Tuesday, April 6, 2021
My investment portfolio on date of April 7, 2021
Cold cash: $4,777.68
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,377.19
Monday, April 5, 2021
AGAIN - I reached today my highest net worth value ever: $293,254.22!
Ok, so now, this investment thing is getting really exciting! I am now only missing $6,745.78 before hitting my first $300,000. I just had no other choice than to update my portfolio today because, on this Easter Monday, the TSX decided to close, for the first time, in the 19,000 points! The TSX closed this Monday at 19,026.79 points. I am waiting for a big paycheck this upcoming Friday. I may be able to hit on the $295,000 net worth at that time if the TSX remains in good shape. So far so good.
This morning, I was listening to BNN's The Open. Jon Erlichman took his day off and Amber Kanwar was stealing the show with a pretty pink blouse. Straight at the market opening, the TSX took everyone by storm, getting in the 19,000 point vibes. It was quite something to watch the beloved TSX hitting on the 19,000 points direct on TV. It seems like Jon Erlichman missed a historic event. While revealing that the beautiful TSX was hitting on the 19,000 points, Amber Kanwar explains to the viewers that the European markets were closed, but no matter what, and please let me quote her because it was just too much of a powerful statement: "A HIGH IS A HIGH". That's how Amber Kanwar said it and she's exactly right. No matter what shit is going on, a high is a high, period. End of the discussion.
I will try to remember that on this historic day, my net worth had made it to the $293,254.22.
My investment portfolio on date of April 5, 2021
Cold cash: $4,777.68
Stocks and Units investment portfolio $US:
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,367.41
Sunday, April 4, 2021
Happy Easter Investors! And welcoming my highest net worth value EVER: $292,012.35
It feels strange that it's already Easter. I taught that I would have been able to celebrate Easter with my family this year, but it just didn't happen. I am pretty sure that I won't be able to visit New Brunswick again this summer. However, I remain confident that I may be able to visit for the next hunting season... While waiting, it’s also really strange to see my net worth that just keeps growing, growing, and growing although we are dealing with this pandemic. The stock market is a weird place. My net worth closed this past Thursday session on a majestic $292,012.35. While the TSX closed at 18,990.32 points, my non-registered portfolio was closing at $122,062.93, my TFSA portfolio at $116,140.26 and my RRSP portfolio - stocks only - at $57,422.40. My numbers are quite strong and I have to say, I am quite impressed by myself!
I used to say on different posts: ok, the $300,000 net worth is just around the corner... And now, it's finally the real deal. The $300,000 net worth is really just around the corner! I am now missing less than 8k before getting this done. I still have my chances to see this happening before my 41 birthday, which is, in case you didn't by now, on August 27. I share the same birthday as MA$E which is awesome because I had been a huge fan of him and other bad boys since my teenage years. I still have a few months left and I have all the chances in the world to finally shoot the $300 magic big K please.
In my TFSA portfolio, my Bitcoins funds are going well:
Bitcoin Fund The Class A units (QBTC): +17.34%
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B): +6.74%
I must admit that I was hoping for more spectacular gain coming from those two funds - it would have helped me to reach on the 300k faster, but I am willing to hold on to those two investments for now and I am patiently waiting for more gains. I feel that one of my investment that I had been holding on since my early beginnings, Pembina Pipeline Corporation (PPL) should be sitting on more gains than it is right now. And there's just no reason why I shouldn't be on a 300K net worth right now. It's just a matter of circumstances.
I was all happy when the gyms reopen in the Montreal area, but a few days ago, I decided to cancel my membership. Now that we are dealing with more and more variants, it's not safe to be inside with other people. I just don't understand why gyms, among others, had been able to reopen. It shouldn't be the case. Personally, I find that Quebec province is not going enough and is just not proactive. A good old fashion common sense needs to follow, and everything will get back to normal in a few more months. Citizens have an individual role that needs to be played in respect of others.
I just got my 2020 tax declaration completed. I am glad I am done with this. I just really hate the whole process. I just have over $200 to pay back, which is not bad at all knowing that I earn over $65,000 in 2020. Next year, I will try to contribute an extra $1,000 or $2,000 to my RRSP, even if I don't like investing in my RRSP.
Thursday, April 1, 2021
My investment portfolio on date of April 1, 2021
Cold cash: $4,777.68
Stocks and Units investment portfolio $US:
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,337.97
My debt situation on date of April 1, 2021
Margin account debt: $49,607.58 @ 4%
Annual interest: $1,984.31
On the date of April 1, 2021
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.
Monday, March 29, 2021
JFT Strategies Fund Class A Units (JFS.UN) manager Jean-François Tardif at BNN's The Open with Jon Erlichman
Sunday, March 28, 2021
Hello! It's been a while...
There are many reasons why I haven't blog for the past couple of days, it feels like I haven't written anything in the longest time! The TSX had been not disappointing, but going on nowhere and I find those times to be extremely boring. Also, last week, we had amazing weather in Montreal and I took advantage.
