My investment portfolio on date of February 10, 2023

Cold cash: $16,359.37

Stocks and Units investment portfolio $CAN 

Bank of Nova Scotia (BNS)

Methanex Corporation (MX)

Fortis Inc. (FTS)

Pembina Pipeline Corporation (PPL)

iShares S&P/TSX Capped REIT Index (XRE)

New Flyer Industries Inc. (NFI)

TMX Group Inc. (X)

K-Bro Linen Inc. (KBL)

TransCanada Corp (TRP)

Canadian National Railway Co (CNR)

Enbridge Inc. (ENB)

Emera Inc. (EMA)

Loblaw Companies (L)

Savaria Corporation (SIS)

WSP Global Inc. (WSP)

George Weston Limited (WN)

Power Corporation of Canada Subordinate Voting Shares (POW)

BCE Inc. (BCE)

Canadian Imperial Bank Of Commerce (CM)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

TOTAL: $148,205.50

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B)

General Mills Inc. (GIS)

Vanguard Russell 1000 Growth Index Fund (VONG)

Pfizer Inc. (PFE) 

TOTAL: $5,094.81 US: $6,822.46 CAN

 

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI)

CT Real Estate Investment Trust (CRT.UN)

Canadian National Railway Co (CNR)

Exchange Income Corporation (EIF)

Brookfield Infrastructure Partners L.P. (BIP.UN)

Brookfield Renewable Energy Partners L.P. (BEP.UN)

Andrew Peller Limited (ADW.A)

Toronto-Dominion Bank (TD)

Boyd Group Services Inc. (BYD)

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)

Data Communications Mgmt (DCM)

Royal Bank of Canada (RY)

Park Lawn Corporation (PLC)

Toromont Industries Ltd (TIH)

BCE Inc. (BCE)

Boralex Inc. Class A Shares (BLX)

Savaria Corporation (SIS)

Northland Power Inc. (NPI)

Calian Group Ltd. (CGY)

Canadian Utilities Limited (CU)

WSP Global Inc. (WSP)

Granite Real Estate Investment Trust (GRT.UN)

Cargojet Inc. (CJT)

Nutrien Ltd. (NTR)

TFI International Inc. (TFII)

Canadian Imperial Bank Of Commerce (CM)

SIR Royalty Income Fund (SRV.UN)

ATCO Ltd. (ACO.Y)

Aecon Group Inc. (ARE)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

Metro Inc. (MRU)

Alimentation Couche-Tard Inc. (ATD.A)

Fortis Inc. (FTS)

CGI Inc. (GIB.A)

TMX Group Limited (X)

Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Suncor Energy Inc. (SU)

Rogers Communications Inc. (RCI.B)

Telus Corp (T)

JFT Strategies Fund Class A Units (JFS.UN)

Bitcoin Fund The Class A units (QBTC)

Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)

3iQ CoinShares Ether ETF (ETHQ)

Tilray Inc (TLRY)

North West Company Inc. (The) (NWC)

Bank of Nova Scotia (BNS)

National Bank of Canada (NA)

Stelco Holdings Inc. (STLC)

Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)

Saputo Inc. (SAP)

Labrador Iron Ore Royalty Corporation (LIF)

Intertape Polymer Group Inc. (ITP)

Parex Resources Inc. (PXT)

Wescan Energy Corp. (WCE)

Verde Agritech Plc Ordinary Shares (NPK)

Wajax Corporation (WJX)

Whitecap Resources Inc. (WCP)

Goodfellow Inc. (GDL)

Algonquin Power & Utilities Corp. (AQN)

TOTAL: $127,680.95

RSP investment portfolio: 

Emera Incorporated (EMA)

Ovintiv Inc. (OVV)

Toronto-Dominion Bank (TD)

Telus Corp (T)

Royal Bank of Canada (RY)

Savaria Corporation (SIS)

Thomson Reuters Corporation (TRI)

Park Lawn Corporation (PLC)

Richards Packaging Income Fund (RPI.UN)

Toromont Industries Ltd (TIH)

CAE Inc. (CAE)

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)

Boralex Inc. Class A Shares (BLX)

Quebecor Inc. (QBR.B)

Logistec Corporation Class B Subordinate Voting Shares (LGT.B)

