Welcome in my non-registered portfolio Dollarama Inc. (DOL)!

I really worked hard this evening, but it was all for nothing. I was trying to publish an update of my portfolio, but I quickly realize that I was actually 2k under the 200k net worth... So I decided, exclusively for vanity reasons, I decided not to publish that update. I am a lady, my stocks have to shine or if not, there's just no update. Its no real big surprise that I am under the 200k net worth mark, especially knowing that the TSX is under the usual 15 500 points where it should be standing so the Queen that I am can finally make her comeback. Its certainly not easy, but there's always a mix of good news just to make things a bit smoother and after all, the stock market has to reward at some points its favorite dividend lady.

In my portfolio, Savaria Corporation (SIS) had been a super gem. SIS had been at home in my portfolio and I had been rewarded of thousands in capital gain and hundreds in dividend income. Today was a spectacular day for Savaria Corporation (SIS) as the company announced that it was switching from a trimester to monthly dividend distribution. Also, SIS dividend is increasing of 10 cents per share, which is a lot, despite the fact that its only 10 cents per share... Because a dividend lady just want it all. And with all of those great news, SIS title gain 11.23%! That's quite nice and I certainly deserved a lot more. 

My dividend income is now at an equivalent of $683.77 per month, which is great - I am slowly getting closer to the famous $700 mark.

I made a secret investment. A few days ago, I invested a small amount in Dollarama Inc. (DOL). I was hoping to catch the gain train... but I got stuck at $139 with no possibility to sell quickly for profit... because currently, DOL is trading at $135 per share.... Too bad. Anyhow, DOL is a good investment to hold on to and pay a tiny, but still, a dividend.

I was surprised to learn today that shareholders of Home Capital Group Inc. (HCG) had massively voted against a new investment of Warren Buffet in the company. But I certainly understand why it was rejected. HCG is currently trading at $14.33 per share and Buffet wanted to place another massive investment, but at a ridiculous $10.30 per share. Business men are business men, but Canada is not to be sell to disgusting Americans who think they are the master of the universe and play on us and exclude us from our fundamental right: to own Canadian businesses and make money out of the TSX. From Marc Cohodes to Warren Buffet, Americans need to be pushed over and ignore. Its not because a man has a lot of money that its necessarily a good man or a good investor. 

Marc Cohodes is the perfect portrait of the American millionaire idiot, attacking a lady of the shadow and destroying the value of my very belove Exchange Income Corporation (EIF). If it wouldn't had been of the piece of shit, my TFSA value would had been of 60k right now. I just really hope that Marc Cohodes suffered form the hurricanes because my hate is as big and powerful as those Harvey and Irma hurricanes.

Small investors don't have much power, but we can pray for the hell of our enemies. 

Geneviève O'Gleman banana muffins are stealing the show over dividend

Its quite sad to see the effects of hurricane on the US, Cuba, St-Martin and other countries located in the south. I never been to Florida, but cities like Naples, Key West and Miami seem to be very pretty, like real paradise on Earth. I was particularly quite sad to see the beautiful Havana city being crushed over the flood. At least I had the chance to visit Havana two years ago. Strangely, the TSX is not reacting quite negatively, no hard crash so far. 

On a happier note, I made this evening my ever first bunch of banana muffins following a Geneviève O'Gleman recipe. In Quebec province, Geneviève O'Gleman and Alexandra Diaz are the top of the easy made, easy eat glamorous cuisine. The muffins I made are tasting pretty good despite the fact that my recipe contains less sugar. Feeling very brave, I reduced the amount of sugar and add about the double in term of All Bran cereal. I also made my first peach jam ever by following the jam recipe in the latest Cuisine futée magazine. I just add some to the muffin and got full quite quickly without eating all of one. It was my 37th birthday resolution to cook more and so I began by buying a Ricardo and a Cuisine futée magazine. I really enjoy Cuisine futée because its really focus on easy, cheap, good little recipe that really anyone can do. Its just that I never really try to put more efforts on what I cook. I also enjoy the television show at Tele Quebec. On the other hand, Ricardo is a bit more sophisticated. He's so nice and gentle that everything he cooks seem to be easy to replicate. However, spending 30 minutes in the kitchen for cooking a meal is a lot for me. But fact is, I was beginning to eat a lot of the same thing, and more than one time, peanut butter sandwiches, and I got food bored. But now is all going to change.

Food is costing so much, if I can cut on some expenses, I will be really happy. Have you check on the cost of strawberry jam lately? I saw a little bottle going as high as $7.99. You can get some good strawberry jam at $3.99 when its in special. But why not made your own? If you pick a cheap fruit, like peaches, and do your own jam, over a year, you'll save a lot of money.

And another hand, I am trying to get control on food waste. I am only buying what I need to do my Cuisine futée recipes.

Bon appétit.

Its a disaster, Eric Sprott had invested massively in my newly precious Novo Resources Corp (NVO)!

Too bad, it was too good to be true, the TSX was all way up, and now we had loss the good points we were on... But its like that these days. There's no real direction, despite the fact that Canadian economy is doing really great. Its the international scene that is messing it all up and its quite frustrating. Because of my hopes and dreams stand in those sexy stocks of mine. Lately, Novo Resources Corp (NVO) had cached my attention and I jump in the ride at $5.55 per share. You understand I was quite released today to find out that Novo Resources Corp (NVO) was gaining 14.6% in one single day. 

I usually checked the stock I invest in on Stockopedia, but I didn't that time because it was strictly an impulsive buy, just like it was a new purse that I was purchasing. StockRank of NVO on Stockopedia is actually higher than expected, close to 80. I also checked on NVO over my broker account. And og my God, I found out that not Marc Cohodes had invested in Novo Resources Corp (NVO), but another famous investor that I don't like very much: ERIC SPROTT. Oh noooooooo! Not Eric Sprott!! What he's doing involved in my newest investment? Isn't the old man supposed to be retired? Whenever Eric Sprott is involved in a stock, it always turn ugly. Eric Sprott must be avoid at any cost. I would had avoid investing in NVO if only I would knew that Eric Sprott was turning around Novo Resources Corp (NVO). Sprott unfortunately invest in NVO a couple of times during the past months. Its really to see one of my latest proud in the hands of that demon. You might thing that I exaggerate, but I am really not. I am like dying!! I am want to scream. Is that ok?

One good thing about Eric Sprott is that he's very old and one day we longer see his name on broker sheets. And you won't ever see mine either because I only make very cute, innocent and pure little cuty investments. And since I place my so smart investment move inside my TFSA, I just want NVO to hit on higher so I can sell and made a bit of money fro myself, let say for a new purse, new shoes and got my nails and hair done..... I am not a natural beauty and I am extremely high maintenance. That being said, I am just frustrated now because my dream of glory on the back of Novo Resources Corp (NVO) is at risk because of an old man at the name of Eric Sprott.

Let say that I just don't have it easy.

