I am now at my highest value EVER: celebrating a $237,207.74 net worth!

This past Friday, I had updated my investment portfolio. I just had no choice since the TSX decided to pop up the 17 000 points. As a result, I closed this past Friday session at my highest net worth value EVER: $237,207.74. I am getting closer to the 240k net worth, and the 250k doesn't appear to be too far away. And now, it seems like 17 000 points had become a new natural for the TSX. We closed today session on a really nice 17,025.11 points. My non-registered portfolio closed today at $120,782.91, my TFSA portfolio at $83,693.25 and my RRSP portfolio at $47,811.39. My numbers are quite strong, at this beginning of winter who started in the flesh of cold.

It's quite hard to believe that we are on a 17 000 points, especially now, while Donald Trump is facing impeachment. But no matter what, these days, both Canada and the US had registered really strong gains for their respective stock markets. I was quite shocked to see that 17 000 points coming my way. This game was going to be easy after all. I started the year 2019 with a $191,009.83 net worth, and now, I am getting ready to close the same year with a $240,000, let say $245,000 net worth, which represents a possible gain for 2019 exceeding 50k. This illustrates a direct positive effect related to my own personal financial situation. I don't suggest this to anyone. I often said that I wanted to increase the savings that I have in my bank account. I now have almost $3,000 in cash saving, but it's been easy: I am not tempted to buy anything on the stock market right now. Also, the fact that I am almost 100% invested in stocks had helped me to jump in profit.

It's been quite busy at work for the past couple weeks and while facing busy hours, I stopped drinking water, I had been eating out a lot more outside, I stopped working out (because I was too tired), and in result, I gained a couple pounds... During those hard days, my investment portfolio took care of business by itself and while this poor honey girl was working super hard, my investment portfolio was working super hard too. Now, let say that I am working at fixing my problems. I can gain weight super quickly, but to lose it, it takes more time, discipline. I need to drink water, I need to eat super healthy, eat vegetables, and bring my lunch to work. I had been back on my old ways now for a little while, so my little problem should get fixed soon. I already began to lose a few pounds. So that's good news, isn't it? I need to do this now before it gets out of control.

The only problem that I have right now is that I wonder if recession signs are still on. Nothing is easy on the stock market. It's nice to be on a 17 000 points, feel like heaven, I am the Queen of the TSX and I never ever had a  $237,207.74 of my own before, but I wonder if it will last and if the true natural state of our belove TSX is at where it should be right now. Currently, it's looking like Alberta province is facing a downturn, something is currently going on with Canadian National Railway Co (CNR), which is a stock that I massively hold in my portfolio. I mean, nothing is safe, nothing is secure, so you got to do what you need to do: enjoy the moment when it passes and me at the top of things because I am.

My investment portfolio on date of November 15, 2019

Cold cash: $2,728.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $12,009.58

Methanex Corporation (MX): $5,596.24

Fortis Inc. (FTS): $6,768.72

Pembina Pipeline Corporation (PPL): $31,073

Corby Distilleries Limited (CSW.A): $2,208

iShares S&P/TSX Capped REIT Index (XRE): $3,090.78

New Flyer Industries Inc. (NFI): $3,118.08

TMX Group Inc. (X): $886.40

K-Bro Linen Inc. (KBL): $4,045

TransCanada Corp (TRP): $1,700.25

Canadian National Railway Co (CNR): $11,154.60

Enbridge Inc. (ENB): $16,920.85

Emera Inc. (EMA): $1,343.50

BCE Inc. (BCE): $1,410.86

Saputo Inc. (SAP): $1,606.80

Loblaw Companies (L): $836.16

Savaria Corporation (SIS): $7,527.24

WSP Global Inc. (WSP): $4,306

Aphria Inc. (APH): $1,130

George Weston Limited (WN): $104.50

Kinder Morgan Canada Limited restricted voting shares (KML): $4,410

TOTAL: $121,246.56

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,757.92

General Mills Inc. (GIS): $1,681.92

Cash: $13.33

TOTAL: $3,453.17 USD: $4,566.13 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,526

