you need to make some sacrifices and selling JE represent sad moves, but its a necessity. I am losing You should never hold on to an investment only because it pays a juicy dividend yield. In this current situation, Just Energy Group Inc. (JE) is at risk of not being able to pay its current dividend. It's annoying to hold on to such unreliable stock.

At $188 256.56, I have a real good value in my non-registered portfolio and it's not time to give up - or to even keep, for sentimental reasons, hold on a stock that I had been holding to for a real time.

My very best piece of advices to any newbie stock investor or the easy way to get the best of everything on the stock market

Welcome to a new sexy wild world: the stock market!

While reading, but on some nice music, like this mix that I never get enough of DJ Grop G:

Investing in stocks can be intimidating. The lack of resources for brand new stock investors is obvious. I started investing in stocks after reading Derek Foster books. However, it took me a while to get to him because I find his bestselling book titled "Stop Working" too much. I personally dislike everything that is too on the popular side and I felt that his book didn't worth the reading because it was too of a punch in the face feeling. I just dislike everything that is marketing actually. Derek Foster was very active in a forum back in the days and I eventually got interested in his story, no matter the book title, I bought the book and my life never been the same ever since. Not that I had "Stop Working", but I now have a net worth that I never taught I could have, even if my 200k net worth may sound like not being much.

Very sincerely, I barely ever read about the real stuff of investing in stock anywhere on the Web. Its a tactic coming from the big players in the financial industry to keep you ignorant and obviously, to make up some money on your back while you rely on their system, on their financial advisors who most of the time are incompetent. Don't ever believe that financial advisors are there to help you. They are complete strangers who only want to get their dirty hands on your money. They are sharks. Banks CEO's and other financial institutions are being paid millions and millions of dollars every year. Banks employees' get received generous bonus base on their sales. Because that's what they do, they are sellers before being anything else. Where comes all of that money? A big part comes from commissions you pay to invest in their mutual funds and other financial products, it came from banking fees, interest you pay on loans, credit cards, etc...

I had been investing for many years and when I started, I went through the regular panels, I went to the bank and deal with financial advisors, financial planners, so call "professional" who is there to help you. I went to Desjardins Mont-Royal branch when I arrived in Montreal a couple of years ago. I started my search for investments and I was denied a fund I really wanted to invest in, even when I was aware of the risks and everything. In my position, I didn't have any choices, I have to invest in my own if I wanted to have things done my way. The experience with those damn Quebeckers was insulting - and it wasn't my only bad experience with financial advisor in Quebec, but it gave me valuable lessons that I am willing to share with anyone reading:

-Never rely on anyone when it comes to your personal financial
-Don't let anyone have control over your money
-Have the last words on your finance and fuck - among others - Desjardins

When it comes to money, Quebeckers are especially fresh, arrogant and you should NEVER trust a Quebecker when it comes to money. They are really sick people. When it comes to money, people are selfish. You have to protect yourself. Jesus Christ died and left us in a world of abominations and you need to deal with the most important things in life, including your financial life, alone. To be able to take full control of your life, you also need to take control of your finances. And don't ever think that someone else can do the job on your behalf. There was one Jesus, he died, no one is good enough, no one is enough caring to help you in the most important aspects of your life. This is something really important you must understand quickly in your life.

When it comes to money, please, just don't put your trust in anyone.

Its just a matter of coming all beef up baby and I am asking you right now: are you willing to be a soldier of your financial life and beat up all expectations or are you going to sit there and wait to be hit by a bullet on your forehead? (And that being of course not being independent and relying on other people to take money decisions).

Now that you are aware of that, the only way to have the last words on everything in your financial life is to open a broker account. While opening a broker account, DON'T open a margin account. I have a margin account myself, but I don't recommend it. A margin is an amount of money that is being loaned base on the value of your portfolio. The amount of money available at your disposal will be different every day - because the value of your portfolio will very everyday. If the stock market loses a lot of points, or if something happens to the value of the stock, you couldn't face a margin call, and you'll have to quickly put money in your brokerage account or worst: sell off your stocks to pay your margin.

Only invest money you have at your disposal. Don't invest using credit. Also, don't invest all of your money - leave you a good amount in your banking account. Because if you need money quickly, if you won't going to like having to sell your previous stocks. A good amount for me would be $10 000. I am good at giving advice that I don't follow myself. I personally have less than $4 000 in my banking account. But that's because I am addicted to the market and I invest all of my money in stocks. It's also the reason why I have a margin account. However, you need to be better than I am, control yourself and make the right decisions: keep money in the bank, don't open a margin account.

Also, they'll ask you if you want to trade options, but you can say no for now. You might want to invest in stocks only to start with. I never understood how options work. If it happens that you are a genius, you'll be able to set up for trading options, later on, it's not because you say no now that you won't be able to get it later on.