Toromont Industries Ltd (TIH) is on the road for gold

My non-registered portfolio closed this past session at $175 778.35, which is pretty good. I can feel it, the 180k non-registered portfolio is now not too far away. And when it will finally hit the 180k, I will published a portfolio update, which I didn't do in a really long time, actually since April 24 of this year. Ever since, the stock market hasn't been a heaven place. Its going up and down. And Marc Cohodes came out of no where, the poor guy think the Canadian stock market belong to him. The loser shoot down on my precious Exchange Income Corporation (EIF). But it doesn't really matter. I am actually happy that he did that move because now, the little rat face is on my radar and I only wish him all the bad luck of the world because the TSX is a Canadian thing, its to create richness to Canadians, not for American losers. Its time for Canadians to wake up. Americans are not our friends, in any ways. And when I read some comments of reader saying that they will donate to support the US population who had been touched by Harvey, all I can say is manage your own business. Did any Americans donate money to help those who had suffered of the Spring flood this year? Did Americans donate any money to help our First Nations? Do Americans are dealing fairly with us and came with a fair trade for our wood? I mean, if you donate any money to the Americans, you are donating money to the enemy.

There will always be some bad idiot Americans around the corner just to remind the brave Canadians how brilliant and smart we are. And Marc Cohodes is totally among one of those examples. But don't you ever worry because I am right here and I have business in hands. And I will totally love to just hit on Cohodes to quickly make him feel all the pain I felt when my precious Exchange Income Corporation went down on me. I will never forgive. And from now on, my new duty is to make him do his job in his pants. I now have an enemy for life. If a war would happen between Canada and US, I would be among the first ones to sign up. After 37 years of age, there's nothing more I would like to do than to battle for a good cause, even if it has to end my life. This kind of existence has just no full meaning anyway. I mean, you work hard, clean your place, your clothes, work out, invest the hard money, blog and for which reason again? Its a good thing that I am not Muslim.

While bravely facing idiots of that nature, there's a couple tips I can come with to help everyone, especially my special readers. Not readers, super fan of the Dividend Girl. Because when your money is being invest in stocks, even if its over the TSX super beauty, you'll be alone dealing with difficulties. I stop trying to understand the stock market a really long time ago. Harvey had hit on the US, but the TSX went up. Like what??? Anyhow, its a good thing. I really wish we could be a force of ourselves. We need to be independents and seek for other business partners. Like the UK, China, Russia.. The world is large, can we just throw far far away the US even if they are our next door neighbors? Can we please ignore Americans for once? They are hitting hard on North Korea, but they couldn't even take care of their own population and properly evacuated Houston and its area before the storm named Harvey hit on and destroy everything. I mean I clearly saw at the news the eye of the tornado hours before it hit Houston. And nobody called for evacuation. The US is not a world class leader. Its just very poor leadership. And we should turned our back on them. Russia shouldn't care about the US. Once the world will wake up, we'll just be doing much better. But I don't feel that a revolution is in the air. Its all about the US here, the US there. Like can we just stop paying attention? So annoying.

A little while back, I was investing in Toromont Industries Ltd (TIH). It took quite sometime for TIH to grow inside my portfolio but now it is. This just remind me of Richards Packaging Income Fund (RPI.UN). I picked that stock on Stockopedia. But that one also took some time to gain value inside my portfolio. Sometimes, patience is key. But its not an easy thing to have to deal with some investors of the nature of Marc Cohodes who only destroy everything they have on sight. However, no one single man can destroy the economy of a country. I always said that we have the best stock market of the world and we really have. Our stock market is much more stable than the US. I cannot compare to other countries, but its terribly hard to find US stocks with a high perfect climb chart. Its really hard. But we have many of them on the Canadian side.

I think its important to keep investing even during difficult time because you never know: maybe your next investment will be your next precious money proud. I cannot say that the more I invest, the better I am because I had made some wrong moves and I will probably continue to have a mix of good and bad ones. But the most important thing ever is to just keep going. Even if its impossible to legally eradicate some bad players like Marc Cohodes. 

This being said, I believe that TIH alone will eradicate all of my bad investment moves and that will make be a really rich girl. Lucky girl, lucky stocks. I love my babies.

I am now a 37 years old investor

How does that feel? Not so bad. Its now pass and done, I had celebrated this past Sunday my 37th birthday. And my ultimate teenage crush also celebrated its birthday on the very same day, Ma$e baby.

 

It’s quite sad to see what's going on in Texas right now, but I cannot help thinking why all those people haven't been told to evacuate. I was watching TV and we could clearly see the eye of the tornado Harvey and it was monstrous. No one is talking about it, but some people had slept at their duties. And now more than ever, the US will need Canadian wood and certainly more than just wood. Its a sad twist in the NAFTA negotiations, but this is playing in our favor. If Trump refused to be open on negotiation, I would like our leaders to turn our back and not to offer any help to those super fresh arrogant Americans. No matter what, its all about money, and it will always be about money. And I think that no US officials really wanted to evacuate Houston and areas because it would had cost them too much money. They preferred to see their own people suffer. And taking action quickly would had required too much of a good leadership, which Trump obviously don't have.

We all have something to learn from this. Its important to have cash put away in case some tragedy happen. In difficult times like those, people with money in the bank will have it easier than those who have close to nothing at all. Clothes, furniture, jewelry... All the material can go quickly in case of catastrophe, but the money you have in the bank remain there no matter what. It doesn't worth it to spend a fortune on furniture or fancy clothes. The mistake would be to think that a disaster cannot happen here in Montreal, Toronto, Halifax... but it certainly can. And its another reason that play in my favor: because I don't believe in home ownership, especially in urban area. Why spend thousands on a home that you may lose, for whatever reasons? Because anything can happen. And by the way our government had been dealing with Haitians refugees, don’t ever think that Canada could deal with a catastrophic situation much better, actually not under Justin Trudeau government. Trudeau is not half what is father used to be, it’s not because his father was a great man that he is a great leader. He quite sucks. All those immigrated are attracted by Trudeau image. But leadership need to be much more than only base on image. Unfortunately, the mass is not smart enough.

Many people in the US won't have direct access to clean water, but I don't understand why Canadians should worry about US citizens when people of the First Nation are living in extremely poor conditions, with no access to clean water and in very poor housing conditions. We should worry more about our own people before giving any help to the US or to any Haitians coming to Canada simply to get their dirty hands on our jobs and take advantage of Canadians in all possible ways while entering illegally in our country. After all, this is happening because of Donald Trump. I think we have enough on our plate.

During that time, my non-registered portfolio closed today session at $173 583.88. The TSX is a rough place to be right now, but I am confident about the future because in my view, the overall scene is quite optimistic, because of of evolution on our market. Latest news, a stock that I had been holding for some time, Toromont Industries Ltd (TIH) had acquired a Quebec company, and ever since, TIH had been booming. Canadian Imperial Bank Of Commerce (CM) had increased its quarterly dividend of 3 cents. Nothing much, but its an increased. Bank of Nova Scotia (BNS) is following CM by increasing its dividend by... 3 cents per quarter. This is how to benefit from the system: to partly invest in big Canadian banks and just watched them happily increasing their dividend distribution year after year after year.... There's just no end to this. Mortgage is for poor idiot people who got fool by the system. I don't get fool by the system, I suck at it and take get all it can give.