Canadian National Railway Co (CNR): $4,957.60

Exchange Income Corporation (EIF): $43.49

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,588.83

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,779.60

Andrew Peller Limited (ADW.A): $2,106.30

Toronto-Dominion Bank (TD): $1,534.40

Boyd Group Income Fund (BYD.UN): $5,833.20

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,833.20

Data Communications Mgmt (DCM): $2.25

Morneau Shepell Inc. (MSI): $2,852.10

Royal Bank of Canada (RY): $4,352.40

Park Lawn Corporation (PLC): $1,741.80

Toromont Industries Ltd (TIH): $2 800

BCE Inc. (BCE): $577.17

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,497

Sienna Senior Living Inc. (SIA): $1,464

Boralex Inc. Class A Shares (BLX): $943.60

Richelieu Hardware Ltd. (RCH): $1,250.74

Savaria Corporation (SIS): $1,009.40

Northland Power Inc. (NPI): $2,711‬

Calian Group Ltd. (CGY): $2,597.40

BMO Bank of Montreal (BMO): $2,026.80

Canadian Utilities Limited (CU): $1,661.94

WSP Global Inc. (WSP): $2,153

Granite Real Estate Investment Trust (GRT.UN): $679.20

Cargojet Inc. (CJT): $2,857.08

Nutrien Ltd. (NTR): $3,266.50

TFI International Inc. (TFII): $3,434.40

Canadian Imperial Bank Of Commerce (CM): $3,459.90

SIR Royalty Income Fund (SRV.UN): $740

ATCO Ltd. (ACO.Y): $2,994

Aecon Group Inc. (ARE): $1,880

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,884.96

Metro Inc. (MRU): $2,124.20

Cash: $439.36

TOTAL: $83,615.74

RSP investment portfolio: 

Emera Incorporated (EMA): $15,477.12

EnCana Corporation (ECA): $622.08

Toronto-Dominion Bank (TD): $2,301.60

Telus Corp (T): $2,524

Royal Bank of Canada (RY): $2,176.20

Savaria Corporation (SIS): $2,912.84

Thomson Reuters Corporation (TRI): $3,354.48

Park Lawn Corporation (PLC): $5,806

Richards Packaging Income Fund (RPI.UN): $1,479.89

Toromont Industries Ltd (TIH): $490

CAE Inc. (CAE): $2,484.30

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,780

Boralex Inc. Class A Shares (BLX): $1,179.50

Quebecor Inc. (QBR.B): $838.25

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $302.40

Brookfield Renewable Partners L.P. (BEP.UN): $1,127.08

Leon's Furniture Limited (LNF): $518.50

Cash: $161.02

Total: $47,535.26      

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: 3,024.22

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: $1,727.55

Manulife Simplicity Growth Portfolio: $1,436.06

Maritime Life CI Harbour Seg Fund: $1,333.87

Maritime Life Fidelity True North Seg Fund: $1,214.11

Manulife GIF MLIA B World Invest: $1,264.79

Total: $6,976.39‬

Other various: $15,129.82‬

TOTAL: $75,088.3‬0

Social Capital at Desjardins Membership share: $35

Online money: $111.85

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$287,391.62

On the date of November 15, 2019

My debt situation on date of November 15, 2019

Margin account: $50,183.88‬ @ 5.50%
Annual interest: $2,760.12
On the date of November 15, 2019

I had reached my highest net worth value EVER!

