Welcome in my portfolio Northview Apartment Real Estate Investment Trust (NVU.UN), National Bank of Canada (NA), CGI Group Inc. (GIB.A)!!!

I am still searching for an apartment and its not funny at all. Princess haven't find her new castle yet. This evening, I went visiting 3 places. One of those apartment was perfect except for the size - way to small - and actually smaller than my current apartment. I am always amazed when I visit an apartment who's actually smaller than mine. I didn't know it could exist in Montreal. 

And actually, I can affirm the following because since May, and believe me when I say, I had been actively searching for an apartment, too many Quebeckers are fucking rats and have very poor hygiene. Some apartment I visited where so dirty, very awful. Ok, I can hear you from here, just like my mother, saying you can clean it up. Yeah, for sure, but what about the other apartments there, what if I got infected my bed bugs or other vicious things? That's the major problem. So I had set up some rule for myself, that if I visit an apartment that is dirty, I just don't go there. Oven and fridge also need to be very clean. If you are not clean yourself, don't ever read my blog again. I hate you, awful dirty individuals.

For me, being clean is a very important value. As I grow up, my mother was doing everything and the house was very clean. I just don't understand how those people can live in their shit. I understand they are Quebeckers, but still. I clean my place every week. I regularly clean my oven and I clean my fridge every week. I clean the only apartment window I have every week. Everything I live in is clean. Very clean.

Something I don't understand is the presence of carpet in apartments and lobbies. Just so disgusting! Montreal is a hell of a dirty city. And I truly wish every readers of mine something better than Montreal to live in. Montreal is not a good place. Its extremely hard to find an apartment. I should be able to get something for $650 a month but I just can't. And for Montreal, its quite awful. We are not in Toronto or Halifax here. We are only in Montreal.

This evening pass like in fire hell as I had 3 places to visit. One of those places was close to metro Frontenac. I didn't know that area, but near outside the metro, corner Bercy and Ontario, there's a very explicit strip club sign and some strange man fooling around looking at me. So I turned around and call back the homeowner later on. You could be amuse by this, but its not funny to see explicit sex in where it supposed to be an affordable neighborhood to live in. And if you worry for me, don't just ever be, because I am very strong and I wouldn't hesitate to hit like a tiger and run out like a rabbit in case of ultimate need. I am just waiting for my time, and its anytime.

I have all of the very pretty summer clothes, the nice jewelries, I have the big sexy Persol sunglasses to match my big fat margin portfolio situation, I have the big perfect portfolio, I have everything in the world for me, but I just cannot find a correct place to live and this is very unfair. I won't ever forgive Montreal for doing this to me. I hate you damn city. From all my heart, I hate you so much right now and I am very very upset.

I have a chitty life, but my investment life is more interesting and its something you should very seek into for more.

I made today two investments inside my TFSA portfolio:

National Bank of Canada (NA) - only because I didn't know what to invest in and NA recently increased their dividend and I am the Dividend Girl, so why not.

Northview Apartment Real Estate Investment Trust (NVU.UN) - this is a Derek Foster investment. If its good enough for Derek Foster, its good enough for me! And on top of that, NVU,UN dividend yield is VERY very high. So enjoy the free cash investors! Let's go!

Also today, I had invested in CGI Group Inc. (GIB.A) for my RRSP portfolio.

I still have a couple thousands available to invest inside my RRSP. Yeah!

My dividend income is now set to a $660 a month and I am looking forward for a $700 anytime soon.

The real fun only begun. Its just a matter of knowing if you are ready for more because I am.

Welcome in my non-registered portfolio WSP Global Inc. (WSP)!

With everything going on right now around the word, its not an easy thing to decide to invest the hard earned money. It seem to me that people of my generation have everything harder and at a higher price. It take one real hunger just to make things happen. But I haven't been done too bad despite it all. The successes, big or small, contribute at making the road a bit more likely to be somewhat acceptable. When you had been investing for many years in a row, and that a big part of your life is just about following the stock market, it make it barely impossible to get away from it. Investing is about the only thing that keep me going. Its what I like to do. I however find it hard to understand where the world is hitting next in all this madness. We are dealing with so many problems. Can the stock market really overcome and be in the profit zone anyway? I personally think so, because capitalist run the world and not terrorist. It come at a high price, with a lot of unknown and volatility in the air.

I am very disappointed by Donald Trump. The man is a complete idiot. I felt devastated when Trump refused to handshake Angela Merkel at the White House. It was very heart breaking to watch, her begging him in front of the cameras to exchange an handshake. For me, that was my breaking point. What an horrible man with so poor manners toward one of top notch woman in modern politic! But with recent terrorist attack, Donald Trump reached a complete new level of idiocy. I got pretty shake up by Trump comments over London mayor. So harsh, so mean and so out of context. Now Donald Trump is getting a very bad reputation and I doubt he'll ever get over it. He's showing signs of very poor judgement and I just really dislike him being on Twitter so much. Poor stupid old man. And poor Americans. And poor us.

Despite it all, I decided today to invest in WSP Global Inc. (WSP). With all of the good stocks I hold inside my portfolio, finding WSP on Stockopedia was a blessing. With all of the great stocks that I already hold in my collection, you can imagine, its only getting harder and harder to find a new jewels. But the stock market is all full of surprises, you never know what can come on your way.

I invest it WSP inside my non-registered portfolio. I still have left $5 500 available in cash inside my TFSA to invest, and I also have a couple of thousands inside my RRSP waiting to jump back in the market. For my RRSP, I am thinking of investing some money in CGI Inc. (GIB.A). Its unfortunate, but GIB.A doesn't pay any dividend.

