Welcome in my TFSA portfolio Metro Inc. (MRU)!

I made my move today! I had sold all of my RioCan Real Estate Investment Trust (REI.UN) shares. I used that money, and the cash I already had in my TFSA portfolio to invest in  Metro Inc. (MRU). MRU appears in the pages of the latest Les Affaires. Also, MRU was in my latest list of stocks found on Stockopedia. It took me a couple of days, but I think that investing in Metro Inc. (MRU) was a good choice for me. The list of stock that I hold inside my TFSA is now much longer than my non-registered portfolio.

The TSX closed behing the 16 800 points, but no dramatic changes had happen, at least not yet. My non-registered portfolio closed today session at: $118,440.76, my TFSA portfolio at $80,482.35, and my RRSP portfolio at $46,718.01. While checking over the numbers, a couple of things catch my attention:

-My investment made in Kinder Morgan Canada Limited (KML) is on a little gain. It seems like we are not hearing back from PPL regarding this acquisition. Would it be better for me to sell my KML shares to finally pay down my margin account?

-I had invested today in Metro Inc. (MRU), but I already had a few shares of a competitor in my non-registered portfolio: Loblaw Companies (L). However, I do not regret my move to MRU. This new investment adds diversity in my portfolio - it would have been too easy to invest in just new REIT stocks. And MRU is cheaper than L. MRU overall chart is: PERFECTION. I was desperately in need in my portfolio. MRU has a good StockRank on Stockopedia.

-Currently, one of my favorite stocks of all time, New Flyer Industries Inc. (NFI), seems to be on a trouble dance, despite announcing an amazing deal in the UK not too long ago. Also, good news keep coming in, like this one and this one, and even this one. I am still on a +130% gains with NFI inside my non-registered portfolio, but it keeps going down in value...

-Inside my TFSA portfolio, Canadian Imperial Bank Of Commerce (CM) is on a gain of 0.28% (despite the little gain, it's still a celebration because CM had been down in my portfolio for quite some time).

-Again inside my TFSA, I am on a gain of 0.85% on TFII - I am thinking about selling this one, but I don't know for sure. I would like to have stocks on steady gain - that's why I had sell REI.UN, and that's why I may sell TFII.

-You will never know how much I miss my late Agrium stocks. With Agrium, I was experiencing over the top capital gain. But ever since Agrium had converted into Nutrien Ltd. (NTR), I had a miserable experience. Currently, NTR is on a slim 4.41% gains. I am secretly thinking about selling this one. I am tired of stocks who are driving me nowhere.

Surprise: I have a new investment for my very awesome portfolio!

This past weekend, following the extraordinary results at the closing for the TSX, I had no choice, I had to publish an update of my investment portfolio because I knew the numbers were about to make be look good, like a Queen of the Queens. And I was totally right. On the date of this past Friday, my net worth was of $231 531.13. I could beat up my highest net worth value ever ($232 609.15, which was on the date of August 3, 2018). The TSX closed today under the magic 16 800 points. Personally, I am happy whenever the TSX is exceeding the 16 600 points.

I just don't understand the moves of the Democrats in the US, pushing forward for the destitution of Donald Trump, especially since they are so close of another election cycle. I remember reading that the Democrats leader wasn't in favor of moving forward with a request for the destitution of Trump - and that wasn't too long ago. So I don't understand why now the Democrates are moving forward. It could be that they are afraid that Trump is going to be reelected. All that drama is going to cost a lot of money to the US.

I had been moved by Greta Thunberg message. I already recycle. I live alone and I full one big blue transparent bag per 2 weeks. I began to check on stuff I could improve, to reduce my waste. First of all, it's really unfortunate, but being a woman create more waste than being men. I guess I don't have to explain why. On that matter, knowing that I create waste because of that special female condition, I am trying to cut on another type of waste. Among my daily waste: make-up remover cotton pads. That purchased was easily made. Make-up remover pads can be expensive. I use between one to 2 of them every day. I bough a bungle of 8 reusable ones, which will help me to save money on the long run. Another waste is when I buy coffees.. I plan to buy this Collapsible Pocket Cup, in pink of course

I admit it, it took me some time, but I had set my mind on a new investment idea: Metro Inc. I know, I am surprise as well, but Metro is a reliable stock, a super perfect match for my portfolio.

