My investment portfolio on date of March 13, 2020

Cold cash: $2,199.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $10,595.01

Methanex Corporation (MX): $2,207.92

Fortis Inc. (FTS): $6,693.12

Pembina Pipeline Corporation (PPL): $21,360.24

iShares S&P/TSX Capped REIT Index (XRE): $2,679.95

New Flyer Industries Inc. (NFI): $2,721.04

TMX Group Inc. (X): $840.32

K-Bro Linen Inc. (KBL): $3,990.00

TransCanada Corp (TRP): $1,485.00

Canadian National Railway Co (CNR): $9,622.80

Enbridge Inc. (ENB): $14,891.76

Emera Inc. (EMA): $1,298.25

BCE Inc. (BCE): $1,228.04

Saputo Inc. (SAP): $1,326.80

Loblaw Companies (L): $797.88

Savaria Corporation (SIS): $5,270.00

WSP Global Inc. (WSP): $3,715.00

Aphria Inc. (APH): $630.00

George Weston Limited (WN): $96.09

Rogers Communications Inc. (RCI.B): $1,769.70

TOTAL: $93,218.92

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,571.20

General Mills Inc. (GIS): $1,711.36

Cash: $26.66

TOTAL: $3,309.22 US: $4 441,30 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $12.92

CT Real Estate Investment Trust (CRT.UN): $1,418.00

Canadian National Railway Co (CNR): $4,276.80

Exchange Income Corporation (EIF): $33.53

Brookfield Infrastructure Partners L.P. (BIP.UN): $3,827.71

Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,800.60

Andrew Peller Limited (ADW.A): $1,326.00

Toronto-Dominion Bank (TD): $1,222.20

Boyd Group Services Inc. (BYD): $5,721.00

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,759.00

Data Communications Mgmt (DCM): $1.14

Morneau Shepell Inc. (MSI): $2,753.10

Royal Bank of Canada (RY): $5,870.80

Park Lawn Corporation (PLC): $1,435.80

Toromont Industries Ltd (TIH): $2,551.20

BCE Inc. (BCE): $502.38

Boralex Inc. Class A Shares (BLX): $1,030.80

Richelieu Hardware Ltd. (RCH): $1,136.20

Savaria Corporation (SIS): $700

Northland Power Inc. (NPI): $2,688.00

Calian Group Ltd. (CGY): $2,923.74

Canadian Utilities Limited (CU): $1,327.62

WSP Global Inc. (WSP): $1,857.50

Granite Real Estate Investment Trust (GRT.UN): $596.90

Cargojet Inc. (CJT): $2,753.84

Nutrien Ltd. (NTR): $2,168.00

TFI International Inc. (TFII): $2,753.60

Canadian Imperial Bank Of Commerce (CM): $2,533.80

SIR Royalty Income Fund (SRV.UN): $403.20

ATCO Ltd. (ACO.Y): $2,400.00

Aecon Group Inc. (ARE): $1,554.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,788.82

Metro Inc. (MRU): $2,124.20
Alimentation Couche-Tard Inc. (ATD.A): $463.20
Fortis Inc. (FTS): $1,830.15
CGI Inc. (GIB.A): $1,671.80
TMX Group Limited (X): $2,626.00

Cash: $274.65

TOTAL: $75,118.20

RSP investment portfolio: 