Rocking shining Canadian stocks who are stealing the show on the TSX. Or the very best of the Dividend Girl

My non-registered portfolio closed today session at somewhat strong $168 039.51 despite the TSX closing at a low 15 372.35 points. I estimate my net worth being at $204 880, no real big increase since last April, when I was happily standing on a $204 277.66 net worth. At least, I am not in the negative zone and I am not losing any money. And at least now, a 204k net worth had become a new "usual". And how that actually happen? Its because I stick and hold on so tight to my best stocks just like if they were diamonds covering my naked body. I not only love my stocks, I am blessing them with all my heart and soul.

Among my many stocks, many many of them are performing soo well, its amazing. Wait stop right there. First of all, lets sheer up to Canadian National Railway Co (CNR) who had hit on today to its new 52 week highest value ever, and that being today on the edge of $104.51 per share. Good job CNR, its always a pleasure to be on your side. Whenever, wherever.

I have a long time history with CNR as I invested in many occasions in the stock, buying whenever it was hitting low. At the current $104.41 per share, its certainly not the time to buy CNR. CNR always go low at some point for whatever reason. CNR is definitively the type of stock you can wait before investing in because it will go lower sooner or later. Just be patient and wait for the opportunity. Great capital gains are to be made, but CNR pay a very tiny little boring dividend. And I guess its the most difficult part, to have thousands and thousands well invested, but invested in a stock that pay very little in dividend. Anyhow, I will never of my life lets go my precious CNR stocks. This is the kind of stock you hold on to until you die.

The trick is to be so smart that you actually forget about the low yield. Its better to even just forgive about dividend yield because its not what it entirely matter. What really matter is to hold on to stock that gain so much in capital gain that it blow your mind. This is the kind of effect that have Savaria Corporation (SIS) on me right now. Inside my non-registered and RRSP portfolio, SIS had made enormous gains. And back on May 7, I was posting on my very best all time achievers, in case you miss it:

FIRST POSITION: Premium Brands Holdings Corporation (PBH): +372.14%

SECOND: New Flyer Industries Inc. (NFI): +341%

THIRD: Methanex Corporation (MX): +272.61% 

Pembina Pipeline Corporation (PPL): +156.24%

Canadian National Railway Co (CNR) (in non-registered portfolio): +155.67%

Corby Distilleries Limited (CSW.A): +129.37%

Lassonde Inc. (LAS.A): +99.38%

K-Bro Linen Inc. (KBL): +91.20% 

TMX Group Inc. (X): +87.86%

Savaria Corporation (SIS) (in RRSP portfolio): +83.29%

Saputo Inc. (SAP): +81.18%

Enbridge Income Fund Holdings Inc. (ENF): +78.88%

Loblaw Companies (L): +71.01%

Fortis Inc. (FTS): +71.82%

Cineplex Inc. (CGX): +62.20% 

BIP.UN: +60.11% 

Enbridge Inc. (ENB): +58.50%  

Savaria Corporation (SIS) (in non-registered portfolio): +55.20%

TransCanada Corp (TRP): +56.85%

TD (in RRSP portfolio): +52.29%

Exchange Income Corporation (EIF): +52.14%

CT Real Estate Investment Trust (CRT.UN): +46.16%

Bank of Nova Scotia (BNS): +41.98% 

Park Lawn Corporation (PLC): +41.54%

BCE Inc. (BCE): +39.72%

The North West Company Inc. (NWC): +32.16%

Canadian National Railway Co (CNR) (in TFSA portfolio): +31.82%

Emera Inc. (EMA): +31.36% 

Toronto-Dominion Bank (T) (in RRSP portfolio): +30.06%

Canadian Utilities Limited (CU): +27.44%

Agrium Inc. (AGU): +27.38%

Park Lawn Corporation (PLC) (in TFSA portfolio): +26.59%

Morguard North American Residential Real Estate Investment Trust (MRG.UN): +20.11%

Emera Incorporated (EMA): inside RRSP: +75.49%

 

Since that time, SIS only went all the way up.

 

You'll easily understand that my obsession of the time, other than desperately trying to find another apartment in Montreal, my really number one obsession is to find new stocks that can be just as high fun as Savaria Corporation (SIS). Some of my top performers had been find on Stockopedia, by browsing their many screens: Park Lawn Corporation (PLC), Morguard North American Residential Real Estate Investment Trust (MRG.UN), and not to forget, Richards Packaging Income Fund (RPI.UN). Pure Industrial Real Estate Trust (AAR.UN) is not among my top performer yet, it may never been, but AAR.UN is a decent stock. It was also find using Stockopedia.

 

Instead of just waiting for Gordon Pape and Derek Foster and Susan Brunner to came with something interesting, I can now can do things on my own. Stock ideas are hard to come by. The ultimate challenge is to find other stocks just like SIS to pull the juice from that will just have the same "effect" on me and my portfolio. But how do I do that? I am asking the question, but of course, I know the answer. By simply checking on which screens Savaria Corporation (SIS) may be on in Stockopedia. Thankfully, SIS appears on at least one screen. And do you want to take a wild guess on which one it is? Do you really want to know?

Well, its the 52 Week High Momentum Screen! Of course. And of course, CNR appears on the exact same screen. Here is where the real fun begin: THE SEARCH. The ultimate search for my next best thing. Despite the excitement, its in time like these you need to remember what you are looking for:

-top chart stocks that have a great past history, with a chart going all the way up

-dividend payer

-stock that had survived the 2008 crash and are now at a higher value than before 2008

Stick to the plan so you just don't invest in some junk stock that will only make you lose money at the end. Just at a time where you could almost think that you'll never ever find any other very great interesting stocks to invest in, well, something finally show up!

 

Now, are you just ready to read on what is my newest everything?

The discovery of the evening is definitively: WSP Global Inc. (WSP).

