My sweet love Quebec stocks: getting rich on the best that Quebec Inc. has to offer

This evening had been a busy one drinking wine and doing my nails. I don't anything to celebrate, if not that I have a very sexy portfolio and it just can't get better and if it does, it will be the work of God himself. All that money unfortunately doesn't come for free and I have a feeling that this is going to be a beep beep beep very very long week! But at least, my nails are pretty now. Whenever going to happen, I am ready now.

My non-registered portfolio closed today at a good $179 830.14, my TFSA portfolio at $62 554.27 and my RRSP portfolio - stocks only at always - at $37 802.99. Drunk or not, no one can take away by fabulous proud of holding on to the best of the best, and that include the best Quebec companies. Ok, it might sound strange at first, I get it, BUT fact is, there's many many great companies here in Quebec province that totally deserved to be in your investment portfolio

Today, I decided to sell two stocks from the Quebec Inc. world: Laurentian Bank of Canada (LB), this was from my TFSA portfolio, and Alimentation Couche-Tard Inc. (ATD.B), which was my RRSP portfolio. I sold both stocks at profit. I decided it was time to sell LB because its a small bank compare to the big players that we have out there. Currently, Laurentian Bank of Canada (LB) is facing many problems. I didn't know that LB was the only bank of the country to be syndicate. I decided to sell when I can. Never again I want to be push over the edge like I did with Just Energy Group Inc. (JE). I know no longer want to deal with troublemaker stocks.

I also decided to sell the little I had invested in Alimentation Couche-Tard Inc. (ATD.B) because the company is currently strategies that involved tax heaven. It could be that other of the companies that I hold have assets in tax heaven. But fact that Alimentation Couche-Tard Inc. (ATD.B) is both a Quebec business AND deal with tax heavens - it make it too much for me. so goodbye AT.B.

Following my sell of Laurentian Bank of Canada (LB) inside my TFSA portfolio, I decided to reinvest the money in Savaria Corporation (SIS).

Among the top best Quebec stocks, Savaria Corporation (SIS) is certainly a very interesting one. I had experiment very good gains on SIS. SIS is the number one of the number one top best Quebec business that you should be holding in your portfolio NOW before it get too expensive - you'll thanks me later.

Here are some others Quebec inc. stocks that  I had been holding for quite sometimes and on which I made very good capital gains and collect dividend:

Canadian National Railway Co (CNR)

BCE Inc. (BCE)
Saputo Inc. (SAP)
Lassonde Inc. (LAS.A)

WSP Global Inc. (WSP)

CAE Inc. (CAE)

National Bank of Canada (NA)
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)

And newcomers who had joined the best portfolio of the world really recently:

Boralex Inc. Class A Shares (BLX)

Richelieu Hardware Ltd. (RCH)

Holding on to the best Quebec companies can bring in a lot in terms of capital gain to any good Canadian investors, including me.

Home Capital Group Inc. (HCG) is getting back on track

I wasn't expected any of this, but the "unwanted stock", alias TransCanada Corp (TRP) received quite some good news today. The unfamous Keystone XL pipeline project got approved. I feel bad for those who will now be living at risk of the event of a oil weak, which is among the worst thing ever. Imagine having no access to clean water or clean land. Its totally disgusting. I should be happy, because I am a shareholder of TransCanada Corp (TRP), but its not joy or excitement that I feel. Its hard to believe that this is actually happen.

Anyhow, I have great news. Home Capital Group Inc. (HCG) gains today 7.02%... for no obvious reasons. Its been said however that its because some analysts raised their target price on HCG. Thank you analysts! This is helping my cause and I am not missing much now to experiment a gain with that investment. And once I will, it won't be long, I will press the sell button. I know what I need to do. And it will help to reduce the usage of my margin.

With a TSX exceeding the 16 000 points, my non-registered portfolio reached $179 327.11, my TFSA portfolio at $62 439.22 and my RRSP portfolio, stocks only, at $37 639.66.

TransCanada Corp (TRP): the unwanted stock

With the recent changes made to my portfolio, I was curious to find out if my net value was about the same as for last month. Nothing change in that regards, which reassure me. My margin usage is down to $94 670.35. I am been thinking about different scenarios to decrease this amount, but I am not in a run for those moves, at least not yet. 

For example: I am thinking about selling TransCanada Corp (TRP) - because of the recent oil leak in Amherst, South Dakota USA. This incident concerns the Keystone pipelin.