My investment portfolio on date of September 20, 2019

Cold cash: $2,001.55‬

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,735.75

Methanex Corporation (MX): $4,952.24‬
Fortis Inc. (FTS): $7,025.76‬
Pembina Pipeline Corporation (PPL): $31,971.60‬
Corby Distilleries Limited (CSW.A): $2,355.03
iShares S&P/TSX Capped REIT Index (XRE): $3,083.85‬
New Flyer Industries Inc. (NFI): $3,263.40‬
TMX Group Inc. (X): $927.76
K-Bro Linen Inc. (KBL): $3,741‬
TransCanada Corp (TRP): $1,715.25
Canadian National Railway Co (CNR): $10,701‬
Enbridge Inc. (ENB): $15,714.85‬
Emera Inc. (EMA): $1,442.5‬0
BCE Inc. (BCE): $1,411.74
Saputo Inc. (SAP): $1,626.40‬
Loblaw Companies (L): $898.56‬
Savaria Corporation (SIS): $6,203.60
WSP Global Inc. (WSP): $3,900.5‬0
Aphria Inc. (APH): $1,630‬
George Weston Limited (WN): $112.01

Kinder Morgan Canada Limited restricted voting shares (KML): $4,482

TOTAL: $118,894.80

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): ‬$1,664.96
General Mills Inc. (GIS): $1,738.56‬
Cash: $0

TOTAL: $3,403.52‬ USD: $4,512.05‬ CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $929.95‬
CT Real Estate Investment Trust (CRT.UN): $1,450
Canadian National Railway Co (CNR): $4,756
Exchange Income Corporation (EIF): $39.45
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,241.10‬
Brookfield Renewable Energy Partners L.P. (BEP.UN): ‬$1,494.60
Andrew Peller Limited (ADW.A): $‭2,388.50‬
Toronto-Dominion Bank (TD): $1,531.60
Boyd Group Income Fund (BYD.UN): $5,431.20
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,822.70‬
Data Communications Mgmt (DCM): $5.88
Morneau Shepell Inc. (MSI): $2,859.30‬
Royal Bank of Canada (RY): $4,318.40
Park Lawn Corporation (PLC): $1,570.80
Toromont Industries Ltd (TIH): $2,561.20
BCE Inc. (BCE): ‬$577.53‬

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,410
Sienna Senior Living Inc. (SIA): $1,547.20‬
Boralex Inc. Class A Shares (BLX): $901.20
Richelieu Hardware Ltd. (RCH): $1,179.44
Savaria Corporation (SIS): $835.10
Northland Power Inc. (NPI): $2,502‬
Calian Group Ltd. (CGY): $2,561.88
BMO Bank of Montreal (BMO): $1,951.60‬
Canadian Utilities Limited (CU): $1,634.64‬
WSP Global Inc. (WSP): $1,950.25‬
Granite Real Estate Investment Trust (GRT.UN): $639‬
Cargojet Inc. (CJT): $2,887.82
Nutrien Ltd. (NTR): $3,423.50

TFI International Inc. (TFII): $3,206.40‬
Canadian Imperial Bank Of Commerce (CM): $3,333.30

SIR Royalty Income Fund (SRV.UN): $1,123.20

ATCO Ltd. (ACO.Y): $2,880‬ 

Aecon Group Inc. (ARE): $1,884‬  

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,726.50

Cash: $1,345.47

TOTAL: $80,913.63

RSP investment portfolio: 
Emera Incorporated (EMA): $16,617.60
EnCana Corporation (ECA): $705.24
Toronto-Dominion Bank (TD): ‬‬$2,297.40
Telus Corp (T): $2,453.50
Royal Bank of Canada (RY): $2,159.20‬
Savaria Corporation (SIS): ‬‬$2,409.86‬
Thomson Reuters Corporation (TRI): $3,193.20
Park Lawn Corporation (PLC): $5,236‬
Richards Packaging Income Fund (RPI.UN): $1,320.99
Toromont Industries Ltd (TIH): ‬$448.21‬
CAE Inc. (CAE): $2,337.30‬
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,613.05‬
Boralex Inc. Class A Shares (BLX): $1,126.50
Quebecor Inc. (QBR.B): $784.25
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266
Brookfield Renewable Partners L.P. (BEP.UN): $946.58

Leon's Furniture Limited (LNF): ‬$539.58‬
Cash: $49.61

Total: $46,504.07     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:

