An ordinary day for the TSX

The scratch on my right knee is healing well and I don't regret staying here in Montreal. We had another beautiful day, with some rain in the afternoon. The sun came back within a few hours. I went swimming later on in the evening, and it started raining again. The weather is very perfect - despite the rain, just the way I like it. Montreal is really feeling like a dream right now. The month of July is also really perfect in its own way because I will be receiving not 2, but 3 paychecks. 

I spent quite of bit of money so far this summer, but I am now slowing it down a bit on the expenses. The good weather makes it easier to cook a meal at home, so I just have no excuse. It's still more than $2,000 that I will have at my disposal by the end of the month, after everything is paid off. I was thinking to invest half of the sum and keeping the other half as savings. If you have any good money available, I strongly suggest putting some money aside as savings. Yes, it's boring, and yes it's tempting to invest it all - like I normally do - but with inflation and a recession at our door, it will be wise to build up a bit more savings, just to play it safe. I am actually thinking about keeping it all in savings.

Just a few days ago, I wanted to buy some jam, but I land up paying $6.99 for it. It's normally always on sale at Shoppers, but it wasn't at the time. The one I like was at that price, which I still remember to this date. This being said, I didn't shop around to see if I could get the so-wanted jam at a lower price. I normally don't buy an item if it's too expensive, but I did pay for it that time... It's something quite insulting to me. I eventually got over it, but it makes me realize that inflation is really here and that at some points, I may have to pay more than I expect for some everyday items. However, I will try as much as possible to stick to my no-buy rule when something is too expensive for my taste. I don't really need jam to live, but some jam is too good with pancakes, even at $6.99.

And here it is, my favorite jam. Delicious! :-)

I have more than just my favorite jam pic to share. Here are a few pictures.

I like the view of construction a bit everywhere in Montreal...

The TSX closed today's session on 18,678.64 points, leaving my non-registered portfolio at $138,878.14, my US portfolio at $4,789.50, my RRSP portfolio - stocks-only - at $63,321.75 and my TFSA portfolio at $117,021.67. It's expected that the Bank of Canada will raise rates tomorrow. We'll see how the TSX handles it. Since it's my last couple of days of vacation, I probably won't be in front of my laptop to look at what's going on.

I am no longer a Dividend Girl, I am a Dividend QUEEN

The problems experimented with Rogers' services affected my family in New Brunswick this past Friday. This Saturday, I was able to reach them, but the main line cut off on and on. However, I was able to exchange a few words. My father has a cell phone, but it wasn't working too well. I am very surprised by this because we always had very good services with Rogers in New Brunswick. I had worked from home in New Brunswick all winter long without any problems. With the incidents that happen in the past few days, I think Rogers will get their shit together and make sure it won't happen ever again. The worst problem concerns the 911 line, impossible to call 911 if needed. 

During that time, my non-registered portfolio closed this past Friday session at $140,667.07, my US portfolio at $4,808.59, my RRSP stocks-only portfolio at $64,041.63, and my TFSA portfolio at $118,207.55. My overall annual dividend income is now exceeding the $11,500. I am jumping for my regular "Dividend Girl" status to a glamourous Dividend Queen title, nothing else.

It's been announced that compensation will automatically be given to the affected Rogers clientele, no need to call them in order to request a credit. So if any of your old folks are with Rogers, better call them to let them know because some spammers may try to use this incident to request personal info. It's better to make a reminder to the old folks that just like usual, don't give any personal info over the phone for any incoming calls. Spammers will have to hit somewhere else than my old folks in New Brunswick, trust me on that one. I tell them frequently as a reminder. When I was still in New Brunswick just a few months ago, we were receiving some calls about Amazon orders that - of course - we had never placed. I find that one to be quite bad as a spammer call idea because these days, everyone buys stuff on Amazon.

I was supposed to go to New Brunswick this week, but the weather announced is really not good and I decided I could go later on this summer. Here in Montreal, the weather will be better and since I only had two weeks off this summer, I want to make the most of it. Also, I wasn't very thrilled about hitting back while Rogers is still experiencing problems back home. I call today, and the line was cracking up a little. I left a message on the voicemail, but they didn't call back.

Earlier today, I had a strange incident, I went for a walk in the evening and I just fall down while walking on the sidewalk, exactly like a frog. Montreal sidewalks are not the greatest, and I put one of my feet on an unregular spot, and BANG, I fell down on the ground. My hands absorb the hit, but luckily I didn't hurt my hands. I didn't hurt myself badly overall, I have a starch down my right knew, but not on the knew itself which will heal easier on that spot. It became red but didn't bleed. I got some alcohol to clean it out and that's it. I also bought my favorite candies for moral support. What the hell Montreal. Maybe this is a sign that I should actually go back to New Brunswick, like right now. For the present time, I will just wear sneakers for walking around, maybe my feet were not stable enough in sandals, and the Montreal sidewalks are not helping out, but there are places like parks where I can walk more safely... I haven't felt pain like that in the longest time. The feeling of the alcohol touching the scratch burns me.