With a TSX that closed in the 16,877‬ points, I couldn't have done any better. Yesterday, when I update my portfolio value, I wasn't expecting a high 235k net worth, more exactly $235,168.39. It took me 12 years to get there (I had been building up my investment since 2007, the year that I started this blog). It could seem like a really long road, but when I started, I only wanted a $50 000 of my own and back then, I taught that it would take me forever. I never taught that one day I would have a $235 000 of my own. It's only a number. Fact that I own $235 000 doesn't change anything in my life, but let say that I am more secure financially. And I have mix feelings on how much it represents a huge and small amount at the same time. Since everything is back in stocks and that my stocks are my babies, which I won't sell, I can only benefit from the dividend distribution that those stocks provide. Luckily, so far in my life, I never had to sell any of my stocks because I had needed money. I do sometimes sell stocks, but it's never a matter of necessity.

Yesterday when I updated my portfolio, in my mind, I was set for a 232k net worth, so that 235k net worth was quite a nice surprise. I am enjoying the moment. It's precisely the reason why I had posted an updated of my investment portfolio because I know too well how much the stock market can be volatile. Don't forget that I started the year 2019 with a net worth that was below the 200k net worth: $191,009.83. Between January and November 8, 2019, by net worth gains $44,158.56, which is quite enormous. I have to say that I still remember the feeling of having to deal with a net worth below the 200k mark. It wasn't fun, I was quite upset. No one ever truly explains how hard it is to be an investor. But no matter how hard it can get, rewards come, sooner or later. The stock market can only naturally go up over time, especially since the governments are closely involved, with the help of all central banks worldwide. Nothing bad can last too long, but that doesn't preserve us from the volatility.

For the past couple of weeks, I had been sticking to my savings plan, which was to put away $200 per paycheque in my savings account. I now almost have 3k in my savings account, this plan is working well for me. 2020 is not that far away and once January 2020 finally arrived, I would like to take my investment in Kinder Morgan Canada Limited restricted voting shares (KML) for a TFSA contribution in kind.

My investment portfolio on date of November 8, 2019

Cold cash: $2,728.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $12,087

Methanex Corporation (MX): $5,639.92
Fortis Inc. (FTS): $6,642.72

Pembina Pipeline Corporation (PPL): $30,274.44

Corby Distilleries Limited (CSW.A): $2,173.50

iShares S&P/TSX Capped REIT Index (XRE): $3,038.42

New Flyer Industries Inc. (NFI): $3,315.20

TMX Group Inc. (X): $880

K-Bro Linen Inc. (KBL): $3,934

TransCanada Corp (TRP): $1,662.25

Canadian National Railway Co (CNR): $11,259

Enbridge Inc. (ENB): $16,599.25

Emera Inc. (EMA): $1,315.50

BCE Inc. (BCE): $1,390.62

Saputo Inc. (SAP): $1,615.60

Loblaw Companies (L): $847.20

Savaria Corporation (SIS): $7,252.32

WSP Global Inc. (WSP): $4,307

Aphria Inc. (APH): $1,348

George Weston Limited (WN): $103.90

Kinder Morgan Canada Limited restricted voting shares (KML): $4,275

TOTAL: $119,960.84

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,770.48

General Mills Inc. (GIS): $1,680

Cash: $13.33

TOTAL: $3,463.81   USD: $4,557.33 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,504