For broker, I suggest to select one that is an affiliate of a Canadian bank, to avoid any kind of problem, that suddenly the broker Web page no longer exist.... I personally invest using TD Waterhouse, now name TD Direct. They won't charge you inactivity fees if you stop investing in new stocks. Their services are reliable. They have eServices where you can download online all the papers you need for your tax declarations. They also have monthly statement and a few cool features easy to use. It's easy to trade using TD Direct.

With TD, you can: have a non-registered portfolio - that being a portfolio that is not inside TFSA or RRSP - its the ordinary one. You can open a TFSA portfolio and an RRSP portfolio if you want. If you invest in a TFSA portfolio - be aware that the usual contribution limit applied. Specific contribution limits exist for TFSA and RRSP - be aware of them before investing. If not, you could pay big tax penalties. You can also set up a trading account in US dollars, but since you just have begun, you may want to concentrate on Canadian stocks.

Let say that you now at this point have a broker account with TD Direct and that you are ready to invest! The fun begins here. However, you must be aware of several things before starting for real:

-investing in stock is not a safe heaven. As soon as you invest in stocks, the money of your money can go up or down. A stock is not a safe guarantee investment. However, if you pick the right ones, rewards will be big. But there's no guaranteed return.

-once you invest in stock, your life will be linked to the stock market. At every moment of the day, you may check the value of the TSX.... Your stocks will always be in your mind. They'll become an extension of your soul and it will soon enough become a big part of your life. Investing in stocks, the stock market is not for everyone. I can be as stressing that it can be rewarding. Currently, we are at risk of a nuclear war. If something happens, the stock market will take a down hit and immediately, the value of your stocks will decrease. Seek inside what kind of individual you are. How do you react to stress? Are you willing to risk the value of your saving? If not a nuclear war, everything can happen, and what happens in the outside world is directly connected to the stock market and its out of your control.

If you feel ok dealing with the stock market addiction and that you truly understand all the risks involved, please fee to BUY your first new stocks. You should be excited! WELCOME IN MY WORLD.

While having a broker account, you can buy anything that is trading on the stock market. No one is there to tell you that you cannot buy this or this... No one is there to tell you in which stock to invest. A broker won't ever give you investment advice, their only duty is to cash in your commissions fees, answer questions if you have any, but they are not there to give advice and they truly don't care if you make money or not. You are the master, and you have now to make the right decisions. With a broker account, you have the full responsibility for your financial life. We are at the center of everything: the stock you decided to invest in will make you richer, or poorer. Making a decision to invest in a stock is a big decision.

On the stock market, the temptations are BIG. It's the house of the devil himself. You might be tempted to invest in penny stocks like Timothy Sykes. You might be tempted to invest in gold mines like Eric Sprott. And even worst, give away thousands and thousands of dollars in tutorial fees to the Institute of Trading and Portfolio Management of Anton Kreil. No need to spend your valuable money on Anton Kreil. You can, like me, watch the videos of the Institute of Trading and Portfolio Management on YouTube, they are fun to watch and interesting but don't ever spend a dime on their program. It quite amusing on how much Anton Kreil so calls "Institute" is pushing for the so complex world of stock market, with a bunch of complicated scheme and distractions to the real deal. Fact is, investing in stock is the easiest thing in the world. What is not easy however is to stay away from those temptations, not to over-trade and not to borrow money to invest.

Here we are dear friends the most exciting part: what to invest in! Of course, you understand that I am not a professional, and if you chose to invest in the stocks below, it's at your own risk.

I came with a few stocks idea of my portfolio that are strong and reliable:

Bank of Nova Scotia (BNS)
BCE Inc. (BCE)
Saputo Inc. (SAP)
Fortis Inc. (FTS)
Canadian National Railway Co (CNR)
Boyd Group Income Fund (BYD.UN)
Park Lawn Corporation (PLC)
Toromont Industries Ltd (TIH)
CT Real Estate Investment Trust (CRT.UN)
Brookfield Infrastructure Partners L.P. (BIP.UN)
Toronto-Dominion Bank (TD)

With those stocks, I wouldn't mind telling you to invest 5k in each. They are my very best picks.

And now, how does it feel to get the very best of me for absolutely NOTHING at all? All this for free, I CANNOT BELIEVE. LUCKY bastards. lol

Hope it was helpful, best of luck (you'll need some) ;-)

Crazy cool sexy dividend investment: what you should really be aware of

Today, my non-registered portfolio close the session at $190 705.54, my TFSA portfolio at $62 413.80 and my RRSP portfolio, at $37 374.78. I am currently under the impression that my net worth might be around $216 000 right now. My latest investment, Aecon Group Inc. (ARE), is stable. CAE Inc. (CAE) remains in the good profit zone for now, which hasn't been the case. WSP Global Inc. (WSP) is doing super great right now, and so many others of my stock.