Its hard to be a Canadian investor and not to be invested in the oil sector. Enbridge Income Fund Holdings Inc. (ENF) and Emera Inc. (EMA) are two stocks in the oil sector that been in my portfolio since the very early beginning. And not to forget the beautiful powerful Pembina Pipeline Corporation (PPL). The oil sector is almost impossible to ignore. There's just too much money to be made and dividend distributions are really generous. Oil stocks are not always easy to hold, like Suncor for example, but the oil stocks I hold inside my portfolio are pretty easy going.

There's downsides to be involved in the oil sector, and they are mostly ethics. But it seem like we are all a bunch of hypocrites. I hold stocks in the oil sector because of their good capital gains and juicy dividend. Governments allows citizens to continue buying fuel cars when electric ones exist. We continue to exploit our oil resources like if climate change don't matter. In 2017, I don't understand why automobile manufacturers continue to produce fuel cars. There's many little simple things like that who seem so obvious, but its being ignored, or not done, because governments worldwide are lazy and we'll pay sooner or later that laziness.

I am not a good example, I am not a good citizen, I hold oil stocks in my portfolio.

My debt situation on date of November 17, 2017

$94 670.35  at 4.25% (?) = to be confirmed...  in annual interest 

[In date of November 17, 2017]

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of November 17, 2017

Non registered Investments:
Cold cash: $1 503.99
  
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.26
Bank of Nova Scotia (BNS): $10 150.80
Blue Note Mining Inc. (BLNMF): $0.05
Methanex Corporation (MX): $6 622.90
Fortis Inc. (FTS): $5 603.82
Pembina Pipeline Corporation (PPL): $26 545.22
Enbridge Income Fund Holdings Inc. (ENF): $10 911.11
Corby Distilleries Limited (CSW.A): $2 794
Premium Brands Holdings Corporation (PBH): $45 600.87
iShares S&P/TSX Capped REIT Index (XRE): $2 556.40
New Flyer Industries Inc. (NFI): $5 312.52
TMX Group Inc. (X): $561.68
K-Bro Linen Inc. (KBL): $3 870
WesternOne Inc. (WEQ): $13.80
TransCanada Corp (TRP): $1 563.50
Canadian National Railway Co (CNR): $9 166.50
Enbridge Inc. (ENB): $1 256.08
Agrium Inc. (AGU): $6 276.24
Canadian Utilities Limited (CU): $1 593.48
Black Diamond Group Ltd (BDI): $52.75
Emera Inc. (EMA): $1 190.75
BCE Inc. (BCE): $1 357.84
Saputo Inc. (SAP): $1 748.40
Lassonde Inc. (LAS.A): $2 402
Loblaw Companies (L): $830.88
Savaria Corporation (SIS): $8 490.12
Canadian Imperial Bank Of Commerce (CM): $3 453
ATCO Ltd. (ACO.Y): $2 669.40
CAE Inc. (CAE): $3 399
Home Capital Group Inc. (HCG): $3 134
Jamieson Wellness Inc. (JWEL): $2 170
Northland Power Inc. (NPI): $2 388
WSP Global Inc. (WSP): $2 884.50
Aecon Group Inc. (ARE): $1 959


TOTAL: $178 528.87

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 448.48
Coca-Cola Company (The) (KO): $1 554.14
Cash: $55.37

TOTAL: $3 909.03CAN     

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $60
Dumont Nickel Inc. (DNI): $22.96
RioCan Real Estate Investment Trust (REI.UN): $892.15
AltaGas Ltd (ALA): $870.30
CT Real Estate Investment Trust (CRT.UN): $1 479
Canadian National Railway Co (CNR): $4 074
Exchange Income Corporation (EIF): $35.64
Firm Capital Mortgage Investment Corporation (FC): $512.40
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 770.09
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 290
Laurentian Bank of Canada (LB): $1 200.60
The North West Company Inc. (NWC): $1 600
Andrew Peller Limited (ADW.A): $2 196.40
Canadian Imperial Bank Of Commerce (CM): $9 783.50
Hydro One Limited (H): $2 265.43
Toronto-Dominion Bank (TD): $1 471
Boyd Group Income Fund (BYD.UN): $2 809.50
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 604
Data Communications Mgmt (DCM): $7.20
Morneau Shepell Inc. (MSI): $1 927.80
Royal Bank of Canada (RY): $4 035.60
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $2 248.50
Parkland Fuel Corp (PKI): $1 630.72
Park Lawn Corporation (PLC): $1 218
Toromont Industries Ltd (TIH): $2 262.80
National Bank of Canada (NA): $2 542.80
BCE Inc. (BCE): $555.48
Northview Apartment Real Estate Investment Trust (NVU.UN): $3 786
Pure Industrial Real Estate Trust (AAR.UN): $1 350
Sienna Senior Living Inc. (SIA): $1 463.20
Boralex Inc. Class A Shares (BLX): $894.80