Emera Incorporated (EMA): $15,267.42

Ovintiv Inc. (OVV): $87.99

Toronto-Dominion Bank (TD): $1,833.30

Telus Corp (T): $2,303.50

Royal Bank of Canada (RY): $1,806.40

Savaria Corporation (SIS): $2,020.00

Thomson Reuters Corporation (TRI): $3,224.16

Park Lawn Corporation (PLC): $4,786.00

Richards Packaging Income Fund (RPI.UN): $1,251.36

Toromont Industries Ltd (TIH): $446.46

CAE Inc. (CAE): $1,950.20

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $2,925.65

Boralex Inc. Class A Shares (BLX): $1,288.50

Quebecor Inc. (QBR.B): $766.50

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $217.00

Brookfield Renewable Partners L.P. (BEP.UN): $1,140.38

Leon's Furniture Limited (LNF): $484.50

Bank of Nova Scotia (BNS): $355.14

Cash: $42.26

Total: $42,196.72

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,522.98

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $1 385,95

Manulife Simplicity Growth Portfolio: $1 226,73

Maritime Life CI Harbour Seg Fund: $1 050,08

Maritime Life Fidelity True North Seg Fund: $1 027,24

Manulife GIF MLIA B World Invest: $1 070,63

Total: $5,760.63

Other various: $13 489.19

TOTAL: $66,413.76

Social Capital at Desjardins Membership share: $35

Online money: $34.91

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$241,461.13‬

On the date of March 13, 2020

The TSX is losing major points. Again

As you may have noticed, the TSX is super volatile these days. Yesterday had closed on a positive gain, but today, the TSX goes deeper into the red zone and closed on a poor 14 270 points, leaving me with a tiny little $97,632.43 non-registered portfolio. On my non-registered portfolio, I have a margin debt of $47,247.72. Currently, I have left available $20,825.11 on my margin. I guess I may have not discussed this really precisely, but I have available $30 000 on my credit lines. I won't hesitate to use that money to save my margin situation, if it happens that I have too. One thing that you need to remember is that there is no hopeless situation when it comes to finances, there's always a solution. Also, I have a 2k in savings, which I could push over my margin if needed. 

Like for example, if tomorrow the TSX continues its bad road, I will transfer some cash to cover my ass. Currently, I have direct access to $17 000, and I may have to do a quick run to access a $5 000 more but even a $15 000 should be enough if the TSX continues to lose major points again tomorrow. It's not a fun situation of course, but I always prepared for the worst and I never had any problems managing my margin account situation in the past. And there's just no sacrifice that I am not willing to make to have this work up so go alone TSX bitch and go as low as you want.

In case you are wondering, my TFSA portfolio closed today session at $77,297.00 and my RRSP portfolio, stocks only, closed at $43,864.08. It's all really bad so if you don't mind, please, I won't even try to calculate what my net worth is at this time. I remain confident that this pandemic will be under control soon enough. I don't want to believe that things are going to be like this for the next couple of months. Italy is doing more than its part. In Canada, no serious check is being done for foreigners coming into the country. This is not surprising. Justin Trudeau being such a jerk. In difficult times, we need a real good strong leadership, not a little boy taking no action at all, like usual. Canda doesn't have what it take to face a pandemic. With Trudeau, we are almost at the same level as a third world country. It could be a good idea to quickly build up a reserve of non-perishable food on the side because don't ever think that our government will come to your rescue if needed. Personally, I really like tuna that comes in olive oil mix with pasta, so I guess I can survive. I don't mind a can of ravioli from time to time, beans, etc. Another favorite of mine: smoked mussels :-) It may sound too much, but I would recommend having a good 3 to 4 weeks supply, and if you can have more, that's even better. Also, I would recommend the purchase of a thermometer - it's something I don't have myself but that I need to buy. With such pandemic, you may feel sick at a point, and if you do, take your temperature. I only had a fever once in my adult life and it felt so strange, I had just no idea what I had. I was shaking from the fever and felt so cold, it was absolutely horrible.

This pandemic won't remain forever, but in the meantime, we have to deal with it. Those days are hard, but I have at least one good news: stocks are cheap. A few good options: FTS, RY, and BCE. If the markets remain low, I will definitively buy some stocks from time to time. I am not tempted at all by the oil and gas sectors, my best advice would be to avoid those sectors. You can't certainly go wrong with FTS, on which I post previously about. Right now, I am tempted by some more BCE stocks.

Yes, my net worth is less lower now, but I had been investing in stocks for something like 12 years now. Over time, I always worked hard to find the best quality stocks to invest in. My results are lower, but my lovely babies, my dogs, are pushing so hard to keep me alive and well. Right now, in my non-registered and TFSA portfolio, I have many stocks that are still in the green zone, here are among the best performers at this time:

Canadian National Railway Co (CNR): + 167.42% 

Loblaw Companies (L): +82.50%

Fortis Inc. (FTS): +89.99%

K-Bro Linen Inc. (KBL): +98.53%

New Flyer Industries Inc. (NFI): +115.22%

TMX Group Inc. (X): +157.66%

Brookfield Infrastructure Partners L.P. (BIP.UN): +93.95%

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): +84.90%

Morneau Shepell Inc. (MSI): +75.14%

BEP.UN: +64.90%

Park Lawn Corporation (PLC): +61.39%

WSP Global Inc. (WSP): +53.17% 

Emera Incorporated (EMA): +49.13%

Enbridge Inc. (ENB): +49.13%

Methanex Corporation (MX): +48.61%

CT Real Estate Investment Trust (CRT.UN): +46.75%
Toromont Industries Ltd (TIH): +34.94%
Saputo Inc. (SAP): +33.88%
BCE Inc. (BCE): +30.75%