Brookfield Renewable Partners L.P. (BEP.UN)

Leon's Furniture Limited (LNF)

Bank of Nova Scotia (BNS)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Cascades Inc. (CAS)

JFT Strategies Fund Class A Units (JFS.UN)

AirBoss of America Corp. (BOS)

Suncor Energy Inc. (SU)

Pender Growth Fund Inc. (PTF)

Rogers Communications Inc. Class B Non-voting Shares (RCI.B)

ATS Automation Tooling Systems Inc. (ATA)

Algoma Central Corporation (ALC)

Finning International Inc. (FTT)

Guardian Capital Group Limited (GCG)

Information Services Corporation Class A Limited Voting Shares (ISV)

Interfor Corporation (IFP)

Maple Leaf Foods Inc. (MFI)

National Bank of Canada (NA)

Nutrien Ltd. (NTR)

Open Text Corporation (OTEX)

Taiga Building Products Ltd. (TBL)

Vitreous Glass Inc. (VCI)

Power Corporation of Canada Subordinate Voting Shares (POW)

North West Company Inc. (The) (NWC)

Whitecap Resources Inc. (WCP)

Parex Resources Inc. (PXT)

North West Company Inc. (The) (NWC)

Wajax Corporation (WJX)

Canadian Imperial Bank Of Commerce (CM)

Total: $64,875.27

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,413.81

Others: $1,159.90

NBI Income Fund: $1,241

Manulife Fidelity NorthStar GIF CAP

Manulife Simplicity Growth Portfolio 

Maritime Life CI Harbour Seg Fund

Maritime Life Fidelity True North Seg Fund

Manulife GIF MLIA B World Invest

Total: $8,381.17

Other various: $32,971.88

TOTAL: $112,043.03

Social Capital at Desjardins Membership share: $35

Online money: $40.68

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

TOTAL: $411,186.99

On the date February 10, 2023

I reached my highest net worth EVER on February 7, 2023: $361,442.42

Two days ago, I updated my investment portfolio. I was aware that I wouldn't see astronomical gains, but I was simply curious. That's how I discovered that I had reached my highest net worth ever: $361,844.12 on February 7th! Previously, my highest net worth was $361,442.42, which I achieved on April 20th, 2022. With my new highest net worth, it feels like anything is possible this year. Although it's still early in 2023, I believe that I have all the opportunities to reach my goal of $400,000 in net worth. To make this happen, I need to accumulate an additional $38,557.58.

With my next paycheck, I will have $16,359.37 in savings available to me. If I can achieve a savings goal of $30,000 by the end of the year and if the stock market returns 7% or 8%, I might be able to reach my much-desired $400,000. I've been hovering around the $300,000 mark since May 2021, and it's been a while already. A return of 7-8% on the TSX might be ambitious, but I remain optimistic.

Today, the TSX ended the session at 20,597.75 points. My non-registered portfolio ended the day at $146,736.20, my US portfolio at $5,044.80, my RRSP stocks-only portfolio at $64,292.11, and my TFSA portfolio at $127,756.93. My margin debt closed a bit lower today, at $46,787.51.

Some of my stocks have announced an increase in their dividend distributions, including Thomson Reuters Corporation (TRI) and Parex Resources Inc. (PXT). My overall annual dividend income, across all portfolios, is now close to $12,170. Within my non-registered and TFSA portfolios, my dividend income is just a few cents short of reaching $850 per month.

As a dividend investor, I've been very fortunate lately. We've received good news after good news in recent days. However, I'm not inclined to invest at this time.

You can follow me on Twitter, @SunnyJNB

Historic of my Total assets and Net worth values on date of February 7, 2023

2023

Total in assets: $408,656.95/Net worth: $361,844.12: February 7, 2023 - My highest net worth value EVER!!!