My dividend income, at $714.27 (excluding RRSP dividend distribution, like always), is quite nice, but of course, I just want to see that amount increased. I am in no rush, and it's important to stay away from funds or stocks that pay an excessive high dividend. I always like to search for new stocks. The excitement comes from the fact that you never know what you can find, and the dream of hitting my next everything is a thrill I can't ever enough of, even after all those years.

In my very eternal search for new dividend stocks, I am doing it the easy way: I am checking on Susan Brunner blogs. First, on this one. I got to know Waste Connections Inc. (WCN). Nice, but WCN is super expensive and pays very little in dividend, but worth the interest. It's not because a stock pays very little in dividend that it doesn't deserve a place in your portfolio. 

The financial sector is really generous in term of dividend distribution. However, you have to be careful and a good portfolio is a diversified one in different companies, but also in different sectors. So the taste for dividend can also be your worst enemy. If you wonder if your portfolio is well diversified enough, you'll like Stockopedia. They have a Folio - UK English word for Portfolio maybe??? - section, where you can recreate the holdings you have in your broker account, and you can see how much, in %, you have in the financial sector and all other sectors on the TSX. I am not exactly up to date on that matter, but my biggest sector is Consumer Defensives, at 18.75%. Otherwise, I am pretty well diversified because as you know, I love everything, I love my stocks and I want EVERYTHING.

I catch this stock on Susan Brunner blog, Granite REIT (GRT.UN). GRT.UN looks interesting and pay a dividend of 5.143%. Nice! But oh, wait! I already hold enough of REIT stocks in my portfolio, and I am already enough exposed to the financial sector. So GRT.UN is a no-no for me. At least not now. For now, I just don't know exactly what I want. It's not just because I am lazy. It's just a matter of not knowing.

Do you see now how difficult it can be to find new stocks to invest in? Especially in case. The best of the best, I have many of those very good quality stocks in my portfolio and it's for that reason that.. .are ready for this? I don't think so, but ready or not, you'll have to take it because I am going to hit it right in your face NOW: since October 2017, for the past 12 months, my broker statement is giving me a return of 46.19%, for the past 3 years 22.54%, and since 2012, 19.32%.

More than dividend, investing in quality stocks will bring capital gains for the long run. Dividend income must be seen as a little bonus that you get as extra cash. While investing, dividend shouldn't be your main focus. Good quality stocks will support the value of your portfolio during downtime.

Just don't tell everyone yet, but I feel I might come to the point where I feel that I hold on to the best of the best of the TSX on my portfolio and I doubt I can do better than what I have done so far. I can push baby, don't get me wrong, but barely anymore. I just cannot do better and it's strange to be just in front of the screen, trying to pick another hot stock and just be in the waiting.

I would like to have everything it needs to just keep money in the bank for a while before the stock market collapse. My biggest concern at this time is not having enough cash, and I am a bit obsessed because I wonder if the markets can remain on the high like this for a very long time. The unknown is a stress that investors have to deal with.

From now on, after reading my every word, you'll always be the best investor you can be. I wish you the same and beef up on those capital gains, dividend is only coffee money.

The art of to be or not to be a dumb-bumb Quebecker

Today is an exciting election night in Quebec province for municipal elections. I am in Montreal, I had voted for Valérie Plante, but we'll see who's winning later on tonight. So far, Valérie Plante wins, with 51%. For once, I think I could be impressed by those Quebeckers. I am an outsider, I am not a homeowner, I don't have a family of my own. I am not an active member of Montreal society, but I did vote. Fact that Valérie Plante or Denis Coderre win the election will have a poor  incidence on my life. But for those who are homeowners and pay big taxes big times in Montreal, those are the ones that should be voting. However, it's about only 31% of the Montreal citizens that had voted in this municipal election. And that's quite dumb because houses are expensive in Montreal, and taxes are quite something too, and the public transportation is far from being efficient. There're much homeless and people suffering from poverty in Montreal. 

 

When it comes to the very social side of Montreal, Denis Coderre hasn't done enough for the citizens and that's why I didn't vote for him. He's acclaim among his "business friends"  Sephen Bronfman, Pierre Boivin, Eric Boyko, Mitch Garber and Bertrand Cesvet, but richness is no sign of intelligence. Actually, none of those businessmen really care about Montreal citizens. They don't care about the poor quality rental properties in Montreal. They are not the one who used the crack pack Montreal subways and bus in the morning. One reason why Mitch Garber is buddy-buddy with Denis Coderre is that he wants baseball back in Montreal and he wants to be involved in the deal.n the other hands, Valérie Plante had the intelligence to question the necessity of having baseball back in Montreal. All the money could be put to good used for the citizens.