Jamieson Wellness Inc. (JWEL) announced a second quarter dividend!

To see my beautiful TSX going under the mark of the 15 000 points is sooooo terrible! I used to be right there, on top of my game. But now, it seem like everything is playing against me. Anyhow, sexy bitchy is not about to let it go just because the alienated Americans are messing up with the world economy. I actually think that Donald Trump is a benediction to our modern world. Its time to rely on ourselves and seek economic agreements with other countries. There must be a way that we can avoid dealing with the USA. And there is a way. Why does the world need to turn around the USA? Americans are so selfish. Its time we turn our back on them. I hope that our government play really dirty on the NAFTA. Canada should really go out of the circle and seek in a hurry other opportunities. I am quite certain that Mexico would just LOVE to avoid dealing with the US. Why not just do so, and only deal with good Canadians who won't ever play game on the back of poor Spanish people, or on the back of anybody at all.

This is actually Donald Trump gift to the world: we need to seek richness by our own. The USA is not a good country to deal with. We, the people living outside the USA - we are alone now and our destiny is in our own hands. Who care about the Americans anyway? The world need to reject them as hard as possible. People of the Earth are the boss, not Americans.

In the meantime, many people are currently working very hard to protect Mexican and Canadian interests. And its kind of sad. At a time when there's so much that need to be done to save our climate and so many other things, well, we cannot concentrate on things that really matter because of those poor Americans.

Its been a crazy summer. I had spent a lot of money. The money was well spend of course, but I am looking forward to squeeze in my expenses like never before so watch out because its going to be quite something. More than just Marc Cohodes, its now the whole TSX that is shitting on me and thank you so much for doing that because I am on my way to become a very savy princess. Thank you all.

Should you never give up trying to save money and to invest because sooner or later, rewards will come. I had lived very dark days in the past and those lived today are just other ordinary dark days. But don't you ever forget who I am, and especially, don't you ever gave up or I am going to go straight where you are and I would to do you what I would only love to do to Marc Cohodes. That's being to kick up your ass and make you move.

This being said, I have a good news: I think I had lost some belly fat - because I eat less when the stock market go crazy down. And secondly, one of my newest proud, Jamieson Wellness Inc. (JWEL) announced some dividend distribution! I wasn't sure if this one was going to pay me a dividend, but it is. JWEL stands strongly in value and its exactly what I need: a strong stock with some great dividend.

Following this, mirror, oh mirror, tell me who's the best investor of the world, please tell me? OH I CAN HEAR HER SAYING: YOU MY DEAR.

Of course, only me. Me and me. And please enjoy JWEL dividend and pray for my soul who will turn 37 on August 27. I know, only 5 DAYS LEFT!!!!

CRAZY.

Happy Birthday Acadian Investors! And welcome in my TFSA portfolio Novo Resources Corp (NVO)!!!

Happy Acadian Day! On this special day, my non-registered closed the session at $175 625.02. This is feeling great. Premium Brands Holdings Corporation (PBH) closed today session at $99.63 per stock - which its is very highest value EVER. Is it a conicidence that its happening on a August 15th? Not at all! I am probably the most enthusiast, PBH publicist of all Canadian and Acadian investors and its not without a reason. I made close to +500% on that single investment. Its why its my very precious investment.

Savaria Corporation (SIS) had been catching up with the recent loses and decided to bounce back at $13.70 and make me happy, because today is my Acadian special day. Following the announcement of a new acquisition oversea, WSP Global Inc. (WSP) is catching up. Even Just Energy is going up!!! It look to me that of of those stocks of mine finally decided to support me and is pushing it forward so I can be super rich and super fresh on August 27.

Today, I had invested in Novo Resources Corp (NVO) inside my TFSA. I got in at $5.42 per share. I notice that I had closed to $500 in my TFSA cash available to invest and I decided to move on something. That money came from dividend distribution that I touched inside my TFSA.  It was hard not to notice NVO today. I barely read about the deal, but something special is going on for Novo Resources Corp (NVO) and I hope to make some good money on this investment. Never stop trying. You just never know which stock is going to sky rocket.

JWEL is also going pretty well.

Chances are that I might be hitting for something big right on time for my birthday. I knew that my fabulous TSX wasn't going to let me down.

Fact in, when you are Acadian, its not blood you have in your veins, its success. I am not standing on the misery of my ancestors for nothing at all. Marc Cohodes can shit on me on Twitter and try to get his finger on karma, I am invincible.

And during that time, Bill Clinton, a sexual predator, is getting a warm welcome from Quebeckers. Only those people can be idots enough to welcome that cheater and his poor wife.

Tic tac, tic tac, tic tac...

ONLY 13 DAYS BEFORE MY BIRTHDAY! And after that big special day, in only 3 years from now, I will be turning 40 years old!!! NOoooooooo! **DRAMA** 

Nothing exceptional about aging, but the trick is not to see the result of terrifying aging on me. I was told more than more time that I don't like my age and I always welcome the compliment with infinite joy. Like: long hours spent at the gym and spending a small fortune on beauty cream kind of worth it after all. That's why I cannot buy a condo. Now you know my secret.

My non-registered portfolio closed today at a good $174 135.99. PBH got back to its old rich days. I am getting fabulously sexy rich on Premium Brands Holdings Corporation (PBH). And each time I put my eyes on PBH value on the TSX, I think of Jean-François Tardif. While PBH is popping up the cash, his JFT Strategies Fund (JFS.UN) is down of 1.46%. I think of Tardif each times I check on PBH because a long time ago, PBH had been a stock recommendation coming from him. The poor sweet handsome should had think of investing in PBH for his fund.

During that time, SIS is playing game on me and decided to go all the way down. Savaria Corporation (SIS) lost more than 6% today, for just no obvious reason. Is it the fault of Marc Cohodes? Who care? Us Canadians, we need to stop valuing the opinion of Americans because we are the best of the world. Americans are scaring everyone, including the poor Haitians, when they are killing each others. Americans like Marc Cohodes need to be diminished and completely ignored. Its a funny thing to say when the NAFTA is about to be rebuild, but we should be very hard on Americans and treat them like they deserved. Canadians are always so weak in front of Americans. But that has to change. Marc Cohodes is far from being not an honorable investor and can only kiss my valuable assets. The USA is not a valuable country.

I might be taking some ages, but there's some nice stuff about me that will never change. On the stock market, you need to be strong. SIS is falling for no reason, I am holding on to it for now and I won't let go until blood comes out from all of my orifices. Very all of them. And while waiting, my portfolio will be up to $180 000. See you baby. $$$ and a lot of $$$.

