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Wednesday, October 23, 2019

Rogers Communications Inc. stocks are for sale

I had bought for the first time this evening Beyond Burger from Beyond Meat since they were on sale at Shoppers. I wanted to try them out. When they are not on sale, Beyond Burger  I am not taking away, the taste is particular, I am not really in love. I find that Beyond Burger doesn't actually have a healthy taste. Maybe it's because of the canola oil, which appears in the third position in the ingredients list. Beyond Burger is definitively not the future of protein. Beyond Burger doesn't contain any sugar, but is full of strange things, like biotin, zinc sulphate, ascorbic acid, maltodextrin... What the heck??!!! I won't be purchasing any Beyond Burger anytime soon. In my opinion, it's way more healthier to simply eat meat, moderately. Nutritionists, in general, don't have a strong positive opinion of those Beyond Burger. 

In other words, after McDonald's, we now have Beyond Burger. Those Americans are still looking forward to make us eat junk food. Another problem that I have with Beyond Burger is that it contains a high level of salt, and I am extremely sensitive to any excess. I had been eating out quite a lot in the past couple weeks, for no particular reason, but I am now paying the price of my excess. This girl is fitting tight in her jeans. It's too bad, but ever since I got back from vacation, I didn't eat out, and I am pretty sure I will drop the extra pounds quickly. For my health, it will be best for me if I don't eat any more Beyond Burger junk. So no more eating out for me. I just got lazy and stop cooking my meals. I know my faults.

It's too bad, but the TSX slides down to 16,335.93 points today. As a result, my non-registered portfolio closed today session at $117,071.35. My TFSA portfolio closed at $81,050.27, and my RRSP portfolio at $46,289.40. Telecommunication sector took a hit. Companies had to reach their target, but personally, I think the whole financial system needs to change because, at a point, there's a limit at the profit a company can make. Today, Rogers Communications Inc. title lost close to 8% in value. Thank God, I don't hold to any Rogers stock in my portfolio. Rogers Communications may have reached a limit on the gains they can make. Some investors may think that now is a good time to buy some Rogers Communications Inc. stocks, but I don't share that idea. It's a thing to invest in stocks when the stock market is in a low mode like during the 2008 stock crash, and it's a completely another thing to invest in a stock whose losing value because it's profit is lower than expected. For that reason, I am not willing to invest in Rogers Communications Inc.

Tuesday, October 22, 2019

Building up my cash savings account

Unfortunately, Justin Trudeau is still our Prime Minister, but it's the fault of those Quebeckers who massively vote for the Bloc Quebecois Party. More than half of the population who voted didn't vote for the Liberal Party, so that means something at least. We are definitely not a bunch of dummies dummers like in the US. There's still hope for Canadians. I am not totally desperate.

On this first day of Justin Trudeau's new term, the TSX closed today session at 16,391.52 points. Here too, nothing to be desperate of, but of course, I don't like to see my TSX under the 16,500 or 16,400. A TSX in the 16,300 points is just too low for me. To be in financially good shape, I need at LEAST a TSX in the 16,400 points. So let's go baby, obey me, and give it to me, you are mine.

Anyhow, my portfolio is not too bad. My non-registered portfolio is certainly the most affected by those tiny little 16,391.52 points. My non-registered portfolio closed today session at $116,876.03, my TFSA portfolio at $81,242.28‬, my US portfolio at $3,319.84 (US), and my RRSP portfolio at $46,496.68. My TFSA portfolio is doing pretty well, I am actually at a higher value now than compare to September. I have $350 in cash in my TFSA, so in a little while, I will have enough to invest again!

I had put away a little $190 into my savings, which ranks my cash saving to $2,190. I am looking forward to continuing to the same speed, I will try to put $200 in my saving account at every paycheck to build it on a bit more. It's not super great to have so little in cash reserved, don't do as I do. 

My margin debt being at $49,265.97‬, I think my net worth is in the $227k right now. Not too bad.

Monday, October 21, 2019

Who will be our next Prime Minister?

