My investment portfolio on date of January 16, 2020

Cold cash: $4,942.63

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,461.32

Methanex Corporation (MX): $5,341.44

Fortis Inc. (FTS): $7,067.55

Pembina Pipeline Corporation (PPL): $37,218.72

iShares S&;P/TSX Capped REIT Index (XRE): $3,135.65

New Flyer Industries Inc. (NFI): $3,257.79

TMX Group Inc. (X): $930.16

K-Bro Linen Inc. (KBL): $4,132.00

TransCanada Corp (TRP): $1,753.00

Canadian National Railway Co (CNR): $11,223.00

Enbridge Inc. (ENB): $17,895.81

Emera Inc. (EMA): $1,428.25

BCE Inc. (BCE): $1,354.10

Saputo Inc. (SAP): $1,594.40

Loblaw Companies (L): $816.60

Savaria Corporation (SIS): $7,337.69

WSP Global Inc. (WSP): $4,697.50

Aphria Inc. (APH): $1,354.00

George Weston Limited (WN): $105.16

TOTAL: $122,104.14

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,837.84

General Mills Inc. (GIS): $1,719.04

Cash: $13.33

TOTAL: $3,570.21 US: $4 669,48 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,627.00

Canadian National Railway Co (CNR): $4,988.00

Exchange Income Corporation (EIF): $44.32

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,661.86

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,809.00

Andrew Peller Limited (ADW.A): $1,937.15

Toronto-Dominion Bank (TD): $1,479.20

Boyd Group Services Inc. (BYD): $6,586.50

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,902.50

Data Communications Mgmt (DCM): $1.92

Morneau Shepell Inc. (MSI): $3,107.70

Royal Bank of Canada (RY): $4,246.00

Park Lawn Corporation (PLC): $1,815.00

Toromont Industries Ltd (TIH): $2,863.20

BCE Inc. (BCE): $553.95

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,651.50

Boralex Inc. Class A Shares (BLX): $1,046.40

Richelieu Hardware Ltd. (RCH): $1,299.50

Savaria Corporation (SIS): $982.10

Northland Power Inc. (NPI): $2,829.00

Calian Group Ltd. (CGY): $3,005.88

Canadian Utilities Limited (CU): $1,665.30

WSP Global Inc. (WSP): $2,348.75

Granite Real Estate Investment Trust (GRT.UN): $696.00

Cargojet Inc. (CJT): $3,282.51

Nutrien Ltd. (NTR): $3,069.00

TFI International Inc. (TFII): $3,653.60

Canadian Imperial Bank Of Commerce (CM): $3,258.00

SIR Royalty Income Fund (SRV.UN): $683.20

ATCO Ltd. (ACO.Y): $3,039.00

Aecon Group Inc. (ARE): $1,753.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,057.86

Metro Inc. (MRU): $2,075.18
Alimentation Couche-Tard Inc. (ATD.A): $533.28

Cash: $3,813.72

TOTAL: $86,379.00

RSP investment portfolio: 

Emera Incorporated (EMA): $16,624.83

EnCana Corporation (ECA): $600.48

Toronto-Dominion Bank (TD): $2,218.80

Telus Corp (T): $2,542.50

Royal Bank of Canada (RY): $2,123.00

Savaria Corporation (SIS): $2,834.06

Thomson Reuters Corporation (TRI): $3,691.80

Park Lawn Corporation (PLC): $6,050.00

Richards Packaging Income Fund (RPI.UN): $1,590.60

Toromont Industries Ltd (TIH): $501.06

CAE Inc. (CAE): $2,718.80

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,951.15

Boralex Inc. Class A Shares (BLX): $1,308.00

Quebecor Inc. (QBR.B): $827.00

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $271.25

Brookfield Renewable Partners L.P. (BEP.UN): $1,145.70

Leon's Furniture Limited (LNF): $575.62

Cash: $328.75

Total: $49,903.40    

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,112.64

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1,359           

Manulife Fidelity NorthStar GIF CAP B: $1 773,61

Manulife Simplicity Growth Portfolio: $1 487,87

Maritime Life CI Harbour Seg Fund: $1 384,87

Maritime Life Fidelity True North Seg Fund: $1 321,96

Manulife GIF MLIA B World Invest: $1 260,85

Total: $7,229.16

Other various: $16,004.93

TOTAL: $78,688.88

Social Capital at Desjardins Membership share: $35

Online money: $18.19

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$296,837.32

On the date of January 16, 2020

My debt situation on date of January 16, 2020

Margin account: $46,242.32‬ @ 5.50%  
Annual interest: $2,543.33
On the date of January 16, 2020

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Welcoming my highest value EVER: $247,946.18!!!