Killer chart just like I love them, with a nice 2.956% dividend yield that make sense. And on top of that, StockRank is really high (that's a Stockopedia feature). Good job girl, I just find a new stock to invest in. Welcome in the house WSP.

Saying goodbye to Open Text Corporation (OTEX). Adios

Its been busy this past few days between Montreal 375 celebrations (yes, I had been celebrating Montreal) and searching for an apartment. My only luxury at this time being that I am not stuck in a one year contract and I can leave whenever I want, I just need to give one month notice. So I decided to move only once I will find the really perfect apartment at a fair price, which really need to be below $700 per month. I am targeting the $650 per month or less please God. I had stayed at my current place on and off for probably more than 10 years now. So basically, my next place - If I stay there for 10 years - will probably see me retiring or something like it. So no rush, but I continue my searches, which keep me busy as soon as hit outside work. I have little time left for my portfolio, but today, I decided to trash out some stocks. Get out of the woods baby, and go survive some place else please. All that because I will be turning......... 37 years old on August 27 and I have so no time to lose now. This time is for real. I cannot afford stucking on stocks driving me no where. I need money and I need more dividend. And I need right now. Get out of the way lazy stocks!

In that very wild ocean move, I decided today to sell off my Open Text Corporation (OTEX) stocks, all of them. The reason of my sell is still unclear, even for me, but mostly, I was getting poor dividend pay with little return in capital grow. I could had keep in OTEX, its not a bad stock, but I am tired of stocks going no where. So bye-bye Open Text Corporation (OTEX). And another real reason being that this girl is getting quite very fatty on her margin! Bad bad girl! So paying it down a little won't hurt anything, especially knowing that the dividend yield on OTEX wasn't high enough to even cover margin interest cost… I sell OTEX at a profit of $10 and a fee pennies. Following the sell of OTEX in my non-registered portfolio, my margin is at $88 924.42 - still quite heavy, but the portfolio can handle it. Why? Because I have so many good stocks in that non-registered portfolio, its simply amazing. I am just so on my place on the TSX.

I hold enough of stocks like CNR in my portfolio that pay very little in dividend distribution, I am looking for more like a 4% or 5% yield please. See, I am kind of getting stuck in the dividend dangerous zone. Investing while focusing on dividend yield is not a good thing. Many very good quality stocks pay only tiny little dividend. It’s the way it is. But at a point, I cannot help it, I would like a 3% yield maybe.. Is that really too much asking?

Now you are understanding my point, I am looking, so desperately searching for stocks that will satisfy my hunger. And its not an easy thing, especially when my portfolio is already oversize. The best stocks? I certainly hold on to a lot of them in my portfolio. But I cannot help it thinking that I MAYBE miss something while browsing on Stockopedia maybe? Or maybe I haven't been working hard enough. Anyhow, the search is not over. It will just be never over. This is actually more difficult than finding a place where to live. This is hard and as time pass by, its getting harder and harder for just a bunch of various reasons.

Today, I also partly sell my investment in Andrew Peller Limited (ADW.A) that I hold inside my TFSA. I love Andrew Peller, I really do – its why I only partly sell it. ADW. A will always have a special place in my portfolio, as long as it beware. For now, everything good when it come to ADW.A.

And talking about other stocks driving me no where and insane, we have in the lot:
Hydro One Limited (H). So far, H only grow of 0.43% in my portfolio! But the dividend yield is of 3.75%. Like more or less expecting, Hydro One Limited (H) doesn't have extraordinary results on Stockopedia. Just quickly looking at the stockrank and the newest stockrank style feature......Wanna find out what its all about? Click right here. Funny thing is that BMO Capital believe that H will reach the $26 per share.... I so don't believe that and H is soooo on the moved to get out of my TFSA portfolio right in the trash can honey. The opinion of BMO Capital worth absolutely nothing for me. H is just the kind of stock that like to do nothing if not just suck the energy out of its investors. And you know the drill, you don't behave, you get out of there. 

I am so not ashamed of exposing the true this way for the little benefits of investors, but what I am dealing with right now is one of the dangers related to holding too many stocks in a portfolio. Its the result of an over drain diversification. But for my defend, I can only say that no one will ever be able to say that I actually didn't try. And on top of that, I have no trust what so ever in any of my stocks to invest massively in them. I am a sexy market chicken and I totally assume. Worst scenario, if a stock doesn't please me well, I sell and - very worst of the worst scenario, I lose money. Thank God it doesn't happen too often.

I am mostly a buy and hold type of investor for the largest part - like of the what Derek Foster teach - and its why I had been successful so far. But when a stock need to be sell, I sell. And I am just very happy that I sold WTE, SJ, and DH, among other.

I have now more than 5k available to invest inside my TFSA and believe it or not, I have no ideas what to do with the money. That happen more and more often these days and its extremely annoying. I have money and I just don't know what to invest in!!??? And I am just going to have more cash when I will be selling that hell of Hydro One - if I decided to do so.

Anyhow, to finish on a very happy note until the last post, I can say that my latest investment in Pure Industrial Real Estate Trust (AAR.UN) had been another very great choice of mine and let it shine and collect happily the dividend. Let's go.

BMO Bank of Montreal is increasing my credit line interest rate for no reason

I received a letter from BMO Bank of Montreal saying that they are increasing the interest rate on my credit line of 0.61%. I wasn't expecting anything better coming from a Quebec institution, especially knowing how Quebeckers are incompetent. And this being for absolutely no reason at all. The prime rate haven't increased in Canada. Anyhow, I don't use that BMO credit line. And do you really believe that I will be using my BMO Bank of Montreal credit line anytime soon? Hell no. I am done with BMO Bank of Montreal. I also have a credit card with BMO Bank of Montreal, and I was using it quite regularly. Well, I have great news for you, I won't be using both my BMO Bank of Montreal credit card and credit line anymore. There you go my bunch of little f@ckers, acting like if they were big players... Of my life, I will never used any BMO Bank of Montreal credit products ever again. Want to hit me? I will hit harder.