I just came back late yesterday evening from a few vacation days in New Brunswick. When I arrived in New Brunswick, there were still leaves on the trees, but 9 days later, it was almost all gone... Here in Montreal, the weather is better and autumn had just begun. The weather is a lot colder where I am from. I am now as fresh as a rose, but I am curious to see how long that well-being feeling will remain for...

I had a busy day, and on top of everything, today is our election day. I went to vote straight after work. I was surprised, I didn't wait, I was able to vote right away. I completed my civic duty and I voted for NDP. However, it's because I was in a strange situation. I couldn't vote for any other party, I will explain why.

This whole political campaign wasn't really driving and passionate. The Tories went too far in their publicity messages against Trudeau, it was all a heavily negative, aggressive campaign coming from the Tories and at a point, I could no longer watch TV. I was quite annoyed with the Tories, even if I don't like Justin Trudeau. Trudeau is a childish leader. Trudeau doesn't deserve to continue being our next Prime Minister. He has a lot to be ashamed of, including the legalization of cannabis, which had been a complete fiasco, and not to forget the SNC-Lavalin scandal. Only for the SNC-Lavalin affair alone, I don't understand why Canadian are voting for the Liberal Party after that.

The Tories need a new leader, who will be more down to earth and less bestial. It could give a better option for Canadians. I dislike Andrew Sheer, he doesn't belong in the Canadian political scene.

So I dislike both Justin Trudeau and Andrew Sheer.

I simply couldn't vote for François-Yves Blanchet and his Bloc Québécois. I think it's a shame to have a federal political party like the Bloc Québécois. We should do like they do it in Spain: put in prison François-Yves Blanchet and all Quebeckers who want to make Quebec a country of its own. When you live in the best country in the world, with the best stock market, and that your life is fun and easy, it should be considered a crime to considerate being independentist. Take a look at the UK just to see how stupid those people are.

As for the Green party, Elizabeth May is not getting any better with age. I am not feeling a strong leadership coming out from her. She's at ease the way her party is and as long as she will remain there, the Green party won't become an important party. Her propositions don't make any sense to me.

I vote NDP because I had no other choice. And don't even mention Maxime Bernier to me, please. He's definitively not an option.

However, I am against Jagmeet Singh. I do like Jagmeet Singh personality. He has his own style, he's always polite and calm. Jagmeet Singh is a good leader. His campaign wasn't negative, he had followed his own path. I have a true admiration for him. However, only Canadian borns citizens should be able to do politic in Canada. I like Jagmeet Singh, but he's not at his place. In Canada, immigrates shouldn't have the right to get involved into politic, because who they are had been shaped by where they are coming from. Only real Canadians should have the right to do politic. That's my belief. I am sort of a right extreme wing persona, but a totally nonviolent one.

Tuesday, October 8, 2019

No, the TSX is not that warm sweet place to be

Things are not super hot for the TSX right now and in result, my beautiful portfolio had been taking the hit. In time like these, the best thing to do is really to stay out of the stock market. I, of course, follow the TSX every day, but it's obviously not fun to see my TSX going down because it's also unfortunate but if the TSX goes down, so is my net worth! This is an exact real-life illustration of what happens when you are almost 100% invested in stocks. When you are almost 100% of your assets are invested in stocks, your net worth value totally depends on the good willing of the stock market. It's not fun to see all that you own going down during downturns. However, I can say for sure that if it wouldn't be from my investment in stocks, I wouldn't have as much as 220k+ on the date of today. There's really a hard part that comes from investing in stock, and I feel that no one exposes the reality as it is. No one ever explained how sick to your stomach you'll get when the TSX goes down. All of those rollercoasters drives are hard. And at a point, I get enough of it, but I am not where I have enough yet for myself. And sincerely, when I will be on a net worth of 300k-350k, I will sincerely be thinking about my options. 

BUT - on the other hand, all of that market stuff, as good or bad it can get, it's pretty addictive, so what else can I say? I guess I am pretty much in here stuck for many many years ahead. So that way, you'll have plenty of posts to read. Being almost 100% invested also comes with many rewards and the ultimate reward happens whenever the TSX reached it's the highest value. Whenever such awesome events happen, when the TSX is at top of the game, well, guess what, I am also on top of my game. There's just no better feeling in the world than to know that yes, I am a good investor, I kick ass and from time to time, I am getting that heavy overflow super feelings of over joy and over satisfaction.

