Historic of my Total assets and Net worth values on date of June 20, 2022

2022

Total in assets: $367,287.71/Net worth $321,579.31: June 20, 2022

Total in assets: $364,145.55/Net worth $318,437.15: June 18, 2022

Total in assets: $398,010.84/Net worth $352,164.94: June 2, 2022

Total in assets: $385,843.39/Net worth  May 20, 2022: $340,156.47

Total in assets: $407,547.23/Net worth $361,442.42: April 20, 2022 - My highest net worth value EVER!!!

Total in assets: $405,658.35/Net worth $358,941.11: March 29, 2022

Total in assets: $403,792.28/Net worth $357,075.04: March 25, 2022

Total in assets: $402,081.01/Net worth $355,363.77: March 22, 2022

Total in assets: $400,979.64/Net worth $354,262.40: March 21, 2022 - First time I ever hit on the $400,000 in total assets!

Total in assets: $398,652.13/Net worth $352,071.24: March 18, 2022 - First time I ever hit on the $350,000 in net worth value!

Total in assets: $396,355.91/Net worth $349,713.01: March 10, 2022

Total in assets: $393,037.13/Net worth: $347,573.53: March 4, 2022

Total in assets: $391,766.36/Net worth: $345,622.80: February 9, 2022

Total in assets: $382,726.19/Net worth: $341,862.36: February 2, 2022

Total in assets: $386,320.32/Net worth: $340,128.37: February 1st, 2022

2021

Total in assets: $385,979.66/Net worth: $339,434.39: December 31, 2021

Total in assets: $382,726.19/Net worth: $336,268.16: December 23, 2021

Total in assets: $388,421.37/Net worth: $340,312.77 - FIRST TIME I EVER REACHED A $340,000 NET WORTH!
November 8, 2021

Total in assets: $387,068.51/Net worth: $338,959.91: November 5, 2021

Total in assets: $384,785.92/Net worth: $336,781.52: October 20, 2021

Total in assets: $382,580.80/Net worth: $334,576.40: October 19, 2021

Total in assets: $379,263.95/Net worth: $330,680.17: October 14, 2021

Total in assets: $364,072.52/Net worth: $315,407.64: July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22: June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30: June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021

2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020

2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019

2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018

2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21

2016
Net worth on the date of December 30, 2016: $184 074.35

Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).

On the date of February 16, 2011, the TMX hit the 14 000+ points, and I had exceeded the 150k in assets! (Not net worth yet).

On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).

On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).

On the date of December 5, 2009, I had exceeded the $60 000 in assets! (not in net worth yet). 

My investment portfolio on date of June 18, 2022

Cold cash: $8,697.48

Stocks and Units investment portfolio $CAN 

Bank of Nova Scotia (BNS)

Methanex Corporation (MX)

Fortis Inc. (FTS)

Pembina Pipeline Corporation (PPL)

iShares S&P/TSX Capped REIT Index (XRE)

New Flyer Industries Inc. (NFI)

TMX Group Inc. (X)

K-Bro Linen Inc. (KBL)

TransCanada Corp (TRP)

Canadian National Railway Co (CNR)

Enbridge Inc. (ENB)

Emera Inc. (EMA)

Loblaw Companies (L)

Savaria Corporation (SIS)

WSP Global Inc. (WSP)

George Weston Limited (WN)

Power Corporation of Canada Subordinate Voting Shares (POW)

Intertape Polymer Group Inc. (ITP)

Power Corporation of Canada Subordinate Voting Shares (POW)

BCE Inc. (BCE)

Canadian Imperial Bank Of Commerce (CM)

TOTAL: $137,881.74  

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B)

General Mills Inc. (GIS)

Vanguard Russell 1000 Growth Index Fund (VONG)

Pfizer Inc. (PFE) 

TOTAL: $4,397.56 US: $5,654.82 CAN  

 

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI)

CT Real Estate Investment Trust (CRT.UN)

Canadian National Railway Co (CNR)

Exchange Income Corporation (EIF)

Brookfield Infrastructure Partners L.P. (BIP.UN)

Brookfield Renewable Energy Partners L.P. (BEP.UN)

Andrew Peller Limited (ADW.A)

Toronto-Dominion Bank (TD)

Boyd Group Services Inc. (BYD)

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)

Data Communications Mgmt (DCM)

Royal Bank of Canada (RY)

Park Lawn Corporation (PLC)

Toromont Industries Ltd (TIH)

BCE Inc. (BCE)