I had experimented something similar with RBC Royal Bank a couple of years ago. I reacted by selling all of my RBC mutual fundd and fact is, I had been doing better ever since. On top of that, I no longer use any RBC credit products. And really, everyone should be doing the same. When a bank is increasing interest rate over no reason at all, especially when no changes had been apply to the prime rate, well, to received an increased on a credit product is really insulting.

Its now official, I have 2 banking enemies: BMO Bank of Montreal and RBC Royal Bank.

On the other hand, CIBC had been really good for me. I had received a free CIBC dividend credit card at no annual fees, which had been waive. Also, really recently, I had been offer a 0% credit card balance transfer promotion from CIBC. Customers need to stick to the best and in my case, CIBC always been really generous, offering me multiple credit card balance transfer, credit lines, etc. Currently, I consider CIBC as being the best bank to do business with. I might start a new broker account with them considering that CIBC always treated me like a princess.

Too bad that the TSX pull back today, but that doesn't really matter because my very awesome non-registered portfolio closed today session at a very good $169 600.86. My TFSA portfolio is at $60 267.31. I still have left $3 611.43 at my disposal to invest inside my TFSA, $4 000.40 inside my RRSP and $4 707.99 in cold cash that I am not trying to use - but I could eventually use $1 100 out of it for investment purposes if I find something interesting. 

I would really like to invest a new 5k, but at a yield of 5%, nothing more, nothing less.

Welcome in my TFSA portfolio Pure Industrial Real Estate Trust (AAR.UN)!

I still haven't find a new apartment, but I am actively searching. I am actually experienced the same problems about 10 years ago when I find my current place: its difficult to find something at a good price, but something that make sense at the same time. Currently, I am searching for a new apartment because here the rent increased every years and it begin to be too much asking for a tiny one and a half apartment. My current apartment being quite small, at now $665, I am feeling exploited. Montreal is better for renter than many Canadian cities, but its still difficult. One of the reasons why I have so much now is that Montreal is an affordable city to live in on a middle class salary. If I am having problem in Montreal, imagine the trouble that it might be to live in Toronto and Vancouver - or even worst: Hong Kong, Paris, New York, London... Anyhow, the search continue. And I won't mind staying where I am another year to put money aside for an eventually move - even if I already have plenty of cash - especially now. Because you know the girl, I am only getting better and this portfolio is only going up up up.

My non-registered portfolio closed today session at a very good $169 142.01. I couldn't believe my eyes. When this baby will be hitting the 170k mark, I don't know what I will do. Premium Brands Holdings Corporation (PBH) gains a spectacular 4.23%. Great good things!

I finally bought some Pure Industrial Real Estate Trust (AAR.UN) shares today for my TFSA portfolio. It was hard to resist to that 4.7% dividend yield. AAR.UN stocks are quite cheap too. I hope to reproduce with AAR.UN the same thing I did with Savaria Corporation (SIS). I bought SIS when it was really cheap and the gains today are quite impressive. I hope to be on another success story with AAR.UN. 

With this newest investment, my dividend income is now at $7 799.61, or $649.97 per month, which almost cover my too high rent.

Is Pure Industrial Real Estate Trust (AAR.UN) my newest heaven?

I am not so active on my blog these days for a really good reason: I am searching for a new place to live and its really not easy. Montreal is full of cheap dirty rabbit holes. I had been living in and off where I am currently staying for probably 10 years or so. And I didn't got back in the apartment searching deal ever since. And its quite a shock. All this is just leaving me with a so good excuse to finally leave Quebec province for good. I only wish. This is what you get for not studying enough and for not choosing a lucrative career: you get stuck in situation and life hit hard sometimes. Warren Buffett is all wrong when he say to young people to do and study what they like. Its a really bad advise and its too easy going. Warren Buffett was born with a silver spoon in his mouth. I can tell you what all the cold hard true about life because I wasn't born, like Warren Buffett, with a silver spoon in my mouth. In my case, the silver spoon switch side to go on some mysterious place.

This doesn't change anything on the fact that Warren Buffett evolve in his own little privileged world. The real life, you get to experience it when you are poor, have no one to rely on, and have to live and work in a place you really dislike... Hello story of my life!

Its always in moment of extreme vulnerability with my mouth full of deep shit that I turn to be a quick and smart ass. I am a lazy girl. I need electro chocs to have things work out. Its when I am hurt that I am at my best. And tonight is so not an exception. This is an evening to be remember of.

All this to say, I just found a new investment. Usually, it never go this quick. But I am now in love investors. My newest crush is name Pure Industrial Real Estate Trust (AAR.UN). A very top industrial REIT. Not expensive at all, nice yield, nice chart. Kind of fit me well. Pure Industrial Real Estate Trust (AAR.UN) will look good in my TFSA portfolio. I don't know if you have notice, but I like industrial stocks.

I find Pure Industrial Real Estate Trust (AAR.UN) on Stockopedia, just like I did for MRG.UN and PLC. I need something good to push it all up.

Saying a heartbreaking good bye to Westshore Terminals Invest Corp (WTE)

No real surprise, Emmanuel Marcon won the elections in France, just like I expected it to be, I told you so remember? French of France are so full of what you know what, its unbelievable. Whenever they are unhappy with their leading government, they use the Front National only to spice up things, an excuse, because they know there will always be that second run. In a way, their electoral system work against them, but its just they are not smart enough to realize it. While playing their dangerous nasty game, they are giving more voices to the Front National. Its so disgusting. And what is really more disgusting is to see all of those French of France idiots living in Canada like if this would be their home, taking advantage of our rich economy and stealing jobs belonging to Canadians. That's what French are only good at.