And oh surprise, Sephen Bronfman is directly linked to an offshore trust in the Cayman Islands... Just another dirty rich Quebec man who should be sentenced to a lifetime prison sentence.

It looks like I won my elections. Its now 21:25 pm and its been officially announced, Valérie Plante is now the mayor of Montreal.

Newest high for my non-registered portfolio: $190 851.41

My non-registered portfolio close today session at $190 851.41, my TFSA at $61 751.39 and my RRSP, at $37 471.94. It looks like that investment portfolio of mine won't ever stop growing. Its just going to be super hard when a stock correction will happen, for whatever reason. And it will happen, you always need to be ready for that eventuality. Any gains help to protect my portfolio from any upcoming corrections.

My portfolio just keeps growing. In date of September 2017, my broker account gave me a 39.27% return for the past 12 months. October had been a fabulous month so I can't wait to see what will be the return on my next statement. While I am doing fabulously well, Jean-François Tardif JFT Strategies Fund (JFS.UN) close today session at $13.80. And that being now, with a TSX at a very great 16 029.33 points. The strangest things ever being that JFS.UN highest value for the past 52 weeks had been of $15.05. Why that now that the TSX is higher than ever, why is JFS.UN is now at $13.80 per unit. Why is JFS.UN is not now exceeding its highest value in the past 52 weeks? It's for a simple and good reason: Jean-François Tardif is no longer the TSX rocking star that he used to be and its a real big disappointment. So far in 2017, JFT Strategies Fund (JFS.UN) had underperformed the S&P TSX by 12.96%. Is this really a surprise? Quebeckers being the incompetents that we all know, Jean-François Tardif is no exception to the rule. Tardif is a pure incompetent.

One sad thing about this is that some poor investors had put some of their valuable money in the hands of Jean-François Tardif. And like a pure gangster, Tardif is charging 1.5% management fees on that fund. Anyone who's investing in JFS.UN right now is losing big time for several reasons:

-JFS.UN management fee is 1.5% - which is being deducted, that the fund perform well or not, it doesn't matter, the man is getting paid anyway!

-JFS.UN doesn't pay any dividend distribution.

-By investing in JFS.UN, you don't allow your capital to grow as much as it can be.

I was invested in JFT Strategies Fund (JFS.UN) long way before, but I finished selling because I wasn't satisfied with the returns. I had received a comment from a reader a little way back, asking me what he should do with his investment in JFT Strategies Fund (JFS.UN). At the time, I advise that he should hold the investment, but now, after seeing JFS.UN not growing stronger after having a TSX exceeding the 16 000 points, I mean, the poor Tardif is a dead manager.

Right now, I would advise anyone who has JFS.UN shares in his portfolio to sell and reinvest the money in Toromont Industries Ltd (TIH). And one thing to remember: play it safe like with a wild lover because you never know when a stock correction will hit you over with a baseball bat. So better play safe.

Another historic day on the markets: the TSX closed the session at 16 025.59 points!

I just can't believe, we already in November tomorrow, another month passing by mean, among other things, another rent payment . Right now, I am a princess, and my castle is the TSX. Today mark another historic day on the Canadian stock market: the TSX closed the session at 16 025.59 points. In result of those fantastic points, my non-registered portfolio closed today session at $190 037.30. Its the first time EVER that my non-registered portfolio reach the 190k mark. My RRSP portfolio closed today session at $37 700.60, and my TFSA portfolio, at $61 591.74.

Colliers International Group Inc. (CIGI) closed today session by gaining 7.92%. Its a stock that been on my watch list since a little while. Its currently the single and only stock on my watch list, because I usually invest quickly in stock that have an interest, and I certainly should have invested in CIGI. This is what I like to explain as the "Dividend Girl effect". The Dividend Girl effect is when me, a so call Dividend Girl, write about a stock, or announced a new investment recently made, and following what, the stock gains in value. 

Its important to always have new stocks on the radar because you never know when you'll discover your best new phenomenal stocks that will lead to only success and money.

I just learned the weirdest thing ever over the news: René Lévesque was born in Campbelton, New Brunswick! The man who shit on Canada for decades and who founded the Partie Québecois was born in my province! Unbelievable. René Lévesque was nothing more than a man of poor integrity who disrespect Canada. Anyone trying to divide my country is what the Catalonia is to Spain: complete bastard idiots who are nothing more than poor rats and second class citizens. We should never forget what Quebec did to us and what the Partie Québécois and Québec Solidaire still are on the go of doing. Recognize your enemies and fight them tot he end of times. I hope Spain will fight against Catalonia and may the nazi land perish.

This being said, I just add another stock to my watch list: COGECO Inc. (CGO).