The TSX closed today on a really good 17,415.17 points, it's highest value EVER. In result, I have also reached my highest net worth value EVER today. I am now at $247,946.18. Between January 9 and today, my portfolio gained 3k. Tomorrow is paycheque day, so we can somewhat say that my net worth is now at $249,256.18! Can someone borrow me $743.82, like right now so I can easily make it to the $250 000? !!! The 250k net worth is not at all far away anyway.

My investment portfolio on date of January 15, 2020

Cold cash: $3,633.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,421.82

Methanex Corporation (MX): $5,396.56

Fortis Inc. (FTS): $7,015.48 

Pembina Pipeline Corporation (PPL): $37,103.60

Corby Distilleries Limited (CSW.A): $2,141.99

iShares S&P/TSX Capped REIT Index (XRE): $3,093.03

New Flyer Industries Inc. (NFI): $3,276

TMX Group Inc. (X): $937.68

K-Bro Linen Inc. (KBL): $4 100

TransCanada Corp (TRP): $1,743

Canadian National Railway Co (CNR): $11,071.80

Enbridge Inc. (ENB): $17,790.72

Emera Inc. (EMA): $1,421.50

BCE Inc. (BCE): $1,344.42

Saputo Inc. (SAP): $1,595.20

Loblaw Companies (L): $807.84

Savaria Corporation (SIS): $7,410.91

WSP Global Inc. (WSP): $4,705

Aphria Inc. (APH): $1,376

George Weston Limited (WN): $104.25

TOTAL: $123,856.80

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,826.80

General Mills Inc. (GIS): $1,707.84

Cash: $13.33

TOTAL: $3,547.97 US: $4 621,59 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,596.00

Canadian National Railway Co (CNR): $4,920.80

Exchange Income Corporation (EIF): $43.83

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,616.97

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,816.20

Andrew Peller Limited (ADW.A): $1,922.70

Toronto-Dominion Bank (TD): $1,467.80

Boyd Group Services Inc. (BYD): $6,390.00

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,833.90

Data Communications Mgmt (DCM): $1.83

Morneau Shepell Inc. (MSI): $3,114.00

Royal Bank of Canada (RY): $4,218.00

Park Lawn Corporation (PLC): $1,807.20

Toromont Industries Ltd (TIH): $2,830.00

BCE Inc. (BCE): $549.99

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,603.50

Boralex Inc. Class A Shares (BLX): $1,045.60

Richelieu Hardware Ltd. (RCH): $1,293.52

Savaria Corporation (SIS): $991.90

Northland Power Inc. (NPI): $2,800.00

Calian Group Ltd. (CGY): $3,028.08

Canadian Utilities Limited (CU): $1,659.42

WSP Global Inc. (WSP): $2,352.50

Granite Real Estate Investment Trust (GRT.UN): $690.30

Cargojet Inc. (CJT): $3,195.22

Nutrien Ltd. (NTR): $3,132.00

TFI International Inc. (TFII): $3,589.60

Canadian Imperial Bank Of Commerce (CM): $3,246.00

SIR Royalty Income Fund (SRV.UN): $683.20

ATCO Ltd. (ACO.Y): $3,015.00

Aecon Group Inc. (ARE): $1,754.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,010.74

Metro Inc. (MRU): $2,057.70
Alimentation Couche-Tard Inc. (ATD.A): $529.44

Cash: $3,782.05

TOTAL: $85,601.91

RSP investment portfolio: 