Boralex Inc. Class A Shares (BLX)

Savaria Corporation (SIS)

Northland Power Inc. (NPI)

Calian Group Ltd. (CGY)

Canadian Utilities Limited (CU)

WSP Global Inc. (WSP)

Granite Real Estate Investment Trust (GRT.UN)

Cargojet Inc. (CJT)

Nutrien Ltd. (NTR)

TFI International Inc. (TFII)

Canadian Imperial Bank Of Commerce (CM)

SIR Royalty Income Fund (SRV.UN)

ATCO Ltd. (ACO.Y)

Aecon Group Inc. (ARE)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

Metro Inc. (MRU)

Alimentation Couche-Tard Inc. (ATD.A)

Fortis Inc. (FTS)

CGI Inc. (GIB.A)

TMX Group Limited (X)

Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Suncor Energy Inc. (SU)

Rogers Communications Inc. (RCI.B)

Telus Corp (T)

JFT Strategies Fund Class A Units (JFS.UN)

Bitcoin Fund The Class A units (QBTC)

Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)

3iQ CoinShares Ether ETF (ETHQ)

Tilray Inc (TLRY)

North West Company Inc. (The) (NWC)

Bank of Nova Scotia (BNS)

National Bank of Canada (NA)

Stelco Holdings Inc. (STLC)

Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)

Saputo Inc. (SAP)

Labrador Iron Ore Royalty Corporation (LIF)

Intertape Polymer Group Inc. (ITP)

Parex Resources Inc. (PXT)

Wescan Energy Corp. (WCE)

Verde Agritech Plc Ordinary Shares (NPK)

Wajax Corporation (WJX)

TOTAL: $113,181.68

RSP investment portfolio: 

Emera Incorporated (EMA)

Ovintiv Inc. (OVV)

Toronto-Dominion Bank (TD)

Telus Corp (T)

Royal Bank of Canada (RY)

Savaria Corporation (SIS)

Thomson Reuters Corporation (TRI)

Park Lawn Corporation (PLC)

Richards Packaging Income Fund (RPI.UN)

Toromont Industries Ltd (TIH)

CAE Inc. (CAE)

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)

Boralex Inc. Class A Shares (BLX)

Quebecor Inc. (QBR.B)

Logistec Corporation Class B Subordinate Voting Shares (LGT.B)

Brookfield Renewable Partners L.P. (BEP.UN)

Leon's Furniture Limited (LNF)

Bank of Nova Scotia (BNS)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Cascades Inc. (CAS)

JFT Strategies Fund Class A Units (JFS.UN)

AirBoss of America Corp. (BOS)

Suncor Energy Inc. (SU)

Pender Growth Fund Inc. (PTF)

Rogers Communications Inc. Class B Non-voting Shares (RCI.B)

ATS Automation Tooling Systems Inc. (ATA)

Algoma Central Corporation (ALC)

Finning International Inc. (FTT)

Guardian Capital Group Limited (GCG)

Information Services Corporation Class A Limited Voting Shares (ISV)

Interfor Corporation (IFP)

Maple Leaf Foods Inc. (MFI)

National Bank of Canada (NA)

Nutrien Ltd. (NTR)

Open Text Corporation (OTEX)

Taiga Building Products Ltd. (TBL)

Vitreous Glass Inc. (VCI)

Power Corporation of Canada Subordinate Voting Shares (POW)

North West Company Inc. (The) (NWC)

Whitecap Resources Inc. (WCP)

Parex Resources Inc. (PXT)

North West Company Inc. (The) (NWC)

Wajax Corporation (WJX)

Total: $61,729.17

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,210.99

Others: $1,159.90

NBI Income Fund: $1,184.22

Manulife Fidelity NorthStar GIF CAP

Manulife Simplicity Growth Portfolio 

Maritime Life CI Harbour Seg Fund

Maritime Life Fidelity True North Seg Fund

Manulife GIF MLIA B World Invest

Total: $7,523.59

Other various: $23,792.14

TOTAL: $98,600.01

Social Capital at Desjardins Membership share: $35

Online money: $94.82

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

TOTAL: $364,145.55

On the date June 18, 2022

My debt situation on date of June 18, 2022

Margin account debt: $45,708.40 @ 5%

Annual interest: $2,285.42

On the date June 18, 2022

**For a complete update regarding my debt, click on the label "Debt situation" located in the right column of this blog. 

To buy or not to buy the dip, that is the question

These days, I try to listen to BNN as much as can to catch up with everything that is going on, but it's not always possible. Just to make things worst, I am extra busy at work, which slows down my ability to follow closely what's going on with my belove TSX. However, I had listened to some guests saying that they were not buying the dip, and they were more interested in other indicators, etc. Personally, I find it very stupid to hear some so-call financial personalities declaring that they are not buying the dip... First, we need to buy the dip to simulate the TSX and make her gain up some points. Secondly, remember, it's when stocks trade low that you need to buy them, not when they trade at their ultimate high!!!

