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Thursday, February 27, 2020

Another bad day for the TSX

A lot of damages had been done today over the TSX. Only to add a bit more to the existing stock market difficulties worldwide, the TSX experimented major technical difficulties at the end of its trading session. From what I understood, the TSX wasn't operational during its two last usual business hours. This is catastrophic. A stock market that doesn't remain open in the hardest times doesn't offer the best opportunities for all. The TSX needs to be, and that means that its an open market that goes with the flow, and need to remain open during regular trading hours. Today, there was an in deep need for selling assets over the TSX, but that need wasn't fully fulfilled. In reaction to that bad situation, the TSX could experience another bad day yesterday.

Today was quite busy for me at work and I only had time to check on the TSX one time, and when I did *DRAMA*, the TSX had lost 300 points. As expected, my overall value had gone now. My non-registered portfolio closed today session at $118,062.87, my TFSA portfolio at $85,732.45, and my RRSP portfolio, stocks only, at $48,413.32. Not exactly everything had been going wrong today. Strangely, my Cargojet Inc. (CJT) stocks registered a gain of 2.29%. 

Yesterday, I had bought some  Fortis Inc. (FTS) and CGI Group Inc. Class A Subordinate Voting Shares (GIB.A) stocks for my TFSA portfolio. I actually have cash to invest more. I never been good enough to have some savings. I am thinking about investing in maybe some RY stocks. Now is the time to catch good quality stocks at a cheaper pricer.

While facing a down market, the obsession if to find out if the lowest value had been reached or not. Personally, I think the TSX can go lower tomorrow, especially since any operations had been made impossible to be made at the end of the trading day.

Tuesday, February 25, 2020

Perfection has a name: its Fortis Inc. (FTS)

Another post because mommy is here to help! Ok so, now is a good time to invest in stock, but in which one? When everything is going well like it did for the past couple of weeks, stocks are expensive. In times like we are in right now - this is the perfect time to invest in stocks. I have many little favorites, but the stock of my life that I really like but I never barely write about: Fortis Inc. (FTS). That stock is soooo strong and with an amazing chart that drive a sexy spell on you.

Finding good quality stocks to invest in is not an easy thing. But you have to trust me when I say that Fortis Inc. (FTS) is perfection because it is. A chart simply doesn't lie. No need to understand finance or anything else. Everything you need is in that line. Fortis is usually always really strong, you may want to take advantage of the kittle drop that we are currently experiencing in Fortis right now because guess what, it's what I am going do for a good 2k that I have in cash inside my TFSA (I know, finally).!

No stock is at no risk, but you can easily tell if a stock is secure by looking at an overall chart. And of course, that chart needs to go all the way up. If you want to invest in stock right now, focus on a stock that pays a reasonable and not too high dividend yield, have a good overall chart and that s not to shake up by the current stock market disastrous situation.

I am going to throw other stocks that I hold and that you might like to consider as an investment:
Bank of Nova Scotia (BNS)
Canadian National Railway Co (CNR)
WSP Global Inc. (WSP) 

And check out my portfolio for other ideas because I am ending this here. 

No need to thank me for anything.

OH NOOO, the TSX is going flat DOWN

Rough days for the TSX! My non-registered portfolio closed today session at $121,356.34, my TFSA portfolio at $87,343.84, and my RRSP portfolio at $49,536.38. My numbers are not too bad, knowing what's going on. This week, the stocks market had reacted quite hard. We were almost in the 18 000 points, and now, we are closer to the 17 000 than to the 18 000 points. Nothing better than a wild volatility correction to put things back in perspective. I don't know if the stock market is reacting too much. In the present time, for once, the stock market is reacting quite normally, because of the virus. The best way to protect yourself is to wash your hands frequently. It's something that I am used to do naturally. Personally, I don't fear death, I don't even believe that I can actually die, my body is just too great for that purpose. But I guess one day, I will know for sure. Until that time, I am watching closely my beauties going down down down... While doing so, I cannot do much, so I am burning myself to the gym right after work and by doing, I just have more energy. I used to feel tired in the evening, while not going to the gym. So to the gym, I do belong. Currently, my favorite gym song that I listen to on and on and on... is from A$AP Rocky. The rhythm of the song is just perfect. Not too slow, not too fast. I have a crush on that guy. I don't know if it will last or not. LOL



This had been released a little while back, but I don't get enough of that song! Let's dance while the stock market is going all the way down. You won't be able to do anything to stop it anyway, so breathe in and try to relax. Just keep everything in there, it's not the time to sell. It's during hard times like these that I built up my portfolio. My what used to be a $257 000 net worth had been build on total distress and misery.

