Cold cash: $2,311.22
Stocks and Units investment portfolio $US:
TOTAL: $96,812.00
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,154.64
On the date of November 20, 2020
Because life is all about money and a bunch of other things
Cold cash: $2,311.22
On the date of November 20, 2020
Its been another strong day for the TSX, which close on a good 16,774.14 points. I decided to publish another "short cut" version of my portfolio and so I did. On November 9, my net worth was on $240 433.32, on November 10: $243,802.59; and on today, November 11: $247,145.87. If the TSX close again on positive gains tomorrow, I may get my hands on a a 250k net worth. I am enjoying the moment while it last. It's going to hurt when - and that will happen eventually - the TSX will lose on some points.
Cold cash: $1,552.54
On the date of November 11, 2020
As you may have seen, I have updated my super great investment portfolio yesterday. I was really please with the result. However, I wasn't able to update the part concerning the Manuvie investments that I hold in my RRSP portfolio because I wasn't able to access their platform yesterday, despite trying a couple of times, so I just used the same number that I had in my August 17 portfolio update. For that reason, my net value was probably a bit higher than $240 433.32 yesterday.
And today, since the TSX decided to close the day at a beautiful 16,615.37 points, I decided to update again my investment portfolio. Today version is a short cut version because updating my portfolio is always a long job, since I hold so many stocks. I just copy and paste the entire value of my non-registered, TSFA and RRSP stocks only portfolios - instead of putting the value for each and single stock. This is the first time that I am publishing a short cut version of my portfolio and I may use again the same template "short cut" in the future.
At now $243,802.59, my portfolio gains +$3,369.27 between yesterday and today. The 250k is now not that far away, but it's nothing to impress me. I had reached 250k in net worth in the past. The first time that I reached that amount as the net worth was back in January of this year. Just a few months ago, in February, I was on my highest net worth value EVER: $257,187.44. I probably won't be able to hit back that same value by the end of 2020, but I have all my chances to hit on the $300,000 - maybe.
Cold cash: $1,552.54
On the date of November 10, 2020
Cold cash: $1,552.54
On the date of November 9, 2020
Margin account: $47,369.81 @ 4%
Annual interest: $1,894.80
I first bought Aphria Inc. (APH) way back just to trade it. I first bought and sell quickly to make a little profit. I should have stopped there, but I decided to reinvest again in APH. Since that time, Aphria Inc. (APH) shares value had dropped, and ever since, I had been stuck with APH in my non-registered portfolio. However, there's hope ahead for Aphria Inc. (APH). Last week, APH announced the acquisition in the US of SweetWater Brewing Company, an independent craft brewer. Let's hope that this acquisition will have a positive impact on APH.
This past Friday session, my non-registered portfolio closed on $99,731.20, my TFSA portfolio at $93,574.21 and my RRSP portfolio at $49,888.14. Currently, my non-registered portfolio almost worth as much as my TFSA portfolio, but that won't last for long. Tomorrow, all flashers are saying that stock markets are going to open on a higher value, so we'll have to look and see. I may have all my chances to hit on the magic 300k in 2021.
I am slowly beginning the talk with my old folks - meaning that I won't be with them for Christmas. The Quebec-New Brunswick border is currently close and it will probably remain close in December. I really hope that the border will remain close until a vaccine that actually works is being found and distribute among the population. Personally, I prefer things that way. If I would have to go home in New Brunswick, I probably would have to take the plane to Moncton, isolate there for 15 days, and only after that, take a bus home, if there's any, but Maritime Bus seems to be up and running. I won't involve myself in such problems, especially during winter, no thank you. That's the plan if I have no choice.
Inside my RRSP portfolio, I have a little investment in CAE Inc. (CAE). Big or small, all of my investments are important in my portfolios. Surprisingly, I am on a gain of +4.84 on CAE. Recently, Quebec province announces an investment of 30 million in CAE Inc. (CAE). Following a difficult period, there's hope ahead for CAE.
Just a few days ago, on October 28, the TSX was hitting below the 16 000 points, and now, just a few days later, luckily enough, the TSX is making its comeback in the 16 000 points...
The TSX closed the day on a great 16,298.17 points. In the circumstances, it something hard to understand. The stock market is sometimes in a contrarian mode. Which mean: when, while thinking in term of pure logic, the current stock market gains doesn't make any sense. That's what mean for me being contrarian. It's really important while investing. That way, you'll remain more calm during chaos. It took me years and years to become insensible.
On that happy note, my non-registered portfolio closed today session at $101,667.79, my TFSA portfolio at $94,058.29 and my RRSP portfolio, stocks only, at $49,902.46. I currently suspect my net worth to be in the $235,000. I won't update my portfolio now, I will wait for the weekend, and hope for more gains for tomorrow. I certainly have all my chances to close the year with a net worth of at least $240,000, and maybe even at $250,000. 2021 may be the year when I finally reach the majestic 300k net worth.
I don't like this idea, but I am thinking about making a small contribution for my RRSP. Because of the pandemic, I did some overtime at work, but that increase my gross income and now, to make sure that I don't have to pay too much back in taxes. I am thinking about making a $1,000 contribution to my RRSP. I didn't place any contribution to my RRSP - despite the one I have at work - since many many years now. I will wait until the end of the year to do so.
My upcoming paycheck will quietly stay in my saving account as I am desperately trying to build up my saving. I don't have any savings anymore because I used the money to pay down my margin. I came with that list of stocks as possible future investment, but I am not turn on my any of those stocks for the present moment.