Enjoy a free visit of my Montreal apartment

The TSX lost more than 100 points today, major loses. I didn't even take a look at my portfolio online because I truly know what is there for me: desolation and loses. The best is to avoid looking. Its not anytime soon that I will be posing an update of my investment portfolio. As you might know by now, I only publish updates to satisfy my ego. I only publish complete portfolio updates when I am at my very best and when I am on top everything, like if I would be the Queen of the world.

I don't even want to understand what it might be for financial professionals who are directly involved in the stock market. Dealing with this kind of stress day after day. It might be an of in deep ugly feeling of emptiness. Each moment definitively has it song.

I adore this Garbage song Empty, its a real killer and Shirley voice is just so great. The video is quite awesome too. Its just lately that I understand why I had colored my hair in red for so many years: its because I wanted to get Shirley Manson good look!!! 

I am feeling sorry for myself and my readers because my 37th birthday is coming so soon and instead of being on top of my game, I need to deal with a catastrophic trading conditions. And its not about to end soon. I know its crazy and not convenient at all, but I was very satisfy to read Donald Trump comments about North Korea, saying that he was warning fire and fury if Pyongyang continued to threatened his country. Its about time that a world leader put the North Korean leader at his place. In many regards, I agree with Donald Trump. There's just a few problems with him: he tweets too much, sometimes talk too much and he's too aggressive sometimes, with just so any sense of delicateness at all. And in some points, me and Donald Trump are kind of the same: both monsters. But am a poor version of Donald Trump and maybe I would had done better in life if I would had his gut and extreme arrogance. One of my greatest quality is that I exactly know who and how I am.

Those who dislike Donald Trump just don't see his good sides. Ivanka Trump being around bring on something of positive, but she needs to be more present. She has all the grace and good taste that her father doesn't have. No one is perfect.

When it hurt to be on the stock market, its a really good thing to explore other adventure. Night after night, your dream of seeing me. I can't make that happen now. But I can certainly make you visit my little studio that I recently put some love in. I have a tiny little one and half apartment, but perfectly located somewhere in Montreal. I am now paying $665 per month for that apartment. I had post pictures of the same apartment that I still have today 5 years ago. You can check the old pictures of it right here.

I recently bought new furnitures at Structube. I really recommend this furniture store. It is well located in Montreal, it seem to be a Quebec company and delivery service was totally fine, furnitures came in big boxes and in good conditions. I bought a kitchen chair, a living room chair and a night table there. 

Let's begin with the cool night table. I just received today this lamp and jewelry plate that I bough on Amazon:

I really like this Crystal Silver Table Lamp on my night table. The Umbra Prisma Jewelry Tray also look pretty cool. Don't you think so?

This is what my living space look like:

The faux fur throw and faux fur pillow on the chair comes from Structube. Its their "tiger" wow design...

The frame bed and table got change by the owner. This wardrobe furniture is also from the owner. I bought those cute large sweater-knit baskets at Simons to put on top and store some stuff. It look pretty clean.

This Velvet arabesque rug come from Simons too.

I have some free space in front of my bed,its where I currently put the laundry bed, but I am looking forward to do something with the space.

This is my kitchen, which is decent space - I saw too many small apartments with no decent place to cook and with no storage space! I like the cabinets space.

I like this kitchen rug, really easy to clean. I bought it at Winner. I put a rug at that direct spot because the floor is broken there.

We don't see it well on the oven, but there's a spoon rest piece of this kit.

Next to my oven is my shoe rack, which I find useful.

I like this wood alike rug. I bough it at Winner too.

And here's my bathroom. I really like my shower curtain. Its a Rococo shower curtain that I bought at Simons. I bough the basket at Stokes. The bath rug is from Simons.

A cute little basket is always welcome in small spaces, including in a small bathroom. I have too many hair products. I bought it at Simons too.

This is something new that been installed recently:

And finally, I got this little Parisienne theme garbage can at Stokes.

Et voilà, that complete the visit of my apartment. From now on, you know where I blog, I sleep and watch TV. I had been living in there for about 10 years. I recently made all those changes and ask my landlords to change some stuff. It was all greatly needed.

3 Reasons Investing Abroad in Dividend Yielding Stocks is Good for Your Portfolio

Diversification is one of the cardinal rules of investing that you can't afford to flout if you want to protect your investment portfolio from unpleasant surprises. Telling you not to put all your eggs in one basket already sounds cliché and most smart investors will have a mix of conservative and speculative investments in their portfolios. 

Many investors diversify their portfolios across stocks, mutual funds, precious metals, bonds, and forex. Others investors diversify across multiple areas of the economy and some investors diversify across multiple sectors of the same industry. For a dividend investor, diversifying your portfolio across national borders is one of the smartest ways to enhance your dividend profile. This piece examines 3 reasons why investing abroad in dividend yielding stocks is a smart diversification move.

Access to different market cycles

The economic reality is that different economies operate on different market cycles. A global recession or bull run will have varying effects along a spectrum on different economies. Even in the best/worst economic times, some countries will get in/out faster than the others. Investing in dividend yielding stocks abroad provides you with an opportunity to access massive dividend payouts especially in emerging economies where a rising middle class often trigger bullish sentiments for stocks prices, earnings and dividends. 

If you focus only on investing in companies in your home economy, you'll most likely be recording massive opportunity cost in the international markets.

Diversification away from the U.S. dollar

The U.S. dollar is de facto global reserve currency but the greenback is gradually losing its position as other economies continue to challenge the economic dominance of the U.S. In addition, some of the unconventional economic policies (and statements) of President Trump are Dollar-negative and the greenback is experiencing an unprecedented level of volatility, Investing in dividend stocks abroad provides an window for receiving your dividends  payouts in other currencies such as the Euro, Pounds, Yen, CAD, and Yuan among others. 

Of course, one could make a counter argument that investing abroad to diversify away from the USD might not make much difference because  of FX fees relating to transferring your money abroad and collecting your dividends from a foreign currency back to the USD. However, the good news is that international money transfers are no longer in the exclusive domains of banks. Now, you can find tons of international payments options to send and collect money outside the country at fair, reasonable, and competitive prices.

Access to international credit

Apart from the fact that investing in dividend stocks abroad helps you to book gains from bigger markets and it protects your portfolio against economic shocks, international investing can also be a great tool for extending your creditworthiness beyond national boundaries. You can easily access a broader credit base in the countries where you have significant investments. 

Investors who only have portfolios locally are often at a loss when credit is unavailable or expensive in their local markets – the worst part is that lenders reserve the right to approve/deny credit applications. However, you can easily send it a credit application to a lender in another country and use the investment portfolio as the basis of an existing relationship for the credit facility.

Me and Ivanka Trump

I came home late this evening because I was busy shopping for an upcoming wedding. I already know which dress my mom will be wearing. Its a simple, but pretty dress. I didn't want to override her outfit by wearing something more dressier. I already have  dress that could do the thing in my wardrobe. But I decided to stop by La Baie.