And I am helping the moment by checking on my beautiful blog, and remembering that at a special time of my life, I had reached $257 000 in net worth. With Spring coming soon enough, maybe the epidemic will be hitting less, I just hope so. Be ready, tomorrow could also be a bad day for the TSX. I am getting ready to invest. Despite being frightening, it's when the TSX hit low that we need to buy our precious stocks. It's something that is easier to say than to do. I am not in a hurry to invest because I am under the impression that the TSX could go lower. So if you don't feel ok to invest now, you can certainly hold on to your cash for now. It's not a shame to hold on to some cash inside a portfolio. I had been living with now a 4k in cash inside my TFSA for what - a couple of weeks now? And I am just doing ok the way I am.

Other than the virus, we have a lot going on in Canada. Personally, I always loved the train. Where I am from in New Brunswick, we can see the train, and hear it coming, despite being at a good distance. I guess that no one is hearing much of trains these days, but I don't know for sure the situation in New Brunswick. Justin Trudeau is so not the politician of the situation right now. I am totally in favor of the indigenous resistance. This is just not hard to understand, we shouldn't invade indigenous land, it's just somewhat common sense that Trudeau is too lazy to understand. We should all stand behind them. This is bad to the economy, but it's the fault of Mr. dumb-dumb Justin Trudeau.

Tuesday, February 18, 2020

Probably saying hello to a somewhat $258 000 net worth

My RRSP portfolio closed today session at $51,002.60 - I think it's the first time it reached 51k. My TFSA portfolio closed today session at $89,882.35 and my non-registered portfolio, at $125,637.08. I am probably in the $258 000 net worth or around. I really hope that no one of my readers actually has anything invested in Bombardier Inc. because today, BBD.B lost closed to 10%.
 
I now have $4,233.04 savings. Once I reached 5k, I will be good to have.. free cheques. I didn't contribute yet to my TFSA in 2020, which is a real shame. However, I absolutely need free cheques and I am going to explain why. You got to imagine me at work, my cell phone is ringing, I am terribly annoyed, but I answer anyway, just in case it would be an emergency coming from my old folks in New Brunswick. I answer the phone and it's not the voice of someone I know, I am thinking about a telemarketing score. I am terribly annoyed... And then, I hear the man asking for me, and then he said that he was from an anti-fraud department... And of course, I freaked out, what the f is going on? But then I am being asked if I made a cheque of X amount... Of course, that was my rent cheque, but it's just that instead of paying using a cheque from my line of credit, I pay using a cheque coming from my credit card and then received THE call lol... Hell yeah, I need some free cheques PLEASE. LOL

It might feel as being useless to have 5k in savings, but it took me a while before building up my savings account, so I prefer that the money stay where it is. It's all pretty much psychological with me. And frankly, I have almost 4k in cash in my TFSA and I am still thinking about what to invest in.

Thursday, February 13, 2020

Welcoming my highest net worth value ever: $257,187.44‬!

I don't know if you had bought, like me, the Smoothie and Milkshake 2020 calendar, but I have to say that the month of February is absolutely gorgeous with Milkshake pretty kitty face.
 
Yesterday had been quite a day, as I reached out my highest net worth value ever, $257,187.44‬. I have my chances to end my week on an 258k-259k net worth. The $260 000 net worth is near, that you like it or not. I never expected to have it so easy, by doing nothing at all, without any effort, if it's not to simply be the too smart investor that I am and watch my investment portfolio who just keep going higher and higher and higher like it will never stop. If I ever reached out to the $300 000 this year, it will be insane. And after, why not going for a 400k? While I am exploding of health, the JFT Strategies Fund (JFS.UN) of Jean-François Tardif cannot even reach the $15 per unit!!! The malediction continues for Tardif. He cannot do even a sweet shit anymore. His mediocrity obsesses me.

