I wasn't working this morning, so I was able to attend our local Remembrance Day celebrations.
Thursday, November 11, 2021
Monday, November 8, 2021
I am not on my HIGHEST net WORTH EVER: $340,312.77
It's now official, my net worth - on the date of today - exceeds $340,000. I am only missing $9,688 to get into the 350k game. I may be able to close the year 2021 on a $350,000, or maybe close by enough to say that I am almost on the $350,000. At now over $132,000, my TFSA portfolio is also at its highest value ever. It's quite fun to watch. My ETF investments involved in Ethereums and Bitcoins are on a record high, but I am still holding for now.
My dividend income should increase as well, because banks are now authorized to increase their dividend distributions. Earlier today, iA Financial Corporation Inc. (IAG) made a super great announcement: an increase of 29% in their quarterly dividend. Soon enough, banks should also follow the same vibe and increase their dividend distribution.
PFB Corporation (PFB) had been in my TFSA since this past August, but it soon no longer be from my portfolio! PFB Corporation (PFB) had been acquired by The Riverside Company. Unfortunately, it seems like The Riverside Company is not trading over the TSX. However, I will get a nice compensation + special dividend distribution out of this. Luckily, since I hold PFB Corporation (PFB) inside my TFSA portfolio, I won't pay any taxes on this payout. I always really like PFB Corporation (PFB), its too bad it won't be from my portfolio by the end of the year.
Historic of my Total assets and Net worth values on date of November 8, 2021
So far for 2021...
November 8, 2021
November 5, 2021
October 20, 2021
October 19, 2021
October 14, 2021
Total in assets: $364,072.52/Net worth: $315,407.64
July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22
June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30
June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021
2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020
2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019
2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018
2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21
2016
Net worth on the date of December 30, 2016: $184 074.35
Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).
On the date of February 16, 2011, the TMX hit the 14 000+ points, and I had exceeded the 150k in assets! (Not net worth yet).
On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).
On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).
On the date of December 5, 2009, I had exceeded the $60 000 in assets! (not in net worth yet).
My investment portfolio on date of November 8, 2021
Cold cash: $7,153.93
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,604.26
Energy and Base Metals Term Savings (Indexed term savings): $577.30
Sunday, November 7, 2021
What it's like to live in a small town in New Brunswick: plenty of savings and no expressos
This past Friday's post title was quite hilarious. I am enjoying my time in New Brunswick. The weather is colder at times, but we have some nice days and it becomes warmer when the sun is out. You can say that I am enjoying New Brunswick's woods!
You can see how thin the woods are. You can see through the mountain. It's because that area had been butchered when my father was just a little boy and was hunting with his own father. This is just an illustration of how long it takes for a forest to take its full maturity, +75 years if you want solid grow woods.
Friday, November 5, 2021
I am on my highest NET worth EVER: $338,959.91 - SHIT!
A few hours ago, I updated my investment portfolio. At now $338,959.91, my net worth is now super close to the $340,000. If I get lucky enough, I may be able to close the year 2021 on a $350,000 net worth - I would like that a lot. In my US portfolio, I had received dividend distribution for General Mills Inc. (GIS). Following what, I had a tiny little amount to invest. I decided to invest the small amount available in Pfizer Inc. (PFE). My newest investment made in Pfizer Inc. (PFE) closed today's session on a +2.21% gain. Also in my US portfolio, my investment in Vanguard Russell 1000 Growth Index Fund (VONG) gains so far 10.07%. Those US stocks are quite powerful. It's not easy however to find something great to invest in at a fair price, especially in the US.
Other than my US portfolio, my Canadian stocks are doing quite well. Everything is nice and easy with a TSX sitting on a fantastic 21,455.82 points. In a past post, a reader came with a reasonable question, asking why I hold so many stocks. My answer to that is: why not? The Canadian stock market contains many valuable assets. I try to have a well-diversified portfolio, in different sectors, in different companies. Personally, I don't want to miss out on anything. By that I mean, I wouldn't like to miss the opportunity to invest in a super good stock only because: oh, I cannot invest in this or this, because it will increase the number of companies that I hold inside my portfolio... You can simply resume this by: I love stocks and I invest in absolutely everything I want, when I what to.
And talking about stocks and new investments, Susan Brunner came with a new list of stocks to invest in during the month of November. In that list, we find a stock that caught my attention before: Empire Company Limited Non-Voting Class A Shares (EMP.A). I consider EMP.A as a future investment.
Following my reader question, I wanted to fully illustrate why it is worth it - despite what you may think - to invest the way I do, my own little way. I had been on this post since this past Friday, but I didn't have time to complete it sooner. Below, I disclose - by portfolio - my stock performances. I like to do this kind of exercise from time to time. Currently, my best performer is Brookfield Renewable Partners L.P. (BEP.UN) with a gain of +349.72% (that being on the date of October 29, 2021).
Here are my profits - and sometimes losses - per portfolio, for each of my holdings. For me, this illustrates the importance and power of diversification. This is exactly why I will never stock searching for new investments. You just never know what you might discover next. I don't want to miss any opportunities, that's all.
Stocks and Units investment portfolio $CAN
RSP investment portfolio:
Historic of my Total assets and Net worth values on date of November 5, 2021
So far for 2021...
November 5, 2021
October 20, 2021
October 19, 2021
October 14, 2021
Total in assets: $364,072.52/Net worth: $315,407.64
July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22
June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30
June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021
2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020
2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019
2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018
2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21
2016
Net worth on the date of December 30, 2016: $184 074.35
Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).
On the date of February 16, 2011, the TMX hit the 14 000+ points, and I had exceeded the 150k in assets! (Not net worth yet).
On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).
On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).
On the date of December 5, 2009, I had exceeded the $60 000 in assets! (not in net worth yet).
My investment portfolio on date of November 5, 2021
Cold cash: $7,153.93
RSP investment portfolio:
CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,596.26
Energy and Base Metals Term Savings (Indexed term savings): $577.30
My debt situation on date of November 5, 2021
Margin account debt: $48,108.60 @ 3.75%
Annual interest: $1,804.073
On the date November 5, 2021
**For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.