Richelieu Hardware Ltd. (RCH): $1 614.60
Cash: $33.94

TOTAL: $62 508.41

RSP investment portfolio:
Emera Incorporated (EMA): $12 574.32
EnCana Corporation (ECA): $1 632.96
Toronto-Dominion Bank (TD): $2 206.50
Telus Corp (T): $2 423.50
Alimentation Couche-Tard Inc. (ATD.B):$508.48
Royal Bank of Canada (RY): $2 017.80
Savaria Corporation (SIS): $3 369.36
Thomson Reuters Corporation (TRI):$2 244
Park Lawn Corporation (PLC): $4 060
Richards Packaging Income Fund (RPI.UN): $993.66
Toromont Industries Ltd (TIH): $395.99
CAE Inc. (CAE): $1 586.20
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2 389.80
Boralex Inc. Class A Shares (BLX): $1 118.50
Cash: $112.23

Total: $37 633.27                                  

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
Total: $2 833.69                         

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 320.27                          

Manulife Fidelity NorthStar GIF CAP B: $1 570.64
Manulife Simplicity Growth Portfolio: $1 350.81
Maritime Life CI Harbour Seg Fund: $1 231.62
Maritime Life Fidelity True North Seg Fund: $1 250.85
Manulife GIF MLIA B World Invest: $1 206.15
Total: $6 610.07

Other various: $5 912.66 + $2 694.75 + $1 462.46 : $10 069.87

TOTAL: $59 546.92

Social Capital at Desjardins Membership share: $35
Pending online income: $69.02
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$306 101.24

Welcome in my TFSA portfolio Richelieu Hardware Ltd. (RCH)!

My non-registered portfolio closed today session at $179 289.23, my TFSA portfolio at $62 267.9, and my RRSP portfolio (stocks only) at $37 613.67. My margin usage is at $94 497.09, and I estimate my net worth to be around $212 000, which is great. Its like I would have never sell my Just Energy Group Inc. (JE) shares, but JE is no longer in the world best portfolio of all time, and that being all mine of course. Don't agree? Just stop reading. Leave me alone with my best investments and my secrets. Because everything on this blog is highly confidential and must be read with a lot of care and love. Its actually like I never had face any trouble at all. I am giving birth to a couple thousand without too much pain.

Today, I bought a new investment in my TFSA account: Richelieu Hardware Ltd. (RCH). I have good hopes for this new hot awesome, only for the good reason that if you add an "I" after the "R" of Richelieu Hardware's symbol ticket, you get, RICH. This kind of stock like RCH just fit me well, despite being at the total opposite of who I am, and what my interests are. Its hard to believe, but life includes much more than what you or I just know, or like. If I would remain in the circle of the well known, I wouldn't be holding on to that many stocks in my portfolio. 

When Warren Buffett says that well-known sentence, it disturbs me, that you should only invest in stocks that you understand, well, it's too bad, but its all bullshit for me. Buffett, like many other multimillionaires, or just like Desjardins who didn't want me to invest - a long time ago - in a so wanted mutual fund that to invest in - those are individuals who want to keep you away of the exceptional. Its all right not to understand the stock market, and not to get all that a company is about. I invest without knowing anything and things are just really great. I don't know anything, but I am a good chart reader, and I stricly based all my investment decisions on my feeling and deep impressions, without almost never doubting. My persona doesn't cheat on me.

These days, I had been blogging almost every day, checking on my stocks are trying to make the best decisions for myself. Its that all party fun, but it seems to me that just something is about to happen. I can feel the $250 000 net worth just being around the corner and the 300k is not that out of reach. It's in the air of time. Something is about to happen and I am not exactly sure what it is. It could be maybe just the excitement of having - again, a new stock all for myself. A stock that I hope will bring me richness and beautiful dividend.