Today, my non-registered portfolio closed at $126,026.18, my TFSA portfolio at $89,761.34, and my RRSP portfolio, stocks only, at $51,031.12. The TSX still going strong despite the coronavirus. It took a deadly disease to slow down erratic unneeded air traffic. Airline companies should all get shut down. Diseases can easily spread one place to another. It shouldn't be consider as a normal thing to take an airplane, and travel worldwide. It's unnatural and bad for the environment. Some airline companies like Air Canada offer horrible customer service, nothing will be miss. But how could be any different, especially knowing how incompetent Quebeckers can be.

Today, both TFI International Inc. (TFII) and Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A) had registered really great gains. Brookfield Asset Management Inc. (BAM.A) announced today really awesome news, its something that I just simply ADORE: a stock split!!! From my experience, please take it for granted - whenever a stock goes under the stock split knife, your investment value - usually speaking - will simply go UP and hello good looking gains.

This is fun!

Wednesday, February 12, 2020

My investment portfolio on date of February 12, 2020

Cold cash: $4,033.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,867.76
Methanex Corporation (MX): $4,673.76
Fortis Inc. (FTS): $7,334.25
Pembina Pipeline Corporation (PPL): $39,044.04
iShares S&P/TSX Capped REIT Index (XRE): $3,224.00
New Flyer Industries Inc. (NFI): $3,803.58
TMX Group Inc. (X): $942.32
K-Bro Linen Inc. (KBL): $4,376.00
TransCanada Corp (TRP): $1,846.25
Canadian National Railway Co (CNR): $11,293.20
Enbridge Inc. (ENB): $19,367.07
Emera Inc. (EMA): $1,472.25
BCE Inc. (BCE): $1,418.12
Saputo Inc. (SAP): $1,641.20
Loblaw Companies (L): $847.32
Savaria Corporation (SIS): $7,173.56
WSP Global Inc. (WSP): $4,829.00
Aphria Inc. (APH): $1,086.00
George Weston Limited (WN): $109.29
TOTAL: $126,348.97

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,819.52
General Mills Inc. (GIS): $1,693.76
Cash: $26.66

TOTAL: $
3,539.94 USD: $4 704,23 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
CT Real Estate Investment Trust (CRT.UN): $1,658.00
Canadian National Railway Co (CNR): $5,019.20
Exchange Income Corporation (EIF): $44.91
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,910.43
Brookfield Renewable Energy Partners L.P. (BEP.UN): $2,115.90
Andrew Peller Limited (ADW.A): $1,863.20
Toronto-Dominion Bank (TD): $1,507.00
Boyd Group Services Inc. (BYD): $6,718.20
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $4,038.30
Data Communications Mgmt (DCM): $1.44
Morneau Shepell Inc. (MSI): $3,145.50
Royal Bank of Canada (RY): $4,322.40
Park Lawn Corporation (PLC): $1,842.00
Toromont Industries Ltd (TIH): $2,937.60
BCE Inc. (BCE): $580.14
Northview Apartment Real Estate Investment Trust (NVU.UN): $4,759.50
Boralex Inc. Class A Shares (BLX): $1,230.40
Richelieu Hardware Ltd. (RCH): $1,354.70
Savaria Corporation (SIS): $958.30
Northland Power Inc. (NPI): $3,126.00
Calian Group Ltd. (CGY): $3,478.00
Canadian Utilities Limited (CU): $1,744.26
WSP Global Inc. (WSP): $2,414.50
Granite Real Estate Investment Trust (GRT.UN): $729.60
Cargojet Inc. (CJT): $3,577.44
Nutrien Ltd. (NTR): $2,880.50
TFI International Inc. (TFII): $3,644.80
Canadian Imperial Bank Of Commerce (CM): $3,315.60
SIR Royalty Income Fund (SRV.UN): $685.60
ATCO Ltd. (ACO.Y): $3,159.00
Aecon Group Inc. (ARE): $1,797.00
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,256.60
Metro Inc. (MRU): $2,104.82
Alimentation Couche-Tard Inc. (ATD.A): $532.80
Cash: $3,950.32