Today is just another say on the TSX. It's quite frustrating because I was all set to hit on the $250 000 net worth, but bang!, TSX bitch decided otherwise. Better luck next time, sexy shooter.

Thursday, October 3, 2019

A word or two about finding new investment ideas

It's so hard these days to be an investor! I remembered the "old days", but I won't name them as "good old days" when I first started my investment journey. Everything was new and fun. And I had plenty of investment dreams. Shortly after came the 2008 stock crash. But it didn't stop me from investing in stocks. During that time, I invested in FTS, CNR, BNS, MX and so many other great stocks that I still own today. With time, the most difficult part had become to find new stocks to invest in. At a point, it's become a bit of an obsession. However, over the years, I had calmed down. And among the way, I had been offered Stockopedia on a silver plate.

It can be quite difficult to be an investor. Yes, we have Derek Foster, Susan Bunner, which are my main 2 individual sources. Before, I had Jean-François Tardif, but he's not around much anymore and his JFT Strategies Fund (JFS.UN) is really not a good fund to invest your money in. You can check out the section "Argent" from La Presse, or wait for Richard Dufour to come with the next best thing. Or read The Globe and Mail, Yahoo Finance, or the Financial Post... From my experience, the regular press is not exactly a good source of information on how to target your next best thing. In the past, I had found SIS by reading Richard Dufour, I own him that one, but other than that, I never really get any extraordinary stock by reading the regular press. Other than Derek Foster and Susan Brunner, I don't really trust nobody. I never came across a blog and told myself: wowwwww, I am going to follow this one, and I absolutely know for sure that I won't be wasting my time.  Unfortunately, I am standing alone, or almost because of who do you want me to get really good investment ideas, if it's not me? Isn't the reason why you are fooling around here? Fact is, Quebeckers are not good investors, or, like Jean-François Tardif, they don't last long, but New Brunswickers are for sure. We are simply the best at handling this kind of shit party. Who else can I be other than a great New Brunswicker. You simply cannot make it without me.

At a point, you may ask yourself, ok but what's the fuss about getting a new investment idea. Why do you always something new? Well, it's just an idea of my own, in order to not miss any great opportunity that may come by. By pushing myself in that direction, I made really good investment "discovery" by my own, most of them where actually find on Stockopedia: Park Lawn Corporation (PLC), Toromont Industries Ltd (TIH), Calian Group Ltd. (CGY), Granite Real Estate Investment Trust (GRT.UN), Cargojet Inc. (CJT), TFI International Inc. (TFII) and Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A) - those are stocks that, if I remembered correctly, I had found on Stockopedia. When I find a new stock, I am usually pretty good at telling right away from where that super great investment idea is coming from, from which source.

If you are looking to get some free quick international financial news, check out Finimize.

Wednesday, October 2, 2019

It's getting usual on the TSX

It's been another rough day for the TSX, but at least, we are still in the 16 000 points. It's quite interesting to see how quickly the TSX can gain or lose points... Sometimes, quick gains period are being followed by big drops... Also, the fact that we are in an election period in both the US and Canada is not something that is helping my case. Anyway, the good news is that we saw the TSX in the 16 700 points. We had been there, we can make it again in a close future. Now the 16 700 points are just business as usual kind of number. It's not an impossible or unknown number for the TSX anymore.

It's of course never fun to see the TSX going on, but this is nothing usual. The stock market is always going through some crazy ups and downs. In a certain way, it shows it's vitality and for me, the TSX is more than a market place. It's almost like an entity of its own and doesn't stop growing, no matter what. I am quite happy, nevermind the TSX because I have an upcoming vacation to New Brunswick coming up and the best thing of all, it's happening during the hunting season right in time for Thanksgiving! I am always super excited around this time of the year, for all of those reasons. The weather is getting colder and we can easily feel that change is coming up, in all kinds of different aspects. I like this current type of weather. It is making it a lot easier to wear makeup, among other things.