I like investing in stocks because its something I can do all alone, without having no one to deal with and interfere other than my own sexy self. And what I really like even more is to feel my control over my investments. I never doubt of my judgement, its my best weapon against everything that life decide to throw at me. Not that I couldn't do better, but most of the time, I can say, I couldn't do better. Its the reason why I am somewhat successful in the investing game. Because I can make decisions and I always try to defend my best interests.

What matter to me are my investments. And sometimes, decision had to be made, even if they are not happy ones. Its with somewhat sadness that today I decided to sell an investment that I had for many many years now: Westshore Terminals Invest Corp (WTE). WTE stock just continue to lose and lose and lose... I was watching, but at a point, this wasn't working for me anymore. So I sell today, and I was able to make a profit of 6.50%, $280.28. I got off late, but I was hoping to see WTE rebounce, but it didn't. Smart girls do what they have to do. I am really not in position to lose any money right now.

This sell move of WTE left me with a a couple thousands to invest. Its just a matter of making another good investment move to make even more money this time. I just don't know if you are ready for that yet, but I am.

Jean-François Tardif Premium Brands Holdings Corporation (PBH) is seriously in the profit zone

I am quite intrigue because according to my estimate, my net worth could currently be of $223 744.86. I might try to publish a quick update today to find out. The more gains I can make, the better I will be. A 50k seemed out of reach when I had just poor little money, a 100k was nice and surprising - just a confirmation that I was actually doing the right thing most of the time, a 150k quite enjoyable and real confirmation that I just needed to continue to invest more in stocks,... but a $200 000... now we are talking seriously. Whatever comes out after that will just be some candy love, but come on in whenever you like sexy gains, I am ready to take it all.

I can see myself hitting on the 250k very easily this year, especially if Emmanuel Macron win the election in France today. Marine Le Pen would be a too sharp and brutal leader, and I am really praying that French will use of what they have left as good judgement and vote for Macron. In France, Macron had received bad press for coming from Hollande government and his banker background. But its not bad at all from my perspective. At least, Macron had experience inside a leading government who had power and Le Pen never had a very active leading role inside an active government. Of course not, because so far in France history, French never elected the Front National.

And I don't understand why being a banker is a bad thing. Capitalist is a good thing. France need a strong leader to go back in track and create more opportunities for its population. Macron actually have good ideas for youth who are self-employed. I read about it and find the ideas proposed quite interesting. If Le Pen win, just be ready for a bad opening tomorrow, stock markets will probably all be down worldwide. I base myself on the fact that when Macron won the first run, markets went all up. For now, all we can do is pray and wait for the results. 

During that time, may people in Quebec and New Brunswick and maybe in other provinces too are facing major flooding. Its quite sad to see beautiful homes being ruined by water. However its not a surprise. When I went home in New Brunswick this Easter, I was shocked to see how much snow there was still left. And it result in flooding of course. They say its because the winter began too late and we had major snow late in the winter too. Nothing to help. Climatic changes could also be to blame. At least no one if affected at home. I couldn't live with myself being in Montreal while family facing flood in New Brunswick. It would be just too awful.

I am happy of my very latest investment in Veresen Inc. (VSN) as it gain 1.21% inside my non-registered portfolio. Some other stocks I hold had been slowed to show off some gains, but gains finally begin to show off, stop being so shy angel stocks:

Richards Packaging Income Fund (RPI.UN): 13.15%

Open Text Corporation (OTEXT): 9.56%

Just like expected, ACO.Y is a bit rocky. Anyhow, for a reason or another, I am very amuse by the fact that wake up each day just to make her business profitable not for her, but all for me.

GO! See sometimes, what stocks need is just a really good cheer up and enthusiasm.

Among my greatest achiever of all time - just try not to fail from your chair ok - we find:

FIRST POSITION: Premium Brands Holdings Corporation (PBH): +372.14%

SECOND: New Flyer Industries Inc. (NFI): +341%

THIRD: Methanex Corporation (MX): +272.61% 

Pembina Pipeline Corporation (PPL): +156.24%

Canadian National Railway Co (CNR) (in non-registered portfolio): +155.67%

Corby Distilleries Limited (CSW.A): +129.37%

Lassonde Inc. (LAS.A): +99.38%

K-Bro Linen Inc. (KBL): +91.20% 

TMX Group Inc. (X): +87.86%

Savaria Corporation (SIS) (in RRSP portfolio): +83.29%

Saputo Inc. (SAP): +81.18%

Enbridge Income Fund Holdings Inc. (ENF): +78.88%

Loblaw Companies (L): +71.01%

Fortis Inc. (FTS): +71.82%

Cineplex Inc. (CGX): +62.20% 

BIP.UN: +60.11% 

Enbridge Inc. (ENB): +58.50%  

Savaria Corporation (SIS) (in non-registered portfolio): +55.20%

TransCanada Corp (TRP): +56.85%

TD (in RRSP portfolio): +52.29%

Exchange Income Corporation (EIF): +52.14%

CT Real Estate Investment Trust (CRT.UN): +46.16%

Bank of Nova Scotia (BNS): +41.98% 

Park Lawn Corporation (PLC): +41.54%

BCE Inc. (BCE): +39.72%

The North West Company Inc. (NWC): +32.16%

Canadian National Railway Co (CNR) (in TFSA portfolio): +31.82%

Emera Inc. (EMA): +31.36% 

Toronto-Dominion Bank (T) (in RRSP portfolio): +30.06%

Canadian Utilities Limited (CU): +27.44%

Agrium Inc. (AGU): +27.38%

Park Lawn Corporation (PLC) (in TFSA portfolio): +26.59%

Morguard North American Residential Real Estate Investment Trust (MRG.UN): +20.11%

Emera Incorporated (EMA): inside RRSP: +75.49%

I am impress, but those number had been in for so long now that they leave me somewhat indifferent. at least now you have an idea of what good profits actually look like. If you are looking to build a portfolio, I think those stocks could be good picks and mix to start on.