Today, Richelieu Hardware Ltd. (RCH) had been hit hard by the "Dividend Girl effect". On it first day in my TFSA portfolio, RCH closed the session at 0.84%+. So welcome, Richelieu Hardware Ltd. (RCH), bring happiness and red hot money in my portfolio please. And obey me.

Saying goodbye to Keg Royalties Income Fund (The) (KEG.UN)

Like expected, Premium Brands Holdings Corporation (PBH) made some valuable gains, beefing up by 4.69%. Readers seem to have some problems to understand my special relationship with PBH. I had been invested in Premium Brands Holdings Corporation (PBH) since February 2010. It's not like I had invested $45 000 of my very own money in PBH 2 or 3 months ago. My PBH investment had grown over 400% since 2010. This baby has been in my portfolio for 7 years, and it's been exploding in the wood, making me a rich and very special investor. Is there any end to PBH grow? No end, but a slow down like the one experimented now is just really normal, just like its normal for the stock market to do down from time to time. A 16 000 points were too much of luck, I needed a little slowdown time to take my breath. And now the time has come to get rid of some stocks! And so did I.

Fact is, it's better to get rid of stocks who have chances to deal with trouble when you can sell at profit, rather than selling in a rush of pain AND losing money because of those hotties who don't behave and don't care much of my love.

Like it was planned yesterday, I sold out my Dollarama Inc. (DOL) shares. The money directly went on my margin. I am now using $94 422.78 out of my margin money. It's not going to be paid overnight, but I like to see that amount do down gradually. I also decided to sell off my Keg Royalties Income Fund (The) (KEG.UN) investment that I was holding until today inside my TFSA portfolio. Susan Brunner concerns regarding KEG.UN just got into me.

My non-registered portfolio closed today session at $178 886.06, my TFSA at $61 844.80 and my RRSP portfolio at $37 351.15. I estimate my net worth to be around $211 000, which is very fine. I own a big part of my richness to Premium Brands Holdings Corporation (PBH), but to many other stocks who are taking care of me like real soft lovers. I am a lady of many many stocks. And I love my stocks. Right now, the love is real for Savaria Corporation (SIS). SIS is doing very well. I own this jewel to Richard Dufour, a La Presse's journalist who wrote an article about SIS a little while back. I need to find new a new stock that is just like SIS, a leader in its niche that perform well, and that I can hold inside my non-registered without having to worry about anything. How comes a Quebec journalist could possibly know SIS? Its a mystery. However, Richard Dufour is like Jean-François Tardif, I have to admit that he knows his stuff.

SIS might be a Quebec company, but no matter what, SIS is my rock. Its my stock, its my love. PBH, SIS, and just so many others. I am such a so talented stock picker, it's amazing. And surprise surprise... I am about to have a new stock in my TFSA portfolio: Richelieu Hardware Ltd. (RCH).

If RCH is good enough for Susan Brunner, its good enough for me.

Getting ready for another goodbye: Dollarama Inc. (DOL)

It's really heartbreaking to see Just Energy Group Inc. (JE) going all the way down like that. Again today, JE lose 3.26% of its value. I am very happy that I had the opportunity of selling all of my shares at $5.90. It was the right thing to do. I should have done it earlier too, but that's another story. And this signs a new personal era for me. No more time to waste. I buy what I want and I sell what I want. The usual way, but this time, it's me without Just Energy inside my portfolio.

Today, I was surprised... What's going on with my very precious Premium Brands Holdings Corporation (PBH)? PBH is my baby, one of the greatest proud of my non-registered portfolio and I watch it several times a day. But today... disaster! Just after I had sold JE, life was supposed to get better, not worst. Anyway, I am holding on for now, I am under the impression that this is a little correction, nothing to get anxious about. But am I right? But yes, of course!

In my position, I bought my shares a long time ago, and I will continue to watch the situation closely. It's not like I am losing money right now on the initial capital invested in Premium Brands Holdings Corporation (PBH).

Today, my non-registered portfolio closed today session at $179 001.31, my TFSA portfolio at $61 919.01, and my RRSP portfolio, at $37 195.49. And surprise, the usage of my margin is down to a better $96 765.07, following the transferred of my last paycheck on my margin. A 96k is better, but I can do better.