My non-registered portfolio closed today on $115,010.71‬, my TFSA portfolio at $79,599.63 and my RRSP portfolio at $46,018.21. For now, I don't have any investment idea in mind, especially knowing that I have a few vacation days coming up, and after that, Christmas will be coming in a hurry, so I don't think I will be making any new investment move for 2019. However, I am still looking from time to time for stocks on Stockopedia. I am still taking a look at some of my favorites that I don't own yet like for example Mainstreet Equity Corp. (MEQ). Why I don't own that fabulous stock in my portfolio? Other than that, I am quite happy not to be holding to any Lightspeed POS Inc. (LSPD). I had played on LSPD at the right time. I wouldn't be tempted at all to perform day trading on that one, that's for sure. LSPD had its time of glory, I made a bit on it, and now its time to move on.

Lightspeed POS Inc. (LSPD) is no longer a TSX little darling, trust me on that one. Now is not the time to play on the TSX.

Tuesday, October 1, 2019

Good day for Nutrien Ltd. (NTR) investors

I don't own this stock, but I often read about it on Susan Brunner stock: Dorel Industries Inc. Today, Dorel announced the suspension of their dividend, and of course, it automatically caused a big drop in Dorel stock value. I have never been interested in Dorel Industries Inc. because it chart always been rocky, but now, that stock is almost dead. It's sad for the current stockholders of Dorel, but I am not one of them.

I have however other problems of my own. Recently, Nutrien Ltd. (NTR) had been on my radar. Recently, I notice that NTR value had decreased and it really tickled my nerves. I didn't proceed with any move regarding NTR, and it's actually a good thing that I didn't. Sometimes, laziness pays off. Yesterday, NTR announced the acquisition of Ruralco Holdings Limited (Ruralco), a business based in Australia. Who knows, maybe this is what Nutrien Ltd. (NTR) really needed in order to perform better, and maybe reach the same performance as the late Agrium that I miss oh soooo much! 

The TSX went all down today. I am not surprised. It was fun to be in the 16 700 points, but it didn't feel natural. I am now just really happy did I actually post an update of my portfolio back on September 20. That way, I have something good to look at on days like today, when the TSX slides down.

Wednesday, September 25, 2019

Welcome in my TFSA portfolio Metro Inc. (MRU)!

I made my move today! I had sold all of my RioCan Real Estate Investment Trust (REI.UN) shares. I used that money, and the cash I already had in my TFSA portfolio to invest in  Metro Inc. (MRU). MRU appears in the pages of the latest Les Affaires. Also, MRU was in my latest list of stocks found on Stockopedia. It took me a couple of days, but I think that investing in Metro Inc. (MRU) was a good choice for me. The list of stock that I hold inside my TFSA is now much longer than my non-registered portfolio.

The TSX closed behing the 16 800 points, but no dramatic changes had happen, at least not yet. My non-registered portfolio closed today session at: $118,440.76, my TFSA portfolio at $80,482.35, and my RRSP portfolio at $46,718.01. While checking over the numbers, a couple of things catch my attention:

-My investment made in Kinder Morgan Canada Limited (KML) is on a little gain. It seems like we are not hearing back from PPL regarding this acquisition. Would it be better for me to sell my KML shares to finally pay down my margin account?
-I had invested today in Metro Inc. (MRU), but I already had a few shares of a competitor in my non-registered portfolio: Loblaw Companies (L). However, I do not regret my move to MRU. This new investment adds diversity in my portfolio - it would have been too easy to invest in just new REIT stocks. And MRU is cheaper than L. MRU overall chart is: PERFECTION. I was desperately in need in my portfolio. MRU has a good StockRank on Stockopedia.