Canadian National Railway Co (CNR): $5,004

Exchange Income Corporation (EIF): $42.10

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,532.55

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,693.20

Andrew Peller Limited (ADW.A): $2,099.50

Toronto-Dominion Bank (TD): $1,531

Boyd Group Income Fund (BYD.UN): $5,817.30

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,791.20

Data Communications Mgmt (DCM): $3.66

Morneau Shepell Inc. (MSI): $2,827.80

Royal Bank of Canada (RY): $4,337.60

Park Lawn Corporation (PLC): $1,758.60

Toromont Industries Ltd (TIH): $2,832

BCE Inc. (BCE): $568.89

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,336.50

Sienna Senior Living Inc. (SIA): $1,500.80

Boralex Inc. Class A Shares (BLX): $895.20

Richelieu Hardware Ltd. (RCH): $1,253.96

Savaria Corporation (SIS): $974.40

Northland Power Inc. (NPI): $2,649

Calian Group Ltd. (CGY): $2,794.98

BMO Bank of Montreal (BMO): $2,013.60

Canadian Utilities Limited (CU): $1,623.72

WSP Global Inc. (WSP): $2,153.50

Granite Real Estate Investment Trust (GRT.UN): $659.10

Cargojet Inc. (CJT): $2,941.76

Nutrien Ltd. (NTR): $3,245

TFI International Inc. (TFII): $3,468

Canadian Imperial Bank Of Commerce (CM): $3,449.40

SIR Royalty Income Fund (SRV.UN): $821.60

ATCO Ltd. (ACO.Y): $3,018.60

Aecon Group Inc. (ARE): $1,878

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,834.42

Metro Inc. (MRU): $2,124.58

Cash: $420.90

TOTAL: $83,413.34

RSP investment portfolio: 

Emera Incorporated (EMA): $15,154.56

EnCana Corporation (ECA): $691.20

Toronto-Dominion Bank (TD): $2,296.50

Telus Corp (T): $2,493.50

Royal Bank of Canada (RY): $2,168.80

Savaria Corporation (SIS): $2,811.84

Thomson Reuters Corporation (TRI): $3,204.36

Park Lawn Corporation (PLC): $5,862

Richards Packaging Income Fund (RPI.UN): $1,468.83

Toromont Industries Ltd (TIH): $495.60

CAE Inc. (CAE): $2,402.40

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,715.60

Boralex Inc. Class A Shares (BLX): $1,119

Quebecor Inc. (QBR.B): $793.50

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266

Brookfield Renewable Partners L.P. (BEP.UN): $1,072.36

Leon's Furniture Limited (LNF): $501.84

Cash: $149.65

Total: $46,667.54     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,019.99

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: $1,709.24

Manulife Simplicity Growth Portfolio: $1,434.52

Maritime Life CI Harbour Seg Fund: $1,320.97

Maritime Life Fidelity True North Seg Fund: $1,209.91

Manulife GIF MLIA B World Invest: $1,266.54

Total: $6,941.18

Other various: $14,951.27

TOTAL: $74,002.59

Social Capital at Desjardins Membership share: $35

Online money: $105

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$284,802.14

On the date of November 8, 2019

My debt situation on date of November 8, 2019

Margin account: $49,633.75‬ @ 5.50%
Annual interest: $2,729.85
On the date of November 3, 2019

Surprise: Derek Foster is now investing in Nutrien Ltd. (NTR)!

So far, it's been a good week for the TSX. The pretty almost kick in the 16 700 points, which is absolutely AMAZING. It's quite an exciting time because I am secretly hoping for the TSX to hit on the 17 000 points. In result of those super hot numbers, my non-registered portfolio closed today session at very good $118,543.87, my TFSA portfolio at $82,650.57‬ and my RRSP portfolio at $46,056.85‬. I now have 420.90$ in cash inside my TFSA portfolio, which means that soon enough I will have enough to place a new investment.

In his latest newsletter, Derek Foster informs his readers that stocks are expensive right now, so he's pretty much in the same mood as I am right now, not really investing, but he had been investing in Nutrien Ltd. (NTR). And of course, pretty already own that one inside her portfolio. What can I say? I already hold on to the best of what the TSX has to offer. That's the reason why I keep saying over and over again that my investment portfolio has everything it needs to be in the $300 000 net worth. I know I do. I am absolutely, absolutely sure. With age, I am getting better and better at cashing in profit while doing at all, or almost. 

The year 2020 is just around the corner. And who says new year say new money to be invested in the TFSA portfolio! I don't know if you have noticed this, but the list of stock that I hold inside my non-registered portfolio is going shorter. That because I do contribution in kind for my TFSA, since I am so short in cash, I prefer to take stocks that I hold inside my non-registered portfolio and have them shipped to my TFSA portfolio just like magic by Santa TD Waterhouse hot brokers.