Our favorite Susan Brunner had post yesterday an article regarding Dollarama Inc. (DOL). If you are smart, after reading that article, you'll simply sell off all of your DOL stocks. Its what I am going to do tomorrow. I prefer to stick with my best stocks, rather than having a bomb that can explode at anything.

DOL hadn't had a long life in my non-registered portfolio. I had been holding on to DOL since September 2017. And since that time, Dollarama Inc. (DOL) had gained 5.97% inside my non-registered portfolio. I am planning the sell for tomorrow, which will generate a little profit, with no money lost. Tomorrow, my margin will only be $94 542.07. Still a big amount, but its decreasing.

Saying goodbye for real to Just Energy Group Inc. (JE)

It wasn't a fun move, but as soon as the clock hit 9:30 am this morning, I sold out all of my Just Energy Group Inc. (JE) shares at $5.90. Following my morning sell, Just Energy continues to decrease in value and close today session at $5.83. So I believe that selling my JE shares was the right thing to do. I wouldn't be surprised that JE continues it road all the way down again tomorrow.

My non-registered portfolio closed today session at $182 921.87, my TFSA at $62 106.93 and my RRSP (stocks only) at $37 304.33. Following the sell of Just Energy Group Inc. (JE), I injected the money into my margin account, to decrease its usage. It feels better to see it now under the 100k mark. My margin account is now at $98 093.08 and good news, I estimate my net worth to be at around $212 500. Despite the sell of Just Energy, I am doing fine. I sell my shares at a good time. If I would have wait more, it could had negatives effect on my net worth. And I won't ever let that happen. I will be dead before giving up.

Let say it was a short one sexy rabbit. Sometimes, running away as quickly possible is the only option. I never taught that I would ever sell JE of my life. But yeah, the time has come to move on and it's not something I have a problem to do. Goodbye Just Energy love and sweet kisses. I rely on my other great stocks to push my net worth ahead. Business is looking great for Jamieson Wellness Inc. (JWEL), who could benefit from the flu season. Let's go people, times to buy some Jamieson vitamin C to boost you up.

I am happy to see my margin going under the $100 000, BUT - I am still thirsty for new stocks and just at a time where I am at my very best, it's not now that I am going to stop searching. I am having the time of my life on Stockopedia, going through all of the screens over and over again. So many great stocks. And right now, one stock that was too obvious maybe is coming strong. Why not invest in Rogers Communications Inc. (RCI.B)? It was the perfect chart like I love them and a nice almost 3% dividend yield.

Other stocks appear to be interesting:

Cargojet Inc. (CJT)

Richelieu Hardware (RCH)

MedReleaf (LEAF)

COGECO Inc (CGO)

Calian (CGY)

InterRent Real Estate Investment T (IIP.UN)

Martinrea International Inc (MRE)

Agellan Commercial Real Investme (ACR.UN)

Quebecor Inc. (QBR.B)

Saying goodbye to Just Energy Group Inc. (JE)

My non-registered portfolio closed this past session at $188 256.56, my TFSA at $61 955.71, my RRSP (stocks only) at $37 454.43. My non-registered portfolio is down because of Just Energy Group Inc. (JE). I loved Just Energy. I had been invested in JE for many many years. Its been among the first stocks entering my non-registered portfolio. And currently, Just Energy Group Inc. (JE) lost 6.17% this past Friday. It's no surprise, despite the fact that its shocking. Just Energy had been facing problems like that for a long time now.

Susan Brunner has never been a fan of Just Energy. And her latest review of Just Energy, back in September, wasn't exactly a positive one. Right now, all signs seem to be pointed for an out move and very sincerely, the idea is not fun, it's never pleasant to sell an investment you had been holding to for a really long time, but I am now at that point where I am not willing to take more risks and I like the idea of selling all of my Just Energy Group Inc. (JE). The money will go to reduce the use of my margin, which is exceeding $103 000 at this time.

Selling JE will have a hard effect on my dividend earnings, but sometimes in life, to move forward, you need to make some sacrifices and selling JE represent sad moves, but its a necessity. I am losing You should never hold on to an investment only because it pays a juicy dividend yield. In this current situation, Just Energy Group Inc. (JE) is at risk of not being able to pay its current dividend. It's annoying to hold on to such unreliable stock.

At $188 256.56, I have a real good value in my non-registered portfolio and it's not time to give up - or to even keep, for sentimental reasons, hold on a stock that I had been holding to for a real time.