In Montreal, La Baie store is located right downtown and its certainly the best of the best shopping spot. I tried many dresses of course. I fall in love with Tadashi Shoji dresses. Unfortunately, its a bit too much, as explain, I cannot be prettier than my mom. I tried this dress on. It was really pretty, it was the perfect dress. However, quite expensive. And I couldn't resist, I also try this one, but in a shorter version - it was real pretty too. Tadashi Shoji is an amazing designer. Too bad my mom isn't wearing something more classy. It was fun to try on some princess dresses.

I kept shopping and I stopped by some Ivanka Trump dresses. I don't know if you remember, but I had bought an Ivanka Trump winter coat a little while ago. Fact is, I like Ivanka Trump designs. She has really nice stuff. I decided to buy this Ivanka Trump dress. Its looking real pretty on me. Want to see?

There you go readers, the first pic ever of the Dividend Girl on this blog:

Looking great or what??!!! Oh check, you can see some of my blond hair!!! Wowwwww LOL

The lady at La Baie told me that it wasn't a convenient dress for a wedding because of the zipper it has on the front, but I will be the bad ass wearing a dress with a zipper at a wedding. I now own that Ivanka Trump dress. There's a nice stretch into it to keep the little but existing beer belly all in and not out. I am going to bring that dress and the other one I had in mind for the wedding with me when time come.

I spent an entire evening shopping for that Ivanka Trump dress. Now, I need a white purse and a white sandals. When the TSX get boring, go outside shopping and spend all that money.

Jamieson Wellness Inc. (JWEL): on the run for gold returns

My latest investment in Jamieson Wellness Inc. (JWEL) is paying off. JWEL had gained 3.67% so far inside my non-registered portfolio. I need this new jewel to really kick it on and bring on smoothly some fresh new cash that I so desperately need at this time. Today, JWEL hit on $19.95 per share - among of its highest value ever. Unfortunately, Jamieson Wellness Inc. closed today session at $19.33. But quite good no matter what. And its quite easy to imagine JWEL hitting on the $20 per share in a close future. No, JWEL doesn't pay any dividend. Its a new stock to the TSX, its quite normal that its not paying a dividend yet, but I can easily imagine that JWEL will be paying a dividend later on. I wanted to invest in Jamieson because it was for me an interesting company to invest in and it bring in some diversification in my portfolio, as I don't really have anything related to health care inside my very very awesome portfolio.

Basically, I am running after fresh cold cash like always. Time is passing by, but nothing is really changing. And this special one will be turning on 37 years of life on August 27 so watch out. The world will never be the same. And be ready because I am back in the money making gold with JWEL. My latest proud is definitively paying off so I not getting lost. I still have a bit to do on the TSX. Its really my place to be, even if its quite hard to be an investor these days, especially on the TSX. I don't understand why our index is not exceeding the 15 500 points, its nothing I can understand and I don't care. I only want to make gains. 

My non-registered portfolio is really awesome, really great, but its only standing at $173 949.10 while it has really everything to be on the $180 000 mark. I have everything, at the exception of a great TSX. Its difficult to have amazing results when the TSX is hitting below the 15 500 points. I just cannot make it work.

Anyway, in the meantime, since it seem like I cannot find a decent and clean apartment at a decent price in Montreal, I went through a major organization of my current one and a half apartment. I gave away many bags of clothes, got rid of many things and it just felt better ever after. I am not the type who have that many clothes, but I am sweet hoarder. I like to keep things just in case..., and things just keep accumulating. Like for example, I had kept an old hair dryer that wasn't even working anymore, old clothes that I don't wear, old pair of sandals, old winter jacket....... and so on. Its just easier sometimes for me to put things away rather than getting rid of them. Its just in case that I would need them... I don't have any problems to get rid of things once I put myself into it, which happen from time to time. I am not a terrible hoarder, just a sweet nice one. Now, my apartment is more organize, and for the small space I have, that was important to do. 

I also got some new furniture and other stuff for my apartment. I had been living there for a really long time now and I never really spent money to get nice stuff. I bough a nice night table to replace the ugly plastic table I had and that I cannot see anymore. But see my problem, I didn't get rid of the ugly plastic table yet, I just slide it against the wall... I got to throw it away. I got a nice living room kind of chair that fit in my small apartment. I taught about a chair rather than a couch. And I also got a new kitchen table chair that is really comfortable. 

In Montreal, Ikea is located far away in the wood. I never went to Montreal Ikea. I lately located a nice furniture store downtown Montreal on René-Levesque: Structube. They have really nice pieces of furniture at a reasonable price. Structube offer delivery at $70 - which I had. And I had been delivered my furnitures in time and in good condition in very big boxes. I got this dining room chair - its the most comfortable chair ever. My nightstand kind of look like this but not exactly - it has one upper drawer but below is empty. It has the same white color and finish. I also got this armchair, in black. This recliner is really nice and comfortable for this old lady and not too heavy. I wanted light furniture, nothing too heavy. And best of all, the delivery guys where not ugly at all to look at ;-)

Saying a sad goodbye Exchange Income Corporation (EIF). Goodbye love

Things are going a bit better for my non-registered portfolio. It closed today session at $175 042.78. My TFSA portfolio closed the session at $58 782.28. Today, I made the difficult decision to sell all of the Exchange Income Corporation (EIF) stocks I was holding inside my TFSA. I had been a long time investors of EIF and my shares had been bought at an average of $22.84 each, which is very good. I sell them all today and make a nice profit free of tax, but it wasn't with joy that I made this move. When it come to investing, I am more in an investing kind of move and I want to grow old holding on to the best of the best. The TSX is a castle with huge treasures.

However, my adventure with EIF came to an end because an American - oh surprise! - piece of shit of the name of Marc Cohodes is short selling Exchange Income Corporation (EIF). This could exposed EIF investors to big loses. Short selling should be made illegal. And I am imploring God and his darkest angels to throw all of the worst at Marc Cohodes. He might thing he's really smart guy now, but my attacking one of my stock, Marc Cohodes had just wake up a wolf who was quietly sleeping. There's no words to describe my anger. I was supposed to grow old on EIF, not sell it out. I hate that Marc Cohodes guy.

The TSX is the best stock market of the world and I can say so because I did my searches. When I invest, I try to target stock that present sky rocking chart. I did many searches using Stockopedia, desperately trying to find US stocks presenting such criteria and I can really say that the quality is really low in the US market. I was able to find only just a few US stocks sticking to my rule but I didn't even wrote them down. US is a big lack of stability and I don't want more exposure to chaotic US stock market at this time. Especially not under Donald Trump which is acting crazier and crazier every day. I came from fan to hater. I just wonder what happen next and I can't wait to see if Donald Trump Junior is going to hit a wall and go to prison. But in a place like the US, mediocrity is the norm. We can expect anything coming from Americans.