Welcome back in my non-registered portfolio Veresen Inc. (VSN)!

The TSX closed with no special direction, but today was quite exciting. A few years ago, back in 2012 exactly, I had welcomed Veresen Inc. (VSN) in my portfolio. Just 2 years later, I was selling of VSN. From my perspective, VSN wasn't jumping enough in profit. But now in 2017, things are completely different. A stock that had in my portfolio for a very long time now, Pembina Pipeline Corporation (PPL), had announced today that they will acquired Veresen Inc. I find it very great and I got all excited by the news so I used up some margin money and bought some VSN shares at $18.18.

A girl do what she needs to do! Go go go VSN. PLEASE EXPLODE (in gains, of course). Make me happy all the way.

Just like PPL, Methanex Corporation (MX) is another stock that I had been holding to for a very very long time. I had made great gains on that single stock and its one of my greatest proud because I came with it. This wasn't a Derek Foster, Susan Brunner or Jean-François Tardif stock. Methanex Corporation (MX) was MY very own stock pick. Lately, MX announced an increased of its dividend of 9%. It was about time honey! I had been waiting for dividend increased of MX like FOREVER. 

A girl must sometimes used of her patience.

With all of those great news, my dividend income is now set for a $7 617.51 annually and as always, its exclude the dividend earn inside my RRSP portfolio.

Its good to have some great news because lately, I had worried a lot. Donald Trump is driving me crazy these days. Honey moon is over! Is he really going to cancel NAFTA? This is having a hard effect on my beautiful TSX - just at the moment where this lady is at the top of the top of her game, popping up the 200k net worth like if the TSX would be all mine. Donald Trump needs to calm down a bit.

During that time, Savaria Corporation (SIS) had been on a trade halt today. Imagine, SIS, is blockbusting all by acquiring a US company that I never heard about: Span-America Medical Systems, Inc. And all that for $80.2 million baby, and those dollars are in US! WOW. Just watch Savaria Corporation (SIS) kicking some ass!

A girl must known her stocks because its her best assets, not her ass.

Welcoming a net worth of $$204 277.66!

With a TSX at 15 712.46 points, I knew it was it. I knew I was at my new newest highest value ever. My overall portfolio is now at $291 084.99 and my net worth is at $204 277.66. Not too bad!

My debt situation on date of April 24, 2017

$86 807.33 at 4.25% = $3 689.31 in annual interest

[In date of April 24, 2017]

*For a complete update regarding my debt, click on the label "Debt situation" located at the right column of this blog.

My investment portfolio on date of April 24, 2017

Non registered Investments:
Cold cash: $4 247.97
  
Stocks and Units investment portfolio $CAN
Timminco (TIMNF): $0.27
Bank of Nova Scotia (BNS): $9 122.49
Blue Note Mining Inc. (BLNMF): $0.01
Methanex Corporation (MX): $6 341.71
Fortis Inc. (FTS): $5 143.44
Pembina Pipeline Corporation (PPL): $22 203.46
Just Energy Group Inc. (JE): $7 593.64
Enbridge Income Fund Holdings Inc. (ENF): $12 349.26
Corby Distilleries Limited (CSW.A): $2 806.25
Premium Brands Holdings Corporation (PBH): $40 295.02
iShares S&P/TSX Capped REIT Index (XRE): $2 565.64
New Flyer Industries Inc. (NFI): $5 384.88
TMX Group Inc. (X): $619.76
K-Bro Linen Inc. (KBL): $3 920
WesternOne Inc. (WEQ): $14.90
TransCanada Corp (TRP): $1 588.50
Canadian National Railway Co (CNR): $9 198.90
Enbridge Inc. (ENB): $1 598.24
Agrium Inc. (AGU): $5 697.56
Canadian Utilities Limited (CU): $1 635.06
Black Diamond Group Ltd (BDI): $95.25
Emera Inc. (EMA): $1 193.25
Cineplex Inc. (CGX): $1 328.75
BCE Inc. (BCE): $1 351.24
Saputo Inc. (SAP): $1 807.20
Lassonde Inc. (LAS.A): $2 420
Loblaw Companies (L): $884.16
Savaria Corporation (SIS): $7 494.20
Stornoway Diamond (SWY): $1 381.70
Open Text Corporation (OTEX): $1 858.40
Canadian Imperial Bank Of Commerce (CM): $3 391.80
ATCO Ltd. (ACO.Y): $3 015

TOTAL: $164 299.94

Stocks and Units investment portfolio $US:
Berkshire Hathaway Inc. (BRK.B): $1 326.24
Coca-Cola Company (The) (KO): $1 471.52
Cash: $33.99