Total in assets: $407,606.87/Net worth: $361,043.28: January 17, 2023

Total in assets: $405,708.89/Net worth: $359,060.31: January 16, 2023

Total in assets: $404,983.22/Net worth: $358,324.64: January 13, 2023

Total in assets: $403,429.72/Net worth: $356,771.14: January 12, 2023

Total in assets: $399,232.95/Net worth: $352,574.37: January 11, 2023

Total in assets: $396,629.76/Net worth $349,971.18: January 10, 2023

Total in assets: $395,568.27/Net worth $348,909.69: January 9, 2023
Total in assets: $393,444.59/Net worth $346,786.01: January 6, 2023

2022

Total in assets: $384,602.29/Net worth $337,875.65: December 30, 2022

Total in assets: $394,205.35/Net worth $347,621.02: November 25, 2022

Total in assets: $383,659.43/Net worth $337,227.95: November 11, 2022

Total in assets: $373,493.10/Net worth $327,061.62: November 4, 2022

Total in assets: $356,147.14/Net worth $309,920.82: October 11, 2022

Total in assets: $396,620.95/Net worth $350,590.82: August 14, 2022

Total in assets: $369,523.83/Net worth $323,815.43: June 24, 2022

Total in assets: $367,287.71/Net worth $321,579.31: June 20, 2022

Total in assets: $364,145.55/Net worth $318,437.15: June 18, 2022

Total in assets: $398,010.84/Net worth $352,164.94: June 2, 2022

Total in assets: $385,843.39/Net worth  May 20, 2022: $340,156.47

Total in assets: $407,547.23/Net worth $361,442.42: April 20, 2022 

Total in assets: $405,658.35/Net worth $358,941.11: March 29, 2022

Total in assets: $403,792.28/Net worth $357,075.04: March 25, 2022

Total in assets: $402,081.01/Net worth $355,363.77: March 22, 2022

Total in assets: $400,979.64/Net worth $354,262.40: March 21, 2022 - First time I ever hit on the $400,000 in total assets!

Total in assets: $398,652.13/Net worth $352,071.24: March 18, 2022 - First time I ever hit on the $350,000 in net worth value!

Total in assets: $396,355.91/Net worth $349,713.01: March 10, 2022

Total in assets: $393,037.13/Net worth: $347,573.53: March 4, 2022

Total in assets: $391,766.36/Net worth: $345,622.80: February 9, 2022

Total in assets: $382,726.19/Net worth: $341,862.36: February 2, 2022

Total in assets: $386,320.32/Net worth: $340,128.37: February 1st, 2022

2021

Total in assets: $385,979.66/Net worth: $339,434.39: December 31, 2021

Total in assets: $382,726.19/Net worth: $336,268.16: December 23, 2021

Total in assets: $388,421.37/Net worth: $340,312.77 - FIRST TIME I EVER REACHED A $340,000 NET WORTH!
November 8, 2021

Total in assets: $387,068.51/Net worth: $338,959.91: November 5, 2021

Total in assets: $384,785.92/Net worth: $336,781.52: October 20, 2021

Total in assets: $382,580.80/Net worth: $334,576.40: October 19, 2021

Total in assets: $379,263.95/Net worth: $330,680.17: October 14, 2021

Total in assets: $364,072.52/Net worth: $315,407.64: July 26, 2021
Total in assets: $358,867.59/Net worth: $311,858.22: June 15, 2021
Total in assets: $354,774.64/Net worth: $307,559.30: June 10, 2021
Total in assets: $348,042.77/Net worth: $300,799.45 - FIRST TIME I EVER REACHED 300k in net worth, on May 26, 2021
Total in assets: $346,583.88/Net worth: $298,486.93: May 20, 2021
Total in assets: $349,651.45/Net worth: $298,435.31: May 7, 2021
Total in assets: $347,002.53/Net worth: $297,614.64: April 16, 2021
Total in assets: $338,188.16/Net worth: $287,914.75: March 11, 2021
Total in assets: $333,970.92/Net worth: $283,675.99: March 9, 2021
Total in assets: $328,881.12/Net worth: $279,611.57: February 10, 2021
Total in assets: $326,670.02/Net worth: $278,758.37: February 8, 2021
Total in assets: $324,891.52/Net worth: $276,979.87: February 4, 2021
Total in assets: $322,236.52/Net worth: $274,318.36: February 3, 2021
Total in assets: $327,639.01/Net worth: $274,298.23: January 19, 2021
Total in assets: $316,192.85/Net worth: $268,180.14: January 7, 2021
Total in assets: $313,003.95/Net worth: $264,915.22: January 6, 2021
Total in assets: $310,587.36/Net worth: $262,498.63: January 5, 2021