-Currently, one of my favorite stocks of all time, New Flyer Industries Inc. (NFI), seems to be on a trouble dance, despite announcing an amazing deal in the UK not too long ago. Also, good news keep coming in, like this one and this one, and even this one. I am still on a +130% gains with NFI inside my non-registered portfolio, but it keeps going down in value...
-Inside my TFSA portfolio, Canadian Imperial Bank Of Commerce (CM) is on a gain of 0.28% (despite the little gain, it's still a celebration because CM had been down in my portfolio for quite some time).
-Again inside my TFSA, I am on a gain of 0.85% on TFII - I am thinking about selling this one, but I don't know for sure. I would like to have stocks on steady gain - that's why I had sell REI.UN, and that's why I may sell TFII.
-You will never know how much I miss my late Agrium stocks. With Agrium, I was experiencing over the top capital gain. But ever since Agrium had converted into Nutrien Ltd. (NTR), I had a miserable experience. Currently, NTR is on a slim 4.41% gains. I am secretly thinking about selling this one. I am tired of stocks who are driving me nowhere.

Tuesday, September 24, 2019

Surprise: I have a new investment for my very awesome portfolio!

This past weekend, following the extraordinary results at the closing for the TSX, I had no choice, I had to publish an update of my investment portfolio because I knew the numbers were about to make be look good, like a Queen of the Queens. And I was totally right. On the date of this past Friday, my net worth was of $231 531.13. I could beat up my highest net worth value ever ($232 609.15, which was on the date of August 3, 2018). The TSX closed today under the magic 16 800 points. Personally, I am happy whenever the TSX is exceeding the 16 600 points.

I just don't understand the moves of the Democrats in the US, pushing forward for the destitution of Donald Trump, especially since they are so close of another election cycle. I remember reading that the Democrats leader wasn't in favor of moving forward with a request for the destitution of Trump - and that wasn't too long ago. So I don't understand why now the Democrates are moving forward. It could be that they are afraid that Trump is going to be reelected. All that drama is going to cost a lot of money to the US.

I had been moved by Greta Thunberg message. I already recycle. I live alone and I full one big blue transparent bag per 2 weeks. I began to check on stuff I could improve, to reduce my waste. First of all, it's really unfortunate, but being a woman create more waste than being men. I guess I don't have to explain why. On that matter, knowing that I create waste because of that special female condition, I am trying to cut on another type of waste. Among my daily waste: make-up remover cotton pads. That purchased was easily made. Make-up remover pads can be expensive. I use between one to 2 of them every day. I bough a bungle of 8 reusable ones, which will help me to save money on the long run. Another waste is when I buy coffees.. I plan to buy this Collapsible Pocket Cup, in pink of course

I admit it, it took me some time, but I had set my mind on a new investment idea: Metro Inc. I know, I am surprise as well, but Metro is a reliable stock, a super perfect match for my portfolio.

Friday, September 20, 2019

My investment portfolio on date of September 20, 2019

Cold cash: $2,001.55‬

Stocks and Units investment portfolio $CAN
Bank of Nova Scotia (BNS): $11,735.75
Methanex Corporation (MX): $4,952.24‬
Fortis Inc.
(FTS): $7,025.76‬
Pembina Pipeline Corporation (PPL): $31,971.60‬
Corby Distilleries Limited (CSW.A): $2,355.03
iShares S&P/TSX Capped REIT Index (XRE): $3,083.85‬
New Flyer Industries Inc. (NFI): $3,263.40‬
TMX Group Inc. (X): $927.76
K-Bro Linen Inc. (KBL): $3,741‬
TransCanada Corp (TRP): $1,715.25
Canadian National Railway Co (CNR): $10,701‬
Enbridge Inc. (ENB): $15,714.85‬
Emera Inc. (EMA): $1,442.5‬0
BCE Inc. (BCE): $1,411.74
Saputo Inc. (SAP): $1,626.40‬
Loblaw Companies (L): $898.56‬
Savaria Corporation (SIS): $6,203.60
WSP Global Inc. (WSP): $3,900.5‬0
Aphria Inc. (APH): $1,630‬
George Weston Limited (WN): $112.01
Kinder Morgan Canada Limited restricted voting shares (KML): $4,482

TOTAL: $118,894.80

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): ‬$1,664.96
General Mills Inc. (GIS): $1,738.56‬
Cash: $0