TOTAL: $
89,416.88

RSP investment portfolio: 
Emera Incorporated (EMA): $17,136.99
(OVV): $456.33
Toronto-Dominion Bank (TD): $2,260.50
Telus Corp (T): $2,767.50
Royal Bank of Canada (RY): $2,161.20
Savaria Corporation (SIS): $2,765.38
Thomson Reuters Corporation (TRI): $3,886.56
Park Lawn Corporation (PLC): $6,140.00
Richards Packaging Income Fund (RPI.UN): $1,569.81
Toromont Industries Ltd (TIH): $514.08
CAE Inc. (CAE): $2,845.50
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,589.60
Boralex Inc. Class A Shares (BLX): $1,538.00
Quebecor Inc. (QBR.B): $826.00
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $264.67
Brookfield Renewable Partners L.P. (BEP.UN): $1,340.07
Leon's Furniture Limited (LNF): $565.08
Cash:$371.73

Total: $
50,999.00

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $
3,160.82

Energy and Base Metals Term Savings (Indexed term savings):
$577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $
1 820,77
Manulife Simplicity Growth Portfolio: $1 511,10
Maritime Life CI Harbour Seg Fund: $1 410,57
Maritime Life Fidelity True North Seg Fund: $1 269,99
Manulife GIF MLIA B World Invest: $1 346,63
Total: $7,359.06

Other various
: $16,436.29

TOTAL: $80,399.41

Social Capital at Desjardins Membership share: $35
Online money: $18.19
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$304,955.72‬
On the date of February 12, 2020

My debt situation on date of February 12, 2020

Margin account: $47,768.28 @ 5.50%    
Annual interest: $2,627.25 On the date of February 12, 2020  
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Thursday, February 6, 2020

I am now on my highest net worth value EVER: $254,435.86‬

Yesterday, I proceed with a quick debt and investment portfolio update. I knew that I was on my way to hit on the 260k net worth, or somewhere close. That's how that yesterday, my net worth closed on $254,435.86‬. But today, my numbers are even better and hotter! Today, my non-registered portfolio closed on $125,906.16, my TFSA portfolio at $88,871.31 and my RRSP portfolio, at $50,703.66. I am certainly on a 2k gains. My net worth is probably in the 256k right now. I might have all the chances of the world to reach in after to all to reach the oh so wanted $300 000 net worth. But suddenly, 300k doesn't seem as being that much at all. And suddenly, I NEED MORE MONEY. As my value grows, it seems to me like the money I have is not that much at all. It's kind of a charming turn, to know how much all this means to me now. And it's quite amusing just to realize how much my hunger for that $300 000 is really is. I never taught it was going to be so damn easy.

I didn't place new investments yet, I still have close to 4k in cash inside my TFSA. It's quite busy at work so I am not at a place where I can easily see clear on what to do next. Currently, the most valuable thing I guess is my savings, which I like to name cold cash. Money in a saving account is worth being name cold cash because only money fully invested in stocks is hot, and savings are cold.

I quickly read that BCE Inc. (BCE) had increased its dividend distribution. WSP Global Inc. (WSP) is ALMOST trading at $100 per share. I also recently great stuff about both Aecon Group Inc. (ARE) and Metro Inc. (MRU). Now that I am just so close to reaching out a 300k net worth, I just really want to hit on that stock that will give me the push that I need to really move over all my expectations and wildest dream. And this is what I am good at. I know I can make it.

However, right now, my greatest enemy is myself. I am just getting tired these days and my job is quite difficult. I just feel like I need a vacation and I need to meet a rich man. With this winter I have dry skin and I am just not feeling exactly myself.

Wednesday, February 5, 2020

My investment portfolio on date of February 5, 2020

Cold cash: $4,033.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,581.40
Methanex Corporation (MX): $4,881.76
Fortis Inc. (FTS): $7,252.97
Pembina Pipeline Corporation (PPL): $38,472.70
iShares S&P/TSX Capped REIT Index (XRE): $3,157.35
New Flyer Industries Inc. (NFI): $3,691.71
TMX Group Inc. (X): $994.48
K-Bro Linen Inc. (KBL): $4,278.00
TransCanada Corp (TRP): $1,816.25
Canadian National Railway Co (CNR): $11,416.50
Enbridge Inc. (ENB): $18,841.62
Emera Inc. (EMA): $1,460.25
BCE Inc. (BCE): $1,383.14
Saputo Inc. (SAP): $1,653.20
Loblaw Companies (L): $837.84
Savaria Corporation (SIS): $7,320.28
WSP Global Inc. (WSP): $4,830.50
Aphria Inc. (APH): $1,230.00
George Weston Limited (WN): $106.66
TOTAL: $125,206.61