2020
Total in assets: $310,392.38/Net worth: $259,661.24: December 31, 2020
Total in assets: $307,812.05/Net worth: $259,070.79: December 24, 2020
Total in assets: $306,444.25/Net worth: $258,948.73: December 4, 2020
Total in assets: $304,701.39/Net worth: $257,331.58: November 27, 2020
Total in assets: $300,956.84/Net worth: $253,587.03: November 24, 2020
Total in assets: $298,903.01/Net worth: $251,533.20: November 23, 2020
Total in assets: $296,643.60/Net worth: $249,158.71: November 20, 2020
Total in assets: $294,514.87/Net worth: $247,145.87: November 11, 2020
Total in assets: $291,172.40/Net worth: $243,802.59: November 10, 2020
Total in assets: $287 803.13/Net worth: $240 433.32: November 9, 2020
Total in assets: $277,872.92/Net worth: $226,678.26: August 5, 2020
Total in assets: $276,627.27/Net worth: $227,745.47: June 6, 2020
Total in assets: $263,304.63/Net worth: $211,395.63: April 29, 2020
Total in assets: $241 461,13/Net worth: $194 558,29: March 13, 2020
Total in assets: $282,640.61/Net worth: $235,284.72: February 21, 2020
Total in assets: $304,955.72/Net worth: $257,187.44: February 12, 2020
Total in assets: $296,200.07/Net worth: $250,595: January 16, 2020
Total in assets: $292,715.58/Net worth: $244,970.41: January 9, 2020

2019
Total in assets: $288,237.52/Net worth: $239,582.44: December 31, 2019
Total in assets: $278,823.27/Net worth: $230,902.04: September 17, 2019
Total in assets: $271,896.19/Net worth: 226,137.05: June 24, 2019
Total in assets: $269 950.21/Net worth: $222 942.87: April 5, 2019
Total in assets: $251 634.94/Net worth: $206 278.84: January 18, 2019
Total in assets: $238 656.07/Net worth: $191 009.83: January 4, 2019

2018
Total in assets: $270 679.86/Net worth: $204 306.57: November 16, 2018
Total in assets: $332 750.88/Net worth: $232 609.15: August 3, 2018
Total in assets: $331 413.83/Net worth: $232 280.40: June 20, 2018
Total in assets: $326 085.75/Net worth: $226 801.92: June 3, 2018
Total in assets: $322 479.23/Net worth: $222 850.15: May 4, 2018
Total in assets: $319 644.86/Net worth: $217 246.23: March 16, 2018

2017
Total in assets: $318 544.64/Net worth: $221 989.65: December 29, 2017
Net worth on the date of November 17, 2017: $211 430.89
Net worth on the date of October 27, 2017: $212 633.39
Net worth on the date of September 29, 2017: $206 352.49
Net worth on the date of April 24, 2017: $204 277.66
Net worth on the date of March 31, 2017: $200 325.69
Net worth on the date of March 29, 2017: $198 299.73
Net worth on the date of March 18, 2017: $193 969.21

2016
Net worth on the date of December 30, 2016: $184 074.35

Net worth after debt on the date of January 1, 2014:
$101 172.99 (yes, finally, IN NET WORTH!).

On the date of February 16, 2011, the TMX hit 14 000+ points, and I exceeded the 150k in assets! (Not net worth yet).

On September 9, 2010, I reached $100,000 in assets! (not in net worth yet).

On the date of August 5, 2009, I reached my investment goal: I reached $50 000 worth of assets! (NOW, net worth).

On the date of December 5, 2009, I had exceeded $60 000 in assets! (not in net worth yet). 

My debt situation on date of February 7, 2023

Margin Account Debt: $46,812.83 at 7.75%

Annual Interest: $3,627.99

As of February 7, 2023

For a complete update on my debt situation, please click on the label "Debt Situation" located in the right column of this blog.