Calian Group Ltd. (CGY): +37.58%

iShares S&P/TSX Capped REIT Index (XRE): +28.98%

Pembina Pipeline Corporation (PPL): +24.07%

Boralex Inc. Class A Shares (BLX): +16.57%

Canadian Utilities Limited (CU): +15.57%

Cargojet Inc. (CJT): +16.57%

Northland Power Inc. (NPI): +23.79%

I am quite surprised to have my Cargojet Inc. (CJT) in the +16.57%, because normally, that stock is super volatile. It's quite a good surprise.

A really bad day for the TSX and for me

What a day! My non-registered portfolio closed on a tiny little $100,310.76, my TFSA portfolio at $79,263.23 and my RRSP stocks only portfolio at $44,766.50. It wasn't fun to watch, but while the TSX was losing in the 10% value, the opportunity was just too good, I decided to invest in some Bank of Nova Scotia (BNS) stock. In a result, I now only have left 2k in my savings account. I also invested in some BNS stocks for my RRSP portfolio, since I had a little bit in cash available, coming from dividend distribution. The TSX could go lower tomorrow, that's something that could happen. Personally, when I see that the TSX is not doing well, like for today, I like to withdraw money from my credit line and transfer it on my margin, just to make sure I avoid a margin call. And sincerely, today, I had my cell phone near me. However, in case of need, I doubt that I will ever receive a call, TD could flush me, kill me and sell my stocks without any notice. That's what you get from having a margin account, only worries. But it's nothing that I haven't been able to handle so far.

Investing in such a downturn market is certainly not pleasant, but it's while stocks are cheap that we need to invest. Now is time to focus on ultra quality stocks that pay a good, but reasonable dividend distribution, like for example, Bank of Nova Scotia (BNS). This is not the time to invest in whatever stock. With my new BNS stocks, my overall dividend income is now at $9 563.69.

This coronavirus crisis is bad. Personally, I have asthma, I don't know how bad I could react to that virus, despite the fact that I am pretty strong, thanks to many hours spend at the gym, but I prefer not to know. Luckily, I don't have to take the metro to go to work, I walk. While arriving at work, I go straight to the bathroom to wash my hands because I have to touch two heavy doors, elevator buttons + the office door in order to go to work. I don't share my desk with anyone at work, so my spot is pretty secure. A major concern remains the gym, but lately, I had been to the gym a lot and I am finally losing weight so I am not about to stop anytime soon, no matter what. I wash my hands once I am done and I wash again my hands again once at home. In a day, I wash my hands quite often, but I apply hands cream after, I wouldn't like my skin to break in. This is just basic hygiene, but generally peaking, I won't like, I don't wash my hands once I arrived work, only when I arrived home.

During those hard times, I think it's important to follow the stock market, yes, but also to have other strong interest so the focus is not exclusively put on what is going on out there because it can be nerve breaking. On those goods, I wish you good luck.

An interesting new comer over the TSX: GFL Environmental Inc (GFL)

Today, the TSX welcomed a newcomer: GFL Environmental Inc (GFL). Unfortunately, GSL closed its first day on the TSX on a bad performance of -17.037%. It's not an easy time to be on the market, but still, GFL closed the day of a $22.40 per share. GFL Environmental Inc (GFL) seems to be quite similar to Waste Connections Inc. (WCN). At $131.33 per share, Waste Connections Inc. (WCN) is not cheap, but its overall chart is good. And WCN pays a little dividend. It's not clear if  GFL Environmental Inc (GFL) will pay dividend distribution or not. For its IPO, GFL was something like $25 per share. Back in 2019, GFL had to cancel their IPO, but I guess that the business is just out of luck. For that reason, I will keep an eye on GFL, just by curiosity.