$2,982.99‬

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: ‬$1,724.37
Manulife Simplicity Growth Portfolio: $1,419.04
Maritime Life CI Harbour Seg Fund: $1,302.09
Maritime Life Fidelity True North Seg Fund: $1,191.65
Manulife GIF MLIA B World Invest: $1,244.39‬
Total: $6,881.54‬

Other various: $14,524.11

TOTAL: $73,315.32

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
279,672.35‬

On date of September 20, 2019

My debt situation on date of September 20, 2019

Margin account: $48,141.22 @ 5.50%
Annual interest: $2,647.77
On date of September 20, 2019

Damn! Have a look at a girl with a $230,902.04 net worth!!!!!

All-day long, the TSX amazed me. I refresh at a different time of the day, and I was quite shocked to see the TSX exceeding the 16 800 points. The TSX finally closed the day on a happy 16,834.75‬ points. Despite feeling a bit tired from my day of work, I knew I really had to update my portfolio. After all, we don't know what tomorrow will bring. Every new day is a different day for the stock market. So I wanted to celebrate those brilliant 16,834.75 points in my own little way. I published an update of my portfolio.

My numbers are quite strong. My non-registered portfolio closed today session at $118,767.77, my TFSA portfolio at $80,633.94, and my RRSP portfolio at $46,287.28. With a margin account debt of $47,921.23, my net worth is currently made of $230,902.04. It's pretty good, especially knowing how rocky the year of 2019 had been. And I don't know if you remembered, but I had started my 2019 financial year on quite a bad note. Back on January 4 of this year, I only had $238 656.07 in assets, and my net worth was well below the 200k - my net worth was at a low $191 009.83. Within 9 months, my net worth gains $39,892.21, which is quite good. 

It's quite good, but don't get fool by this $230,902.04. It might look impressive at first, but the fact is, I had in the past hit on higher net worth. The highest value I ever reached of my life was back in August 2018. At that time, my net worth was at $232 609.15. It's unfortunate, but the crisis in the Middle East is probably going to push the TSX over the 17 000 points quite soon. I just don't really get what had happened, but it seems to me that it wouldn't take much for us to be facing a Third World War over the recent events. I don't get a feeling that any world leaders are getting stress over this. It's almost like nothing had happened. And the TSX just continue growing and growing. I often tell you so, but I stopped trying to understand the stock market a long time ago because a lot of it simply doesn't make any common sense at all. In a time when war could be imminent, why the stock market is celebrating and making great gains? This stock market thing is all shit and doesn't smell good. It's not a healthy place to be as a person. Personally, I am fully taking advantage of the situation. It's not making me a bad person, I am just taking advantage of the situation. I had been investing for the past 11 years now and trust me, it hasn't always been fun. It actually had been the hell of a tough ride, but there's nothing I cannot handle. Trouble ahead? Please bring it on. I am ready. I had patiently been waiting for a recession to show up. In the meantime, I am enjoying my place on the TSX like a Queen. It's for moments like this that I am investing. To feel better than myself.

I am celebrating now my $230,902.04 net worth because you never what tomorrow will be made of.

Right now, I would like to just have a good idea for my next investment, but nothing had been happening lately. No magic, no new investment, just a sexy net worth.

My debt situation on date of September 17, 2019

Margin account: $47,921.23 @ 5.50%
Annual interest: $2,635.67
On date of September 17, 2019

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of September 17, 2019

Cold cash: $2,001.55‬

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,735.75

Methanex Corporation (MX): $5,191.20
Fortis Inc. (FTS): $7,009.38‬
Pembina Pipeline Corporation (PPL): $31,509.36‬
Corby Distilleries Limited (CSW.A): $2,385.17
iShares S&P/TSX Capped REIT Index (XRE): $3,047.66
New Flyer Industries Inc. (NFI): $3,346.65‬
TMX Group Inc. (X): ‬$931.20‬
K-Bro Linen Inc. (KBL): $3,775
TransCanada Corp (TRP): $1,672.50
Canadian National Railway Co (CNR): $10,899.90
Enbridge Inc. (ENB): $15,644.50
Emera Inc. (EMA): $1,422.75
BCE Inc. (BCE): $1,398.32‬
Saputo Inc. (SAP): $1,613.20
Loblaw Companies (L): $866.52‬
Savaria Corporation (SIS): $6,292.00
WSP Global Inc. (WSP): $3,838.00‬
Aphria Inc. (APH): $1,656.00‬
George Weston Limited (WN): $110.71‬