My investment portfolio on date of February 7, 2023

Cold cash: $14,802.66

Stocks and Units investment portfolio $CAN 

Bank of Nova Scotia (BNS)

Methanex Corporation (MX)

Fortis Inc. (FTS)

Pembina Pipeline Corporation (PPL)

iShares S&P/TSX Capped REIT Index (XRE)

New Flyer Industries Inc. (NFI)

TMX Group Inc. (X)

K-Bro Linen Inc. (KBL)

TransCanada Corp (TRP)

Canadian National Railway Co (CNR)

Enbridge Inc. (ENB)

Emera Inc. (EMA)

Loblaw Companies (L)

Savaria Corporation (SIS)

WSP Global Inc. (WSP)

George Weston Limited (WN)

Power Corporation of Canada Subordinate Voting Shares (POW)

BCE Inc. (BCE)

Canadian Imperial Bank Of Commerce (CM)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

TOTAL: $148,128.95

Stocks and Units investment portfolio $US:

Berkshire Hathaway Inc. (BRK.B)

General Mills Inc. (GIS)

Vanguard Russell 1000 Growth Index Fund (VONG)

Pfizer Inc. (PFE) 

TOTAL: $5,128.02 US: $6,845.91 CAN

 

Tax-free savings account (TFSA):

Dumont Nickel Inc. (DNI)

CT Real Estate Investment Trust (CRT.UN)

Canadian National Railway Co (CNR)

Exchange Income Corporation (EIF)

Brookfield Infrastructure Partners L.P. (BIP.UN)

Brookfield Renewable Energy Partners L.P. (BEP.UN)

Andrew Peller Limited (ADW.A)

Toronto-Dominion Bank (TD)

Boyd Group Services Inc. (BYD)

Canadian Apartment Properties Real Estate Investment Trust (CAR.UN)

Data Communications Mgmt (DCM)

Royal Bank of Canada (RY)

Park Lawn Corporation (PLC)

Toromont Industries Ltd (TIH)

BCE Inc. (BCE)

Boralex Inc. Class A Shares (BLX)

Savaria Corporation (SIS)

Northland Power Inc. (NPI)

Calian Group Ltd. (CGY)

Canadian Utilities Limited (CU)

WSP Global Inc. (WSP)

Granite Real Estate Investment Trust (GRT.UN)

Cargojet Inc. (CJT)

Nutrien Ltd. (NTR)

TFI International Inc. (TFII)

Canadian Imperial Bank Of Commerce (CM)

SIR Royalty Income Fund (SRV.UN)

ATCO Ltd. (ACO.Y)

Aecon Group Inc. (ARE)

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A)

Metro Inc. (MRU)

Alimentation Couche-Tard Inc. (ATD.A)

Fortis Inc. (FTS)

CGI Inc. (GIB.A)

TMX Group Limited (X)

Brookfield Infrastructure Corporation Class A Exchangeable Subordinate Voting Shares (BIPC)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Suncor Energy Inc. (SU)

Rogers Communications Inc. (RCI.B)

Telus Corp (T)

JFT Strategies Fund Class A Units (JFS.UN)

Bitcoin Fund The Class A units (QBTC)

Purpose Bitcoin ETF CAD ETF non-currency hedged units (BTCC.B)

3iQ CoinShares Ether ETF (ETHQ)

Tilray Inc (TLRY)

North West Company Inc. (The) (NWC)

Bank of Nova Scotia (BNS)

National Bank of Canada (NA)

Stelco Holdings Inc. (STLC)

Hammond Manufacturing Company Limited Class A Subordinate Voting Shares (HMM.A)

Saputo Inc. (SAP)

Labrador Iron Ore Royalty Corporation (LIF)

Intertape Polymer Group Inc. (ITP)

Parex Resources Inc. (PXT)

Wescan Energy Corp. (WCE)

Verde Agritech Plc Ordinary Shares (NPK)

Wajax Corporation (WJX)

Whitecap Resources Inc. (WCP)

Goodfellow Inc. (GDL)

Algonquin Power & Utilities Corp. (AQN)

TOTAL: $127,072.94

RSP investment portfolio: 

Emera Incorporated (EMA)

Ovintiv Inc. (OVV)

Toronto-Dominion Bank (TD)

Telus Corp (T)

Royal Bank of Canada (RY)

Savaria Corporation (SIS)

Thomson Reuters Corporation (TRI)

Park Lawn Corporation (PLC)

Richards Packaging Income Fund (RPI.UN)

Toromont Industries Ltd (TIH)

CAE Inc. (CAE)

CGI Group Inc. Class A Subordinate Voting Shares (GIB.A)

Boralex Inc. Class A Shares (BLX)

Quebecor Inc. (QBR.B)