Emera Incorporated (EMA): $16,546.26

EnCana Corporation (ECA): $597.24

Toronto-Dominion Bank (TD): $2,201.70

Telus Corp (T): $2,521.50

Royal Bank of Canada (RY): $2,109.00

Savaria Corporation (SIS): $2,862.34

Thomson Reuters Corporation (TRI): $3,633.12

Park Lawn Corporation (PLC): $6,024.00

Richards Packaging Income Fund (RPI.UN): $1,612.05

Toromont Industries Ltd (TIH): $495.25

CAE Inc. (CAE): $2,699.90

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,933.65

Boralex Inc. Class A Shares (BLX): $1,307.00

Quebecor Inc. (QBR.B): $822.00

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $271.25

Brookfield Renewable Partners L.P. (BEP.UN): $1,150.26

Leon's Furniture Limited (LNF): $578.00

Cash: $321.01

Total: $49,685.53   

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,110.17

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1,359           

Manulife Fidelity NorthStar GIF CAP B: $1 766,85

Manulife Simplicity Growth Portfolio: $1 488,02

Maritime Life CI Harbour Seg Fund: $1 380,20

Maritime Life Fidelity True North Seg Fund: $1 260,30

Manulife GIF MLIA B World Invest: $1 322,03

Total: $7,217.40

Other various: $15,981.69

TOTAL: $78,433.54

Social Capital at Desjardins Membership share: $35

Online money: $18.19

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$296,200.07

On the date of January 15, 2020

My debt situation on date of January 15, 2020

Margin account: $48,253.89‬ @ 5.50% Annual interest: $2,653.97 On the date of January 9, 2020

An unwanted couple in Canada: "Prince" Harry & Meghan Markle

I just don't understand why Harry and Meghan want to live in Canada, both don't belong here and they are not Canadians. Both don't have strong accomplishments under their belt. They are being known as a Ken and Barbie doll, well dressed, looking good, but other than that, nothing else to take about. No matter what, Harry is part of the monarchy, that's his world, where he belongs. Just a few months following their royal wedding, their departure from full-time royal life doesn't make any sense. It's quite a selfish, self-centered move. I feel Harry and Meghan as being too involved in themselves. Personally, my relationship with the monarchy had evolved. In Canada, we are too much of a great country to have any link at all to any monarchy system. This is a bad gift coming from colonialism. It's quite disgusting to think that our hard earn money might have to go to cover the cost of the security of Harry and Meghan, especially knowing how much they had screamed that they wanted to be financially independent. I however somewhat have a good feeling about William, which I find is much more of a giver than his younger brother, much less selfish, and I think he can do a lot of good for his country. One day, he will make for sure a great king, but all that stuff doesn't concern Canada. We shouldn't be considered as part of their kingdom.

 

One of my favorite stock of the moment, Pembina Pipeline Corporation (PPL), had recently increased their dividend distribution. It allows me to push my annual dividend income (including dividend coming from my RRSP portfolio) to $9 302.72. Good financial news only follows good news these days, at least for me, and I guess also for everyone. The TSX is rocking my world and is on it's highest value EVER. With all this goodness, my net worth is probably in the $247 000. I hope the TSX will close on a good note so I can update my investment portfolio again. Who knows, I have all the chances of the world to hit on a $250k net worth real soon. And from there, just watch me reaching the 300k!!

Nice dreams, but while talking, I am more and more thinking about selling my investment in Corby Distilleries Limited (CSW.A). The money would go to pay down my margin account. I have close to 4k in cash inside my TFSA portfolio, but I don't know what o do with that money. Isn't it kind of a lovely problem, to have money to spend, to invest, to do whatever I want with it, but not knowing what do to with it? As you know if you read each and every single words of mine, I no longer have access to Stockopedia so I am kind of a dog trying to reach out to her tail, but obviously, I don't have one, and obviously, I no longer have that Stockopedia. The search for the perfect stock is still on and is a never-ending one. 

One thing I know for sure, that 4k cash in my TFSA will remain in my TFSA. One reason is that I didn't make any new contribution to my TFSA portfolio so far for 2020. Having the chance to have money in cash inside a TFSA portfolio is a huge benefit. I believe that no one should take off money from a TFSA portfolio, unless you really need it. Right now, I am not feeling like moving that cash out from my TFSA.

Basically, I have no idea what to do with my money, but it's not a negative thing at all. It's quite ok this way, better to do nothing rather than doing a stupid and dumb investment move. Once I will know what to so, it will be the best investment move you will have never seen of your life, so have sweet dreams on that.

Reaching out my highest net worth value EVER: $244,970.41

Despite all the bad things going on right now in the world, Australia's bad fires, Prince Harry and Meghan that may move to Canada, the situation between Iran and the US, and so many more... despite it all, the TSX remains solid like a rock and closed today session at a fantastic 17,235.57 points. I had my eyes on Pembina Pipeline Corporation (PPL) today and while watching it gaining more than 4%, I knew that I was on something hot. This was going to be a good day for me I knew it, so I quickly updated my investment portfolio. 