The TSX is no shit hold made for US investors. Its my place to be and shine. Anyone that hurt one of my babies can go straight to hell. And I wish hell for Marc Cohodes and a lot of pain. Pain so great that will make him remember that the TSX is not a playground. And I want him to feel my pain. I would like to be next to him right now so I can hit him sooooooo harddddddddd, for destroying my dream. Just stay on your side of the border, and I will stay on mine, on the BEST side. Not only that we have the best stock market, but Canadians are just so more smarter than Americans. On our 150th anniversary, we should scream it louder.

Small investors like myself have no choice. I went through some kind of similar experiences in the past, like for example in the case of Davis + Henderson Corporation (DH) . I only have that other example in mind right now. Retail investors always need to act quickly and when something like this show up, its sad, but its better to sell and profit from the gain because investor like Cohodes can really hurt the value of a stock, like really really badly. And I think that in the case of EIF, Cohodes had made and will make more damage to the value of the stock. Its my opinion and what had made me sell EIF today, but I really hope that my wrong. I was kind of doing in my pants today! I won't forget.

This being all said, no surprise, but this came sooner than I expect it: Bank of Canada is doing its job and is increasing interest rate. Party time is over. I am totally in favor of such action. Low interest rate is not a good thing in our economy. 

A reader just recently comment about the situation for Savaria Corporation (SIS), saying it went lower recently. Personally, I wouldn't worry about it, I won't sell my SIS just for a bit of volatility. A stock cannot always go up, it will sometimes go a bit down, its totally normal. Its the life on the market, sometimes the market go up, sometimes it go down, always for whatever reasons, but at the end, quality stocks always delivered. And nothing is wrong with SIS. If you are scared, you can always partly sell your position. There's currently no tangible adversity when it come to SIS. But for EIF, its a different story of course.

Imagine that because of my sell of EIF today, I now have close to 8k in fresh cold cash, all at my disposal to do whatever I want. I could pay off my big fat margin which is currently at $98 500, but still manageable. No very super great stock ideas at the present time, but I was thinking about pitching in Canadian Imperial Bank Of Commerce (CM) and enjoy some easy dividend. Since interest rates are going now up, banks are going to make great juicy profit, maybe 2017 will be a record year.

So let's go CM, be my newest proud. Get me in gorgeous profit and dividend like never before. Throw me out my chair and take me.

 (!)

While facing adversity, the worst thing you can do is to do nothing and die.

Disastrous time for my non-registered portfolio

Jazz Festival in Montreal came to end. And this Saturday was really jam packed like I never saw it before. It was even hard just to stand there on my two feet and breath. I didn't know the artist but he's probably really popular.... Its sad that the Jazz Festival is already over because the best of Montreal summer is already gone with the wind and we are not getting a very nice summer when it come to the weather. So far, its been chitty just like the stock market. This being said, today was the perfect summer day in Montreal with wind blowing me up - but its just hard to have 2 days of good weather in a row. Its like our whole environment is very disturb. Anyhow, I prefer this kind of summer rather than too hot weather because I have problem standing the heat.

My poor non-registered portfolio closed Friday session at $174 164.14. Despite the fact that its down of a couple thousands, I see good things going on. One of my latest investment, CAE Inc., is up by 0.33% (not a lot, but its still a gain). I prefer not to talk about HCG, but its not going well for me on that investment. Another latest investment, WSP Global Inc. (WSP) is up of 4.08%, that's really good. And other older investments are doing well too. 

But for how long?

And what about a bit of Crius Energy Trust (KWH.UN) for my portfolio?

Right now, I am such a sucker. My very beautiful non-registered portfolio closed down at $174 421.13. My TFSA at... $58 616.14, when it should clearly be at 60k. Its getting bloody and I am full of rage. I really hate it when the stock market play it dirty dance on me. But it doesn't keep me from wanting more, just like if I would be a xxx dominatrix who really enjoy it. I have right now the oh so perfect song for this perfect moment!

Remember Gargage? I used to really like this song. And its video. Back in the 90s, Shirley Manson was the grunge princess. And today, I am taking the lead by being a very dirty garbage dividend girl.

Right now, while listening to Garbage Push it song on and on and on, I am all eyes on Crius Energy Trust (KWH.UN) who's been announcing an increase of 2% of their dividend distribution. Stockopedia is currently of no help to tell me if this baby worth it or not. Is Crius Energy Trust (KWH.UN) a garbage investment? I truly don't know. But the $0.8043 annual dividend is of somewhat really appealing. And I cannot help myself. I cannot control the appeal of money. I am so extremely sorry.

Justice for Omar Khadr is being made in Canada. Long life to Omar Khadr

10.5 millions coming from Canadians tax money is going in Omar Khadr and I am really happy about it. Justice is being made. 

If I would had been a child soldier like Omar Khadr, I would had killed Americans and I would had killed many of them. We'll never know for sure if Omar killed Tabitha Speer husband, but one thing is for sure and is true, soldiers die at war. Its their ultimate duty. But it seem that the poor Tabitha Speer don't get that yet. Soldiers shouldn't enroll in the military if they want to live a long and happy life. If Americans are stupid enough to fight Muslims, its there very own problem. ISIS soldiers are among the more vicious of all because their heart if full of hate and anger. No one can defeat them. Their faith and anger, and their ultimate hunger make them the best soldiers which we cannot beat off even today. Their willingness to beat the enemy is unstoppable. I would like Omar Khadr to sue the US government for being incarcerated in Guantanamo Bay for so many years when he was only a child. A child soldier remains a child. The most courageous Canadian of all time is not even a real Canadian, he's a f Muslim! By her conduct, Tabitha Speer is not honoring her late husband. She's acting like a real bitchy American, with very low class. Shame on her. Its was Chris Speer role to die at war. It was his duty it was his turn to die. Just another soldier, like many of them who die at war. There's nothing wrong with his death.
 
We just celebrated Canada 150th birthday on July 1th and today July 4th, its celebration day in the USA. Despite those happy days, its not an easy thing to be on the stock market, its quite rough. I was hoping to hit on the 250k net worth by the end of 2017. Not that I want to be pessimist, but chances are that I probably won't be able to reach that goal, at least not in 2017. And its really alright. Its good to have money goal, but sometimes, circumstances make it impossible to reach those goals. Being almost 100% invested has its good and bad sides. One major problem is that whenever the stock market is acting difficult, well, the portfolio value go down. But one good thing is whenever the stock market go up, my income grow. And currently, there's a lot of volatility in the air. Its very hard to navigate this way, without direction, without any real sense of grow. I actually really dislike this current state of the stock market. Its not the first and last time I am going through such conditions, but I hate it. I really do. I enjoy myself when I am on top of my game, not when the stock market does its job in my hands if you see what I mean.

Ok, so today, the TSX closed the session at 15 130.661 points, leaving my non-registered portfolio at $175 885.60 and my TFSA portfolio at $59 322.66. My sexy big fat margin is at $98 540.78, leaving me a free little $17 205.10. My situation is not so bad, but I would like better data. Like right now, my non-registered portfolio got everything it take to be on the 180k value. But the TSX is not helping this bitch in any kind of way. 