Logistec Corporation Class B Subordinate Voting Shares (LGT.B)

Brookfield Renewable Partners L.P. (BEP.UN)

Leon's Furniture Limited (LNF)

Bank of Nova Scotia (BNS)

Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC)

Cascades Inc. (CAS)

JFT Strategies Fund Class A Units (JFS.UN)

AirBoss of America Corp. (BOS)

Suncor Energy Inc. (SU)

Pender Growth Fund Inc. (PTF)

Rogers Communications Inc. Class B Non-voting Shares (RCI.B)

ATS Automation Tooling Systems Inc. (ATA)

Algoma Central Corporation (ALC)

Finning International Inc. (FTT)

Guardian Capital Group Limited (GCG)

Information Services Corporation Class A Limited Voting Shares (ISV)

Interfor Corporation (IFP)

Maple Leaf Foods Inc. (MFI)

National Bank of Canada (NA)

Nutrien Ltd. (NTR)

Open Text Corporation (OTEX)

Taiga Building Products Ltd. (TBL)

Vitreous Glass Inc. (VCI)

Power Corporation of Canada Subordinate Voting Shares (POW)

North West Company Inc. (The) (NWC)

Whitecap Resources Inc. (WCP)

Parex Resources Inc. (PXT)

North West Company Inc. (The) (NWC)

Wajax Corporation (WJX)

Canadian Imperial Bank Of Commerce (CM)

Total: $64,616.53

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund: $3,414.71

Others: $1,159.90

NBI Income Fund: $1,242.60

Manulife Fidelity NorthStar GIF CAP

Manulife Simplicity Growth Portfolio 

Maritime Life CI Harbour Seg Fund

Maritime Life Fidelity True North Seg Fund

Manulife GIF MLIA B World Invest

Total: $8,386.09

Other various: $32,910.98

TOTAL: $111,730.81

Social Capital at Desjardins Membership share: $35

Online money: $40.68

Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:

TOTAL: $408,656.95

On the date February 7, 2023

My plan to reach $35,000 in savings by the end of 2023

The TSX almost closed the past session within 20,800 points, leaving my non-registered portfolio at $147,997.55, my US portfolio at $5,066.31, my RRSP stocks-only portfolio at $65,358.95, and my TFSA portfolio at $127,967.12.

It has been an easy week for the TSX, but in New Brunswick, the weather was very cold and not much fun. The upcoming week should be better, except for tomorrow.

This past Friday, I was watching BNN, but I had shut down the TV sound. At some point, I glanced at the screen just in time to read that Brookfield Renewable Energy Partners L.P. (BEP.UN) was increasing its dividend distribution by 5.5%! This also includes Brookfield Renewable Corporation Class A Exchangeable Subordinate Voting Shares (BEPC). In my opinion, BEP.UN and BEPC should trade under the same ticket because they are essentially the same company. Dealing with both BEP.UN and BEPC just adds unnecessary complications to the game. And it's not only BEP.UN and BEPC, but also Brookfield Infrastructure Partners L.P. (BIP.UN)... Just like BEP.UN and BEPC, Brookfield Infrastructure Partners L.P. (BIP.UN) also increased its dividend distribution. To be honest, all those Brookfield companies are quite confusing for me.

Lately, all these dividend increases have been quite encouraging. It's coming as a surprise to me, given the inflation, I would have thought that businesses would rather keep their cash in their pockets. But hey, I take what I can get and I am very happy with all these dividend increases. Inflation is super high, interest rates are increasing, and, strangely, at the same time, the unemployment rate in the US is at its lowest since... 1969. It's a strange mix that doesn't make much sense. For that reason, I prefer to focus on my savings. With my upcoming paycheck, I should be close to $16,000. By the end of 2023, I think I will be able to reach $35,000 in savings, even allowing for some extra expenses. I already have a large exposure to stocks through my investment portfolios. It makes sense to build up some savings. This task is easier when the temperature ranges between -40 and -20 outside... I don't remember experiencing such cold temperatures in New Brunswick. I won't forget this winter, that's for sure.