Hearing not to buy the dip is for me extremely, very extremely annoying for me. Beefing up the TSX needs to be done as a collective effort. It's the ultimate act of pure patriotism and on top of that, it's a super-smart money move, but you need to invest in the right stocks. Forget about crypto.

Yesterday, I finish work late, and following what, a mega-storm hit Montreal with heavy rain. I had my Lisa Leblanc concert at 9 pm, which I went to, it was fun, but the place was quite very full with little place to shake my booty. I finally place myself against a wall because I was exhausted. And we all know what happen yesterday to the TSX... Yesterday, I taught: well at least we are still in 19,000 points... Little that I know that today, the TSX was going to slide down below the 19,000 points!!! The TSX closed today's session with 18,930.48 points, losing 73.68 points.

This is not fun, but I decided to take this to my advantage. Yesterday, I invested in a few BCE shares, ad I invested again in a couple of BCE shares again today. For that purchase, I had transferred a bit less than $2,000 to my non-registered portfolio. Yesterday, I still have a buying power of over $45,000 over my margin account, so I can say that my non-registered portfolio is handling the hit quite gracefully.

With my newest investment, my overall dividend income is in the $11,400, and from my non-registered and TFSA portfolios, I am now super close to the equivalent of $800 per month, which I am very excited about. To celebrate, I even took an appointment for a haircut... A girl is a girl, even if it's a Dividend girl one.

I think I will publish a portfolio update sometime this evening or this weekend because I want to get an overall picture of this shit. It's kind of a historical event, one big downturn, that I manage to survive, just like any other one. But this is badly special.

Yesterday at Lisa Leblanc's concert, the MTELUS theater was full of people and I wasn't wearing a mask. Let's just hope I won't get the COVID. Just to make things worst, I ate a slice of pizza on my way home because I just couldn't stand myself, so I ate up the COVID virus, if I catch it, it went in my stomach. I should had wear a mask, but it was quite hot in there with all those people. I didn't get any pictures or videos because it wasn't allowed, and I decided to be a good girl. I could see the employees of the theater reaching out to people who were taking pictures and videos, so I didn't want to create more difficulties for the staff. Overall, it was a fun night. I am not under the impression that I will get the COVID.

Dreaming of some BCE Inc. (BCE) stocks for my non-registered portfolio

My stocks portfolio still got hurt today, but today, I only experimented with a loss of -0.077%. With a TSX that closed at the day with 19,611.56 points, my non-registered portfolio closed the day at $141,896.93, my US portfolio at $4,491.52, my RRSP portfolio - stocks-only - at $62,973.52, and my TFSA portfolio at $116,635.52. I am getting ready to place my next investment. I decided to invest in BCE Inc. (BCE) because its stock is cheap and its dividend is too good to be ignored. However, following this, I will try to ignore BCE  - and Telus - and invest in other sectors. 

The best thing is that with this upcoming investment in BCE is that my monthly dividend income coming from my non-registered and TFSA portfolio only - will be close to $800. My belief is that the BCE dividend is reliable, as much as the big banks. Next, I may tempt myself to invest a bit in BNS. 

I think the new "usual" for the TSX remains in those 19,000 points for the present time. It doesn't really bother me. And I really wish it will remain the same for the next couple of months because I am really looking to beef up my dividend income. If I could reach a $1,000 monthly coming from my non-registered and TFSA portfolios, that would be quite nice. Imagine having an extra 1k to invest every month... We'll see when we can make that happen.

Welcome in my TFSA Telus Corp (T) and Verde Agritech Plc Ordinary Shares (NPK)

It's been another rough day for the TSX. My non-registered portfolio closed today session at $142,667.36, my US portfolio at $4,482.92, my RRSP stocks-only portfolio at $62 964,27, and my TFSA portfolio at $116,108.69. My "margin buying power" is in the $48,000 and my margin debt is in the 45k, so my numbers are under control. Right now, I estimate my net worth to be in the $338,000, which is not too bad. I was listening to BNN today and at one point one of their guests said that the TSX could undergo another -10% loss. If we are only talking about 10%, I am ready to accept that.