Since its not clear if Home Capital Group Inc. (HCG) is paying or not a dividend, I actually removed it from my dividend sheet. In result, I am now at an average of $675.44. Good enough for now. With a margin usage of almost 100k, its time for me to slow it down a bit and pay down. I guess its the best thing I can do for now. My very sexy extreme emotional investment in HCG might not have been the greatest investment move ever - especially knowing I didn't sell when I could had made a couple hundred bucks. I bough at $17.20 - as soon as HCG don't go too low, I will be happy.

On the other side, some investments made lately had been doing very great, like for example WSP Global Inc. (WSP) is growing and enjoying its stay inside my non-registered portfolio.

Fact is, during desperate boring stock market, its the time to tight up the teeth to the dust like a dog and burn all the excess of energy in a way or the other. Its not anytime soon that I will accept defeat.

My dividend income is now close to the $700 per month

I visited another apartment this evening, but it was way too small and no balcony... I am trying to find a new apartment at a cheaper price than of what I am paying now, but its not actually working for now. And I don't want of an apartment that will cost me more than what I am paying now. Its all very complicated and Montreal if full of dirty rat holes.

In exactly 2 months from now, I will be turning 37. I am not exactly a young woman anymore, but I don't feel old. I don't think I look my age, or at least I wish so. Anyhow, I never saw a year going on so fast. Life goes on, and the stock market is not exactly cooperating. The TSX closed without real direction today. Nothing is going on like it should. Its all pretty mess up. 

My latest investment in Home Capital Group Inc. (HCG) took a bad trip today. Anyhow, I discovered that HCG actually pay a dividend. And I also notice just today that I totally forgot to add WSP dividend in my spreadsheet income. And I also forgot to add in the latest NFI dividend increased. All that together make a new annual dividend income of $8 305.28, or the equivalent of $692.11 per month. My $700 goal is just so close! It was a fantasy of mine to hit on the $700 dividend income. And its now about to happen - or should I say soon. 

From there, it will be easier for me to repay my big fat margin account. So watch out.

The extraordinary Warren Buffett is investing in Home Capital Group Inc. (HCG)!

Oh, and I should not forgive: Welcome in my non-registered portfolio Home Capital Group Inc. (HCG)!!!!

WOW, summer is red hot this year. And summer is always busy with all kind of things going on like drinking and stuff on and it make it even harder to post anything at all. But currently, the weather is turning a bit cold so I decided to stay inside and post on about my latest investment adventure, with a little glass of Cuban Legendario on my side. Its too bad, but Legendario liquor can only be purchased in Cuba, and you can only bring 2 bottles, so got to drink with love. Legendario is really good - it has an in deep taste of Cuba in it, its quite hot hot stuff.

This time of year is usually really great for me, that I am drinking or not. I remembered last year around the same time, I shake up a bit my portfolio by adding on great stocks like Morneau Shepell Inc. (MSI), Keg Royalties Income Fund (The) (KEG.UN), Thomson Reuters Corporation (TRI), just to name those few. And I also remembered dumping some old stuff too that I wasn't in anymore, like saying good bye to old lovers.

I guess for this past week, the biggest news was to learned that Warren Buffett was investing in Home Capital Group Inc. (HCG). That was back on June 22. On that special day, I didn't know what my day was about to be up too, but I was wearing one of my most beautiful dress, and I had my nails and hair done. I had no idea what was going to happen, but it was almost like I knew that something was about happen. I rarely do my hair properly these days because of lack of time, but on June 22, I was as pretty as I could possibly be and on June 22, a news took the TSX by stormed: Berkshire Hathaway Inc.was about to invest massively in Home Capital Group Inc. (HCG): 2 billion dollars! WOW. SOOO exciting! Could this be the first time that THE Warren Buffett invest in my fabulous TSX? (I really don't know, but not that I know of). Anyway, this is the kind of things that really turn me on. And I was not going to turn my back on it. Oh no! No money to invest? No problem. It doesn't matter, I have a margin account baby.

Bad bad girl.

Before the TSX opened, I was aware of all that. And it sound like pretty exciting deal to me! There was going to be some great money to be made and the money was just waiting for me, that I had some or not to invest. So as 9:30 am was slowly kicking on, I immediately bought some HCG stocks. I got in at $17.25 per share. Following my fabulous move, HCG shares price went... down. I started worried, what is going wrong?? And I wondered if all investors where still in bed or haven't heard about the great news yet. I understand that Quebec investors might not be smart enough to understand the ultimate treasure of what this deal really mean, but what about the rest of Canada? And what about Americans who can invest on the TSX? Anyhow, later on during the day, HCG moved all the way up, just like it was expected to be. I could had quickly sell off my shares and I would had made a couple hundreds that would had made me very very happy, but this time, I am in for thousands in profit, not just a few hundreds. And for that to happen, I am ready to use all of my bright patience and wait.

This deal had to be approved by the TSX first and maybe later on by HCG shareholders, but who can say no to Warren Buffett? I certainly won't refused anything to Warren Buffett. Fact that Buffett is getting involved in HCG is really good for the image of the company and its an extraordinary sign of trust. I am sure that both the TSX authorities and HCG shareholders - and that's including myself - will approve the deal. After all, we are smart Canadians.

If everything go well, I truly believe that HCG can hit back its old $32.78 value. And that's what I am expecting. It could be a slow mover process, but it could happen.While waiting, its quite exciting to be holding on to the same stocks that Buffett himself will soon acquire - at a much better bargain price, but still...

On other news, my annual dividend income (excluding RRSP, as always) is at $7 981.08, an average of $665.09 per month. I am only missing a $420 to hit on the $700 per month. Its just very unfortunate, but Home Capital Group Inc. (HCG) doesn't pay a tiny cent of dividend cash.

I suspected my net worth to be of $207 000 right now, which is not too bad. Its still possible for me to hit on the 250k net worth before the end of the year, but I will need a good market situation and little angels carefully watching my back. And my plan for Home Capital Group Inc. (HCG) will have to work out.

Welcome in my non-registered and RRSP portfolio CAE Inc. (CAE)

Lately, CAE Inc. (CAE) had been in the news for good reasons, while Bombardier Inc. (BBD.B) is getting under fired for letting one of its tanker truck in pretty bad condition on the road and causing a collision in a highway almost a years ago. Not only that Bombardier Inc. haven't been able to deliver its C Series on time, and not only that Bombardier had paid its administration millions of dollars on money coming from tax money, this time, Bombardier Inc. (BBD.B) is responsible for the death of a poor man. Being irresponsible is very typical of Bombardier and I just don't understand why foreign companies are keeping trust in Bombardier and keep buying its products. Its a complete non-sense. Bombardier Inc. (BBD.B) is not an honest and reliable company. Like Jean-François Tardif and Eugénie Bouchard, one in the financial industry and one as a so call tennis star, Bombardier is showing off the true colors of Quebec province: unable to perform.

