For the past couple of days, the weather had been great in New Brunswick. I managed to walk at least 10,000 steps a day. I have a good step counter on my Samsung smartphone that helps to keep track of my progress. I had received my federal tax refund, but I didn't receive anything from the provincial yet. They can take all the time they need, as soon as I get that $500 extra one-time refundable tax credit, I will be happy. For now, the money will just remain in my savings for now. I don't feel comfortable doing any RRSP contribution at the present time.
I usually contribute to my RRSP only at the end of the year. I prefer to do so for common-sense reasons. I would feel bad having contributed thousands of dollars over my RRSP before the end of the year and experiencing a layoff or something before the end of the year. I don't have too much in savings, so it would be heartbroken to deal with something like it while I had invested a bunch of money in my RRSP. RRSP sucks so much that you cannot withdraw money from it without facing any penalties. Everything is fine at work, I even recently got a little salary raised, but I prefer to play on the safe side. I don't take things for granted, even for one second.
The TSX closed today behind the so beautiful 22,000 points, at 21,788.60 points, leaving my non-registered closing the say at $146,682.70, my US portfolio at $5,111.74, my RRSP portfolio - stocks only - at $67,698.84 and my TFSA portfolio at $130 491,85. Fact that the Bitcoin value is down is not helping my TFSA portfolio. I began to have a little sum of money coming from my dividend distribution available to invest in my TFSA. But I didn't set myself on anything else.
A couple of years ago, I used to have Premium Brands Holdings (PBH) in my investment portfolio. I no longer hold to some PBH stocks, and I am glad I don't because it seems like these days, the value of Premium Brands Holdings (PBH) just keeps going on since probably October 2021. And of top of that, Premium Brands Holdings (PBH) doesn't appear on any Stockopedia screens. When a stock is from any Stockopedia's screen, that's actually a good indicator that you may want to simply ignore that stock from the time being. A good Canadian quality stock will always appear on a couple of screens. If you would like to see it by yourself, you can subscribe to Stockopedia by using my referral link right here. By using my referral link, you'll qualify for a 2-week FREE trial and 10% lifetime discount for as long as you decided to subscribe.
It's one thing to buy a stock at a bargain price, but its another thing to buy a stock who seems to be just experiencing a steady and long decline. At the end of the day, you don't need to be a financial expert to figure things out. You can certainly go a long way strictly with good common sense - like the one owned by New Brunswickers - and a little bit of help from Stockopedia.
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