TOTAL: $3 827.39 CAN 

Tax-free savings account (TFSA):
EnerCare Inc. (ECI): $62.85
Dumont Nickel Inc. (DNI): $20.09
RioCan Real Estate Investment Trust (REI.UN): $926.10
AltaGas Ltd (ALA): $926.40
CT Real Estate Investment Trust (CRT.UN): $1 488
Canadian National Railway Co (CNR): $4 088.40
Exchange Income Corporation (EIF): $9 061.60
Firm Capital Mortgage Investment Corporation (FC): $554
Brookfield Infrastructure Partners L.P. (BIP.UN): $3 559.04
Brookfield Renewable Energy Partners L.P. (BEP.UN): $1 245.30
Laurentian Bank of Canada (LB): $1 186.20
The North West Company Inc. (NWC): $1 587.50
Andrew Peller Limited (ADW.A): $3 797.80
Barrick Gold Corporation (ABX): $1 028.40
Canadian Imperial Bank Of Commerce (CM): $1 695.90
Hydro One Limited (H): $2 452.28
Toronto-Dominion Bank (TD): $1 333.60
Boyd Group Income Fund (BYD.UN): $2 617.50
Canadian Apartment Properties Real Estate Investment Trust (CAR.UN): $2 422.70
Keg Royalties Income Fund (The) (KEG.UN): $1 437.80
Data Communications Mgmt (DCM): $13.38
Westshore Terminals Invest Corp (WTE): $5 652.35
Morneau Shepell Inc. (MSI): $1 800
Royal Bank of Canada (RY): $3 842.80
Morguard North American Residential Real Estate Investment Trust (MRG.UN): $2 283
Parkland Fuel Corp (PKI): $1 891.20
Stornoway Diamond (SWY): $1 500.60
Park Lawn Corporation (PLC): $1 140
Toromont Industries Ltd (TIH): $1 860
Cash: $315.52

TOTAL: $61 790.31

RSP investment portfolio:
Emera Incorporated (EMA): $12 314.34
EnCana Corporation (ECA): $1 577.88
Toronto-Dominion Bank (TD): $2 000.40
Barrick Gold Corp (ABX): $1 285.50
Telus Corp (T): $2 229
Alimentation Couche-Tard Inc. (ATD.B): $489.60
Royal Bank of Canada (RY): $1 921.40
Savaria Corporation (SIS): $2 997.68
Thomson Reuters Corporation (TRI): $2 327.60
Park Lawn Corporation (PLC): $3 800
Richards Packaging Income Fund (RPI.UN): $976.80
Toromont Industries Ltd (TIH): $325.50
Cash: $3 978.77

Total: $36 224.47                                      

CIBC Dividend Growth Fund: $796.05
CIBC Emerging Markets Index Fund: $520.51
CIBC Monthly Income Fund: $1 395.63
Total: $2 712.19                         

Energy and Base Metals Term Savings (Indexed term savings): $577.30
Natural Resources Term Savings (Indexed term savings): $502.45

GIC National Bank: $1 315.37                           

Manulife Fidelity NorthStar GIF CAP B: $1 533.16
Manulife Simplicity Growth Portfolio: $1 299.95
Maritime Life CI Harbour Seg Fund: $1 220.21
Maritime Life Fidelity True North Seg Fund: $1 267.59
Manulife GIF MLIA B World Invest: $1 125.82

Other various: $4 792.64 + $1 486.90 + $2 651.96: $8 931.50

TOTAL: $56 810.01

Social Capital at Desjardins Membership share: $35
Pending online income: $57.71 + $51.66
Savings + Stocks, units, mutual funds + Tax-free Savings account + RRSP:
$291 084.99

My non-registered portfolio is now at a mega-pow-wow: $163 472.34!!!

This past Friday, my non-registered portfolio closed at $163 472.34, my TFSA at $61 359.05 and RRSP (stocks only) $36 003.03. I estimated my net worth to be of $203 232.89. If my assets just continue to grow this easily, I will be hitting on the 250k in less than 2 years. I prefer to focus on the capital gains rather than on dividend because its much easier and it seem like that portfolio of mine only want to grow. 

Its seem like Wall Street was affected by the elections in France. The way the elections are being conducted in France is really interesting. I like their 2 election rounds system - at least one thing I like of France. No real surprise, in this first round, Macron and Le Pen won. Its not the first time in history that the Front National move on to the second round. If I am not mistaking, back in 2002, Jean-Marie Le Pen and Jacques Chirac were the two candidates for the second election round. I had the feeling that the vast majority didn't want of Jacques Chirac, but medias and personalities pushed the vote in his favor. Jean-Marie Le Pen wasn't an option. The Front National represented and still represent a real danger for France. Its a party of all extremes that closed its door to the Euro and to immigrants. I am not in favor of Muslims myself and immigrants generally speaking, but France being France, located in Europe, its normal to find more immigrants in Europe rather than in Canada. There's some problems that need to be resolve within the Euro zone and it request a real open leadership like the one that Macron can provide. Marine is the direct continuity of her father Jean-Marie Le Pen. The problem with the Front National is that immigrants are totally excluded from their program. The FN is not an open government and its not a government who have the answers to properly deal with the current problems they have in France. Macron need to win so immigrants can stay in France and not overcrowd us in Canada and let Canadians occupy the jobs that we deserve.

In many ways, I could be a Front National activist, but I know the party too well to be in favor of it. It will be all too long to explain. But let say quickly that its not because I am not in favor of immigration that I am racist. I am in favor of Canadians and our government do not make enough for Canadians. We don't have any work system to make sure that businesses across the country hired Canadians before hiring immigrants. Under Justin Trudeau, we are not safe. And we are not rich enough as a country to welcome the immigrant mass coming right now from the US, and that may come also from as far as France if Le Pen won the second round. Its a matter of common sense.

There's no doubt in my mind, Macron is going to win the second run. It will be just like in 2002, medias and French personalities will all stand behind Marcon. I think French people will do the right choice. I think they understand the necessity of being part of Europe. In difficult times, the timing is not right to go cut link to Europe like the Brits did. For once, French need to be better than the English.  

All this political analysis had been done, I can now say that my annual dividend income, excluding the dividend earn inside my RRSP, is at $7 339.85. Not bad considering that it take thousands and thousands of dollars in investment to reach that amount of cash in dividend. Dividend income need to be seen as a bonus, and not as a goal or a necessity. To protect your capital, you need to invest in quality and quality stock will pay a reasonable dividend that grow overtime. The amount earn now might seem as small, but you should always invest like me for the long run. If not, you'll invest in junk stocks and lose money. Once again, its a matter of common sense. You need to be strong like rock and only trust your Dividend Girl.