It's official, I finally made it, I pop up the 240k net worth! I am currently sitting on a $244,970.41 pot of gold. This is the highest net worth value I had ever reached. And the best thing being, I am not missing much before hitting on the 250k. All I can say is that this year 2020 is starting the right way. I still believe in my chances to reach out to the 300k net worth by the end of the year.

Today, Pembina Pipeline Corporation (PPL) finally performed the way I wanted. Back in 2019, I had invested in Kinder Morgan Canada Limited restricted (KML) following the announcement buyout by PPL. That investment brought in quite some excitement. I was really sure of my move and never doubt that success was among the way. Later on, KML had been magically transformed into some PPL stocks and as a result now, I am registering some interesting capital gains. 

It's all good stuff at this moment, but I still have a bit of work on the way. On my "maybe" to-do list or stuff I am just thinking about:

-To sell my investment in General Mills Inc. (GIS) and reinvest the money in another US stock.
-Reinvest the cash that I currently have inside my TFSA portfolio.
-Do a cash contribution for my TFSA.
-To sell my Corby Distilleries Limited (CSW.A) stocks.

My investment portfolio on date of January 9, 2020

Cold cash: $3,633.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,420.24

Methanex Corporation (MX): $5,181.28

Fortis Inc. (FTS): $6,911.34 

Pembina Pipeline Corporation (PPL): $37,081.40

Corby Distilleries Limited (CSW.A): $2,133.65

iShares S&P/TSX Capped REIT Index (XRE): $2,996.84

New Flyer Industries Inc. (NFI): $3,272.64

TMX Group Inc. (X): $879.84

K-Bro Linen Inc. (KBL): $4,147.00

TransCanada Corp (TRP): $1,726.75

Canadian National Railway Co (CNR): $10,826.10

Enbridge Inc. (ENB): $17,665.29

Emera Inc. (EMA): $1,409.00

BCE Inc. (BCE): $1,326.38

Saputo Inc. (SAP): $1,587.20

Loblaw Companies (L): $814.68

Savaria Corporation (SIS): $7,165.10

WSP Global Inc. (WSP): $4,610.50

Aphria Inc. (APH): $1,262.00

George Weston Limited (WN): $103.86

TOTAL: $122,521.09

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,829.20

General Mills Inc. (GIS): $1,676.16

Cash: $13.33

TOTAL: $3,518.69 US: $4,571.48 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,895.40

Canadian National Railway Co (CNR): $4,811.60

Exchange Income Corporation (EIF): $43.80

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,354.33

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,895.40

Andrew Peller Limited (ADW.A): $2,007.70

Toronto-Dominion Bank (TD): $1,463.80

Boyd Group Services Inc. (BYD): $6,339.00

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,668.70

Data Communications Mgmt (DCM): $1.89

Morneau Shepell Inc. (MSI): $3,039.30

Royal Bank of Canada (RY): $4,177.20

Park Lawn Corporation (PLC): $1,828.20

Toromont Industries Ltd (TIH): $2,845.20

BCE Inc. (BCE): $542.61

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,461.00

Boralex Inc. Class A Shares (BLX): $1,006.40

Richelieu Hardware Ltd. (RCH): $1,298.58

Savaria Corporation (SIS): $959

Northland Power Inc. (NPI): $2,697.00

Calian Group Ltd. (CGY): $2,960.00

Canadian Utilities Limited (CU): $1,648.08

WSP Global Inc. (WSP): $2,305.25

Granite Real Estate Investment Trust (GRT.UN): $661.30

Cargojet Inc. (CJT): $3,057.47

Nutrien Ltd. (NTR): $3,110.50

TFI International Inc. (TFII): $3,550.40

Canadian Imperial Bank Of Commerce (CM): $3,228.90

SIR Royalty Income Fund (SRV.UN): $674.40

ATCO Ltd. (ACO.Y): $2,973.00

Aecon Group Inc. (ARE): $1,780.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,892.56

Metro Inc. (MRU): $2,059.60
Alimentation Couche-Tard Inc. (ATD.A): $528.96

Cash: $3,743.83

TOTAL: $84,216.88

RSP investment portfolio: 