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,829.20
General Mills Inc. (GIS): $1,681.92
Cash: $26.66

TOTAL: $
3,537.78 US: $4 668,45 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
CT Real Estate Investment Trust (CRT.UN): $1,621.00
Canadian National Railway Co (CNR): $5,074.00
Exchange Income Corporation (EIF): $44.28
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,823.33
Brookfield Renewable Energy Partners L.P. (BEP.UN): $2,010.00
Andrew Peller Limited (ADW.A): $1,890.40
Toronto-Dominion Bank (TD): $1,504.40
Boyd Group Services Inc. (BYD): $6,752.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,985.80
Data Communications Mgmt (DCM): $1.53
Morneau Shepell Inc. (MSI): $3,154.50
Royal Bank of Canada (RY): $4,278.00
Park Lawn Corporation (PLC): $1,830.00
Toromont Industries Ltd (TIH): $2,821.20
BCE Inc. (BCE): $565.83
Northview Apartment Real Estate Investment Trust (NVU.UN): $4,696.50
Boralex Inc. Class A Shares (BLX): $1,123.20
Richelieu Hardware Ltd. (RCH): $1,359.30
Savaria Corporation (SIS): $977.90
Northland Power Inc. (NPI): $2,989.00
Calian Group Ltd. (CGY): $3,300.40
Canadian Utilities Limited (CU): $1,688.40
WSP Global Inc. (WSP): $2,415.25
Granite Real Estate Investment Trust (GRT.UN): $726.70
Cargojet Inc. (CJT): $3,493.34
Nutrien Ltd. (NTR): $2,946.00
TFI International Inc. (TFII): $3,501.60
Canadian Imperial Bank Of Commerce (CM): $3,277.20
SIR Royalty Income Fund (SRV.UN): $678.40
ATCO Ltd. (ACO.Y): $3,078.00
Aecon Group Inc. (ARE): $1,814.00
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,187.44
Metro Inc. (MRU): $2,052.00
Alimentation Couche-Tard Inc. (ATD.A): $539.40
Cash: $3,950.32

TOTAL: $
88,163.94

RSP investment portfolio: 
Emera Incorporated (EMA): $16,997.31
(OVV): $470.19
Toronto-Dominion Bank (TD): $2,256.60
Telus Corp (T): $2,672.00
Royal Bank of Canada (RY): $2,139.00
Savaria Corporation (SIS): $2,821.94
Thomson Reuters Corporation (TRI): $3,841.20
Park Lawn Corporation (PLC): $6,100.00
Richards Packaging Income Fund (RPI.UN): $1,527.24
Toromont Industries Ltd (TIH): $493.71
CAE Inc. (CAE): $2,816.10
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,531.85
Boralex Inc. Class A Shares (BLX): $1,404.00
Quebecor Inc. (QBR.B): $826.25
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $258.37
Brookfield Renewable Partners L.P. (BEP.UN): $1,273.00
Leon's Furniture Limited (LNF): $563.89
Cash: $371.73

Total:
$50,364.38 

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $
3,122.69

Energy and Base Metals Term Savings (Indexed term savings):
$577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $
1 797,85
Manulife Simplicity Growth Portfolio: $1 495,98
Maritime Life CI Harbour Seg Fund: $1 395,58
Maritime Life Fidelity True North Seg Fund: $1 257,27
Manulife GIF MLIA B World Invest: $1 333,64
Total: $7,280.32‬

Other various
: $16,154.01

TOTAL: $79,365.64

Social Capital at Desjardins Membership share: $35
Online money: $18.19
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$301,490.87‬
On the date of February 5, 2020

My debt situation on date of February 5, 2020

Margin account: $47,055.01‬ @ 5.50%    
Annual interest: $2,588.03 
On the date of February 5, 2020  

**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
 

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