Kinder Morgan Canada Limited restricted voting shares (KML): $4,422.00‬

TOTAL: $118,767.77

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1,681.20‬
General Mills Inc. (GIS): $1,760.96‬
Cash: $0

TOTAL: $3,442.16‬ USD: $4,527.47 CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $914.20
CT Real Estate Investment Trust (CRT.UN): $1,422
Canadian National Railway Co (CNR): $4,844.40‬
Exchange Income Corporation (EIF): $39.16
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,183.48
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1,471.50‬
Andrew Peller Limited (ADW.A): $2,393.60
Toronto-Dominion Bank (TD): $1,513.80‬
Boyd Group Income Fund (BYD.UN): $5,417.40
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,803.10
Data Communications Mgmt (DCM): $5.76
Morneau Shepell Inc. (MSI): $2,911.50
Royal Bank of Canada (RY): $4,235.60
Park Lawn Corporation (PLC): $1,573.80
Toromont Industries Ltd (TIH): $2,582.40
BCE Inc. (BCE): ‬$572.04

Northview Apartment Real Estate Investment Trust (NVU.UN): $4,413.00
Sienna Senior Living Inc. (SIA): $1,516.80
Boralex Inc. Class A Shares (BLX): $877.20‬
Richelieu Hardware Ltd. (RCH): $1,206.12
Savaria Corporation (SIS): $847
Northland Power Inc. (NPI): $2,425.00‬
Calian Group Ltd. (CGY): $2,575.94‬
BMO Bank of Montreal (BMO): $1,932.2‬0
Canadian Utilities Limited (CU): $1,622.88
WSP Global Inc. (WSP): $1,919.00
Granite Real Estate Investment Trust (GRT.UN): $642.70‬
Cargojet Inc. (CJT): $2,884.63
Nutrien Ltd. (NTR):$3,425.50‬

TFI International Inc. (TFII): $3,245.60‬
Canadian Imperial Bank Of Commerce (CM): $3,282

SIR Royalty Income Fund (SRV.UN): $1,120

ATCO Ltd. (ACO.Y): $2,850‬ 

Aecon Group Inc. (ARE): $1,921‬  

Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,700.28 

Cash: $1,330.43

TOTAL: $80,633.94

RSP investment portfolio: 
Emera Incorporated (EMA): $16,390.08‬
EnCana Corporation (ECA): $741.96
Toronto-Dominion Bank (TD): ‬$2,270.70‬
Telus Corp (T): $2,430‬
Royal Bank of Canada (RY): $2,117.8‬0
Savaria Corporation (SIS): ‬‬$2,444.20
Thomson Reuters Corporation (TRI): $3,225.96‬
Park Lawn Corporation (PLC): $5,246
Richards Packaging Income Fund (RPI.UN): ‬$1,353‬
Toromont Industries Ltd (TIH): ‬$451.92
CAE Inc. (CAE): $2,368.10‬
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,619.70
Boralex Inc. Class A Shares (BLX): $1,096.50
Quebecor Inc. (QBR.B): $767‬
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266
Brookfield Renewable Partners L.P. (BEP.UN): $931.95

 Leon's Furniture Limited (LNF): $541.62‬
Cash: $24.79

Total: $46,287.28    

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:

$2,972.76‬

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: ‬$1,190.61‬
Manulife Simplicity Growth Portfolio: $1,413.57‬
Maritime Life CI Harbour Seg Fund: $1,288.32
Maritime Life Fidelity True North Seg Fund: $1,707.66
Manulife GIF MLIA B World Invest: $1,229.69
Total: $6,829.85‬

Other various: $14,345.04

TOTAL: $72,857.54‬

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$278,823.27‬

On date of September 17, 2019

Sometimes, a girl desperately needs a new brilliant stock idea

Other than getting my pretty self on a $300 000 net worth, my secret DREAM is to see the TSX hit on the 17 000 points. And it's looking like it could happen sooner than later! The past couple of days had been quite exciting. The TSX closed Friday session at 16,682.42 points. I didn't have time to update my portfolio value this weekend, but I am pretty sure that I might be right on the $230 000 net worth at this time. If it's not the case, I should be really closed. So that's pretty awesome because I began to feel quite bored with my $220 000 net worth. It's really unfortunate, but when it comes to money, more is better. 