I had a bit of money left available coming from dividend distribution so I decided to invest in Telus Corp (T) and Verde Agritech Plc Ordinary Shares (NPK). I only made a tiny little investment in those. For security reasons, I no longer expose the number of shares that I purchase or that I hold from X or X investment, but be aware that whenever I announced a new stock investment, it doesn't necessarily mean that I invested a lot of money in the newcomer. My broker is National Bank Direct Brokerage and trusts me when I say, I truly take full advantage of my $0 commission fee advantage that I have with them.

I invested in T for the dividend, and I made an investment in NPK because I had my eyes on that stock since I read about that stock in an article written by Ben Hobson from Stockpedia. It's quite impressive fr me that a Brit actually knows that our belove TSX even existed and actually pays attention to what's going on in the best country in the world. I am actually really impressed. 

I just went over my budget, and oh surprise, I have a $1,700 available to invest in whatever I want. Obviously, that money will be invested in my non-registered portfolio, in an effort to help my margin survive the mess we are currently in. BCE stocks close the day in the $63 per stock and I find that to be quite a good deal! For now, I still have a bit of time left ahead to think about it since I am getting paid only on Friday and it takes something like 2 business days before my money can arrive in my margin account. I haven't checked on Stockopedia in a little while and the same thing with Susan Brunner blog, I haven't checked it out for a little while.

What I am looking for, is easy: a stock trading at a bargain price, that pays a sustainable and steady dividend.

How to handle your investment portfolio like a Dividend Girl during a major market correction

It's been a rough day for the TSX, but I haven't witnessed most of it. I took a moment to take a look at my stocks during the day, and that's when I notice the disaster. To that point, I knew it was going to be a bad day for my portfolio, and so I left it alone. I just had been too busy at work, which is strange because usually during the summer, things are a bit softer. These days, it feels like we are just out of touch with reality, and it's just a very weird feeling. I try not to pay too much attention because I don't want all that madness to consume me alive. But no worries, it won't because my days at work fly by and it's just so busy. It makes things much easier for me to deal with everything else. I am very grateful. I am celebrating my 10th anniversary at my job this year.

I feel it's always good to reflect on what's going on while dealing with whatever shit. In its case, it's market shit - which I am quite good at handling. And the reaction you should all have when the stock market is desperately trying to beat you on is not to give a damn. It's ok to look away if it's too hard for you to watch your portfolio value going down during a major downturn like this one. You don't need to hurt yourself mentally. It's ok not to acknowledge a situation if it can make you stronger. The stock market always win, this is just a very weird time we are living in. Unemployment in Canada is super low, but we are facing super high inflation and the Bank of Canada needs to increase interest rate, there's just no other way out. It's crazy, it doesn't make any sense at all, but that's just how it is. Under the circumstances, taking a step back, staying outside the chaos, and doing absolutely nothing is another great answer you can have while facing chaos. What you shouldn't do while facing a market correction like the one we experimented today is to sell your stocks. Don't push the sell button, unless you really need the money and you are in a case of desperate need. What you need to remember is that in the long run, the stock market always wins. For me, it's something I understand in my early days. I started investing shortly before the 2008 stock market crash. I wasn't that much scared because I strongly believe in my chances of recovery and I knew it was all working out. It's hard to have strong beliefs while facing the unknown, but you have to stick to your beliefs no matter what the noises you hear

We live in a capitalist world and in the end, the stock market always wins. That's the main idea I am looking forward to promoting this late evening.

The TSX closed below the 20,000 points, which is really not fun, but I don't mind. Usually, following a major downturn, the stock market gains a bit in points. Sometimes it won't. You just need to keep yourself ready to handle anything. Personally, I prefer to have a look at my investment value no matter what's going on. And the main reason behind this is that I have a margin debt. My margin debt is currently at $45,782.99. 

My non-registered portfolio closed today's session at $143,774.77, my US portfolio at $4,533.69, my RRSP portfolio stocks only at $63,841.22, and my TFSA portfolio at $115,223.37. I am a bit surprised by how low my TFSA portfolio is, but hey, it's no real surprise, knowing my exposure to Bitcoins ETFs. Now is a good time to invest in high-quality stocks that pay a nice dividend like BCE, T, TD, RY, CM, BAM.A, CGY, ENB.... Just try not to shit in your pants while ongoing the process and you should be just fine.