For a while, it looks like Savaria Corporation (SIS) was just going nowhere, but now, I am reassured now because I am under the impression that SIS will be in the $14 per stock and that's cool because SIS is a bit everywhere in my portfolio: in my non-registered portfolio, TFSA portfolio AND my RRSP portfolio. Got to love that stuff for sure!

Check it out, Susan Brunner had posted a review about a stock that I hold inside my TFSA portfolio: Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A).

And just one last thing, I had been noticing that my investment in SIR Royalty Income Fund (SRV.UN) had been losing in value. This is quite annoying. 

I think I will just follow Derek Foster and pick Nutrien Ltd. (NTR) as my next investment, even if I already have this one in my TFSA portfolio. At a point, too much candy is too much candy, I don't know which one to pick no one. Why should I literally tortured myself, trying so desperately to find THE stock that will push me forward to the $300 000 net worth, while Derek Foster is just there and happily throwing away some nice investment ideas. Thank you Derek Foster :0)

 

More cold cash please

I really like this time of year, the winter hour time change. It gives an extra hour to do everything needed on a Sunday before starting another week at work. And soon enough we'll be in the year 2020.

I was quite happy this past Friday to see the TSX getting closer to the 16 600 points. In my opinion, my net worth was going to be in the $232 000, but after updating my investment portfolio and debt pages earlier today, I found out that it wasn't the case. Compare to September of this year, my net worth only grow of $95.97. However, I am happy that my value actually didn't increase. I prefer a really small gain rather than a rough decline. One thing that I am happy about is that my savings account is slowly building up. It's something I wanted to work on for quite some time, but now that I am getting a bit older, I find that it doesn't make sense to have so little in savings and have everything pack in stocks only or almost... This is something that had been in my mind also for quite some time. I can be quite lazy, but when I get my mindset on something, I became a fast runner.

It doesn't look at it at first, but if I continue putting away only $200 per paycheque for the 12 months, it's $7,712.91 I will have in savings, instead of the tiny little $2,512.91 that I currently have. Eventually, I would like to have at least $20,000 in cash reserved. More is only better. It could happen in less than 4 years if I stick to this easy plan, so why not.

I feel like I am not that far away from a $300,000 net worth. It's just really hard these days to get where I want to be. The stock market being super volatile, it can actually be a good idea to just focus on putting money aside for savings rather than thinking about my next investment... I unfortunately don't have anything in mind as a new investment ideas. I feel like I have everything I need in my portfolio to hit on that magic number. Right now, the only thing I am missing in order to be a perfect investor is more savings, or what I like to introduce as cold cash in the beginning of each of my investment portfolio updates.

My investment portfolio on date of November 1, 2019

Cold cash: $2,512.91‬

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,897.46‬

Methanex Corporation (MX): $5,174‬
Fortis Inc. (FTS): $6,830.46‬
Pembina Pipeline Corporation (PPL): $29,772.12
Corby Distilleries Limited (CSW.A): $2,216.28
iShares S&P/TSX Capped REIT Index (XRE): $3,080
New Flyer Industries Inc. (NFI): $3,298.40
TMX Group Inc. (X): ‬$917.36‬
K-Bro Linen Inc. (KBL): $3,647
TransCanada Corp (TRP): $1,677.25
Canadian National Railway Co (CNR): $10,778.40
Enbridge Inc. (ENB): $16,224.05‬
Emera Inc. (EMA): $1,358.50
BCE Inc. (BCE): $1,369.94
Saputo Inc. (SAP): $1,527.20
Loblaw Companies (L): $838.20
Savaria Corporation (SIS): $7,137.70
WSP Global Inc. (WSP): $4,112
Aphria Inc. (APH): $1,360‬
George Weston Limited (WN): $104.71