Emera Incorporated (EMA): $16,400.76

EnCana Corporation (ECA): $629.64

Toronto-Dominion Bank (TD): $2,195.70

Telus Corp (T): $2,511.00

Royal Bank of Canada (RY): $2,088.60

Savaria Corporation (SIS): $2,767.40

Thomson Reuters Corporation (TRI): $3,545.64

Park Lawn Corporation (PLC): $6,094.00

Richards Packaging Income Fund (RPI.UN): $1,584.66

Toromont Industries Ltd (TIH): $497.91

CAE Inc. (CAE): $2,645.30

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,945.20

Boralex Inc. Class A Shares (BLX): $1,258.00

Quebecor Inc. (QBR.B): $818.75

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $276.50

Brookfield Renewable Partners L.P. (BEP.UN): $1,200.42

Leon's Furniture Limited (LNF): $574.60

Cash: $288.25

Total: $49,322.33  

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,075.04

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1,359           

Manulife Fidelity NorthStar GIF CAP B: $1 749,18

Manulife Simplicity Growth Portfolio: $1 471,87

Maritime Life CI Harbour Seg Fund: $1 366,31

Maritime Life Fidelity True North Seg Fund: $1 252,27

Manulife GIF MLIA B World Invest: $1 299,94

Total: $7,139.57‬

Other various: $15,744.212

TOTAL: $77,719.90

Social Capital at Desjardins Membership share: $35

Online money: $18.19

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$292,715.58‬

On the date of January 9, 2020

My debt situation on date of January 9, 2020

Margin account: $47,745.17‬ @ 5.50%
Annual interest: $2,625.99
On the date of January 9, 2020

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Saying a thank you and goodbye Stockopedia

My sell of SIA and BMO stocks bring in over 3k in cash inside my TFSA portfolio and now, only one silent question remains: what I am going to do with that money? Back in the days, I used to always have a plan for my money, there was always that net stock that I wanted to buy. There used to be always something new out there patiently waiting for me to just be buy by me. Now, it's not the case anymore, and that being because I already have an X-large portfolio of many many stocks and I probably already hold on to most of the greatest hottest stocks that the TSX has to offer. And on top of that, my free access to Stockopedia had expired. 

I really like and enjoy Stockopedia, I really like to search for new stocks to invest in by using their screens. Stockopedia is a super great tool for investors. For the past 3 years, I had found many great stocks on Stockopedia, stocks that no one talked about, and were, until I exposed them on my blog, secret money-making gems, like WSP Global Inc. (WSP), Park Lawn Corporation (PLC), Granite Real Estate Investment Trust (GRT.UN), Cargojet Inc. (CJT), TFI International Inc. (TFII) and Richards Packaging Income Fund (RPI.UN). At first, it was supposed to be a 3 weeks try, I was able to recently find that old email, but it turned out to be 3 years, which I enjoyed and I am really grateful for it. However, I will never pay a dime for Stockopedia. The reason for that is that Stockopedia is coming from the UK, and I am not willing to spend money on absolutely anything coming from the UK. And I can say proudly that I am pretty sure that I never spend a dime on stuff coming from the UK.

I never really exposed this UK banned of mine, but it's been around for a really long time, even before I started blogging ages ago. I went to see the movie recently Downtown Abbey because I liked the TV show - even if obviously it's coming straight from the UK, but I adore Downtown Abbey, what can I say, under just a really few exceptions, my door is closed to the UK. The reason for this is quite simple, I am from New Brunswick, Acadian, and if you know a bit about history, you know what England did to Acadians. It was a long time ago, it's part of history, it's part of the past, but no matter what, I don't care. I won't ever pay for any services coming out of the UK. I will never participate in the well-being of people coming from that country. It's simply a matter of self-esteem and honor. At $175 per year, access to Stockopedia is not coming cheap, it's simply too expensive for me. So the time had come to say goodbye and move forward.

Don't feel sad or bad for me. For someone like me who is just obsessed with stocks and her portfolio, and who used to always wanted to have that new how stock to invest in, Stockopedia had brought a lot of joy to my life, like my finding of PLC was really one over the top one, but sometimes, too much excitement for a stock junky is just too much. 

Currently, the best thing I can do with my margin is to pay down my big fat margin account. I will be turning 40 this year and it's just about time that I pay down my margin. Also, I don't feel the same about investing anymore. It's getting more and more difficult to find new stocks to invest in and it's really rare now that I feel excitement over new investment ideas. The stock market being so volatile, it's enough alone to kill the spirit of any investor. It's just where I am right now. I was thinking of maybe investing in CCL Industries Inc. (CCL.B) or maybe getting back a bit in PBH, but it's just ideas for now. I am more tempted by using that TFSA money to pay down a bit my margin. But you know me, I might change my mind tomorrow. Nothing is really static when it comes to my investment. I do as I wish and I invest in stocks that make me dream.