Due to the cold weather and my desire to spend more time inside, I have become increasingly active on Twitter. With all the extra time I have been spending inside, Twitter has become a great source of entertainment and distraction. You can follow me on Twitter, @SunnyJNB

Thanks to BCE Inc. (BCE), my annual dividend income is now at $12,130

The TSX closed today's session within a good 20,700 points. My non-registered portfolio closed today's session at $147,113.06, my US portfolio at $5,108.48 US, my RRSP stocks-only portfolio at $65,212.59, and my TFSA portfolio at $127 957,99. The difference between my non-registered and my TFSA portfolio is now less than $20,000, which is the amount I am trying to reach as savings. It's something quite interesting for me to watch. Currently, I have exactly $14,800 in savings. I am just missing over $5,000 before reaching the famous $20,000 in savings. 

It will take me probably until the of May before I can reach $20,000 in savings if everything goes as planned. If I think further, I may be able to reach over $30,000 in savings by the end of December 2023, and maybe even $35,000. It's not because of my domain name, but lately, I caught myself thinking that I would like to build up $50,000 in savings.

Thanks to BCE Inc. (BCE), my annual dividend income is now in the $12,130. It's been announced that BCE didn't meet analysts' expectations. I wasn't expecting a dividend increase coming from BCE for that reason, and I didn't very verify, but I was quite happy to learn that BCE was increasing its dividend. It's quite a generous move coming from that company. On the other hand, Rogers Communications Inc. (RCI.B) did very well, but they didn't increase their dividend distribution. Another stock of mine that announced great results recently is CGI Inc. (GIB.A). Unfortunately, GIB.A doesn't pay any dividend distribution. 

I used to be on Twitter, but since I haven't used the platform for many years, all my subscribers are now all gone... If you would like to follow me on Twitter, please do so. I am at @SunnyJNB. I plan to post on Twitter from time to time, you wouldn't like to miss my hot stock picks, don't you? @kyleliu_invest had been my first Follower on Twitter, and I strongly suggest you follow him as well. He's the Twitter user who built my beautiful chart. I follow back everyone willing to follow me. :-)

My complete investment portfolio review, from 2008 to 2022

The Toronto Stock Exchange (TSX) ended today's trading session with a strong finish, closing at 20,767.38 points. My personal investment portfolios, including my non-registered, US, RRSP stocks-only, and TFSA portfolios, closed the day with values of $147,346.97, $5,166.98, $64,067.71, and $126,283.65, respectively.

As a seasoned investor since 2008, I've had the opportunity to weather the 2008 stock market crash and come out on top. My investment philosophy is centered around investing in high-quality, conservative stocks that can weather market volatility. An example of such a stock is Richards Packaging Income Fund (RPI.UN), a boring yet solid stock in the industrial sector.

To start 2023 off right, I recently published a comprehensive review of my 14-year investment journey since 2008. In this review, I analyze the returns of each stock in my different portfolios, giving readers the opportunity to benefit from my experience.

My highest return came from my investment in Canadian National Railway Company (CNR), which generated a +304.14% return in my non-registered portfolio. Despite not taking dividends into account, CNR is still a solid stock, one that Bill Gates himself is said to have invested in at one point. As a conservative investor, I hold CNR in both my non-registered and TFSA portfolios, where I have gained +108.37%.

My second-highest gainer is TFI International Inc. (TFII), with a +250.50% return in my TFSA portfolio. I discovered this stock through Stockopedia, as well as other great Canadian stocks such as Richards Packaging Income Fund (RPI.UN), Toromont Industries Ltd. (TIH), and Park Lawn Corporation (PLC) in my RRSP portfolio. Although I recently canceled my annual Stockopedia subscription due to cost constraints, I still plan on re-subscribing for a monthly plan later in the year.

I also registered impressive gains from investments in Methanex Corporation (MX) +217.78%, Enbridge Inc. (ENB) +65.51%, Pembina Pipeline Corporation (PPL) +64.74%, and TC Energy Corporation (TRP) +32.73%. Although I've never invested large sums at once, my portfolio has steadily gained value over time, thanks to my exposure to the oil sector.

Meet the Canadian ETF with a 14.25% yield: Hamilton Enhanced U.S. Covered Call ETF (HYLD)

The TSX ended last Friday's trading session at 20,700 points, but my current investments are not as favorable as they were on January 17. Consequently, I won't be making any changes to my investment portfolio this weekend. My non-registered portfolio ended last week at $146,962.46, my RRSP stocks-only portfolio at $64,070.80, my TFSA portfolio at $125,725.53, and my US portfolio at $5,132.81. My margin debt stands at over $46,800.