One very interesting thing: while the TSX was losing several hundred points and most stocks were losing value, JFT Strategies Fund Class A Units (JFS.UN) was gaining +0.83%... That's the main reason why I am keeping JFS.UN my investment portfolio, even if it doesn't pay dividends. It feels good to have at least a bit of stability somewhere... One of the weirdest thing ever being that I taught I see Jean-François Tardif downtown Montreal just a few days ago, driving a car, with his daughter next to him. She has long dark straight hair and doesn't look very old. 

And talking about Telus, If it happens that you live in the Montreal area, on June 16, at 9 pm, I will be partying my ass off and I will be drinking my shit away while listening to the Acadian singer Lisa Leblanc at MTELUS. If you want to join the disco "Acadian" party, feel free to join in because I will be there. Just be ready :-) I know it's a last-minute announcement but I just bought my ticket this evening. I will be there for real and chances are that I will be wearing a pink cap because I have no time to do my hair these days so just look for a girl with a pink hat and it will probably be me. If I am dancing, PLEASE DO TO DISTURB THE BITCH or I will hate you FOREVER. There's an invisible DO NOT DISTURB sign straight on my big ASS.

Thank you in advance. :-)

PARTY.

Welcome in my TFSA and RRSP portfolios Wajax Corporation (WJX)!

These days, I am quite busy at work, and we have awesome activities going on right now in Montreal, so I have to say, I am busy-busy and I may not write as much aroud here for the next couple of days, but I will try.

I actually tried to post this post last week, but I wasn't able! Stocks are not doing well right now, but its a super great time to buy great quality assets at a bargain price - and that should remain your main focus.

I had missed Jean-François Tardif's latest appearance at BNN's The Open with Jon Erlichman, but thanks to Pattirose, I received a notification :-) You can listen to Jean-François Tardif latest TV apparition right here.

I didn't make a very huge investment today in Wajax Corporation (WJX), but I was able to invest in a few shares inside my TFSA and RRSP portfolio. I really like to reinvest the money I earn from my dividend whenever I can, and it's usually what I do. I made that investment in the past week.

That's all I wanted to say :-)

Also, WJX is totally in my taste because its in the industrial sector and that's where I like to be. Its my favorite sector to invest in.

My net worth is now at $352,164.94 (on date of June 2, 2022)

The past few days had been quite busy, but I managed to publish a quick investment portfolio update, but without posting any comments about it. It was short and sweet. On June 2, my investment portfolio closed at $398,010.84, which left me with a very good net worth of $352,164.94. I was only missing a little $9,277.48 to hit back on my highest net worth value ever. My numbers closed slightly lower today. My non-registered portfolio closed today's session at $150,597.49, my US portfolio at $4,844.54, my RRSP stocks-only portfolio at $66,168.75 and my TFSA portfolio at $123,886.67.

I was off this past week, but time had passed by too quickly. I had spent the past couple of months (something like 9 months!!!) in New Brunswick, so when I arrived in Montreal this past Sunday, I had quite some cleaning to do. Fortunately enough, my apartment is quite small, but I spent a lot of time refreshing it. I also gave away a lot of clothes that I wasn't wearing anymore - am I the only one who's tired of wearing boot-cut jeans??? - some fake pieces of jewelry, an ab wheel (I cannot use that thing for quite long even if I wanted to), some carpets, an old noisy big fan that I cannot manage to properly clean the blades... I also had an old mini laptop.

It still works, but it runs on Windows 7, and the whole system won't upgrade anymore. Let me say that it's not an easy task to open a Web page on that laptop... I did a copy of all the files and pictures I wanted to keep, and following what, I perform a factory reset, to make sure the laptop no longer contains any of my personal information, including my browsing history. While dealing with old electronic devices, once you have procced with a backup of the files you may want to keep, it's really important to proceed with a factory reset. It's easy to find the info on how to proceed over YouTube on specialized channels. I also have an old smartphone I want to get rid of for which I also need to do a factory reset. Those kinds of little things add up quickly when you haven't done any tidying up in a while. I also got rid of all kinds of papers that I had been keeping, which I keep doing from time to time... 

Before I left for Montreal, I gave my camera to my old folks. I haven't used that camera for several months. I always use my cell phone. I think it takes nice pictures, what do you think?

Yes, I do like flowers.

My debt situation on date of June 2, 2022

Margin account debt: $45,845.90 @ 5%

Annual interest: $2,292.30

On the date June 2, 2022

**For a complete update regarding my debt, click on the label "Debt situation" located in the right column of this blog.