Thank you and goodbye Northview Apartment Real Estate Investment Trust (NVU.UN)

This past Friday had been quite disastrous for the TSX. I had more of a slow day at work, so I was checking on my baby from time to time. At a point during the day, my TSX was hitting below the 16 000 points. It wasn't fun to watch, it wasn't a happy day, but I wanted to benefit from the situation. Derek Foster announced a few days ago that he had sold his shares of Northview Apartment Real Estate Investment Trust (NVU.UN) and I did the same. NVU.UN had been in my TFSA for a little while now. Thanks to Derek Foster, I made a nice profit of $2 561 by selling Northview Apartment Real Estate Investment Trust (NVU.UN). And the best thing being that I made that profit inside my TFSA portfolio, so it's a tax-free profit. Since the TSX was down, it was a too good occasion not to invest in anything, so I invested back the money in TMX Group Limited (X) and in some Royal Bank of Canada (RY).

On top of everything, this past Friday was payday, and I decided to add a little something for my non-registered portfolio. I invested in a few shares of Rogers Communications Inc. (RCI.B). I might proceed with a contribution in kind for my TFSA with that one, especially since I didn't make any TFSA contribution so far in 2020, which is a real shame, but it is at it is. It was important to me to invest a couple thousand while the stock market was all the way down.

Also this past Friday, while seeing the TSX going under the 16 000 points, I quickly transferred what I had available in cash, coming from my credit lines, to help cover up my margin debt. It was a desperate measure, trying to secure everything. One of the reasons why I published a portfolio update this past weekend was to have an idea on how much money I had lost. And it happens that I had lost over 20k, with a net worth of $235,284.72.

Today, the TSX recovers. My non-registered portfolio closed today session at $118,761.75, my TFSA portfolio at $85,400.35 and my RRSP portfolio at $47,813.91. I suspect my net worth to be in the $240 000. I should be able to hit on my highest net worth ever ($257,187.44‬) sometime in 2020.