Kinder Morgan Canada Limited restricted voting shares (KML): $4,200

TOTAL: $117,521.03‬

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,727.52
General Mills Inc. (GIS): $1,638.08‬
Cash: $13.33

TOTAL: $3,378.93‬ ‬ USD: $4,411.53 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $14.35
RioCan Real Estate Investment Trust (REI.UN): 
CT Real Estate Investment Trust (CRT.UN): $1,478
Canadian National Railway Co (CNR): $4,790.40‬
Exchange Income Corporation (EIF): $39.32
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,425.35‬
Brookfield Renewable Energy Partners L.P. (BEP.UN):‬ $1,677.90‬
Andrew Peller Limited (ADW.A): $2,210
Toronto-Dominion Bank (TD): $1,506
Boyd Group Income Fund (BYD.UN): $5,548.8
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,871.70‬
Data Communications Mgmt (DCM): $3.48
Morneau Shepell Inc. (MSI): $2,861.10
Royal Bank of Canada (RY): 
Park Lawn Corporation (PLC): $1,749.60
Toromont Industries Ltd (TIH): $2,725.20‬
BCE Inc. (BCE): $560.43

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,345.50‬
Sienna Senior Living Inc. (SIA): $1,528.8‬0
Boralex Inc. Class A Shares (BLX): $872.40‬
Richelieu Hardware Ltd. (RCH): 
Savaria Corporation (SIS): $959
Northland Power Inc. (NPI): $2,614
Calian Group Ltd. (CGY): $2,609.24
BMO Bank of Montreal (BMO): $1,957.40
Canadian Utilities Limited (CU): $1,622.46
WSP Global Inc. (WSP): $2,056
Granite Real Estate Investment Trust (GRT.UN): $655.90‬
Cargojet Inc. (CJT): $2,840.55
Nutrien Ltd. (NTR): $3,171.50

TFI International Inc. (TFII): $3,351.20‬
Canadian Imperial Bank Of Commerce (CM): $3,381

SIR Royalty Income Fund (SRV.UN): $848.80

ATCO Ltd. (ACO.Y): $2,838‬

Aecon Group Inc. (ARE): $1,885

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,789.58‬
Metro Inc. (MRU): $2,101.78‬

Cash: $377.70

TOTAL: $81,782‬

RSP investment portfolio: 
Emera Incorporated (EMA): $15,649.92
EnCana Corporation (ECA): $583.20‬
Toronto-Dominion Bank (TD): ‬$2,259.00‬
Telus Corp (T): $2,328.50‬
Royal Bank of Canada (RY): $2,132.60
Savaria Corporation (SIS): ‬‬$2,767.40
Thomson Reuters Corporation (TRI): $3,187.80‬
Park Lawn Corporation (PLC): $5,832‬
Richards Packaging Income Fund (RPI.UN): ‬‬$1,361.58
Toromont Industries Ltd (TIH): $476.91‬
CAE Inc. (CAE): $2,346.40
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,594.15
Boralex Inc. Class A Shares (BLX): $1,090.50‬
Quebecor Inc. (QBR.B): $769.75‬
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $262.85
Brookfield Renewable Partners L.P. (BEP.UN): $1,062.67‬

Leon's Furniture Limited (LNF): $532.10
Cash: $149.65

Total: $46,386.98    

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,989.29

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: ‬$1,693.70
Manulife Simplicity Growth Portfolio: $1,424.92‬
Maritime Life CI Harbour Seg Fund: $1,308.43
Maritime Life Fidelity True North Seg Fund: $1,196.57‬
Manulife GIF MLIA B World Invest: $1,258.34
Total: $6,881.96‬

Other various: $14,840.23

TOTAL: $72,178.21

Social Capital at Desjardins Membership share: $35
Online money: $105
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$279,888.54‬

On the date of November 1, 2019

My debt situation on date of November 1, 2019

Margin account: $48,261.44‬ @ 5.50%
Annual interest: $2,654.38
On date of November 3, 2019