My non-registered portfolio closed this past Friday session at $121,558.43, my TFSA portfolio at $114,617.58 and my RRSP - stocks only - $56,101.47. At 18,752.58 points the TSX is still going strong. My investments in Bitcoin funds are doing ok:
Bitcoin Fund The Class A units (QBTC): +6.52%
Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B): -2.03%
Things should be better tomorrow at the opening for BTCC.B. Back at 12:23 pm today, Bitcoin was trading at $71,124.44 CAN. I was recently watching a video featuring Suze Orman on YouTube.
It happens that we share pretty much a similar view on Bitcoin on at least one specific point, and that being: you should only invest an amount that you can afford losing, in case of bad luck. I don't like Bitcoin. However, Suze Orman's feelings about Bitcoin are different, she like Bitcoin. I am only investing in Bitcoin funds because I know there's money that can be made. I made several hundred in the past and I expect to make even more. This time around, I am surfing more on an investing mode, I am holding my Bitcoin funds for now and I will sell before the Bitcoin reached the 100k value.
Lucky Canadians, our TFSA make it quite interesting to invest in Bitcoin funds, since profit made in there are tax-free. However, be aware that Canada Revenue Agency could tax trades made in your TFSA if you over trade inside your TFSA, meaning that if you are a day trader, if you buy and sell stocks regularly inside your TFSA, Revenue Canada could get back to you and ask that you pay taxes on your capital gains, just like if those gains were made inside a non-registered account...
I don't trade that much in my non-registered, TFSA, or RRSP portfolio, so I hope that once I will sell my Bitcoin funds inside my TFSA portfolio - at a big profit of course - my victorious gains will go straight under the radar and hopefully, I won't have to pay taxes on those extravaganzas $$$. Like anyone else, I need money. The desk chair that I use for work, blog, etc. just broke. I try to fix the broken leg with duct tape. It seems to be working for now, but I order a new chair, this one at Structube. It looks quite pad up and seems to be comfortable enough to work as an office chair.
My current old chair was also coming from Structube, it lasts me for a couple of years. I find that Structube has the best prices and I like their furniture. I also have a recliner chair and a nightstand that I bought at Structube several years ago. Currently, the bottom of my recliner chair needs to be patched up, but I waiting to buy black Duct tape, as my recliner chair is black. After a few years of active usage, I guess it's normal that furniture gets a bit old and destroyed along the way. For now, I am covering it up with a blanket. I don't plan to buy a new recliner chair anytime soon.
I taught that by now, I would have been able to visit my family in New Brunswick, but that's is not going to happen anytime soon. However, I am keeping good faith that I may be able to go for the next hunting season in October - maybe. It's the reason why I allow myself on another expense I made recently, it's not an extra heavy one and it's bought for-me-to-me as an Easter present: a Nespresso Essenza Mini C machine. I got tired to drink my usual coffee at home and I wanted to try something different. The Essenza Mini C is Nespresso cheapest machine. It working well for my needs and it gives a change from instant coffee. Essenza Mini C is a cute little compact machine and easy to use. The coffee came in small capsules that you can recycle in a green bag you can get at any Nespresso boutique. I actually got my green capsule recycle bag at Nespresso boutique at La Baie.
Otherwise, talking about my stocks, I just notice that recently, Savaria Corporation (SIS) hit on in the $18 per share, which is quite good. I also notice that recently that my investment in Aecon Group Inc. (ARE) started to be in a gain mode - but only a small one, but I appreciate it. Sometimes, while holding a stock in a portfolio, it takes its time to grow and sometimes that period required to experience some growth vary from one stock to another.
Monday, March 15, 2021
Welcoming my highest net worth value EVER: $289,917.80!
These days, it's good news, after good news, after good news. First, today, my net worth reached $289,917.80 in value, which is quite amazing. Only missing $10,082.20 before hitting the SO wanted $300,000 net worth. Another good news: gyms are about to reopen on March 26 in Montreal. I will do my best to go in the morning, to avoid the max of people. And the biggest news of the day: Rogers Communications is looking forward to buying Shaw Communications Inc!
For me, this is kind of feeling pretty much like a natural move. It's been said that Rogers is looking forward to buying Shaw Communications at $40.50 per share. Shaw Communications Inc. (SJR.A) closed the day at $38.26, on a super great +26.104% gain. It appears that Rogers could acquire Shaw in 2022. Even while trading in its highest value ever - just like me at present - Shaw Communications Inc. (SJR.A) is still looking appealing. Let just watch this one and see if I could make a small investment in SJR.A just to be in the game. If I do so, I a probably going to place this investment move inside my non-registered portfolio, on probably margin account money, but I am in no rush. I have been a good girl and my margin debt is down under the 50k. My margin account debt is currently at $49,366.23.
Today, Bitcoin loses in value, but it was predictable since it was at its highest value. With crypto, you need to be aware that each and single time Bitcoin reached its highest value, you'll shortly after face some sell-off. I haven't been involved with Bitcoin investments for a long time, but for the past months, it's how things had been playing. thAt the present time, I am still comfortable holding on to Bitcoin Fund The Class A units e (QBTC) and Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B) inside my TFSA portfolio.
Also inside my TFSA, Aphria Inc. (APHA) surf the day on a nice +10.86 gain. However, the most exciting thing ever is that the TSX is so very close to hitting on the 19,000 points! It's an in-deep mixed feeling of total WTF and wow fun :-) Without a TSX in good shape, I am next to nothing and I know it, at least.
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