TOTAL: $3,403.52‬ USD: $4,512.05‬ CAN

Tax-free savings account (TFSA):
Dumont Nickel Inc. (DNI): $12.92
RioCan Real Estate Investment Trust (REI.UN): $929.95‬
CT Real Estate Investment Trust (CRT.UN): $1,450
Canadian National Railway Co (CNR): $4,756
Exchange Income Corporation (EIF): $39.45
Brookfield Infrastructure Partners L.P. (BIP.UN): $4,241.10‬
Brookfield Renewable Energy Partners L.P. (BEP.UN): ‬$1,494.60
Andrew Peller Limited (ADW.A): $‭2,388.50‬
Toronto-Dominion Bank (TD): $1,531.60
Boyd Group Income Fund (BYD.UN): $5,431.20
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $3,822.70‬
Data Communications Mgmt (DCM): $5.88
Morneau Shepell Inc. (MSI): $2,859.30‬
Royal Bank of Canada (RY): $4,318.40
Park Lawn Corporation (PLC): $1,570.80
Toromont Industries Ltd (TIH): $2,561.20
BCE Inc. (BCE): ‬$577.53‬
Northview Apartment Real Estate Investment Trust (NVU.UN): $4,410
Sienna Senior Living Inc. (SIA): $1,547.20‬
Boralex Inc. Class A Shares (BLX): $901.20
Richelieu Hardware Ltd. (RCH): $1,179.44
Savaria Corporation (SIS): $835.10
Northland Power Inc. (NPI): $2,502‬
Calian Group Ltd. (CGY): $2,561.88
BMO Bank of Montreal (BMO): $1,951.60‬
Canadian Utilities Limited (CU): $1,634.64‬
WSP Global Inc. (WSP): $1,950.25‬
Granite Real Estate Investment Trust (GRT.UN): $639‬
Cargojet Inc. (CJT): $2,887.82
Nutrien Ltd. (NTR): $3,423.50
TFI International Inc. (TFII): $3,206.40‬
Canadian Imperial Bank Of Commerce (CM): $3,333.30
SIR Royalty Income Fund (SRV.UN): $1,123.20
ATCO Ltd. (ACO.Y): $2,880‬ 
Aecon Group Inc. (ARE): $1,884‬  
Brookfield Asset Management Inc. Class A Limited Voting Shares (BAM.A): $2,726.50
Cash: $1,345.47

TOTAL: $80,913.63

RSP investment portfolio: 
Emera Incorporated (EMA): $16,617.60
EnCana Corporation (ECA): $705.24
Toronto-Dominion Bank (TD): ‬‬$2,297.40
Telus Corp (T): $2,453.50
Royal Bank of Canada (RY): $2,159.20‬
Savaria Corporation (SIS): ‬‬$2,409.86‬
Thomson Reuters Corporation (TRI): $3,193.20
Park Lawn Corporation (PLC): $5,236‬
Richards Packaging Income Fund (RPI.UN): $1,320.99
Toromont Industries Ltd (TIH): ‬$448.21‬
CAE Inc. (CAE): $2,337.30‬
CGI Group Inc. Class A Subordinate Voting Shares (GIB.A): $3,613.05‬
Boralex Inc. Class A Shares (BLX): $1,126.50
Quebecor Inc. (QBR.B): $784.25
Logistec Corporation Class B Subordinate Voting Shares (LGT.B): $266
Brookfield Renewable Partners L.P. (BEP.UN): $946.58
Leon's Furniture Limited (LNF): ‬$539.58‬
Cash: $49.61

Total: $46,504.07     

CIBC Dividend Growth Fund + CIBC Emerging Markets Index Fund + CIBC Monthly Income Fund:
$2,982.99‬

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1,342.86              

Manulife Fidelity NorthStar GIF CAP B: ‬$1,724.37
Manulife Simplicity Growth Portfolio: $1,419.04
Maritime Life CI Harbour Seg Fund: $1,302.09
Maritime Life Fidelity True North Seg Fund: $1,191.65
Manulife GIF MLIA B World Invest: $1,244.39‬
Total: $6,881.54‬

Other various: $14,524.11

TOTAL: $73,315.32

Social Capital at Desjardins Membership share: $35
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
279,672.35‬
On date of September 20, 2019
 

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