This past week, Savaria Corporation (SIS) increases its monthly dividend distribution. It's been said:

“The integration of Span-America and Garaventa Lift is progressing well and according to plan, and our financial position remains solid. We, therefore, have decided to increase our dividend by 9.4%,” declared Marcel Bourassa, President and Chief Executive Officer of Savaria.

Ok, well, that works for me buddy! :-)

You may have notice, but I own some Savaria Corporation (SIS) stocks in my non-registered portfolio, TFSA portfolio, AND RRSP portfolio. When I first invested in SIS, I really liked this stock, so I pack a few goodies a bit everywhere like if it was salt and pepper. Not that I don't like Savaria Corporation (SIS) anymore, but for the past year, it's value kept going down, which I find quite annoying, and because of that, I secretly wanted to sell some of my SIS stocks... I didn't want to risk losing money... but now that SIS announced their dividend increased, the value of SIS had been going up. Not as high as it been before, but it's a good little jump in the right direction. So no, I won't be selling SIS for now.

Other than SIS, I was looking forward to sell RioCan Real Estate Investment Trust (REI.UN), BMO Bank of Montreal (BMO) and General Mills Inc. (GIS), but I didn't proceed with any sell move. These days, my financial life is pretty boring. The worst part is certainly not having any new stock idea to invest in. For a little while, my big thing was to dream about Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A).For weeks, if not for months, all I wanted was to get my hands on some BAM.A. I did, BAM.A had grown strong in my TFSA portfolio ever since. But now, I have nothing new that bring on some sort of excitement and this all feels pretty boring. At a point, it's feeling like this is all too easy, to pick a good stock, invest in them a bit of money and watched it grow. I started investing in stocks shortly before the 2008 stock crash. I didn't get a Cinderella easy dreamy start on the TSX. So I deserved to have it easy now. If my TSX wants to hit on the 17 000 points, it will make things just way much easier. Without a good TSX, I am really much nothing.  But now, the TSX is in a good mood, and I should be just right at my place where I belong: on top of the world.

Currently, my only desperation is not to have any investment dream, it's just that. Nothing is coming to me at this point and I have more than $1 000 in cash inside my TFSA that is waiting and doing absolutely nothing. It's a shame. 

Another problem that I have is that my latest investment, which was in Leon's Furniture Limited (LNF) didn't fulfill me in term of excitement and happiness that I normally feel while investing in a new stock. The reason why is that I didn't want to invest in LNF in the first place, but I finally did because it was a Derek Foster stock, no other reason. I am just missing the thrill that I usually while having in mind a stock that I really really to invest in, or the feeling of satisfaction that usually comes while investing in a new stock. I am just stuck in a weird place right now and I hope that feeling won't stay in too long.

Happily welcoming my TSX at 16,611.14 points! LET'S GO!

A fabulous day for the TSX. We finally hit on the 16 600 points. Today, the TSX closed the session at 16,611.14 points! It wouldn't take much to be in the 17 000 points. These days, the TSX is all about good news. In result, my non-registered portfolio closed today session at $118,293.31, my TFSA portfolio is at $79,894.85 and my RRSP portfolio, stocks only, at $45,593.29. It's quite fulfilling to see the value of my portfolios going all up. I guess I am not far away from the $230 000 net worth at this time. 

This past weekend, I did that big exercise, desperately trying to find a new gem for my investment portfolio on Stockopedia, but sadly, I didn't come with a brand new investment idea, but that's alright. Sometimes, it's when I don't try that I actually catch a big fish. At least, you can check the list and see if something please you, but you'll have to do your own overall chart safe check and get your own hands dirty. 

Otherwise, nothing much.

More dividend candy coming from Fortis Inc. (FTS) for ME

It's really unfortunate. Sometimes, the magic happen, sometime not. I haven't been able to find any extraordinary stocks on Stockopedia from the search I conduct this past weekend. Actually, Id id find some stuf, but not exactly pow-wow. Yesterday, I was really getting ready to sell General Mills Inc. (GIS), but the little bastard started going on so.. I don't kill a stock that desperately want to live in my portfolio.

Today, Fortis Inc. (FTS) announced an interesting dividend increase. FTS had been in my non-registered portfolio for a real long time now. Thank for you the free cash Fortis Inc.! Let's go! On that happy note, the TSX closed today session at a good 16,522.65 points.