My investment portfolio on date of February 21, 2020

Cold cash: $3 348.04

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,164.98

Methanex Corporation (MX): $4,016.48

Fortis Inc. (FTS): $6,896.10

Pembina Pipeline Corporation (PPL): $35,875.68

iShares S&P/TSX Capped REIT Index (XRE): $3,020.95

New Flyer Industries Inc. (NFI): $3,312.03

TMX Group Inc. (X): $887.20

K-Bro Linen Inc. (KBL): $4,345.00

TransCanada Corp (TRP): $1,748.75

Canadian National Railway Co (CNR): $10,220.40

Enbridge Inc. (ENB): $16,936.44

Emera Inc. (EMA): $1,401.75

BCE Inc. (BCE): $1,296.90

Saputo Inc. (SAP): $1,489.20

Loblaw Companies (L): $798.00

Savaria Corporation (SIS): $6,074.25

WSP Global Inc. (WSP): $4,419.50

Aphria Inc. (APH): $972.00

George Weston Limited (WN): $100.93

Rogers Communications Inc. (RCI.B): $1,842.60

TOTAL: $116,819.14

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B): $1,651.44

General Mills Inc. (GIS): $1,567.04

Cash: $26.66

TOTAL: $3,245.14 US: $4 309,22 CAN

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI): $11.48

CT Real Estate Investment Trust (CRT.UN): $1,533.00

Canadian National Railway Co (CNR): $4,542.40

Exchange Income Corporation (EIF): $40.50

Brookfield Infrastructure Partners L.P. (BIP.UN): $4,541.26

Brookfield Renewable Energy Partners L.P. (BEP.UN): $2,001.30

Andrew Peller Limited (ADW.A): $1,599.70

Toronto-Dominion Bank (TD): $1,380.80

Boyd Group Services Inc. (BYD): $6,272.40

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,892.00

Data Communications Mgmt (DCM): $1.35

Morneau Shepell Inc. (MSI): $2,974.50

Royal Bank of Canada (RY): $6,474.00

Park Lawn Corporation (PLC): $1,572.60

Toromont Industries Ltd (TIH): $2,651.60

BCE Inc. (BCE): $530.55

Boralex Inc. Class A Shares (BLX): $1,140.40

Richelieu Hardware Ltd. (RCH): $1,259.94

Savaria Corporation (SIS): $809.90

Northland Power Inc. (NPI): $2,970.00

Calian Group Ltd. (CGY): $3,312.98

Canadian Utilities Limited (CU): $1,666.56

WSP Global Inc. (WSP): $2,209.75

Granite Real Estate Investment Trust (GRT.UN): $683.50

Cargojet Inc. (CJT): $2,957.42

Nutrien Ltd. (NTR): $2,689.50

TFI International Inc. (TFII): $3,306.40

Canadian Imperial Bank Of Commerce (CM): $3,064.80

SIR Royalty Income Fund (SRV.UN): $588.80

ATCO Ltd. (ACO.Y): $2,994.00

Aecon Group Inc. (ARE): $1,571.00

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $3,046.84

Metro Inc. (MRU): $1,980.94
Alimentation Couche-Tard Inc. (ATD.A): $490.80
Fortis Inc. (FTS): $1,900.50
CGI Inc. (GIB.A): $1,881.60 
TMX Group Limited (X): $2,772.50 

Cash: $224.41

TOTAL: $83,541.98

RSP investment portfolio: 

Emera Incorporated (EMA): $16,484.58

Ovintiv Inc. (OVV): $325.71

Toronto-Dominion Bank (TD): $2,071.20

Telus Corp (T): $2,420.00

Royal Bank of Canada (RY): $1,992.00

Savaria Corporation (SIS): $2,337.14

Thomson Reuters Corporation (TRI): $3,585.60

Park Lawn Corporation (PLC): $5,242.00

Richards Packaging Income Fund (RPI.UN): $1,411.74

Toromont Industries Ltd (TIH): $464.03

CAE Inc. (CAE): $2,508.10

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,292.80

Boralex Inc. Class A Shares (BLX): $1,425.50

Quebecor Inc. (QBR.B): $779.75

Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $234.50

Brookfield Renewable Partners L.P. (BEP.UN): $1,267.49

Leon's Furniture Limited (LNF): $538.90

Cash: $417.14

Total: $46,798.18

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $2,960.58

Energy and Base Metals Term Savings (Indexed term savings): $577.30

Natural Resources Term Savings (Indexed term savings): $502.45

GIC BN: $1 364.49        

Manulife Fidelity NorthStar GIF CAP B: $1 676,73

Manulife Simplicity Growth Portfolio: $1 399,06

Maritime Life CI Harbour Seg Fund: $1 281,80

Maritime Life Fidelity True North Seg Fund: $1 165,03

Manulife GIF MLIA B World Invest: $1 238,65

Total: $6,761.27

Other various: $15,604.77

TOTAL: $74,569.04

Social Capital at Desjardins Membership share: $35

Online money: $18.19

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

$282,640.61

On the date of February 21, 2020

My debt situation on date of February 21, 2020

Margin account: $47,355.89 @ 5.50%    

Annual interest: $2,604.58

On the date of February 21, 2020  
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

Another bad day for the TSX

A lot of damages had been done today over the TSX. Only to add a bit more to the existing stock market difficulties worldwide, the TSX experimented major technical difficulties at the end of its trading session. From what I understood, the TSX wasn't operational during its two last usual business hours. This is catastrophic. A stock market that doesn't remain open in the hardest times doesn't offer the best opportunities for all. The TSX needs to be, and that means that its an open market that goes with the flow, and need to remain open during regular trading hours. Today, there was an in deep need for selling assets over the TSX, but that need wasn't fully fulfilled. In reaction to that bad situation, the TSX could experience another bad day yesterday.

Today was quite busy for me at work and I only had time to check on the TSX one time, and when I did *DRAMA*, the TSX had lost 300 points. As expected, my overall value had gone now. My non-registered portfolio closed today session at $118,062.87, my TFSA portfolio at $85,732.45, and my RRSP portfolio, stocks only, at $48,413.32. Not exactly everything had been going wrong today. Strangely, my Cargojet Inc. (CJT) stocks registered a gain of 2.29%. 

Yesterday, I had bought some  Fortis Inc. (FTS) and CGI Group Inc. Class A Subordinate Voting Shares (GIB.A) stocks for my TFSA portfolio. I actually have cash to invest more. I never been good enough to have some savings. I am thinking about investing in maybe some RY stocks. Now is the time to catch good quality stocks at a cheaper pricer.

While facing a down market, the obsession if to find out if the lowest value had been reached or not. Personally, I think the TSX can go lower tomorrow, especially since any operations had been made impossible to be made at the end of the trading day.