Because a $163 003.95 non-registered portfolio is better than anything else

You may had notice, I got a little problem with my fabulous myfirst50000.com domain, but I am now back and running as beautiful as ever before. I just came back yesterday from a little trip in New Brunswick. I didn't have a direct Internet access and I didn't bother to access, like I do most of the time when I go to New Brunswick. And what about my portfolio during that time? It did fantastically well. And more strangely, it felt good to be back in Montreal. Its nice to be where I am from when the weather is nice, but we actually got snow and I only had my autumn coat, as I had left my newest Ivanka Trump winter coat at home... And when I wake up this morning, I was very tired, as I try to fix my domain problem. I was able to get it fix during the day. I never called sick at work, but its a good thing I didn't as another girl had called sick today... It was in the air.

Can you really believe what you had just read? I actually never miss a single day of work of my life! Fact is, I am never ever sick. This girl is really as strong as her portfolio. Because guess what, despite the fact that the TSX lost 69.69 points, my non-registered portfolio closed today session at very good $163 003.95. Today is an historical date. My non-registered portfolio never been so high. And its quite self-satisfying knowing that the special even is happening today, on a day where the TSX had almost lost 70 points. So just keep reading because you really never know what can happen around here! This is what happen when you are holding on desperately to the best of the best TSX stocks.

My TFSA account is at $61 464.97 and my RRSP at $35 852.93. This lead my net worth to an approximate $209 013.71. Its really getting closer to the 250k, that's for sure!!!

Its all good and nice, but I am looking to beef up my saving account with a few thousands more to cover the costs of upcoming vacations - some other ones - and also, nothing new, but I would like to pay down my margin, even if my non-registered portfolio is strong enough to support it. Things are going well for now, but we don't know what tomorrow will be made of. I like Donald Trump, but right now, thanks to Justin Trudeau, he's treating Canadians like complete idiots. And I am quite scare.

Saying hello to a $162 244.65 non-registered portfolio

My non-registered portfolio closed yesterday session at its very highest ever: $162 263.48, leaving me with a somewhat punch in the stomach of the bitch because the 160k was the breaking point - in the sense that it was the highest value ever reached, but now the highest of the highest ever is 162k. And it look to me that I will be on the 170k mark really soon, making somewhat of a reality a $250 000 net worth, in a couple of months. Those days, the stock market is obeying me and I am its queen, with my new Ivanka Trump coat.

Today, the same portfolio closed at $162 244.65. My TFSA account is at $61 536.01. I have many stocks to follow, but its not as difficult as it look, especially when I had been holding to some of them for years, saw them grow and build on great capital gain on. I take more time to check on newest acquisitions, and one of those is Morguard North American Residential Real Estate Investment Trust (MRG.UN). Good dividend and good grow.

I found that stock by using Stockopedia. MRG.UN had been in my big family stock portfolio since July 2016. In my TFSA portfolio, Morguard North American Residential Real Estate Investment Trust (MRG.UN) is experiencing a gain of 17.20%. I also find another interesting stock by using Stockopedia: Park Lawn Corporation (PLC). I also made good gains on PLC, but that one is quite a different stock due to the nature of its activities, go check it out.

Time pass by, and my portfolio just continue booming, and so does the investment ideas. My very best finding of the past couple months can certainly be Toromont Industries Ltd. (TIH) and ATCO Ltd. (ACO.Y). And its a chance of a lifetime because no one ever write about those two, or barely ever. I never heard about those 2 companies before finding them all by myself. And they are not small players. They are super huge. With very good profit, very reliable companies. LIKE WOW. Its not possible to make better stock pick. We are not talking here about chitty stock like Bombardier Inc. (BBD.B). We are talking about the real deal. I truly believe that TIH and ACO.Y are stocks I can get rich on, just like I got rich on CNR, BNS, NFI, KBL, PBH and so many others.

So its a great thing that you are reading me at this present time. See how lucky you are!

What I am actually desperately trying to say is that if you are strong enough and can handle market ups and downs, you shouldn't be scare to hold a large variety of stocks in your portfolio. We have many many very successful businesses in Canada. Out stock market is among those with top integrity and I also believe in the integrity of our economy. Its impossible to just be invested in 7-10 stocks only. By doing so, you limit your chances of success and you maximize the risk, in my honest opinion.

An example of a good Quebec business: Savaria Corporation (SIS)

Quebec province is a very strange mix of very bad corrupted businesses and of very good corporations. Recently, Bombardier had steel the show of Quebec scene. Right now, Bombardier is showing off signs of lack of integrity and complete disorganization. Its a real shame to see that executives of Bombardier had received pay hikes despite the fact that they had received millions in help coming from tax payers. Those people are not exactly angels. Their hands are really dirty. And they took advantage of my very hard earning money and I am very upset. I want Bombardier to collapse and declare bankruptcy. I want Bombardier executives to have a taste of hell and lose it all. No more bonus, no more money on the back of tax payers. My only privilege is to be born New Brunswicker.

CGI and Saputo Inc. (SAP) are two good example of very good companies that can be handle without shame inside any investment portfolio, whether you are a federalist like me or not. Savaria Corporation (SIS) is another fabulous stock which headquarters are located in Laval. 

Back in July 2016, I was investing in Savaria Corporation (SIS). I currently hold in to SIS in both my non-registered and RRSP portfolio. I had bought some stocks at less than $10. What a genius move! Savaria Corporation (SIS) closed this past Friday session at $14.07. I watch SIS on a regular basis. I got scared that SIS would get hurt by Trump protectionist, but it didn't happen, at least not yet. But SIS will probably going to continue on this good way. They have manufactured and sales going on in China. Its a pavement of gold all the way. And SIS have ordered from China too so what do you want better?

Savaria Corporation (SIS) = $$$