Bombardier, Eugenie Bouchard and Jean-François Tardif are 3 Quebec "things" that disgust me. Vast majority of Quebeckers have that thing for being incompetent. Eugénie Bouchard should perform at a strip club because she has the cheap stripper look in her Sports Illustrated photo shoots. She looks like a little girl out of place desperately showing off her skin to prove to the world that she's somebody. What a pity. Female professional athletes should never take their clothes off for the came. Ronda Rousey did the same mistake, and we are not hearing much from her these days. Its easier to play around naked than to perform, that's for sure.

I doubt that Eugénie Bouchard tennis career will last very long. She has a very poor spirit. Whenever the poor girl broke her racket on the court, she makes me laugh. She might be pretty, but she's not a fighter. She's not a very strong athlete. Quebec is being perfectly well represented with her. For me, Eugénie Bouchard is the perfect Quebec fresh face: arrogant by nature and a complete loser.

And what about Jean-François Tardif? Back in the days, Jean-François Tardif was a fund hedge manager superstar. He retired, and made his comeback with the JFT Strategies Fund (JFS.UN). And of course, I jumped in the occasion. It was the promise of big gains. I always knew Tardif was going to make a comeback. Once a man tasted money and power, he can't get enough. So Jean-François Tardif made his comeback just I expected, but his JFS.UN is a deception, its not performing well, and it doesn't pay any dividend. So investors like me are just getting screw up because its doesn't matter if Jean-François Tardif is in the profit zone. No matter what, the rat is sucking some management fees out of poor investors like myself. It didn't took me long to realize that Jean-François Tardif no longer knew what to do or how to trades to make profit. Tardif is just completely lost and guess what, I am doing better as performance on my own. I could steal Tardif at anytime and I could make investors happy among the way. Its sad, but Tardif had shown is true colors too: he's just another incompetent Quebecker. And I am going to kick his white ass. This is revenge baby. I am going to do much better on my own. Thank you and goodbye love.

Yesterday, there was all those good news surrounding CAE Inc. (CAE). Just go find out. Basicaly, CAE is training pilot. Demand is huge. The need for new pilots keep growing. CAE is a leader in its field. For the past couple years, CAE Inc. (CAE) had just keep growing and growing. There's more grow to come. CAE pay a dividend. CAE is a Quebec base company - its kind of the only negative point.

No matter what, I decided to invest in CAE Inc. (CAE) in both my non-registered and RRSP portfolio because I am only looking to invest for my own benefit - first. And companies like this one are hard to find. Its hard to find reliable companies to invest in. So being a "Quebec" company doesn't automatically mean that it stop all investing process. Because I am so lovely smart, I can see beyond my hate.

And this is where everything take it sense: when you close your eyes and see all deep down what you are made of, you know your strength, you know your weakness. I truly believe that its when you know everything about yourself that you can, at that time only, be a successful investor. And its what I am trying to be. So go there CAE Inc. (CAE) be my latest proud and go kick some ass your new princess. Do as I want and give me the royal capital gain treatment.

Saying hello to a $171 040.26 non-registered portfolio value. But is it here to stay?

Its been rough for the past couple days, but the TSX is going back on track, and that being for my very own benefit. And as always, my favorite stock market is treating me like I deserve: like a princess. I am really getting the princess treatment whenever my non-registered portfolio decide to behave and hit on the 171k+. Today, I closed at $171 040.26, which was a good day. I once make it to the 172k, that was quite something! Got to enjoy the moment because sometimes, rich proud and extreme arrogance don't last long. Stock investing is a very dirty thing and it can be source of both joy and pain.

The weather had been awfully hot this weekend, but I didn't mind, as I had been able to see a live free show of IAM at the Francopholies right here in Montreal. That's right, the bad boys of Marseille were in town! And it was quite amazing. I took a couple of videos, which I will try to download on YouTube so you can enjoyed, just like if you where next to me, watching IAM show. Now that I saw IAM at least once in my lifetime, I can die in peace, whatever it has to be in a building in fire or in a terrorist attack. My favorite IAM song is L'empire du côté obscure (rough English translation: The dark side empire):

Its not IAM first major show and certainly not the last, but they seemed very happy to be performing in Montreal. It was really amazing. France is home of many great rappers. Sniper is probably another real favorite of mine. So much better than anything you can find in Quebec province, maybe at the exception of Koriass and a few others, but its a very limited quality scene. A reason why France rappers are so good is that their background take deep roots in the worst of what France hold in term of humane misery. Next to that, most of the little Quebec rappers like Rémi Daoust alias "Rymz" are so out of personality with poor Eminem wanna be kind of style. Just no vibes at all, very terribly boring artist, its incredible. And I got quite insulted this past Saturday night, when I had to listen to Rymz at the Fancopholies, between some pre teen girls and douche bags. Ahhh! What an awful time. I mean come on!

Here is what to illustrate what I am trying to explain in a very clear matter. Dear friend, you are about to experience the real power of France rap music... Are you just ready?

First, listen to Sniper Gravé dans la roche - its hard to find anything better than this. I never get tired of this one:

Good isn't?

And now Indélébile of Rymz:

Kind of boring isn't? There's no appeal in Rymz music, except maybe for 12 years old girl... And not to forget the douches! Good rap music transcend you and move your soul. With his music, Rymz is far from being transcending.

Another great French rapper: La Fouine. Proof that Muslims know how to rap.

Do feel the difference, on how La Fouine and Sniper are so good compare to Rymz?

Now thanks to the Dividend Girl, you know what good French rap music sound like. And because we don't know what kind of pain can bring tomorrow my TSX, a more dirty gangster song of France ghetto for sweet dreams:

As the weather is getting warmer, the TSX is in desperation

I had made a few interesting visits as I am very actively searching for a new apartment, but since I am looking something that will fit in for the long run, I haven't stopped my choice yet. I found something great at $640, but there wasn't a good balcony and it was missing some sun light but otherwise, it was pretty decent. Another place that I visit was very great but was only missing some storage space... With all the clothes, beauty products, books and my old university stuff, I do need good storage space. Its the reason why I want to leave my current apartment. Its hard to find an apartment in Montreal but I guess it can be even harder in other cities so I will try not to complaint too much. This apartment search is sucking a lot of my energy.

As you imagine, right now, finding an apartment is pretty hard, but the TSX is pushing it even harder just to add a bit more difficulties on my shoulders. We are getting closer to the 15 000 points rather than the 16 000 points and its just so sad because I really had been on top of my game. I had been THE TSX Queen. However, dividend juice is still in and at now an equivalent of $660 per month, I am at least happy for that part. My non-registered portfolio closed today at $169 747.67, my TFSA at $58 858.68, RRSP at $36 381.10. Its never easy to be on the stock market when it go down like this.

My latest investment are not doing too bad despite it all. NVU.UN is up +0.95%. NA down of -0.44%. AAR.UN up +4.32%... There's always a bit of good going on, but when the markets are down, its not the perfect time to check out on stocks. Its however the perfect time to buy.