Perfection has a name: its Fortis Inc. (FTS)

Another post because mommy is here to help! Ok so, now is a good time to invest in stock, but in which one? When everything is going well like it did for the past couple of weeks, stocks are expensive. In times like we are in right now - this is the perfect time to invest in stocks. I have many little favorites, but the stock of my life that I really like but I never barely write about: Fortis Inc. (FTS). That stock is soooo strong and with an amazing chart that drive a sexy spell on you.

Finding good quality stocks to invest in is not an easy thing. But you have to trust me when I say that Fortis Inc. (FTS) is perfection because it is. A chart simply doesn't lie. No need to understand finance or anything else. Everything you need is in that line. Fortis is usually always really strong, you may want to take advantage of the kittle drop that we are currently experiencing in Fortis right now because guess what, it's what I am going do for a good 2k that I have in cash inside my TFSA (I know, finally).!

No stock is at no risk, but you can easily tell if a stock is secure by looking at an overall chart. And of course, that chart needs to go all the way up. If you want to invest in stock right now, focus on a stock that pays a reasonable and not too high dividend yield, have a good overall chart and that s not to shake up by the current stock market disastrous situation.

I am going to throw other stocks that I hold and that you might like to consider as an investment:

Bank of Nova Scotia (BNS)

Canadian National Railway Co (CNR)

WSP Global Inc. (WSP) 

And check out my portfolio for other ideas because I am ending this here. 

No need to thank me for anything.

OH NOOO, the TSX is going flat DOWN

Rough days for the TSX! My non-registered portfolio closed today session at $121,356.34, my TFSA portfolio at $87,343.84, and my RRSP portfolio at $49,536.38. My numbers are not too bad, knowing what's going on. This week, the stocks market had reacted quite hard. We were almost in the 18 000 points, and now, we are closer to the 17 000 than to the 18 000 points. Nothing better than a wild volatility correction to put things back in perspective. I don't know if the stock market is reacting too much. In the present time, for once, the stock market is reacting quite normally, because of the virus. The best way to protect yourself is to wash your hands frequently. It's something that I am used to do naturally. Personally, I don't fear death, I don't even believe that I can actually die, my body is just too great for that purpose. But I guess one day, I will know for sure. Until that time, I am watching closely my beauties going down down down... While doing so, I cannot do much, so I am burning myself to the gym right after work and by doing, I just have more energy. I used to feel tired in the evening, while not going to the gym. So to the gym, I do belong. Currently, my favorite gym song that I listen to on and on and on... is from A$AP Rocky. The rhythm of the song is just perfect. Not too slow, not too fast. I have a crush on that guy. I don't know if it will last or not. LOL

This had been released a little while back, but I don't get enough of that song! Let's dance while the stock market is going all the way down. You won't be able to do anything to stop it anyway, so breathe in and try to relax. Just keep everything in there, it's not the time to sell. It's during hard times like these that I built up my portfolio. My what used to be a $257 000 net worth had been build on total distress and misery.

And I am helping the moment by checking on my beautiful blog, and remembering that at a special time of my life, I had reached $257 000 in net worth. With Spring coming soon enough, maybe the epidemic will be hitting less, I just hope so. Be ready, tomorrow could also be a bad day for the TSX. I am getting ready to invest. Despite being frightening, it's when the TSX hit low that we need to buy our precious stocks. It's something that is easier to say than to do. I am not in a hurry to invest because I am under the impression that the TSX could go lower. So if you don't feel ok to invest now, you can certainly hold on to your cash for now. It's not a shame to hold on to some cash inside a portfolio. I had been living with now a 4k in cash inside my TFSA for what - a couple of weeks now? And I am just doing ok the way I am.

Other than the virus, we have a lot going on in Canada. Personally, I always loved the train. Where I am from in New Brunswick, we can see the train, and hear it coming, despite being at a good distance. I guess that no one is hearing much of trains these days, but I don't know for sure the situation in New Brunswick. Justin Trudeau is so not the politician of the situation right now. I am totally in favor of the indigenous resistance. This is just not hard to understand, we shouldn't invade indigenous land, it's just somewhat common sense that Trudeau is too lazy to understand. We should all stand behind them. This is bad to the economy, but it's the fault of Mr. dumb-dumb Justin Trudeau.