Following the Bank of Canada's recent interest rate hike, National Bank Direct Brokerage also raised their interest rate for margin accounts to a steep 8%. Although this is a challenging rate, I consider my margin debt to be low at less than $50,000. I have decreased my margin usage from over $100,000 in the past, which has helped me feel more in control. I'm not worried about the 8% interest rate since I have been holding margin debt for many years and declaring the interest as financial fees on my taxes.

I currently have over $15,000 in savings, with a goal to reach over $20,000 by the end of May by following a strict budget. I have taken into account all major expenses, including gifts for my father's birthday in February and mother's in March. I plan on giving my father a Tim Horton's gift card and a few lottery tickets. My mother likes skincare products, so I was thinking about the Caudalie The Rich cream as a gift for her.

I recently came across advertisements for Hamilton ETFs, including Hamilton Enhanced U.S. Covered Call ETF (HYLD), which has a high yield of 14.25%. Despite the appealing yield, I generally avoid investments with high dividend yields and this ETF also has heavy exposure to the volatile US technology sector. Additionally, HYLD has limited history, only trading on the TSX since February 2022. However, its performance has followed the S&P 500. I wouldn't invest a large sum in HYLD, but I am comfortable considering a smaller investment for its US exposure. My current US portfolio includes stocks like Berkshire Hathaway Inc., General Mills Inc., Vanguard Russell 1000 Growth Index Fund, and Pfizer Inc.

Welcoming an annual dividend income of $12 095.87

The TSX closed the day still in the 20,600 points. Today was what I qualified as being a usual day on the stock market. My non-registered portfolio closed the day at $148,182.58, my US portfolio at $5,122.83 US, my RRSP stocks-only portfolio at $64,434.77, and my TFSA portfolio at $126 533,49. Personally, I like to watch the TSX every business day, and most of the time, I have a look at my investment portfolios almost every day. I like to watch the stock market going, and I like to see where my numbers are at on a day-to-day basis. It's been said that "retail investors" - I actually really dislike that term - that us, so call retail investors, shouldn't take a look at our investment portfolio on a daily basis. That advice is really wrong.

I think it's important for investors, big or small, to follow the stock market. By watching it, you can kind of experience it for yourself a bit more. You never know what to expect, but you have to accept that reality if you want to invest in stocks. By looking at my TFSA portfolio, I just came to the realization today that my investment in Boyd Group Services Inc. (BYD) is doing much better these days, but I am still at a loss of -3.10% when it comes to BYD. Back in the day - don't ask when exactly because I couldn't tell exactly, but back in the day, BYD was a Derek Foster stock. I always like to hold some stocks that he holds inside his own portfolio.

Today, I update my dividend income sheet. It's a simple Excel sheet that I keep updated for my dividend income. Before, I had a little booklet in which I wrote everything, but now, I prefer an Excel sheet. At least the sums being generated by each investment get to be calculated automatically, it simplifies things. My annual dividend income is now almost in the $12,100. I am short by just a few dollars.

Recently, Algonquin Power & Utilities Corp. (AQN) cut its dividend distribution. I own a very small amount of AQN shares in my TFSA portfolio, so this isn't bothering me too much. I bought AQN because it's a Derek Foster stock. 

Today, both Metro Inc. (MRU) and Canadian National Railway Co (CNR) came with some very good news for their investors. Both companies increased their dividend distribution and guess what, I hold to both MRU and CNR in my investment portfolio. That helped me to push me closer to the $12,100 annual dividend income. Canadian National Railway Co (CNR) is one of my major holders. I built my portfolio on high-quality stocks like CNR and MRU. This is why I have that amazing chart.

While investing, it's important to pick high-quality stock instead of investing massively in very high dividend stock payers like Algonquin Power & Utilities Corp. (AQN). Stocks like AQN that pay too high dividend yield are tempted to decrease their dividend income for whatever reason, whenever, and when such companies do so, the value of their stock drop. I don't mind being adventurous from time to time with stocks like AQN, but you should never consider too high dividend stocks as major holdings for your portfolio. That's my opinion and only mine to share.